Rates & Fees Colorado

Financial Services
Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative.
Installment Loan

*Loan products are only available to verified Colorado Residents within 20 miles of the Lakewood Check City store. Colorado Residents outside of this radius can apply for an installment loan online.

Loan Amounts

$100 to $1,000

Acquisition Fee

10% of the Principal

Monthly Account Handling Charge

Loan Examples

Annual Percentage Rate (APR) is the cost of your credit as a yearly rate and will vary depending on the length of your loan. Please see your consumer loan agreement for the Annual Percentage Rate (APR) and other terms applicable to your loan.

With a payment schedule of 7 biweekly payments, the amount of each payment comes to $85.

Loan Requirements

To apply, please stop by our Check City store location. Please bring a photo ID, proof of income, your routing and account numbers for an active checking account, and proof of address. Within the state of Colorado you can apply for an installment loan of up to $1,000. Your loan limit will be determined by your income, application information, Check City loan history, and the information in your consumer report provided by a consumer reporting agency.

  • State or Federal ID 
  • Proof of income
  • Direct deposit information (void check or routing and account number)
  • Proof of direct deposit 
  • Proof of address

Canceling Your Loan

You may rescind this loan at any time on the business day after the transaction date (Saturdays, legal holidays, and other days that we are not open are not considered business days). To do so, you must either call between 8 AM and 5 PM or visit a store in your state of residence by 5 PM local time.

Check Cashing

All check cashing fees are calculated as a percentage of the check amount, and all other check cashing fees are calculated per check. Customers need to have ID verification to cash a check in order to avoid the No ID Verification Fee. 

In Check City Colorado, customers can cash the following types of checks: 

  • Payroll out of state checks
  • Payroll handwritten checks
  • Payroll computerized checks
  • Personal in state checks
  • Personal out of state checks
  • Money order with receipt checks
  • Money order without receipt checks
  • Government checks
  • Insurance checks
  • Commercial checks

We are licensed and regulated by the Colorado Department of Law.


Consumer Protection Section

Consumer Credit Unit

Uniform Consumer Credit Code ("UCCC")

1300 Broadway 6th Floor

Denver CO  80203

Consumer Complaints, Notifications, & Information:

(720) 508-6012

Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.