What is an Installment Loan?
Installment loans are incremental loans that allow borrowers to make regular payments rather than pay back the loan all at once.
By visiting a Check City Store location you can walk away with your loan in hand that very same day.
With online installment loans, you can quickly get the money you need when you need it, now with a more flexible payment plan. This loan will let you enjoy longer loan repayment terms, more manageable monthly payments, and other loan options designed to work for you.
Check City is a direct lender for personal installment loans. As a direct lender, Check City provides installment loans directly to their customers. Enjoy a simpler loan process and less hassle by using a direct lender like Check City.
Get your loan as quickly as possible. Fill out an application online or visit your neighborhood's Check City Store today.
Check City wants to help all our customers be successful. So we make it easy for you to prepay your loans without any unnecessary fees. Check City rewards our customers for being great loan customers.
They are designed to grant customers more flexibility and control over the way they borrow. Longer loan terms help you get the monthly loan payments you need to get the funds you need without breaking the bank. Instead of choosing the lump sum repayment term, get larger loan amounts in smaller monthly installments.
At Check City, you can enjoy longer and more manageable loan terms. Instead of repaying your loan in a matter of weeks like with a payday loan, this loan lets you take out funds for longer amounts of time. Depending on the state you're in, you can borrow for up to 10 months at a time.
Like all of Check City's loans, your loan will come with terms and disclosures. This loan disclosure will outline your payment schedule. The loan terms will factor in any loan rates or fees, allowing your monthly payments to be predictable and consistent.
*Check City currently offers installment loans in Utah, Idaho, Missouri, Nevada, Texas, and Wisconsin.
The details of your installment loan may depend on the state you live in. For more details about the rates, fees, terms, and conditions that apply to your loan find your state on the Rates and Fees Page.
Yes, in states where online installment loans are available, you can apply through Check City's online application. If approved, you'll review and sign your loan agreement electronically before your funds are disbursed. Availability, eligibility, and funding times vary by state and are subject to approval.
Installment loans allow you to borrow a specific amount of money and repay it over time through scheduled payments. Before accepting a loan, you’ll receive information about your loan terms, including payment amounts, due dates, and applicable costs. Once approved and accepted, you’ll make payments according to your loan agreement until the balance is paid.
The amount you may be able to borrow depends on factors such as your state’s regulations, eligibility requirements, income, and ability to repay the loan. Check City can help you determine the loan amount you may qualify for during the application process.
Qualification requirements vary by state, but applicants generally must meet minimum age requirements, provide valid identification, have a source of income, and meet other eligibility criteria. Check City reviews each application to determine if you qualify.
At Check City, we believe in helping customers understand their loan terms before making a decision. The cost of an installment loan varies based on the amount borrowed, repayment terms, applicable fees, and state requirements. If approved, you’ll receive your loan agreement with the details of your payments and costs so you can review everything before accepting your loan.
Your credit history may be considered during the application process, but having less-than-perfect credit does not automatically mean you won’t qualify. Check City reviews each application based on multiple factors, including income, eligibility requirements, and applicable state regulations.
If approved and your loan agreement is accepted, you may receive your funds quickly. Funding times can vary depending on your application, approval process, and selected delivery method.
The number of installment loans you may qualify for depends on your state’s regulations, your current loan status, and our approval requirements. If you already have a loan with Check City, we can help you understand your options and whether you may qualify for additional borrowing.
Loan renewal or refinancing options may vary by state and loan terms. Contact our customer service team or review your loan agreement to learn more about
available options.
If you miss a payment, additional fees or charges may apply depending on your loan agreement and state regulations. Missing payments may also impact your ability to borrow in the future. If you’re having trouble making a payment, contact Check City as soon as possible to discuss your options.
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