Installment Loans Online at Check City

Get more flexibility with the best installment loans online at Check City.
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Installment loans are loans with a more flexible repayment plan. Instead of paying back your loan all at once, schedule smaller payments on a regular basis like once a month.
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How to Apply for Installment Loans Online

Step 1: Apply for a loan online and fill out a short, secure application.
Step 2: A Check City Representative will contact you shortly after your application has been submitted.

How to Apply in Stores

Step 1: Walk into a convenient Check City Location.
Step 2: Fill out an application.
Step 3: If approved, walk away with cash.

By visiting a Check City Store location you can walk away with your loan in hand that very same day.

Installment Loan Requirements

  • Basic Contact Information
  • Government ID
  • Check or Bank Statement
  • Proof of Income
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Check City Installment Loan Benefits

With online installment loans, you can quickly get the money you need when you need it, now with a more flexible payment plan. This loan will let you enjoy longer loan repayment terms, more manageable monthly payments, and other loan options designed to work for you.

Direct Lenders for Installment Loans

Check City is a direct lender for personal installment loans. As a direct lender, Check City provides installment loans directly to their customers. Enjoy a simpler loan process and less hassle by using a direct lender like Check City.

Quick Application

Get your loan as quickly as possible. Fill out an application online or visit your neighborhood's Check City Store today.

No Prepayment Penalty Fees

Check City wants to help all our customers be successful. So we make it easy for you to prepay your loans without any unnecessary fees. Check City rewards our customers for being great loan customers.

Repay in Flexible Installments

They are designed to grant customers more flexibility and control over the way they borrow. Longer loan terms help you get the monthly loan payments you need to get the funds you need without breaking the bank. Instead of choosing the lump sum repayment term, get larger loan amounts in smaller monthly installments.

Longer Terms

At Check City, you can enjoy longer and more manageable loan terms. Instead of repaying your loan in a matter of weeks like with a payday loan, this loan lets you take out funds for longer amounts of time. Depending on the state you're in, you can borrow for up to 10 months at a time.

Predictable Payments

Like all of Check City's loans, your loan will come with terms and disclosures. This loan disclosure will outline your payment schedule. The loan terms will factor in any loan rates or fees, allowing your monthly payments to be predictable and consistent.

*Check City currently offers installment loans in Utah, Idaho, Missouri, Nevada, Texas, and Wisconsin.

The details of your installment loan may depend on the state you live in. For more details about the rates, fees, terms, and conditions that apply to your loan find your state on the Rates and Fees Page

Frequently Asked Questions

How much can I borrow? 

How long do I have to pay it back?

The loan is set up on a 6-month term, and payments coincide with your regular pay dates.

Can I refinance?

Can I make early payments? 

Can I make larger payments? 

Can I make partial payments?