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Get cash
Loans
Payday loans
installment loans
personal loans
title loans
Services
check cashing
alternative banking
tax services
Money Transfers
additional services
Cash Academy
Blogs
cash academy blog
loans 101
personal finance
taxes 101
career and business
get involved
Featured Articles
what is a payday loan?
What is an installment loan?
What is a personal loan?
what is a title loan
the beginner's guide to filing taxes
what is a tax refund advance?
Locations
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Online + Stores
Utah
Nevada
Virginia
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Online
Alabama
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Wyoming
why check city?
About
About Check City
Contact Us
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careers
Members
Refer a Friend
members faq
small business resources
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Check City Scholarship
Warm Hearts coat Drive
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Apply now
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Rates & Fees Kansas

Financial Services
Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative.
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Loan Amounts

The maximum loan amount for Kansas residents is $500. Based on your income and other factors, loan limits will be determined on an individual basis.

Loan Terms

A minimum of 7 days to a maximum of 30 days

Permitted Fees

15% of the amount of the cash advance. The loan fees will be $15 per $100 borrowed. The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.

Example APR and Fee Schedule

The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table shows the Annual Percentage Rate (“APR”) and Finance Charges for various loan amounts.

Finance Charge: $15 per $100 borrowed

Please see your consumer loan agreement for the APR and other terms applicable to your loan.

The minimum duration of the loan is 7 days from the disbursement date.

The maximum duration of the loan is 30 days from the disbursement date.

Additional Information

Your Right to Rescind (Cancel) this Loan

A borrower may rescind any consumer loan transaction made under the provisions of this section without cost not later than the end of the business day immediately following the day on which the loan transaction was made. To rescind the loan transaction:

  1. A consumer shall inform the lender that the consumer wants to rescind the loan transaction;
  2. The consumer shall return the cash amount of the principal of the loan transaction to the lender; and
  3. The lender shall return any fees that have been collected in association with the loan.

Notices

NOTICE TO BORROWER: KANSAS LAW PROHIBITS THIS LENDER AND THEIR RELATED INTEREST FROM HAVING MORE THAN TWO LOANS OUTSTANDING TO YOU AT ANY ONE TIME. A LENDER CANNOT DIVIDE THE AMOUNT YOU WANT TO BORROW INTO MULTIPLE LOANS IN ORDER TO INCREASE THE FEES YOU PAY.‍

Loan License, Registration, and Certificates

We are licensed and regulated by the Office of the State Bank Commissioner.

Address: 

700 SW Jackson, Suite 300 

Topeka KS 66603

Phone: (785) 296-2266 

Fax: (785) 296-0168

Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide. 

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Available Services
Payday Loan
Customer Service:
(800) 404-0254
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Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Approval, products, and loan terms may vary based on applicant qualifications and applicable state or federal law. See Rates and Fees for specific information and requirements. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Colorado, Idaho, Kansas, Missouri, Nevada, Ohio, Utah, Wisconsin, and Wyoming. In Texas, CheckCity.com acts as a credit services organization/credit access business (CSO/CAB) and will not be the lender for loans obtained through this site; CheckCity.com will instead attempt to arrange a loan between you and an unaffiliated third-party lender.

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.

This is an invitation to send a loan application, not an offer to make a short-term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-57). Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-21).  The maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830. In California, CheckCity.com is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law, Cal. Fin. Code D. 10.

Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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