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Get cash
Loans
Payday loans
installment loans
personal loans
title loans
Services
check cashing
netspend cards
tax services
Money Transfers
additional services
Cash Academy
Blogs
cash academy blog
loans 101
personal finance
taxes 101
get involved
Featured Articles
what is a payday loan?
What is an installment loan?
What is a personal loan?
what is a title loan?
beginner's guide to filing taxes
what is a tax refund advance?
States
All States
Store Locations
Utah
Nevada
Online States
Alabama
Alaska
California
Idaho
Kansas
Louisiana
Mississippi
Missouri
Nevada
Ohio
Texas
Utah
Wisconsin
Wyoming
why check city?
About
About Check City
Contact Us
Reviews
careers
members faq
Community
Community Outreach
Check City Scholarship
Warm Hearts coat Drive
Shade Tree Fundraiser
Apply now
Login

State Licensed Lender

Check City is proud to be a state licensed lender so we can provide the assurance and peace of mind our customers deserve.

Why Check City is Proud to Be a State Licensed Lender

If a customer gets a payday loan from a non-licensed or overseas lender who does not abide by state and federal lending laws, the borrower will be without important consumer safeguards.

If a lender is not willing to abide by state and federal lending laws, what else might they not be willing to abide by? Borrowers should not take this chance and should choose licensed lenders over non-licensed lenders.

The Check City Difference

Choose a lender you can trust by choosing Check City. We not only stand by our word and services, but we back up our word and services by abiding by state and federal lending laws to give customers the loan quality and care they deserve.

Every loan that Check City lends is legal and backed by lending laws for our customer's protection and peace of mind.

1994 State Licensed Lender Seal

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Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Approval, products, and loan terms may vary based on applicant qualifications and applicable state or federal law. See Rates and Fees for specific information and requirements. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Idaho, Kansas, Mississippi, Missouri, Nevada, Ohio, Utah, Wisconsin, and Wyoming. In Texas, CheckCity.com acts as a credit services organization/credit access business (CSO/CAB) and will not be the lender for loans obtained through this site; CheckCity.com will instead attempt to arrange a loan between you and an unaffiliated third-party lender.
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Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.
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This is an invitation to send a loan application, not an offer to make a short-term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. The maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator, The Utah Department of Financial Institutions at (801) 538-8830. In California, CheckCity.com is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law, Cal. Fin. Code D. 10.
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Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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