Quick and Simple Solution
When you need money, you can turn to Check City when you apply for a loan in California. The Check City California payday loans offer customers a quick short-term loan solution during a financial emergency.
How to Apply for California Payday Loans
Why Use Check City for Online Funding in California?
We're a Direct and Licensed Lender
There is a big difference between direct lenders and indirect lenders as well as licensed lenders and unlicensed lenders.
Being a licensed lender means that we have all the licenses and certifications we need to do our job the right way and help our customers safely and securely get the money they need.
Being a direct lender means that our loans come directly from us, Check City. We won't send your information to third party lenders. Instead, you'll borrow directly from us.
Easy Application Process
Check City loves to make your life easier. That's why we use and create the best financial technology around to best serve the financial needs of our customers.
All our quick cash loan products come with a fast and easy online loan application process. We want all our fast financial solutions to be easy loans that don't take hours to apply.
Exceptional Customer Service
Check City prides itself on having exceptional customer service. Whether you are in a store, online, or on the phone, our representatives are friendly and approachable. They are informed financial guides that know exactly how to help you with all your money needs.
California FAQ
Where is the best place to get a $255 payday loan online?
A great place to get a $255 loan online is at Check City. Enjoy great customer service, a simple application process, and fast results when you choose Check City for your money needs.
Can I borrow more than $255 in California?
Loan limits are based on your income and other factors. They are determined on an individual basis. The maximum loan amount for California residents is $255.
How do I apply?
Applying is simple and easy to do. Start by filling out an application. We’ll review your application and if approved, you'll sign the contract and get your money.
How much can I borrow?
Loan limits are determined on an individual basis. If approved, California residents can potentially borrow up to a maximum loan limit of $255.
How quickly can I get my money with instant funding to my debit card in California?
When you use your debit card to fund your loan money into your account, you can get your money very quickly with instant funding!
How do I qualify for instant funding to my debit card in California?
To qualify for instant funding to your debit card in California, you just need to already be a Check City customer.
If approved, when will I receive my funds in California?
If approved, you can receive your funds in California as soon as the next business day or even quicker with instant funding if you’re already a Check City customer.
What if I change my mind and decide to cancel my loan?
If you change your mind and decide to cancel your loan, then all you need to do is contact Check City to cancel your loan no later than the close of business on the business day following the date of the deferred presentment service transaction.
How many payday loans can you have in California?
California law only allows each consumer to have one (1) deferred deposit loan with a single lender at a time.
California Rates and Fees
Visit the California Rates and Fees page to learn more about the terms and conditions of our loans in the state of California, any credit score requirements, finance charges, due dates, interest rates, origination fees, and more.
You can also contact a Check City representative at the following phone number or start an online chat to learn more. Your customer satisfaction is important to us, and we pride ourselves on the exceptional customer service experience we provide.