Avoid Late Fees
Bills are an important monthly expense that can carry heavy consequences when they become overdue. Pay your bills quickly and efficiently when you use Check City Bill Pay. We'll process your bill payments by the next business day so you can avoid late fees.
Fast Bill Payment Processing
Check City has fast bill payment processing so that we can get your bills paid as quickly as possible. At Check City we understand the importance of on-time payments and we can generally process all your bill payments within a day.
Alternative banking is a term that refers to financial options outside of traditional financial resources. Banks are generally considered to be a traditional financial institution, but with the evolution of technology, the range of financial institutions and available services has grown.
The best bank alternatives provide more perks and flexibility than some traditional banking options. They can sometimes be substitutes to banks or just other options available so that you as the consumer have more financial choices than ever.
There are many reasons people are flocking to alternative banking options. The customer experience can be more user-friendly and modern, and there can be more choices and more flexible options. Many alternative banking institutions also have more borrowing options with smaller loans as well as larger loans, and more options for deposit accounts and deposit cards.
Many traditional banking solutions have limits and restrictions for who can qualify. There may be a minimum balance that needs to always be in the checking account or savings account in order to avoid a fee. There might also be a certain credit score requirement for how high a customer's credit score needs to be to qualify for a card or an account.
Many alternative banking solutions are more accessible to a wider group of customers because they don't have as many requirements for opening an account.
Bank accounts can sometimes be a hassle. There are overdraft fees for if you accidentally spend more than you have in the account. There are sometimes credit score requirements before you can get approved for opening the account. Sometimes there are minimum requirements for how much has to be in the account at all times, and sometimes there are even monthly or yearly fees for maintaining the account.
If you don’t want to deal with all of that, but you do want a safe and secure online bank account where you can deposit your money, then an alternative online bank account might be for you.
Debit cards are often linked to checking accounts. If you don't have a checking account with a bank, then you might miss out on having an easy-to-use debit card for making quick card payments wherever you go.
Thankfully, there are many financial options available today. With an alternative debit card, like a prepaid debit card, you can load money into your online account and use a prepaid card just like you would any debit card. Now you can make digital payments wherever you go.