Loan Amounts
In Mississippi, the minimum loan amount is $100 and the maximum loan amount is $250. Loan amounts are based on your income and other factors, loan limits will be determined on an individual basis.
Loan Terms
Minimum of 8 days to a maximum of 30 days
Permitted Fees
$20 flat fee per $100 borrowed
one $30 returned item fee for any missed payment
Your Right to Rescind (Cancel) this Loan
A borrower has the right to rescind the payday loan on or before 5:00 PM Mountain Time of the next business day following the loan transaction. To rescind your loan you must email or fax us written notice of your intent to rescind, along with written authorization to effect a debit entry to your Bank Account for the principal amount of the loan.
If the borrower accepts the funds from Check City before the expiration of the one-day cancelation period, any origination fee charged shall be non-refundable.
Example Payday Loan Fees and Payments
Mississippi law prohibits this check cashing business from accepting a fee to renew or extend any delayed deposit transaction. Therefore, a delayed deposit check must be deposited or the check face value paid in full prior to entering into another delayed deposit transaction.
Questions or Concerns?
For customer service issues please call our customer service telephone number at (800) 404-0254.
Loan License, Registration, and Certificates
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.
This check cashing business is licensed and regulated by the Mississippi Department of Banking and Consumer Finance. If you have any unresolved problem with a transaction at this location, you are entitled to assistance.
Please call or write:
Mississippi Department of Banking and Consumer Finance
P.O. Drawer 23729
Jackson, MS 39225-3729
Phone: 1-800-844-2499
Consumers may find company information through the NMLS Consumer access link: https://www.nmlsconsumeraccess.org/
