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Get cash
Loans
Payday loans
installment loans
personal loans
title loans
Services
check cashing
alternative banking
tax services
Money Transfers
additional services
Cash Academy
Blogs
cash academy blog
loans 101
personal finance
taxes 101
career and business
get involved
Featured Articles
what is a payday loan?
What is an installment loan?
What is a personal loan?
what is a title loan
the beginner's guide to filing taxes
what is a tax refund advance?
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why check city?
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About Check City
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Rates & Fees Ohio

Financial Services
Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative.
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Financial Services
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Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative.  

Apply Now: https://members.checkcity.com/apply.aspx

Installment Loan
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Apply Now: https://members.checkcity.com/apply.aspx  

Loan Amounts

The minimum loan amount for customers is $100 with a maximum loan amount of $500.  

Loan Terms

The minimum loan term is 91 days from the loan disbursement date. The number of loan term days will vary based on the borrower's pay dates.  

Permissible Finance Charges

Installment loan customers will be charged an interest charge and monthly maintenance fee. The monthly maintenance fee is 10% of the amount borrowed or $30, whichever is less.  

For loans that are $500 or more, customers will also be charged an origination fee. The origination fee is 2% of the amount borrowed.

Right to Rescind

A customer has the right to rescind, or cancel, the installment loan within 3 business days after the loan transaction. To rescind a loan, customers must email or fax Check City a written notice of their intent to rescind, along with written authorization to affect a debit entry to your bank account for the principal amount of the loan.

Example Installment Loan

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Installment Loan FAQs
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Apply Now: https://members.checkcity.com/apply.aspx  

What do I need to apply for an installment loan? 

To apply for an Installment Loan with Check City you will need the following: 

  • Complete a Customer Application  
  • Government ID
  • Valid Social Security Number or Individual Taxpayer Identification Number
  • Check or Bank Statement
  • Email Address and Phone Number
  • Proof of Income

What happens if I default on my loan? 

If a check or ACH payment returns or the loan defaults, you can contact Check City’s Payment Center at (804) 729-3601.

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Available Services
Financial Services
Installment Loan
Installment Loan FAQs
Customer Service:
(800) 404-0254
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Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Approval, products, and loan terms may vary based on applicant qualifications and applicable state or federal law. See Rates and Fees for specific information and requirements. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Colorado, Idaho, Kansas, Missouri, Nevada, Ohio, Utah, Wisconsin, and Wyoming. In Texas, CheckCity.com acts as a credit services organization/credit access business (CSO/CAB) and will not be the lender for loans obtained through this site; CheckCity.com will instead attempt to arrange a loan between you and an unaffiliated third-party lender.

Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.

This is an invitation to send a loan application, not an offer to make a short-term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-57). Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-21).  The maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830. In California, CheckCity.com is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law, Cal. Fin. Code D. 10.

Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.

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