Does applying guarantee approval?
No. Applications are subject to verification, eligibility requirements, underwriting and applicable law.
How long does a loan decision take?
Timing depends on the application and verification needed. Contact us if you have questions about a pending decision.
What can affect the amount I qualify for?
Your income, eligibility, state requirements and other underwriting factors can affect your approved amount.
Payday loans · Installment loans
What funding methods may be available?
Available options may include direct deposit, in-store cash and instant debit-card funding for qualifying returning customers.
Same day and instant funding · Members FAQ
What does same day funding mean?
Same day funding means receiving loan funds on the day funding is processed. Eligibility, timing and processing conditions apply.
What is instant funding?
Instant funding uses your bank account and debit-card information to deliver funds through an eligible funding option.
Who is eligible for instant funding?
Qualifying returning loan customers may be eligible. Contact us to confirm whether instant funding is available for your application.
Why can funding times vary?
Approval time, verification, funding selection and financial institution processing can affect delivery.
What happens if my bank delays a deposit?
Contact Check City for help checking your funding status and next steps.
Can I change my funding method?
Contact us to ask whether your funding selection can be changed for your application.
