The online loan products available to you depend on your state. Review the product description, repayment structure and state-specific terms before applying.
A payday loan is a short-term, single-payment loan generally scheduled for repayment on the borrower’s next pay date. Payday loans are not available in every state and should be used for short-term financial needs rather than as a long-term financial solution.
An installment loan is repaid through a series of scheduled payments rather than one lump-sum payment. Loan amounts, payment frequency and repayment periods vary by state, approval and the terms of the loan agreement.
Online lending requirements differ by state. Selecting your state first helps you find the loan products Check City may offer where you live and gives you access to the correct rates, fees, licensing information and application requirements.
Texas notice: In Texas, Check City acts as a licensed credit services organization or credit access business and is not a lender. Check City attempts to arrange a loan between a customer and an unaffiliated third party member.
Important: Loans are subject to approval. Products, amounts, rates, fees, repayment terms, funding methods and availability vary based on state law and applicant qualifications. Online loans are intended for short-term financial needs and are not a long-term financial solution. Please borrow responsibly.
Check City in Alabama offers online payday loans.
Check City in Alaska offers online payday loans.
Check City in California offers online payday loans.
Check City in Idaho offers online installment loans.
Check City in Kansas offers online payday loans.
Check City in Louisiana offers online payday loans.
Check City in Mississippi offers online payday loans and online installment loans
Check City in Missouri offers online installment loans.
Check City in Nevada offers online payday loans and online installment loans. They also offer title loans, with the option to start your application online.
Check City in Ohio offers online installment loans.
Check City in Oklahoma offers online installment loans.
Check City in Texas offers online installment loans.
Check City in Utah offers online payday loans and online personal loans. They also offer title loans, with the option to start your application online.
Check City in Wisconsin offers online installment loans.
Check City in Wyoming offers online payday loans.
Applicants may be asked to provide information or documentation such as:
Requirements vary by product, state and applicant circumstances. Meeting basic requirements does not guarantee approval, a specific loan amount or a particular funding time.
Review Loan Requirements
Check City operates under applicable state licenses or registrations in the states where it offers services. Licensing information and state-specific disclosures are available on the relevant state and rates pages.
Check City is the direct lender for its loans where stated on the applicable product and state pages. Texas has a different model: Check City acts as a licensed CSO or CAB and is not the lender.
The application can be completed online. Some applications may require additional documentation or verification before a decision can be made.
If approved, you can review the loan agreement and its costs, due dates and repayment terms before deciding whether to accept.
Check City representatives are available to answer questions about the application process and existing accounts. Contact Check City.
The cost and repayment structure of an online loan depend on the product, state, amount borrowed and applicable terms. Before accepting a loan, review the APR, finance charge, fees, payment amount or amounts, due dates and total repayment obligation in your loan agreement. Use the state rates and fees directory to find the disclosures that apply where you live. If the information on a general page differs from your loan agreement, the signed loan agreement controls your transaction.
