Get a Tax Advance at Check City

Tax advances can help you get money from your future refund faster! With our refund advance, you can file and get your money as soon as today.
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How to Get a Tax Advance

Tax advances allow borrowers to get their refund money sooner. Just complete the following simple steps to apply today:  

Step 1: Visit a Check City store.

No appointment necessary!

Step 2: File taxes at Check City

Drop off your tax documents, it's that easy!  

Step 3: Select the tax advance refund option  

If approved, you'll get money from your future refund today!  

Tax Preparation Requirements

Be prepared when you come in to get your refund advance. That way you can get your money and be on your way sooner!  

  • Government ID
  • Social Security Number (for you and all your dependents)
  • Tax Documents (W-2, 1099, 1098, 1040, etc.)

If you want to itemize deductions, then bring in the following documents as well:

  • 1098 (home mortgage)
  • Medical bills
  • Charitable donations
  • Nonreimbursed employee expenses
  • If you are self-employed bring any receipts and expenses

Tax Refund Advance Benefits

There are many reasons to get a tax refund advance. It can help you get your refund money sooner, and you can file your tax return and get your refund all in 1 visit!  

  • File and Get Money in 1 Visit
  • Faster Refund
  • Low Interest Rate  
  • No Credit Impact  
  • Fast Approval  
  • Fastest Refund Option
  • Don't Wait for a Refund  
  • Skip the Wait
  • Get Refund Instantly
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Stop Waiting! Get Your Refund Instantly.

You have a few options for how to receive your refund. Some methods are faster than others while other methods can leave you waiting for weeks or even months.  

  • Direct Deposit Refund = 1-3 weeks
  • Paper Check Refund = 1-2 months  
  • A Tax Advance = as soon as TODAY
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Tax Advance FAQs

Learn more about our loan and its unique product features to see whether this loan option is right for you. For any other questions, call or chat online with a representative today.

What is a Tax Advance?

A tax advance is a type of loan that gives borrowers money from their future refund sooner. Instead of waiting to get your refund money, you can take out an advance to get that money now. The collateral or loan security for a tax loan is your tax refund from the IRS.  

The Tax Advance is an optional tax-refund related loan (it is not the actual tax refund) provided by MetaBank® at participating locations.  

How do Tax Advances work?  

The loan amount and applicable interest is deducted from your expected tax refund.  

Customers can take out a refund advance loan with Check City and set up to repay the loan with their incoming refund. Rates and fees may apply and can be found in the details and disclosures of the tax refund loan.  

Check City also offers tax filing services where you can file your taxes year-round. Returns may be filed electronically without applying for this loan.  

What should I bring to apply?

Bring your W2’s, Photo ID, Social Security Cards for you and all your dependents, and any other important tax documents like 1099s. If you are wishing to itemize your taxes, bring your 1098 (home mortgage), medical bills, charitable donations, and non-reimbursed employee expenses. If you are self-employed bring any receipts and expenses for your business.  

How do I qualify?

Tax loans are based on your anticipated refund amount from the IRS. This means that qualifying for a tax loan depends mostly on your anticipated refund, the amount you can expect to receive, and your status with the IRS.

Where can I get a Tax Advance?

Tax loans from a tax preparation service can be easy and hassle-free, because your tax filing and tax return loan can be handled all at the same place with the same people.  

A company that files your taxes will also know what your projected tax return will actually be. They are a trustworthy service that will know how much you can afford to receive in a tax return loan.  

Because Check City can also file your taxes for you, customers can rest assured their tax return projections, and thus their offered tax return loan amounts are dependable.  

What are the tax preparation fees?

Our tax preparation service charges a fee that starts as low as $29.95 for the 1040 form. This price includes electronic filing of both federal and state taxes.  

Additional fees are charged for any other forms needed to complete the tax return. Go into a store near you for a free estimate.

Do I have to pay the fees up front?

No, you don't have to pay the fees up front.  

Our tax preparation services allow us to deduct our preparation fees directly from your federal tax return so that you don't have to pay anything upfront.

How soon can I get my advance?

You can usually receive the e-advance loan within 24 hours.

Find Tax Advance Loans Near You  

When you need an emergency loan, you can't always afford to wait too long. Luckily, Check City offers quick tax refund loans so you can use your federal refund money sooner rather than later.

Find Tax Services Near You

Tax preparation services are a great way to easily get your return for the previous tax year done on time. By filing taxes near you, you can experience a more efficient and easier tax filing process.  

Make this tax season a little easier this year by visiting your neighborhood Check City and letting our family help yours.