Instant funding is available to qualifying, returning Check City loan customers. If you are a returning loan customer, then get instant loans online by logging into your Check City account to start your application and select “Instant” as your funding option. The instant funding option will require a bank account and your debit card information.
Feature
Same Day Funding
Instant Funding
Who May Qualify
Eligible new or returning applicants after approval.
Eligible returning Check City loan customers after approval.
Funding Method
Direct deposit.
Eligible debit card connected to a bank account.
Application Timing
Submit by the approved cutoff time.
Availability shown during the logged-in application process.
Delivery Expectation
May be available the same day; actual timing can vary.
May be available shortly after approval; actual timing can vary.
Important Conditions
Product, state, bank, approval, cutoff, weekends and holidays.
Customer status, product, state, bank, debit card and approval.
Funding timing depends on when your application is approved, the funding method available to you, and how quickly your bank or card issuer processes the payment. Cutoff times, weekends, holidays, and additional verification can affect when funds arrive.
Available products and funding methods vary by state and by loan type. Review the funding options shown during your application and the rates and fees for your state before accepting a loan.
Same-day funding means approved funds may be sent or made available on the same business day when the application, approval, funding selection, and required steps are completed within the applicable cutoff. Actual timing can vary.
No. Funding speed describes how approved funds may be delivered. Every application is subject to review, eligibility requirements, state availability, and approval.
Same-day funding generally uses an eligible deposit method and may deliver approved funds during the same business day. An instant funding option may use an eligible debit card and is limited to qualifying customers and transactions. Availability and timing vary.
Instant funding is available to qualifying returning Check City loan customers. Additional product, state, account, debit-card, and verification requirements may apply.
Delivery depends on approval timing, the selected funding method, bank processing, business days, and any additional verification. A quoted timeframe is an estimate, not a guarantee.
An eligible debit card may be available as an instant funding option for qualifying returning customers. The card and bank account must meet current requirements.
No. Approval, funding eligibility, amount, method, and delivery time are not guaranteed.
Availability may be affected by application timing, the funding method, bank or card-network processing, weekends, and holidays. Confirm the current business-day rules during the application process.
Same-day or instant funding may be available for eligible payday loans, installment loans, or cash advances, depending on the applicant, product, state, and selected method.
Application and underwriting practices can vary by product and state.
Delays can result from incomplete or inaccurate information, additional document requests, application timing, bank processing, weekends, holidays, state requirements, or an unavailable funding method.
Online and in-store availability varies by state and product. Review the current state page and rates and fees before applying.
Costs depend on the loan product, amount, state, and agreement. Review the applicable rates, fees, and repayment terms before accepting a loan.
Explore our Help Center for more answers about loan funding.
