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Online Loans

Online Loans FAQs

What is an online loan?

An online loan is a loan you apply for through a website.

Online loans

What online loan options does Check City offer?

Depending on your state, options may include payday, installment or Utah personal loans. Select your state to check availability.

Online loans

How do I apply for a loan online?

Select your state, complete the application and submit requested documents. If approved, review the agreement before accepting.

Online loans

What do I need to apply online?

You may need contact information, government-issued ID, proof of income and bank account information. Additional documentation may be required.

Online loans

Is Check City a direct online lender?

Where applicable, yes. In Texas, Check City operates as a CSO/CAB and arranges loans with an unaffiliated third-party lender.

Online loans

Can I apply from any state?

No. Check City offers online loan services only in select states.

Online loans

How quickly can an approved online loan be funded?

Timing depends on approval, verification, funding method and bank processing. Review your available options during the application.

Online loans

Can I review the terms before accepting?

Yes. Review the loan amount, APR, finance charges, due dates and repayment obligations before accepting.

Online loans

How are online loan payments made?

Make payments according to your agreement. Automatic ACH repayment may be available for applicable products.

Payday loans · Personal loans

Is the online application secure?

Yes. Check City uses security measures designed to protect personal information during the online application process.

Payday loans

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