What is an online loan?
An online loan is a loan you apply for through a website.
What online loan options does Check City offer?
Depending on your state, options may include payday, installment or Utah personal loans. Select your state to check availability.
How do I apply for a loan online?
Select your state, complete the application and submit requested documents. If approved, review the agreement before accepting.
What do I need to apply online?
You may need contact information, government-issued ID, proof of income and bank account information. Additional documentation may be required.
Is Check City a direct online lender?
Where applicable, yes. In Texas, Check City operates as a CSO/CAB and arranges loans with an unaffiliated third-party lender.
Can I apply from any state?
No. Check City offers online loan services only in select states.
How quickly can an approved online loan be funded?
Timing depends on approval, verification, funding method and bank processing. Review your available options during the application.
Can I review the terms before accepting?
Yes. Review the loan amount, APR, finance charges, due dates and repayment obligations before accepting.
How are online loan payments made?
Make payments according to your agreement. Automatic ACH repayment may be available for applicable products.
Is the online application secure?
Yes. Check City uses security measures designed to protect personal information during the online application process.