What is a title loan?
A title loan is a secured loan that uses your vehicle’s title as collateral.
How does a title loan work?
Apply and have your vehicle inspected. If approved, review your agreement, receive funds and make the required payments.
What do I need for a title loan?
You need contact information, ID, your Social Security number, bank information, proof of income, a vehicle inspection and title.
Does my vehicle need to be paid off?
A previous lien must be properly released. Contact us about the title requirements for your vehicle.
Can I use a vehicle that still has a loan as collateral?
Contact us before applying. Check City generally requires a title without outstanding liens.
How much can I borrow?
Your offer depends on the vehicle’s value, condition and applicable state requirements.
Can I keep driving my vehicle?
In most cases, yes. Check City places a lien on the title while you repay.
What vehicle documents are required?
Bring your vehicle title. Utah title-loan applicants need a title issued in Utah.
Utah rates and fees · Title loans
What rates and fees apply?
Review the title-loan disclosures on your state’s rates and fees page and in your agreement.
Utah rates and fees · Nevada rates and fees
Can I apply online?
You can start the application online. A representative will guide you through the remaining steps.
What happens after I repay the loan?
Contact Check City to confirm how and when the vehicle-title lien is released after payoff.
P2 Where are title loans available?
Check City’s Utah and Nevada rates pages list title loans. Contact your local store to confirm availability.
Utah rates and fees · Nevada rates and fees
