What is a payday loan?
A payday loan is a short-term loan generally repaid in one payment on your next pay date.
How do payday loans work?
Apply, complete any verification and review the agreement. If approved and accepted, receive funds and repay as agreed.
Where are Check City payday loans available?
Availability depends on your state. Select your state to review the payday-loan options offered where you live.
How much can I borrow with a payday loan?
Your approved amount depends on state limits, income and eligibility. You can review it before accepting.
What does a payday loan cost?
Costs vary by state and loan terms. Review your state’s rates and fees and your loan agreement.
What do I need to apply?
Provide contact information, government-issued ID, your Social Security number, proof of income and a check or bank statement.
How is a payday loan repaid?
Repayment follows your agreement. In-store applications may use a personal check held until the agreed repayment date.
When is a payday loan due?
It is generally due on your next payday. Your agreement provides the exact date.
Can I apply for a payday loan online?
Yes, in states where Check City offers online payday loans.
Can I repay a payday loan early?
Contact Check City to confirm early-payment options for your state and agreement.
Can income from Social Security or SSI be considered?
Nevada customers may submit proof of Social Security income. Contact us to confirm whether your benefit income qualifies where you live.
Nevada rates and fees · Contact Check City
What should I review before accepting a payday loan?
Review the APR, fees, total repayment amount and due date. Payday loans are intended for short-term needs.
Rates and fees by state · Payday loans
