What is an installment loan?
An installment loan is repaid over time through multiple scheduled payments.
How do installment loans work?
Apply and review your offer. If approved and accepted, repay the balance through the payments in your agreement.
How are installment loans different from payday loans?
Installment loans have multiple payments. Payday loans generally have one payment and a shorter term.
Where are Check City installment loans available?
Select your state to see whether Check City offers installment loans where you live.
How much can I borrow?
The amount depends on your state, income, eligibility and ability to repay.
How long is the repayment period?
Repayment periods vary by state and agreement. Review the term before accepting your loan.
How often are payments due?
Your loan disclosure lists the payment amounts and due dates that apply to your loan.
What rates and fees apply?
Rates and fees depend on the amount, repayment terms and state requirements. Review your agreement and state disclosures.
Installment loans · Rates and fees by state
What do I need to apply?
You generally need contact information, government-issued ID, a check or bank statement and proof of income.
Can I pay an installment loan off early?
Yes. Check City’s installment-loan page states that there are no prepayment penalty fees.
Can an installment loan be refinanced?
Refinancing depends on your state and loan terms. Contact us about available options.
How can I view my payment schedule?
Log in to your Check City customer dashboard to view your schedule.
