With PNC online banking you can get a Personal Loan from $1,000 up to $35,000, but if you need a smaller loan with a shorter loan term, then you should check out the Check City Personal Loan.
Personal loans can be used for a variety of personal reasons. From home improvements to debt consolidation they can be used for almost anything. But not all personal loans are created equal. There are many benefits and disadvantages to consider with each loan provider you research. Every loan provider has their own interest rates and terms to think about. We hope to make that process a little easier by helping you easily compare different personal loans in one convenient location.
PNC Bank Personal Loans: A Quick Look
PNC personal banking offers fixed rates that range from 5.99% to 25.99% APR. But if you don’t have a great credit score your APR could end up being higher. You can take out loan amounts from $1,000 to $35,000 with no collateral required for their unsecured personal loans. Your credit score is also subject to approval and the best credit will get the lowest rates.
Loan Amount: $1,000 to $35,000
Rates: 5.99% to 25.99% APR
Fees: No origination fee, no prepayment penalty, no application fee, but there is a late fee for late payments
Terms: 36 months
Basically, getting a personal loan from PNC Bank is a great idea if you have good credit. A higher credit score will get you better rates and won’t be as affected by a hard credit pull during the application process. They’re also a great loan provider for anyone looking to get a loan amount of $1,000 or higher.
Who are PNC Bank Personal Loans Perfect For?
PNC Bank personal loans are perfect for anyone needing a loan of $1,000 or more. They also offer fixed rates and the best rates will go to those with high credit scores. Personal loans at PNC bank are also a good choice for anyone planning to use autopay to make their loan payments because they offer discounts for using autopay.
- If you have a high credit score
- If you plan on using autopay
- If you’re credit can withstand a hard credit pull application
- If you need a larger personal loan
Who Should NOT Get a PNC Bank Personal Loan?
There are a few reasons why PNC personal banking might not be for you. If you don’t have a good credit score then there’s a chance the PNC bank personal loan application might lower your credit score even further with a hard credit report pull.
You might also want to consider a more forgiving loan provider if you are frequently late in your monthly loan payments. The one fee that PNC bank has is for late monthly payments.
- If you have a low credit score
- If you are often late with payments
- If you need a small, short-term loan
An Alternative to PNC Bank Personal Loans
If a PNC Bank personal loan isn’t right for you, don’t worry, there are many other loan providers out there for you to choose from. Whether you have a low credit score, or just want a smaller, more short-term loan, Check City personal loans could be the loan you’re looking for. You can quickly and easily take out a personal loan with Check City, where you can still apply even if you have a low credit score, because we don’t pull a traditional credit report.
Reasons to Get a Check City Personal Loan
Check City is a direct lender. We don’t just direct you to real loan providers, we are the loan provider.
Check City is a state licensed lender. Whatever state you’re in, you can rest assured that we’re doing everything by the book.
Our application process is quick and simple. Our loan application is easy to fill out and we won’t pull a traditional credit report when you apply.
Low credit? No problem! Even if you have a low credit score you can still apply for a Check City personal loan.
We have no origination fees.
Get cash TODAY. By visiting a Check City store you can apply for a loan and get your money all on the same day!
Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.
How to Apply for a Check City Personal Loan
It doesn’t take long to apply for a Check City personal loan. In fact, it only takes a couple of minutes! Just visit our online Personal Loan Page and fill out the short application form.
What You’ll Need to Apply:
- A government ID
- Proof of bank account
- Proof of direct deposit
- Proof of income
- A valid phone number
Apply Online. You can also apply for a Check City personal loan over the phone or in the store.
Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!
Or call Check City’s Loans By Phone number: 800-404-0254
If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.
COMPARE SIMILAR LOAN OPTIONS
|Check City Personal Loans||Discover Personal Loans||Wells Fargo Personal Loans||USAA Personal Loan||PNC Bank Personal Loan|
|Amount||$300 to $3,000||$2,500 to $35,000||$3,000 to $100,000||$2,500 to $50,000||$1,000 to $35,000|
|Rates||lower APR than our payday loans||6.99% to 24.99%||5.49% to 22.99%||8.99% to 18.00%||5.99% to 25.99%|
|Fees||no origination fees||no origination fees, no closing costs||no origination fees, no prepayment penalties||no origination, application, or prepayment fees||no origination fee, no prepayment fee, no application fee, but there are late fees|
|Terms||6 months||36 to 84 months||12 to 84 months||12 to 84 months||36 months|
|Min. Credit Score||none||660||600||high credit score||high credit score|
There are many personal loan providers out there to choose from and they all come with their own pros and cons. But as a loan customer, you also have loan requirements to remember when you’re shopping for a loan. Don’t settle for less when it comes to your personal loan and find the right fit for you.
*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.