Loan Amounts
The minimum loan amount is $100 and the maximum loan term is $1,715.
Loan amounts are based on your income and other factors, loan limits will be determined on an individual basis. The maximum monthly payment of your loan cannot exceed 20% of your gross monthly income.
Loan Terms
Minimum of 3 months to a maximum of 11 months.
Permitted Fees
Loan fees are 17% per month your loan is outstanding. The Annual Percentage Rate (APR) will vary depending on the length of your loan but will not exceed 204% APR (see table below). Please see your loan agreement for the APR and other terms applicable to your loan.
Non-sufficient fund fee: $25
Refinance
If you are current on your payment obligations, you may request a refinance of your Oklahoma installment loan any time 6 days after you have made your first regularly scheduled installment payment.
Your Right to Rescind (Cancel) this Loan
A borrower has the right to rescind the loan on or before 6:00 PM Central Time on the next business day following the loan transaction. To rescind your loan, you must email or fax us with a written notice of your intent to rescind, along with written authorization to affect a debit entry to your bank account for the principal amount of the loan.
Example Installment Loan APR and Fee Schedule
The table below shows the Annual Percentage Rate (APR) and Finance Charge for various loan amounts.
Questions or Concerns?
For customer service issues please call our customer service telephone number at (800) 404-0254.
Loan License, Registration, and Certificates
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.
