Take advantage of Check City's 30+ years of professional tax preparation experience. We can take care of all your tax filing needs at any time of the year with our year-round tax services. Check City's tax services include both federal and state taxes.
Here we'll answer all the basic questions you might have about tax preparation services and the Check City Tax Refund Advance.
At Check City, filing your taxes has never been easier. We won't make you sit at your computer filling out screen after screen of documents. Let Check City take the tax hassle off your hands with our professional tax preparers. They've been filing taxes for over 30 years and know how to help you get the best refund you can get.
At Check City, you can get both your federal and state taxes filed. Customers can also itemize their taxes at Check City. All your taxes will be filed electronically for the fastest file processing.
Our tax service fees start as low as $29.95 for the 1040 form. Our price includes electronic filing of both federal and state taxes.
Additional fees are charged for any other forms needed to complete the tax return. Go into a store near you for your free estimate.
No, we offer a tax preparation service that allows us to deduct our tax service fees directly from your federal tax return so that you do not have to pay anything upfront.
You should bring:
If you are wishing to itemize, bring your:
If you are self-employed bring any receipts and expenses.
The IRS will generally allow you to file back taxes as far as 6 years back.
The last day to file taxes depends on what tax documents you need to file. Below you can find a list of all the tax due dates this year. See Tax Filing Schedule.
If you make any amount of money you need to file taxes.
How much you pay in taxes all depends on what tax bracket you fall under. Your tax bracket depends on how much money you make and how you file your taxes, whether you file as single, the head of household, married filing jointly, married filing separately, or as a qualifying widow.
The lowest tax bracket is a 10% income tax. See the table below to determine which tax rate you fall under.
|Tax Rate||Single||Head of Household||Married Filing Jointly||Married Filing Separately||Qualifying Widow|
|10%||$0 to $9,875||$0 to $14,100||$0 to 19,750||$0 to $9,875||$0 to $19.750|
|12%||$9,876 to $40,125||$14,101 to $53,700||$19,751 to $80,250||$9,876 to $40125||$19,751 to $80,250|
|22%||$40,126 to $85,525||$53,701 to $85,500||$80,251 to $171,050||$40,126 to $85,525||$80,251 to $171,050|
|24%||$85,526 to $163,300||$85,501 to $163,300||$171,051 to $326,600||$85,526 to $163,300||$171,051 to $326,600|
|32%||$163,301 to $207,350||$163,301 to $207,350||$326,601 to $414,700||$163,301 to $207,350||$326,601 to $414,700|
|35%||$207,351 to $518,400||$207,351 to $518,400||$414,701 to $622,050||$207,351 to $518,400||$414,701 to $622,050|
|37%||$518,401 or more||$518,401 or more||$622,051 or more||$311,026 or more||$622,051 or more|
You can file a tax extension for free and electronically on the IRS's website. Just visit Extension of Time To File Your Tax Return.
A tax return refers to the tax forms you file when you file your taxes each year.
The IRS is generally able to accept and approve tax returns within 24 to 48 hours after receiving them.
If you decide to get a Refund Advance Loan with Check City, then you can usually expect your tax refund within 24 hours.
Otherwise, tax refunds usually take anywhere between 7 to 10 days after the IRS accepts your return to get to the tax filer. However, in some cases, it can take up to 21 days to get your refund.
You may qualify for a Refund Advance loan up to $6,000 based on your federal refund. You can usually receive the e-advance loan within 24 hours.
The Refund Advance is an optional tax refund loan provided by MetaBank® at participating locations. It is not the actual tax refund, but a loan that is repaid using a customer's tax return.
Instead of waiting for your tax refund to deposit into your account or arrive in the mail, you can set up a tax refund advance with Check City and get your money right away.
The amount of the loan and applicable interest is deducted from tax refunds and reduces the amount paid directly to the taxpayer. Basically, customers can take out a loan with Check City and set up to repay the loan with their incoming tax refund.
Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan.
0% Annual Percentage Rate (APR) for loans amounts of $150, $500, or $1,000.
36% Annual Percentage Rate (APR) for loan amounts of $1,250 or $6,000.
Tax refund loan amounts range from $150 to $6,000.
Tax refund loan amounts can be anywhere between $150 (where available), $500, $1,000 or 25%, 50%, 75% of a customer's expected tax refund.
The availability of this loan type is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.
Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.
Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas.
This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21 Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830.
Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.