FAQ

Tax Services

Take advantage of Check City's 30+ years of professional tax preparation experience. We can take care of all your tax filing needs at any time of the year with our year-round tax services. Check City's tax services include both federal and state taxes.

Here we'll answer all the basic questions you might have about tax preparation services and the Check City Tax Refund Advance.

How to file taxes:

At Check City, filing your taxes has never been easier. We won't make you sit at your computer filling out screen after screen of documents. Let Check City take the tax hassle off your hands with our professional tax preparers. They've been filing taxes for over 30 years and know how to help you get the best refund you can get.

What do Check City tax preparation services include?

At Check City, you can get both your federal and state taxes filed. Customers can also itemize their taxes at Check City. All your taxes will be filed electronically for the fastest file processing.

What are the tax preparation fees?

Our tax service fees start as low as $29.95 for the 1040 form. Our price includes electronic filing of both federal and state taxes.

Additional fees are charged for any other forms needed to complete the tax return. Go into a store near you for your free estimate.

Do I have to pay the preparation fees upfront?

No, we offer a tax preparation service that allows us to deduct our tax service fees directly from your federal tax return so that you do not have to pay anything upfront.

What do I need to bring in to have my taxes prepared?

You should bring:

W2's
State or Federal ID
Social Security Cards for you and all your dependents
Any other important tax documents like 1099's

If you are wishing to itemize, bring your:

1098 (home mortgage)
Medical bills
Charitable donations
Non-reimbursed employee expenses

If you are self-employed bring any receipts and expenses.

How many years can you file back taxes?

The IRS will generally allow you to file back taxes as far as 6 years back.

When is the last day to file taxes?

The last day to file taxes depends on what tax documents you need to file. Below you can find a list of all the tax due dates this year. See Tax Filing Schedule.

How much do you have to make to file taxes?

If you make any amount of money you need to file taxes.

How much you pay in taxes all depends on what tax bracket you fall under. Your tax bracket depends on how much money you make and how you file your taxes, whether you file as single, the head of household, married filing jointly, married filing separately, or as a qualifying widow.

The lowest tax bracket is a 10% income tax. See the table below to determine which tax rate you fall under.

Tax Rate	Single	Head of Household	Married Filing Jointly	Married Filing Separately	Qualifying Widow
10%	$0 to $9,875	$0 to $14,100	$0 to 19,750	$0 to $9,875	$0 to $19.750
12%	$9,876 to $40,125	$14,101 to $53,700	$19,751 to $80,250	$9,876 to $40125	$19,751 to $80,250
22%	$40,126 to $85,525	$53,701 to $85,500	$80,251 to $171,050	$40,126 to $85,525	$80,251 to $171,050
24%	$85,526 to $163,300	$85,501 to $163,300	$171,051 to $326,600	$85,526 to $163,300	$171,051 to $326,600
32%	$163,301 to $207,350	$163,301 to $207,350	$326,601 to $414,700	$163,301 to $207,350	$326,601 to $414,700
35%	$207,351 to $518,400	$207,351 to $518,400	$414,701 to $622,050	$207,351 to $518,400	$414,701 to $622,050
37%	$518,401 or more	$518,401 or more	$622,051 or more	$311,026 or more	$622,051 or more

How to file a tax extension:

You can file a tax extension for free and electronically on the IRS's website. Just visit Extension of Time To File Your Tax Return.

What is a tax return?

A tax return refers to the tax forms you file when you file your taxes each year.

My tax refund was accepted. When will it be approved?

The IRS is generally able to accept and approve tax returns within 24 to 48 hours after receiving them.

How long does it take to get a tax refund?

If you decide to get a Refund Advance Loan with Check City, then you can usually expect your tax refund within 24 hours.

Otherwise, tax refunds usually take anywhere between 7 to 10 days after the IRS accepts your return to get to the tax filer. However, in some cases, it can take up to 21 days to get your refund.

Does Check City offer tax loans?

You may qualify for a Refund Advance loan up to $6,000 based on your federal refund. You can usually receive the e-advance loan within 24 hours.

What is a tax return loan?

The Refund Advance is an optional tax refund loan provided by MetaBank® at participating locations. It is not the actual tax refund, but a loan that is repaid using a customer's tax return.

Instead of waiting for your tax refund to deposit into your account or arrive in the mail, you can set up a tax refund advance with Check City and get your money right away.

How does a tax return loan work?

The amount of the loan and applicable interest is deducted from tax refunds and reduces the amount paid directly to the taxpayer. Basically, customers can take out a loan with Check City and set up to repay the loan with their incoming tax refund.

Fees for other optional products or product features may apply. Tax returns may be filed electronically without applying for this loan.

What are the rates and fees?

0% Annual Percentage Rate (APR) for loans amounts of $150, $500, or $1,000.

36% Annual Percentage Rate (APR) for loan amounts of $1,250 or $6,000.

How much can I get?

Tax refund loan amounts range from $150 to $6,000.

Tax refund loan amounts can be anywhere between $150 (where available), $500, $1,000 or 25%, 50%, 75% of a customer's expected tax refund.

The availability of this loan type is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.