Payday Loans Utah

Check City offers payday loans in Utah at 30 store locations as well as online. Apply today with multiple funding options.
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Apply Online for Payday Loans in Utah

A cash advance Utah loan is a line of credit that lets you borrow money from your next paycheck now. The loan amounts and loan terms are usually smaller, so you can get the money you need, and not more than you need.

How Utah Payday Loans Work

Payday advances online in Utah are a simple loan product with a simple loan application process. It's a type of credit that gets you access to your future paycheck money sooner.  Unlike installment loans in Utah or title loans that have longer terms, payday loans in Utah have shorter terms. Instead of applying for a personal loan, you could apply for an advance payday loan in Utah and get your money now.  Payday loans or cash advances in Utah get you money today with a lump sum payment due date on the day of your next paycheck.  

How Same Day Payday Loans Work in Stores

Visit any Check City Utah location to use any of our many financial services. Our stores are open on regular business days and many of our stores also have weekend hours. Visit your nearby store to check your rate or ask about any origination fees. Our great customer service is here to help answer all your questions!

Utah Locations

What is a Payday Loan?

If you've never heard of this type of credit then you might have a lot of questions like do I need to have a bank account or a checking account to get one, or does this loan affect your credit score, or does this count as an unsecured line of credit or consumer credit, or can I use this loan as a type of revolving credit?

There are many factors that go into what kind of loan you qualify for, like credit score ranges and payment histories, and there are some loan calculations you can make to see what kind of loan amount you can get. Learn more about payday loan definitions to see how this line of credit might benefit you.  

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What is a Cash Advance?

A cash advance is another word for a payday loan. It's a type of credit account that gives borrowers money from their next payday now. When you need money now, and you don't want to wait until your next payday, you can take out an advance on your next paycheck to get the money you need sooner rather than later.  

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Utah Payday Loan Rates and Fees

Visit the Utah rates and fees page to learn more about Utah payday loan rates and terms, interest rates, any credit score requirements, overdraft fees, credit limits on types of loans, and how we handle credit reports.

You can also contact a Check City representative or start an online chat to learn more. Your customer satisfaction is important to us and we pride ourselves on the exceptional customer service experience we provide.