If you've never heard of this type of credit then you might have a lot of questions like do I need to have a bank account or a checking account to get one, or does this loan affect your credit score, or does this count as an unsecured line of credit or consumer credit, or can I use this loan as a type of revolving credit?
There are many factors that go into what kind of loan you qualify for, like credit score ranges and payment histories, and there are some loan calculations you can make to see what kind of loan amount you can get. Learn more about payday loan definitions to see how this line of credit might benefit you.
A cash advance is another word for a payday loan. It's a type of credit account that gives borrowers money from their next payday now. When you need money now, and you don't want to wait until your next payday, you can take out an advance on your next paycheck to get the money you need sooner rather than later.
Visit the Utah rates and fees page to learn more about Utah payday loan rates and terms, interest rates, any credit score requirements, overdraft fees, credit limits on types of loans, and how we handle credit reports.
You can also contact a Check City representative or start an online chat to learn more. Your customer satisfaction is important to us and we pride ourselves on the exceptional customer service experience we provide.