Check Cashing at Check City

Need somewhere to cash your checks? Look no further! 

Check City is prepared to manage all your check cashing needs. From personal checks to government checks we’ve got you covered. 

Stop by any of our conveniently located Check City Locations and get your checks cashed today! 

You’ll be surprised by our unbelievably LOW RATES!
 

Find A Check Cashing Store Near You

How to Cash a Check in Stores 

Step 1: Bring your check and a picture ID into a conveniently located Check City store near you. 

Step 2: Fill out a quick customer information form. 

Step 3: Walk out with your cash! 

What You Need for Check Cashing in Stores

The Check

You’ll need to bring in the check you want to cash into the store in order to cash it. Wait to endorse the check until you are at the teller counter at Check City. 

If you need help figuring out where to endorse a check or how to endorse a check, read our article “How to Endorse a Check.”  

Your Photo ID 

In order to cash a check, you’ll need to provide the teller with some photo ID. This will verify that you are the person the check’s funds are meant for. 

Usually, acceptable forms of ID for cashing a check need to be government-issued forms of identification. 

Examples of Primary ID:

• Driver’s license
• Photo ID
• Passport
• Visa
• Military ID

Check Cashing Fees 

Fees apply for check cashing services. Check City’s check cashing fees are based on the type of check you want to cash. 

Our check cashing rates start as low as 1.99% for in-state payroll and government checks. That means for payroll and government checks it only cost about $2 per $100.

Please contact a Check City Location in your area for additional details about fees.

Where Can I Cash a Check?

You can cash checks at banks, credit unions, check cashing stores, some retail stores, and even some gas stations offer check cashing services. 

Depending on where you go to cash a check, there might be check cashing fees involved. There could also be check cashing requirements and limits to consider when looking for check cashing near you. 

To learn more about where you can cash a check, read our article, “Check Cashing Near Me (a How-To-Find Guide).”

Ultimately, the best place to cash a check is with the check cashing experts at your friendly neighborhood Check City. 

Why Check City Is Your Best Option for Cashing Checks

There are many reasons to use Check City for your Check Cashing needs. While other places might technically provide check cashing services, cashing your checks is one of our primary services. 

Providing hours that are more convenient for the customer and being willing to cash all kinds of checks are just a few examples of why cashing your checks at Check City is a smart choice. 

Check City Cashes More Kinds of Checks

Check City will cash checks that many traditional financial institutions won’t. Here is a list of the checks you can get cashed at Check City. 

• Payroll Checks
• Cashier Checks
• Counter Checks
• Government Checks
• Insurance Drafts or Checks
• Money Orders
• Tax Refund Checks
• Personal Checks
• Out-of-State Checks

We value your check cashing business and we’re willing to earn it. 

That’s why we’ve made it surprisingly easy and convenient to cash almost any type of check.

Accommodating Hours

Most banks and credit unions close around 5 or 6 PM and close even earlier on weekends if they are even open at all. 

Check City understands that we need to have hours that accommodate YOU. 

We keep our doors open much later so you can still cash your checks after work any day of the week. 

Most of our locations are open until 9 PM, with some staying open until midnight. 

Select Nevada locations are open 24/7. 

See your neighborhoods Check City Store for specifics about your Check City Store’s hours.

Fast Service

Our check cashing process is fast. 

At Check City you won’t have to wait for the money to drop into your bank account on the following business day. 

Instead just come visit your local Check City Store and walk out with your money, headache free!

Why You Might Need Check Cashing Services

• If you get paid with a check and need it cashed. 
• If you need your check cashed and in hand immediately.
• If you are underbanked or unbanked.

Frequently Asked Questions About Check Cashing 

What is check cashing?

Check Cashing refers to just that, cashing your checks. 

Not every payment you receive can be deposited directly to your account and not everyone has a bank account. 

For this reason, check cashing is an important service to provide in our local communities, so that you can always get your money no matter the form it comes in.

What are the check cashing fees?

Our fees are based on the type of check that is cashed. 

Our rates start as low as 1.99% for in-state payroll and government checks. That means for payroll and government checks it only cost about $2 per $100.

What information do you need to cash a check?

We have you fill out a quick application and you need a photo ID.

Do I have to wait for the check to clear to get all of my cash?

No, once we have verified the check we give you all your money right then.

Is there a limit to the check amount?

No, as long as we can verify it, we can cash it.

What Kinds of Checks Can You Cash at Check City?

Payroll Checks

Payroll checks are also known as paychecks. They are the checks you receive from your place of employment on payday. 

Not everyone uses direct deposit for their paychecks and that’s ok! Instead you can just cash your paychecks directly at a Check City store. 

Cashier’s Checks

Cashier checks are checks that are guaranteed by the bank. Normally when you pay someone with a check, the amount you write on the check isn’t taken out of your bank account until the person receiving the check decides to deposit the check. 

But with a cashier’s check, the bank will take the check amount out of your account immediately, so you don’t have to wait for the person receiving the check to do so. Basically, you pay the amount you want on the check to the bank and then the bank prints out the check for you to give. 

This way, when you give the check to whoever you intend, you are giving them a check from the bank not from your own account. When they deposit the check, it will be paid by the bank, not from your account. 

Counter Checks

Counter checks are personal checks that a bank will print out for you when you need checks for immediate use and don’t want to wait for a new checkbook to come in the mail. They are the checks that your bank prints out and gives to you for your own personal use. 

Government Checks

Government checks include any kind of check given to you by the government. These can include checks for financial aid, social security checks, unemployment benefits, food stamps, and any others given to you by the government or government programs.

Insurance Drafts or Checks

Insurance drafts are checks given to you by your insurance company. Insurance companies give insurance drafts or checks after they agree to settle a sum of money after an insurance claim or incident. 

Money Orders

You may receive a money order when someone uses Western Union to send you money. Rather than sending money or checks through the mail you can use Western Union to send money to someone in a safe and secure way. These kinds of money orders can be cashed out at our Check City stores.  

Tax Refund Checks

After filing taxes each year some people qualify to receive a tax refund or rebate for paying more in taxes over the past year then they needed to. You can get your tax refund in the form of a check in the mail. 

Personal Checks

Personal checks are checks from someone’s personal checkbook. 

Out-of-State Checks

If your bank doesn’t exist in the state that you are in, then your personal checks from that bank may be considered out-of-state checks and may be difficult to cash anywhere. 

Business Check Cashing

For cash flow options when your business needs them you can go to Check City for your business checks! Cashing business checks at Check City also comes with a number of perks. 

• NO enrollment fees
• NO 3 to 10 day check processing holds
• Funds available instantly
• Freedom to accept checks from your customers
• Convenient & professional locations

In today’s credit driven economy, cash flow management is a challenging task for many small to medium-sized businesses. 

Check City has provided financial services to the public since 1986. Check City’s Business Check Cashing provides business owners immediate access to working capital by fast tracking the processing of checks to make your business funds available instantly.

To speak with one of our small business finance specialists, email or call today!

Email: b2b@checkcity.com

Phone: (855) 800-7543

Related Services

• Prepaid Debit Cards
• Payday Loans                        
• Money Orders                     
• Money Transfers