As an Agent Location with Western Union, Check City provides money order services for anyone who needs to purchase or cash a money order or send a wire transfer. You want to choose a financial institution that you can trust that has great customer service. Find all of this and more at any Check City location. 

Here are a few of the most common questions our customers have had about money orders and money transfers. Visit or call your Check City Store for more details.

What is a money order?

A money order is like a prepaid check. It is a printed document that has a prepaid amount of money on it. 

An ordinary check usually requires an active checking account and is not prepaid, meaning the funds on the check are taken from your account later. But with money orders, you pay those funds the moment you take out the money order. 

How much do money orders cost?

Money order costs may vary depending on your location or money order amount. 

Contact your local Check City store to learn more about any costs or fees that might apply to you.

Do money orders expire?

In general, money orders do not expire. 

However, there is a chance the issuer will detract from the total amount of the money order if the receiver doesn't cash or deposit the funds by a certain date.

What is a wire transfer?

Wire transfers can also be called money transfers. They are a Western Union electronic fund transferring service that can move funds from one account to another.

What money transfer fees apply?

The money transfer fees depend on how much money you are sending and where you are sending the money transfer. 

Contact any Check City location to ask about the exact cost of a money transfer.

How long does a wire transfer take?

Most wire transfers are available for pick up in 15 minutes. You also have the option for a next-day money transfer which costs even less.

Does the money transfer recipient have to be a Western Union member?

No, the money transfer recipient does not have to be a Western Union member. But the money will be available at any Western Union location in the specified area. 

The recipient will simply need to have a valid ID to get the money transfer funds.