As an Agent Location with Western Union, Check City provides money order services for anyone who needs to purchase or cash a money order or send a wire transfer. You want to choose a financial institution that you can trust that has great customer service. Find all of this and more at any Check City location.
Here are a few of the most common questions our customers have had about money orders and money transfers. Visit or call your Check City Store for more details.
A money order is like a prepaid check. It is a printed document that has a prepaid amount of money on it.
An ordinary check usually requires an active checking account and is not prepaid, meaning the funds on the check are taken from your account later. But with money orders, you pay those funds the moment you take out the money order.
Money order costs may vary depending on your location or money order amount.
Contact your local Check City store to learn more about any costs or fees that might apply to you.
In general, money orders do not expire.
However, there is a chance the issuer will detract from the total amount of the money order if the receiver doesn't cash or deposit the funds by a certain date.
Wire transfers can also be called money transfers. They are a Western Union electronic fund transferring service that can move funds from one account to another.
The money transfer fees depend on how much money you are sending and where you are sending the money transfer.
Contact any Check City location to ask about the exact cost of a money transfer.
Most wire transfers are available for pick up in 15 minutes. You also have the option for a next-day money transfer which costs even less.
No, the money transfer recipient does not have to be a Western Union member. But the money will be available at any Western Union location in the specified area.
The recipient will simply need to have a valid ID to get the money transfer funds.
Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.
Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas.
This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21 Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830.
Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.
