Signature Loans at Check City

Check City Signature Loans offer an unsecured personal loan option with no checking account requirements, no loan collateral, and absolutely no prepayment penalties.
Signature loans are an unsecured personal loan that doesn't require an active checking account or loan collateral. This unique loan feature allows more customers to get approved and get the funds they need.
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How Signature Loans Work in Stores

Step 1: Fill out an application
Step 2: Provide the necessary Signature Loan requirements.
Step 3: If approved, receive your loan funds in cash at a Check City store.

Signature Loan Requirements

  • Basic Contact Information
  • Government ID
  • Proof of Income (applicants need to be employed for a minimum of 6 months)
  • Proof of Address
  • 2 References
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The Benefits of a Check City Signature Loan

Check City Signature Loans include flexible features to help more customers get the money they need when they need it. This loan type doesn't require an active bank account, credit union membership, or loan collateral. Instead of using a paycheck or vehicle title to secure the loan, signature loans use your signature and verified identity.

Multipurpose Loan

Like personal loans, this loan type does not require a specific purpose or reason for taking out the loan. The loan terms will not ask for any amount of control over what the loan money is being spent on. The funds will also go directly into the hands of the customer giving you freedom in how to spend the money you need.

Flexible Collateral

This line of credit type is a form of unsecured loan, meaning it doesn’t require collateral. Instead, your signature and some key verifications act as the collateral. If you don't have the assets or collateral to back up a loan, the Check City Signature Loan might be right for you.  

No Checking Account Necessary

Customers don't need a checking account to apply. If you don't have a bank account, checking account, or membership with a credit union, you can still apply for the short-term loans you need at Check City.

No Prepayment Penalty

There are no prepayment penalties for this loan. This means you can pay back the loan as quickly as you want with no extra fees for paying early. Restricting fees keep customers from making their own financial plans with their funds. Enjoy more freedom in how you spend with zero prepayment penalties.