Check City Signature Loans include flexible features to help more customers get the money they need when they need it. This loan type doesn't require an active bank account, credit union membership, or loan collateral. Instead of using a paycheck or vehicle title to secure the loan, signature loans use your signature and verified identity.
Like personal loans, this loan type does not require a specific purpose or reason for taking out the loan. The loan terms will not ask for any amount of control over what the loan money is being spent on. The funds will also go directly into the hands of the customer giving you freedom in how to spend the money you need.
This line of credit type is a form of unsecured loan, meaning it doesn’t require collateral. Instead, your signature and some key verifications act as the collateral. If you don't have the assets or collateral to back up a loan, the Check City Signature Loan might be right for you.
Customers don't need a checking account to apply. If you don't have a bank account, checking account, or membership with a credit union, you can still apply for the short-term loans you need at Check City.
There are no prepayment penalties for this loan. This means you can pay back the loan as quickly as you want with no extra fees for paying early. Restricting fees keep customers from making their own financial plans with their funds. Enjoy more freedom in how you spend with zero prepayment penalties.