Payday Loan | Check City

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Too Many Days Till Payday? Get a Fast
Cash Payday Loan When You Need it

Check City realizes that payday may not always come on the day that you need it to. With a fast, convenient payday loan on your next paycheck you won’t have to worry. A payday loan is surprisingly easy to qualify for and affordable.* When used effectively, a payday loan is a superior alternative to late, over draft, over the limit, and reconnection fees as well as the long term affects that such fees can have over time due to changes in your credit score. A payday loan also gives you access to money you need to take advantage of great sales or limited time offers that you would otherwise miss out on if you waited till payday.

Getting a Payday Loan is easy, you can Apply Online or visit a Check City Location near you. Either way, the process only takes a few minutes.

It's so easy!

Here's how a Payday Loan works Online:

Visit www.CheckCity.com and fill out the application online.
We will review your application.
Within 24 Hours your funds will be Direct Deposited into your account.

Here's how a Payday Loan works in Stores:

Walk in to a convenient Check City Location.
You write a personal check† for the amount you need (plus our standard fee).
Walk away with CASH!

To Qualify for a Payday Loan you must,

Have a steady source of income
A State or Federal ID
A Checking Account

Apply Online or come by a Check City Location today and get the cash you need now!

DON’T HAVE A CHECKING ACCOUNT? Check City offers signature loans if you have 6 or more months at your current job. Stop by for more details.

*Payday Loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.

†Check City holds the check until your next payday or some other date you specify and then cashes the check to repay the loan.

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Payday Loans are also commonly referred to as Cash Advance, Payday Advances, Payday Advance Loans and Fast Cash Loans

Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Additionally:

*Actual loan amounts vary. See State Center for specific information and requirements.

***Products or services offered to customers may vary based on customer eligibility and applicable state or federal law.

***Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria

Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling.

Check City provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Illinois, Indiana, Kansas, Missouri, Nevada, New Mexico, North Dakota, South Dakota, Texas, Utah, Washington, Wisconsin, and Wyoming.

Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas and is not the lender – loans there are made by a third-party lender.

This is an invitation to send a loan application, not an offer to make a short term loan.

This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia.

*Loan proceeds issued through our website are generally deposited via ACH for delivery next business day if approved by 8pm CT Mon. – Thu. or by 8pm Saturday.

‡Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details.

++Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.