If you need fast cash that very same business day, then try our in-store loans. By getting a loan at one of our 70+ locations nationwide, you can walk out with cash the same day. For online loans, you should receive your proceeds by the next business day if your agreement is signed prior to 7:00 pm Mountain Time (MT).
With a short-term loan from a reputable lender, you can avoid paying late, overdraft, over-the-limit, and reconnection fees. Avoiding these fees might even help protect your credit score from the negative impact these fees can have.
A payday advance also gives you access to fast cash, so you can take advantage of great sales or limited-time offers that you would otherwise miss if you waited until your next paycheck.
One of the primary aspects of the Check City Difference is impeccable customer service. We believe in treating our customers with respect and care. We want to foster healthy relationships with our communities and do whatever we can to help you and your family.
Get a discount when you opt for an automatic ACH repayment plan. Customers who use automatic ACH payments, a method of electronically depositing or withdrawing funds from an account, will have their origination fee waived. ACH payments will also set up your loan payments to be automatic and easier to remember.
Here at Check City, we want to have a working relationship with the states we operate in by adhering to all state laws. That is why we are a state-licensed and registered lender and not an offshores lender or tribal model lender.
Having a state license lets our customers know we are a responsible and safe lender. So you can have peace of mind knowing that we are doing everything right by your state. For more information about licensing, rates, and fees specific to your state, check out our Rates and Fees Page.
Check City has been in business since 1986. In this time, we have helped many people meet their financial needs. With thousands of 5-star reviews from our happy customers, you can rest assured Check City is friendly and here to help!
The best online payday loans come from direct online lenders. Check City is a direct lender, so when you borrow from Check City, you deal directly with Check City representatives. Check City is licensed and registered in each state where it operates and is the direct lender of your loan (with the exception of Texas where we are licensed as a Credit Service Organization. We service your loan through an affiliated short-term loan provider).
When taking out a loan, borrowers want to know they are safe and that their information is secure. Check City sets security measures in place to keep our website and your information safe.
Payday loans should be used for short-term financial needs only, not as a long-term financial solution. If you are experiencing credit difficulties, we encourage you to seek credit counseling. Although we strive to assist every applicant, not all loan applications will be approved.
