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Tracy Rawle – Owner

tracy rawle

Tracy Rawle, CEO of Check City, was born and raised in Provo, Utah. He grew up with a love of sports and was heavily involved in baseball, football, and skiing in the beautiful mountains of the Wasatch Front. After high school, he served a 2-year mission for The Church of Jesus Christ of Latter-Day Saints in Independence, Missouri. Upon his return from his mission, he attended Utah Valley University (formerly Utah Valley Community College) and Brigham Young University. While at college he met and married his wife Jan. They have been married for 33 years and have four children and five grandchildren.

Tracy Rawle Business Background

Tracy was introduced to business at a young age, working alongside his father in their two family restaurants: The Rusty Nail, a family Italian restaurant, and RJ Wheatfields, a fresh, natural food restaurant and bakery. Tracy was born with a strong work ethic and would wake up early before elementary school to clean the family restaurants. As he grew older he became a cook and worked hard in the kitchens on weekends up through high school. Tracy later began managing the restaurants, and spent time as a manager at The Rusty Nail Kitchen in Provo as well as RJ Wheatfields in Salt Lake City. Later, Tracy and his wife moved their family to Atlanta, Georgia, to operate the Atlanta RJ Wheatfields location.

It was during this time that Tracy, his father Richard, and his brother Todd were introduced to the concept of financial services. Consequently, they made the decision to sell their restaurants and enter the financial services business. Tracy moved his family again, this time to Richmond, Virginia, where they opened their first Check City store. The store was immediately a success, and thus they had the opportunity of opening more stores in Virginia, as well as Baltimore, Maryland. As business progressed, their locations continued to increase, eventually expanding from Virginia and Maryland, into Utah, Nevada, and Colorado. From what started as one store and ten employees has now become 70 stores and more than 500 employees. Tracy is pleased with how far their company has come and proud of its growth.

Tracy has fulfilled various leadership positions outside of duties at Check City. He currently serves on the Community Financial Services Association of America (CFSA) board. He has carried numerous leadership positions at his church as well. He thoroughly enjoys staying involved politically in his community and in all aspects of the payday loan business. Tracy is currently the President of Riverside Country Club located in Provo Utah.

Family Life

When Tracy is not working, he is a devoted husband, father and grandfather. He enjoys golf and has a particular love for skiing with his family. Tracy has also found great fulfillment in having his family work alongside of him and enjoys the opportunity to teach his sons the business. The Rawle family prides themselves on the good relationships they have maintained while running a business together. Though Check City has had tremendous growth throughout the years, the company continues to have a family atmosphere. A few years ago, several employees started a company-wide Facebook group entitled “Check City Family” where employees stay connected to others working in various Check City locations. This close-knit company was the vision that Richard, Todd, and Tracy saw from the beginning, and continues to carry the mission, vision and values they wanted their business to have.

Growth of Check City

Check City and the Rawle family believe in giving back to the community and have created a culture of philanthropy at their company. Check City employees take the opportunity throughout the year to donate time and goods to those in need. A few of their favorite causes include: The Warm Heart’s Coat Drive in Utah and the annual fundraiser for The Shade Tree in Nevada. In addition to these two important causes, Check City donates time and money to support other initiatives in the community such as the United Way Day of Caring, Jr League of Salt Lake City CARE Fair, KUED Public Television, Utah Hispanic Chamber of Commerce SOMOS Foundation, KUTV Ride for Life and Souper Bowl of Caring, Utah Scholars, Utah Food Bank and many others.

As the growth and progression of Check City continues, Tracy is very pleased and proud of the development of their company, but also has gratitude for his supportive family and hardworking employees who continue to have a major impact on how far the company has come and how far it will continue to go.

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