Checkcity.com is licensed as a Credit Access Business and will service the loan through an affiliated short-term loan provider.
Loan Amounts
$250 to $2,500
Repayment Term
5 to 6 months
Loan Fees
Lender charges interest on the amount borrowed at 10.00% Annual Percentage Rate (APR). In addition,
The Credit Access Business charges a service fee between 1.55 and 1.65 times the principal loan amount. Prepayment in full will reduce the Credit Access Business service fee you pay.
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see “Sample Fee Schedules”). Please see your loan agreement for the APR and other terms applicable to your loan.
Additional Information
Our lender requires that all Texas customers have a pay stub on file with Checkcity.com when receiving a short-term loan. Please fax or email your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or email other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-8030 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.
Your Right to Cancel Future Payment Obligation
A borrower may cancel future payment obligations on a installment loan, without cost or finance charges, no later than midnight of the third business day immediately following the day on which the installment loan agreement was executed. To cancel future payment obligations on a installment loan, the borrower must inform Checkcity.com in writing that the borrower wants to cancel the future payment obligations on the installment loan and must return the uncashed proceeds, check or cash, in an amount equal to the principal amount of the loan.
Sample Fee Schedules
Below are sample examples of more common loan amounts transacted by Checkcity.com.
Official State of Texas Notices: Please click on the links below for additional information.
Loan Examples for $300
OCCC Disclosure 300 Semi-Monthly
Loan Examples for $500
OCCC Disclosure 500 Semi-Monthly
Loan Examples for $750
OCCC Disclosure 750 Semi-Monthly
Please see your loan agreement for the APR and other terms applicable to your loan.
OCCC Consumer Credit Notice
Customer Notice: An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.
Loan License, Registration, and Certificates
This business is licensed and examined by the State of Texas Office of Consumer Credit Commissioner.
Call the Consumer Credit Hotline or write for credit information or assistance with credit problems.
Address:
Office of Consumer Credit Commissioner
2601 North Lamar Boulevard
Austin, Texas 78705-4207
Phone: (800) 538-1579
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.
