Payday Loans Blog

With all of the earthquakes and natural disasters plaguing our world today, it certainly wouldn't hurt for you and your family to be as prepared as you can.  Your home is one of the safest places you can be in during an earthquake, especially if it is a single family home. No matter how earthquake sound your home is, the structure may still falter, and glass may shatter and small items are subject to breakage and larger item may fall and hurt someone or damage something.

1. Find out if your home is bolted to its foundation. If it was built after 1935 chances are that it is probably bolted to its foundation. If not, you may want to have your home inspected and install bolts if necessary.
2. If you have a chimney, make sure it is structurally sound, and attached to your home. Chimneys can be one of the biggest causes of damage to your home when an earthquake occurs.
3. Bolt down the water heater to help prevent gas leaks.
4. Put childproof locks on your cabinets, at least at night, to prevent contents from spilling out.
5. Store heavy items in bottom shelves to avoid having them fall from tall heights; this would be a good idea for your television as well.
6. Don't place your bed next to a window in your room, if possible place it against the inside wall of the home to protect against shattered glass and walls with windows are less stable.

After doing all you can, you should also have a home inspector come to check for earthquake safety and make suggestions for improving your home.  Here is a map of the current fault lines in the United States. Is your home in need of some refinancing? Are you looking for a more affordable Mortgage Plan? Visit your nearest Check City Utah Location or read all about our great Mortgage Plans and Services on the Check City website. We however, regretfully only offer Mortgage Plans to our Utah customers because of the complexity of the service.

Western Union, in partnership with Check City offers cheap, affordable and reliable Money Transfers to anyone, anywhere in the world.  It is a great way to send money to a college student that needs a little extra help or a birthday present to your cousin Polly's 50th when you don't know what else to get for her. You can even send Money Transfers to our troops so if your husband, or even your wife, is out of the country, serving in the armed forces, you can send them money as well.  The process is simple and can be done through both Check City and Western Union.

Here are just a few of the countries that we can send your money to.

• Bermuda
• Kuwait
• Tunisia

Any country with a U.S. Military base has an option for sending it straight to the military base and there are 4 different ways to have the money distributed to the receiver.  You can have it delivered to their home (within the continental U.S. only), do a money in minutes transfer, do an economy transfer, or have it deposited directly into the recipient's bank account.

1. Money in Minutes: When you choose the money in minutes option the recipient can literally have the money in minutes.  It is a little more expensive to do, because the transfer occurs so fast, but if money is needed now, it is a great way to go.  You can also have someone send money to you with money in minutes when you are needing a financial boost and get that money immediately by going into a Check City or Western Union Location and picking it up.  All you need to send the money is, of course the money and the country and city where the money will be received and the recipient can walk into the Western Union and pick it up within minutes.
2. Home Delivery: Home delivery is an overnight service, available only in the continental United States.  The money is transferred to the recipient via a Western Union Money Wise Prepaid Visa Card via Fed Ex. You will need the receivers address, name and phone number in order to send money this way.
3. An Economy Transfer: An economy transfer is a little cheaper way to send the Money Transfer but still get it there quick. With an economy transfer they usually get it within 72 hours. You will need to know the country and city name of where you are sending the money for this transfer service as well.
4. Direct Deposit to Bank Account: With a direct deposit to the recipient's bank, it will take about three business days, the same amount of time that the majority of direct deposits take.  The catch to this one is that your recipient must have a qualifying bank account and the policies and information you will need to know in order to send the money will vary by country.

Visit our Check City website to start sending money today via our Western Union Money Transfers. The only thing our prices can't beat is our service. Visit us today to get started.

This Thursday night the band Vampire Weekend is playing in Salt Lake City Utah.  Vampire City is an indie rock band.  They are all American and they started to play in New York City while they were attending Columbia University. 

The band has released many songs and even albums that have ended up on the Billboard Top 200.  Their songs have been featured on moveies like Nick and Norah's Infinite Playlist and I love you, Man.  The band has even played on the television show Saturday Night Live.

Some of the bands most popular songs are...

• Mansard Roof
• A-Punk
• Oxford Comma
• Horchata
• Giving Up the Gun

If you are looking for an exciting thing to do this week you should come see them play at In the Venue. The band will play on March 18th at 7pm.  In the Venue is located on 214 South and 600 West in Salt Lake. You can but tickets online here.

If you don't have the money now come into any Check City location and we can set you up with one of our simple and easy Cash Advances.  All you need for a Cash Advance is a checking account, a personal check, a steady source of income and a state or federal ID.  Come into Check City today and see Vampire Weekend on Thursday!

According to a recent press release from Check City, The Travel Channel has recently joined with Feeding America in an effort to take on the lifelong and worldwide hunger problem. Check City, noting the great need and our unique position to help, has set up bins across the Wasatch front, located in each of our stores, in order to help Feed America.  The event runs March 8-27, 2010 and you can donate by dropping off cans at any of our Conveniently Located Stores. You don't have to be a Check City customer to donate, and in fact, we encourage you to stop by and donate whether or not you are a current Check City customer.

All donations made will go directly to the community food bank and The Travel Channel will also be donating $1,000 to a selected community food bank. Check City anticipates a high turnout with your help. Visit a Utah Check City Location to do your part to help feed America's Hungry.

Many people are unaware of the high numbers of people and families who don't have enough to eat within the United States and that these same numbers are not on the decline. On the contrary, as the economy continues to hurt, the numbers of hungry Americans are instead on the rise.  If you are in a position to help, by even donating one can, please visit your nearest Wasatch front Check City Location. Every can counts.

Check City is a Payday Lender that offers great deals on various financial services. We help those who can't always help themselves. If you are a little worried about where you next meal may be coming from, visit Check City. We have good prices on our Payday Loans, also known as Cash Advances, so you can get some money from your next paycheck today! Borrowers however, should be completely aware that these loans are intended for the short term and if you are having serious financial issues, to please contact a professional credit or financial advisor.  Check City offers Cash Advances by phone, on our Check City Website or in one of our many Store Locations across America.

Over the past week and a half I have been giving you as much information as I can on the new CARD Act Reform policies, procedures and laws that have been put into place. Today I'd like to wrap it up with one last article about what will go on your monthly statement as well as the deadlines companies have been given for the policies and practices to be completely enacted.

One of the best changes, that I haven't discussed yet, when it comes to your monthly statement is the fact that they are now also requiring credit card companies to make the fine print a little less fine, and a little more readable by everyone.  Follow this link at CreditCards.com to see a mock up of what your statement will look like when it has been completely changed over to the new format.  

All changes must be completely in place by July of 2010 and if for some reason this doesn't occur with your company, it is a good idea to contact them just to see what is going on.  The contact numbers and emails should also be more readily available on the monthly statement in perhaps more than once place, so don't hesitate to call.  

Instead of dealing with the hassle of interest, minimum payments, overdraft and late fees, get a netspend Prepaid Debit Card from Check City. We can save you time, stress, and even money with our low deposit fees and the easiest services in town.  With a netspend Prepaid Debit Card the only thing you have to do is load money onto the card, and you can spend it anywhere Visa or Mastercard are accepted, all over the world! Its easy and we charge minimal fees.  Once your card has been emptied, you have to reload it in order to use it again. It is a great way to get the convenience of a credit card, without all the hassle.

Check City, partnering with Insure Utah offers Insurance Options for our Utah customers. With a complete range of options-including auto, morotcycle, boat, RV life, homeowners and commercial insurance- at very competitive prices. Pick up the red phone at any of the participating Utah Check City Locations to see how much money you can save today. Se habla espanol.

Check City knows that you are busy and wants to help you save time and money on insurance for your family.  We can do that with our great partners from Insure Utah. At Check City Insurance, we're standing by to do all the busywork for you. We'll provide you with quotes from a wide selection of insurance companies to make sure you get the best plan for the best price. You can stop by Check City any time for a free quote-and even purchase your policy at the same time.  If you don't want to stop by one of our store locations just for a quote, you can call us, and then take as much time as you need to choose a plan.  When you have selected a plan you can pick up your policy the next time you stop by one of our stores. It's that easy.

On top of being able to get you great Insurance rates, there are also great Mortgage rates available from Check City that are available only in Utah because of the complexity of the service.  Check City not only offers Insurance and Mortgages but our specialty is Payday Loans, also commonly referred to as Cash Advances.  If you need a little extra money before your next paycheck visit Check City online or in one of our Store Locations to learn all about our great rates on our Cash Advances or take advantage of one of our other services offered.

President Obama is attempting to revise the No Child Left Behind Act with the goal of producing more college ready high school graduates. These revisions may result in national academic standards for public schools instead of allowing for the traditional variances in schooling standards between states.

The national standards would include standards in more subjects than those defined in the No Child Left Behind Act, namely reading and math. These changes will affect over 100,000 public schools.

Obama’s plan would cost $3 billion more than what it cost to fund the No Child Left Behind act for this year, which was close to $25 billion. States that choose to accept Obama’s plan will receive $7.8 billion in grants for the educational systems.

After evaluation, the lowest 5% of public schools will receive government help in improving their performance, while the top performers will be rewarded. However, Obama will also exclude the provisions that provide free tutoring and the option for students to change schools if their school is considered one of the low performers.

Schools will not be punished for the low performance of the poor, minority, and disabled students under Obama’s proposal.  However, the National Education Association and the American Federation of Teachers say they are disappointed with Obama’s plan.

Randi Weingarten, AFT president, said “100 percent of the responsibility on teachers and gives them zero percent authority…For a law affecting millions of schoolchildren and their teachers, it doesn’t make sense to have teachers -- and teachers alone -- bear the responsibility for school and student success.”

The potential national standard will ask the kindergarteners can read 25 words. By the time students enter middle school, they will be expected to understand “Little Women,” by Louisa May Alcott and “The Adventures of Tom Sawyer,” by Mark Twain. When they enter high school they will be expected to understand the writings of William Shakespeare and Emily Dickinson.

By the end of first and second grade, students will be expected to know addition and subtraction. By the end of third and fourth grade, students should know multiplication, division, and fractions.  By the end of middle school, or eighth grade, students will be able to solve algebra problems.

New York is the first state who plans to accept and implement these new benchmarks by August. Massachusetts is doubtful that the standards will be a rigorous as they ones they have in place currently, and will review them thoroughly before accepting the new standard.

A variety of things can happen to your children while they are at school. Stay in touch with them throughout the school week by purchasing a pre-paid phone card. Check City offers a variety of phone cards tailored to fit where you will call, when you will call, and how often you will call. Visit one of our convenient locations to discuss with one of our friendly staff members how well a pre-paid phone card can fit your life and help you support your children.

To read more about the educational revision visit:
http://www.bloomberg.com/apps/news?pid=20601103&sid=aF9wi8wsYgT0