Money orders are a lot like a prepaid check. The customer can take out a money order and make the money order payment at a secure financial institution like Check City. Then, the customer can use that money order in a variety of ways to make safe, prepaid payments.
Because money orders come with unique security features, they are used by many people and organizations for many reasons. Below we'll outline some of the numerous reasons people choose to use a money order.
Money order services provide ideal money features like security and prepayment. Because of these helpful attributes, they are used for many different reasons. If you're wondering whether a money order is right for you, or if it'll serve the purpose you need then check out our list of some of the most common money order uses.
Traveling internationally is already hectic without having to add financial stress into the equation. One way to make things easier is to use money orders. If you are traveling internationally and run out of spending money, you can coordinate with a family member to send you more funds through a money order.
A money order is the best way to send money internationally because of its safety features alongside its easy money transfer abilities. Now you can send money to Mexico, send money to India, send money to the Philippines, send money to Colombia, send money to the DR, or wherever you need it to go.
One of the most helpful features of a money order is that they are a secure way to send money. This is because they are a form of prepayment. Because of this, many corporations will prefer money orders because then they'll know the payment has already been made.
If you need to make a payment via check, but you don't have a checking account to take out checks from, then you're in a bit of a bind. Luckily, money orders are there as a secure alternative to checks for customers who need a checking account alternative when making check payments.
Through Western Union, you can send money to inmates. Sending money to an inmate can be difficult because the form of payment needs to be highly secure. Western Union money orders make it easy to send highly secure payments even to inmates.
When children go off to school, it can be hard not to worry about them and their well-being. Thankfully, Western Union makes it easy to send money to school, wherever your child's school might be. This can also be a great way to safely send cash as spending money to your college student no matter where they end up at school.
Sending money to school with a money order is simple. Just visit your local Check City store location and a teller will help you fill out the money order form. Then you can pay for the money order and send it off to the school of your choice.
Yes, you can pay your federal taxes with a money order by making it payable to the "US Treasury." The US Treasury is "who" you'll want to send your money to in order for the IRS to get that federal tax payment. The IRS also suggests you make sure you include your name, phone number, the tax year, the tax form number you used to file taxes, and your social security number (SSN) on the money order when you send it in.
Another one of the most common money order uses is to pay bills. These are great for paying bills because they are accepted virtually everywhere and they are widely recognized as a secure and official form of payment. In some ways, they are an even better bill payment option than checks because they are prepaid.
Paying rent with a money order is simple to do. All you'll need to do is visit your financial service provider with the money you want to use to pay rent along with your personal identification.
When you need to make a large purchase, you often need to think about how you're going to pay. You need to be able to carry a large amount of money safely and securely to the place you need to go. Credit cards and debit cards are one way to do this, but money orders provide a specific payment form and receipt for a large purchase. Then, you can also avoid carrying large amounts of cash at one time.
Many apartment complexes and landlords prefer their renters to make security deposit payments on a rental with money orders. This allows landlords and apartment complexes to receive a secure form of payment that has already been paid. This allows them to also not have to worry about checks bouncing.
Need to send money through the mail? Stuffing cash into an envelope and sending it through the post office is not a very secure way to send funds. People can more easily see when an envelope is stuffed with cash versus a simple piece of paper like a money order or a check. Money orders can also only be deposited by the designated recipient so they can't be stolen and used by thieves as easily as cash can.
What do you do with a money order once you have it? If you are trying to send the money order you can mail it, transfer it through money order locations, or turn it in where it needs to go.
If you've received a money order, then you can deposit it at your bank, credit union, or another money order agent location.
If you've never used a money order before, think about using one now. The security and prepayment features can save you lots of hassle when making important payments and sending funds. Looking for even more secure, prepaid options? Try a prepaid debit card.
Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City does not usually utilize traditional credit checks as part of the payday loan approval process. However, Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Actual loan amounts vary. See Rates and Fees for specific information and requirements. Products or services offered to customers may vary based on customer eligibility and applicable state or federal law. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Hawaii, Idaho, Kansas, Missouri, Nevada, Texas, Utah, Washington, Wisconsin, and Wyoming. Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.
Check City acts as a credit services organization/credit access business (CSO/CAB) in Texas.
This is an invitation to send a loan application, not an offer to make a short term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-57 Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission. License #PL-21 Maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830.
Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.