A tax refund advance is a type of loan. Instead of waiting to get your tax refund, you can take out a refund advance and see those funds sooner. The collateral or loan security for a refund advance is your tax refund from the IRS.
The Refund Advance is an optional tax-refund related loan (it is not the actual tax refund) provided by MetaBank® at participating locations.
Instead of waiting for your tax refund to deposit into your account or arrive in the mail, you can set up a tax refund advance with Check City and get your money right away.
The loan amount and applicable interest is deducted from tax refunds and reduces the tax refund amount paid directly to the taxpayer.
Basically, customers can take out a loan with Check City and set up to repay the loan with their incoming tax refund. Rates and fees may apply.
Check City also offers tax filing or tax preparation services where you can file your taxes year-round. Tax returns may be filed electronically without applying for this loan.
Step 1: Visit a local Check City store. No appointment is necessary.
Step 2: Bring your W2’s, Photo ID, Social Security Cards for you and all your dependents, and any other important tax documents like 1099's. If you are wishing to itemize your taxes, bring your 1098 (home mortgage), medical bills, charitable donations, and non-reimbursed employee expenses. If you are self-employed bring any receipts and expenses for your business.
Step 3: File your taxes and if you want, apply for a tax refund advance as well.
Tax loans are based on your anticipated refund amount from the IRS. This means that qualifying for a tax loan depends mostly on your anticipated refund, the amount you can expect to receive, and your status with the IRS.
Tax refund advances are a helpful loan because you don't necessarily need a bank account or an exceptional credit score for loan approval.
Tax loans can often be found where tax preparation services are offered. In fact, tax loans from a tax preparation service can be easy and hassle-free, because your tax filing and tax return loan can be handled all at the same place with the same people.
A company that files your taxes will also know what your projected tax return will actually be. They are a trustworthy service that will know how much you can afford to receive in a tax return loan.
Because Check City can also file your taxes for you, customers can rest assured their tax return projections, and thus their offered tax return loan amounts are dependable.
There are many reasons to get a tax refund advance. You can get your tax return money sooner and the process goes hand-in-hand with getting your taxes filed and taken care of too!
If you usually receive your tax return in the mail, then you could be getting your return money faster than if you waited for the check to arrive in your mailbox.
If you set up an electronic payment, then you can potentially get your refund advance within 24 hours after filing.
By getting a tax refund advance, you can potentially get your taxes filed and receive your tax return all in one simple process.
At Check City, you can take care of all your tax service needs without having to schedule an appointment in advance. Just visit any of our stores with the documents you need and our friendly tax preparers will help you file your taxes on time this year.
If you want, you can also apply for a refund loan from Check City and get your tax refund money sooner.
Our tax preparation fees start as low as $29.95 for the 1040 form. This price includes electronic filing of both federal and state taxes.
Additional fees are charged for any other forms needed to complete the tax return. Go into a store near you for a free estimate.
No, you don't have to pay the tax preparation fees up front.
Our tax preparation services allow us to deduct our preparation fees directly from your federal tax return so that you don't have to pay anything upfront.
You can usually receive the e-advance loan within 24 hours.
Tax preparation services are a great way to easily get your taxes done on time. By using tax services near you, you can experience a more efficient and easier tax filing process.
Make this tax season a little easier this year by visiting your neighborhood Check City and letting our family help yours.
When you need an emergency loan, you can't always afford to wait too long. Luckily, Check City offers quick tax refund cash advances so you can use your refund money sooner rather than later.
Not everyone can afford to wait for their needed funds to come in the mail. That's where an easy-to-use tax refund advance comes into play.
Use Check City's tax services and experience an easy and stress-free tax filing and filing your return process.
Payday Loans are also commonly referred to as Cash Advances, Payday Advances, Payday Advance Loans, and Fast Cash Loans. Check City may, at its discretion, verify application information by using national consumer loan underwriting databases that may include information relating to previous cash advance transactions that Check City may take into consideration in the approval process. Approval, products, and loan terms may vary based on applicant qualifications and applicable state or federal law. See Rates and Fees for specific information and requirements. Some customers applying for payday loans or installment loans may be required to submit additional documentation due to state law and qualification criteria. CheckCity.com provides loan services in: Alabama, Alaska, California, Colorado, Idaho, Kansas, Missouri, Nevada, Ohio, Utah, Wisconsin, and Wyoming. In Texas, CheckCity.com acts as a credit services organization/credit access business (CSO/CAB) and will not be the lender for loans obtained through this site; CheckCity.com will instead attempt to arrange a loan between you and an unaffiliated third-party lender.
Customer Notice: A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions. Loan proceeds issued through our website are generally deposited via ACH for next business day delivery if approved by 8pm CT Mon. – Fri.
This is an invitation to send a loan application, not an offer to make a short-term loan. This service does not constitute an offer or solicitation for payday loans in Arizona, Arkansas, Colorado, Georgia, Maryland, Massachusetts, New York, Pennsylvania, or West Virginia. Tosh of Utah, Inc. dba Check City Check Cashing, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-57). Anykind Check Cashing, LC. dba Check City, a payday lender, is licensed by the Virginia State Corporation Commission (License #PL-21). The maximum funded amount for payday loans or installment loans depends on qualification criteria and state law. See Rates and Terms for details. Utah Customers: For consumer questions or complaints regarding payday loans and/or title loans you may contact our Customer Service Department toll-free at (866) 258-4672. You may also contact our regulator The Utah Department of Financial Institutions at (801) 538-8830. In California, CheckCity.com is licensed by the California Department of Financial Protection and Innovation pursuant to the California Deferred Deposit Transaction Law, Cal. Fin. Code D. 10.
Please see Rates and Terms to check the availability of online loans in your state. Check City does not provide loan services in all states.