Check City |
Financial Services
Below we have outlined the features, terms, rates, and fees for all the financial services available to Check City customers in this state. For more information, contact Check City and speak to a customer service representative.
all locations
Available Services
Payday Loan

Loan Amounts

The maximum loan amount for Hawaii residents is $510.

The loan amount is based on your income and other factors, loan limits will be determined on an individual basis.

Loan Terms

Maximum of 32 days

Loan Fees

15% of the face value of the check. The finance charge for a deferred presentment loan is $17.64 per $100.00 borrowed. The finance charge is considered fully earned as of the date on which the loan is made.

Your Annual Percentage Rate (“APR”) is the cost of your credit as a yearly rate and will vary depending on the length of your loan. Please see your loan agreement for the APR and other terms applicable to your loan.

Cooling Off Period

In Hawaii, remotely created checks are used to process loan payments. For this reason, a 3-day cool-off period is required to allow time for the check to clear.

Example APR and Fee Schedule

Additional Information

Your Right to Rescind (Cancel) this Loan

A borrower may rescind a deferred deposit agreement without cost for any reason, not later than the close of business on the business day following the date of the deferred presentment service transaction.

Loan License, Registration, and Certificates

Check City in Hawaii is regulated by the Hawaii Department of Commerce and Consumer Affairs. 


Consumer Resource Center

235 S. Beretania Street, Rm 801

Honolulu HI 96813

Phone: (808) 587-3222

Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.