The maximum loan amount for Hawaii residents is $510.
The loan amount is based on your income and other factors, loan limits will be determined on an individual basis.
Term of Loan
Maximum of 32 days
15 percent of the face value of the check. The finance charge for a deferred presentment loan is $17.64 per $100.00 borrowed. The finance charge is considered fully earned as of the date on which the loan is made.
Your Annual Percentage Rate (“APR”) is the cost of your credit as a yearly rate and will vary depending on the length of your loan. Please see your loan agreement for the APR and other terms applicable to your loan.
Cooling Off Period
In Hawaii, remotely created checks are used to process loan payments. For this reason a 3 day cool off period is required to allow time for the check to clear.
Your Right to Rescind (Cancel) this Loan
A borrower may rescind a deferred deposit agreement without cost for any reason, not later than the close of business on the business day following the date of the deferred presentment service transaction.
Check City in Hawaii is regulated by the Hawaii Department of Commerce and Consumer Affairs.
Consumer Resource Center
235 S. Beretania Street, Rm 801
Honolulu HI 96813
Phone: (808) 587-3222
Below you can find the certifications, licenses, and registrations that Check City works under in order to give our customers the best financial products we can provide.