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Rates and Terms for Wyoming
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| Loan Amounts: |
The maximum loan amount for a Wyoming Residents is $2,500.00.
Based on your income and other factors, loan limits will be determined on an individual basis. |
| Term of Loan: |
Minimum 8 Days – Maximum 31 Days |
| Permitted Fees: |
The cost of the loan is the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance.
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). Please see your loan agreement for the APR and other terms applicable to your loan. |
| Extensions/Loan Renewal: |
Wyoming residents cannot extend and/or renew their loan. |
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Additional Information
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Your Right to Rescind (cancel) this loan – A borrower may rescind a payday loan without cost for any reason, not later than the close of business on the business day following the date of the payday loan agreement.
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Example APR and Fee Schedule:
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The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below).
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| Amount |
Fees Charged |
Amount Due |
Days |
APR% |
| $100.00 |
$30.00 |
$130.00 |
30 |
365.00% |
| $200.00 |
$40.00 |
$240.00 |
30 |
243.33% |
| $300.00 |
$60.00 |
$360.00 |
30 |
243.33% |
| $400.00 |
$80.00 |
$480.00 |
30 |
243.33% |
| $500.00 |
$100.00 |
$600.00 |
30 |
243.33% |
| $600.00 |
$120.00 |
$720.00 |
30 |
243.33% |
| $700.00 |
$140.00 |
$840.00 |
30 |
243.33% |
| $800.00 |
$160.00 |
$960.00 |
30 |
243.33% |
| $900.00 |
$180.00 |
$1,080.00 |
30 |
243.33% |
| $1000.00 |
$200.00 |
$1,200.00 |
30 |
243.33% |
Finance Charge: The cost of the loan is the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance.
Please see your loan agreement for the APR and other terms applicable to your loan. |
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Loan License and Registration:
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We are licensed and regulated by
Wyoming Division of Banking
2300 Capitol Avenue
2nd Floor
Cheyenne, Wyoming 82002
Phone: (307) 777-7797 Fax: (307) 777-3555
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