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Wisconsin

Rates and Terms for Wisconsin Installment Loans

Loan Amounts: $200 – $3,000
Repayment Terms: 5-6 months
Loan Fees: The Annual Percentage Rate (APR) will vary according to your chosen payback method. Fees are lowered when automatic payments are selected. Please see your loan agreement for terms applicable to your loan.

Example Loan Fees and Payments:

With Enrollment in Automatic Payments
Loan Amount Pay Schedule Number of Days APR* Loan Payment
$300 Biweekly 182 387.91% $53.54
Monthly 182 386.39% $118.87
$700 Biweekly 182 387.92% $124.93
Monthly 182 386.40% $277.36
$1500 Biweekly 182 387.92% $267.71
Monthly 182 386.40% $594.33
Without Enrollment in Automatic Payments
Loan Amount Pay Schedule Number of Days APR* Loan Payment
$300 Biweekly 184 509.40% $65.14
Monthly 184 443.88% $130.76
$700 Biweekly 184 440.95% $136.53
Monthly 184 411.22% $289.24
$1500 Biweekly 184 412.86% $279.30
Monthly 184 398.02% $606.23
* The Annual Percentage Rate (APR) is the cost of your loan expressed as a yearly rate. Your cost of credit will increase if the actual loan term is shorter than this example, and will decrease if your loan term is longer.

Additional Information

Cancelling your loan: You may rescind your installment loan on or before 5:00 p.m. Mountain Time of the next business day following the loan transaction. To rescind your loan, you must email or fax us written notice of your intent to rescind, along with written authorization to effect a debit entry to your Bank Account for the principal amount of the loan.
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below). The table below shows the Annual Percentage Rate (“APR”) and Finance Charge for various loan amounts.

Loan License and Registration:

We are licensed and regulated by Wisconsin Department of Financial Institutions.
Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison WI 53708
Phone: (608) 261-9555 Fax: (608) 261-7200.

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