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Utah

Annual Percentage Rate/Fee Schedule

Loan Amounts

In Utah, the minimum loan amount is $50.00. Based on your income and other factors, loan limits will be determined on an individual basis.

Loan Cost

The cost of a loan is $8.90 per $100 borrowed per day.
The Annual Percentage Rate (“APR”) will vary depending on the length of your loan (see table below).

Additional Information

Your Right to Rescind (cancel) this loan – A borrower has the right to rescind the payday loan on or before 5:00pm Mountain Time of the next business day following the loan transaction. To rescind your loan you must email or fax us written notice of your intent to rescind, along with written authorization to effect a debit entry to your Bank Account for the principal amount of the loan.

Example APR and Fee Schedule

The table below shows the Annual Percentage Rate (“APR”) and Finance Charge for various loan amounts.
Utah_Rates

Loan Renewals/Extensions

If you do not wish to repay your loan on the due date you may choose to extend. In Utah, you may extend/roll-over your loan up to 10 weeks or 70 days. The cost of your extension is determined by the number of days you choose to extend. When your extended loan becomes due, the amount due will deduct electronically from your bank account. Extension requests must be submitted by 6:00 PM Mountain Time on the business day before your loan is due.

Regulated by the Department of Financial Institutions

Questions or Complaints: For customer service issues please call our customer service telephone number at (866)258-4672. If a problem cannot be resolved by speaking with the lender and the nature of the complaint is something other than a high rate of interest or lack of funds to pay the loan then you may call the Department for regulatory relief, if warranted. Utah residents may contact the Utah State Department of Financial Institutions at (801) 538-8830. Residents of other states may contact the regulatory agencies of the states in which they reside.

Please click here for the Consumer Guide to Payday Lending in Utah

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