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Texas

Credit Access Business

Checkcity.com is licensed as a Credit Access Business and will service the loan through an affiliated short-term loan provider.

Rates and Terms for Texas

Loan Amounts: $250 – $2,500
Repayment Term: 5-6 Months
Loan Fees: Lender charges interest on the amount borrowed at 10.00% Annual Percentage Rate (APR). In addition,

The Credit Access Business charges a service fee between 1.55 and 1.65 times the principal loan amount. Prepayment in full will reduce the Credit Access Business service fee you pay.

The Annual Percentage Rate (“APR”) will vary depending the length of your loan (see “Sample Fee Schedules”). Please see your loan agreement for the APR and other terms applicable to your loan.

Additional Information:

Our lender requires that all Texas customers have a pay stub on file with Checkcity.com when receiving a short-term loan. Please fax or e-mail your latest pay stub when applying to ensure quick processing of your loan. If you receive income by means other than an employer, please fax or e-mail other proof of your Social Security, disability, child support or alimony payments. All materials may be sent via fax to 866-430-0830 or via email to info@checkcity.com. As soon as we receive this, we will be able to complete your loan request.

Your Right to Cancel Future Payment Obligation – A borrower may cancel future payment obligations on a payday loan, without cost or finance charges, no later than midnight of the third business day immediately following the day on which the payday loan agreement was executed. To cancel future payment obligations on a payday loan, the borrower must inform the Checkcity.com in writing that the borrower wants to cancel the future payment obligations on the payday loan and must return the uncashed proceeds, check or cash, in an amount equal to the principal amount of the loan.

Sample Fee Schedules:

Below are sample examples of more common loan amounts transacted by Checkcity.com.

Official State of Texas Notices: Please click on the links below for additional information.

$300 Installment Loan with ACH Payment – Monthly Consumer Disclosure
$300 Installment Loan with ACH Payment – Bi-Weekly Consumer Disclosure
$300 Installment Loan with non-ACH Payment – Monthly Consumer Disclosure
$300 Installment Loan with non-ACH Payment – Bi-Weekly Consumer Disclosure

$500 Installment Loan with ACH Payment – Monthly Consumer Disclosure
$500 Installment Loan with ACH Payment – Bi-Weekly Consumer Disclosure
$500 Installment Loan with non-ACH Payment – Monthly Consumer Disclosure
$500 Installment Loan with non-ACH Payment – Bi-Weekly Consumer Disclosure

$750 Installment Loan with ACH Payment – Monthly Consumer Disclosure
$750 Installment Loan with ACH Payment – Bi-Weekly Consumer Disclosure
$750 Installment Loan with non-ACH Payment – Monthly Consumer Disclosure
$750 Installment Loan with non-ACH Payment – Bi-Weekly Consumer Disclosure

Fee Schedule Disclosure
Please see your loan agreement for the APR and other terms applicable to your loan.

OCCC Consumer Credit Notice:

This business is licensed and examined by the State of Texas – Office of Consumer Credit Commissioner. Call the Consumer Credit Hotline or write for credit information or assistance with credit problems. Office of Consumer Credit Commissioner, 2601 North Lamar Boulevard, Austin, Texas 78705-4207, (800) 538-1579, Submit a Complainthttps://occc.texas.gov/

Customer Notice: An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.


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