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How Workout Plans Can Save You Money


One of the biggest hurdles to planning workouts is a little thing called motivation.

When it comes down to it, motivation is the difference between starting an exercise program, and actually sticking with it.

Money can be a huge motivator. It’s the reason many of us get up and go to work each morning. Wouldn’t it be great if you could combine the motivating influence of money with exercise?

Well, you can! Having a workout plan can actually save you money.

Lower Long-Term Medical Costs

People who are physically fit have lower long-term medical costs.

A 2012 study conducted by the University of Texas-Southwestern Medical Center and the Cooper Institute found that people who were physically fit in middle-age had on average 38% lower medical costs later in life. The study tracked participants over 4 decades, and the findings were unmistakable:

Living a healthy lifestyle now will literally pay dividends in the future.

Lower Short-Term Medical Costs

Exercise can lower your medical costs in the short term too.

The promise of lower medical bills 20, 30, or 40 years down the road probably isn’t going to be a huge motivating factor. Thankfully, you don’t have to wait that long to reap the money-saving benefits of exercise.

Employees who took part in an exercise program with a set workout plan saw their medical bills go down by 33% after only 2 years, according to a 2007 study by Medica and Life Time Fitness. Since many people get health insurance through their jobs, this proves the effectiveness of workplace fitness programs as a cost-saving measure.

Make Exercise a Life-Long Habit

Short-term fitness goals are important, but what’s more important is creating lifelong fitness habits. The main two things that can help you stick to a fitness routine is having a plan and keeping yourself motivated.

Download a Free PDF Printable for a Workout Routine Template.

But transforming yourself into the kind of person who makes fitness a top priority can be difficult. Follow these tips if you want to stick to your exercise program:

1. Find an exercise buddy

Sometimes you’ll let yourself slack, but if you’ve got someone you work out with, and they’re willing to hold you accountable, you’ll be much more likely to stick with it.

2. Think outside the gym

Exercise is more than treadmills and dumbbells. Expand your fitness activities to include things like tennis, basketball, roller skating, swimming, biking, and hiking.

And remember, what you do in the kitchen can make or break your fitness goals. Avoid extreme diets, painful self-denial, and restrictive meal plans in favor of small, healthy, sustainable changes in the way you eat. That way you can turn your food choices into habits as opposed to exercises in endurance!


“Your personal growth is the only thing that matters. You own and write your story; no one else does. Believe in your unique steps up the mountain.”

―Brittany Burgunder

3. Track your progress

Realizing that you can lift more weight or that you can fit into a pair of jeans from years ago can be a huge motivating factor to keep you going. Tracking your endurance is another great way to recognize progress.

Look for improvement in health and fitness areas of your life like the following:

  • Muscle tone
  • Ability to walk or run faster or further
  • Quality of sleep
  • Ability to remain alert during the day
  • Overall feelings of health and wellbeing
4. Make exercise a part of your identity

If fitness is central to how you view yourself as a person, then you’re more likely to continue your exercise routine despite any challenges, life changes, or distractions.

When you think about motivating factors for continuing with fitness goals, think about the benefits you reap in both the short and long term. But note that the long term benefits far outweigh any discomfort or aversions you may feel in the immediate short term.

Remember the Big Picture

When it comes down to it, saving money is only a small part of the wide range of benefits you get from regular exercise. So, keep your eye on the big picture, and go out and exercise today!

Establishing a Good Workout Routine

One of the best things that you can do in order to improve your health conditions is to get into a good workout routine! Although this can seem a bit intimidating to some, the fact of the matter is that you can get into this routine pretty easily. You don’t have to push yourself until you break- just develop good habits and apply them.

Ideally speaking, you are going to want to work out every other day, at least. These do not have to be incredibly difficult workouts, just something to get the heart rate up and the muscles moving. As such, something like doing sit ups for 15 minutes or going for a walk in the morning can achieve good health effects for you if that is the way you want to go.

The key to the process lies with the consistency of your workouts. When you exercise on a regular basis, your body adapts to that kind of schedule and is better able to give you the energy that you need in order to be successful. Exercising on a regular basis also works out your heart and lungs and gets them beating. Getting into good habits will increase your healthiness in very pronounced ways.

Some of the health benefits of regular exercise during the week include better energy levels, better moods, higher metabolism, and greater amounts of endurance while doing physical things. You don’t have to start off big when exercising- simply do something positive on a regular basis and increase the difficult of the workout from time to time in order to get your body to make improvements.

Progress may seem slow, but it will come! Make the effort to get into the habits and you will be surprised by what your body is able to do. Your health should see marked improvements as a result of your efforts.

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