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Today’s Deals from Amazon

amazon daily deals

January is a time of renewal, growth, and goal setting. To help keep your new year resolutions this year, you might need to do some shopping first!

Amazon is here to help you keep your resolutions this year with their goal oriented Daily Deals. Keeping your goals can be tough, but with the right equipment, it can be a little easier. When financing for the things you need to keep your goals, a Check City Payday Loan can also come in handy.

*The prices shown below are the sale prices listed at the time of posting.

Kindle Paperwhite

kindle paperwhite

Current Sale Price: $84.99
Originally: $129.99
You Save: $45.00 (35% off!)

The new Kindle Paperwhite is now waterproof with 2 times the amount of storage! Now you can take your Kindle to the beach or poolside without worrying about it getting wet. The new Kindles also come with an audible feature so you can connect to your audiobook library as well.

Kindle

kindle

Current Sale Price: $59.99
Originally: $89.99
You Save: $30.00 (33% off!)

One charge on the all-new Kindle will last you weeks instead of hours. You can also connect to your audiobook library on the new Kindle so you can listen to your books. The Kindle is a glare-free reading option that can hold entire libraries’ worth of reading material. Now you can read up on some of the best finance books!

Wake-Up Light Alarm Clock

sunrise alarm clock

Current Sale Price: $33.59
Originally: $39.99
You Save: $6.40 (16% off!)

This alarm clock comes with a sunrise and sunset simulation light, so you can wake up and go to bed naturally and get better sleep. It also comes with 7 nature sounds that you can wake up to and FM radio capabilities. Wake up the way we’re meant to wake up with this sunrise simulation alarm clock.

USB Microphone Kit

microphone

Current Sale Price: $50.99
Originally: $61.99
You Save: $11.00 (18% off!)

You can use this USB microphone kit for almost anything! You can use it to better record your podcast, to sing, create YouTube videos for you channel, or make gaming videos. It comes with a high sampling rate and a professional sound chipset to get you the best recordings. And all of this can easily plug into your computer with its USB capabilities.

Himalayan Salt Scrub

Himalayan salt scrub

Current Sale Price: $16.89
Originally: $39.99
You Save: $23.10 (58% off!)

Save over half off on this 12 oz container of 100% natural Himalayan salt scrub. It’s infused with collagen and stem cells for even more skin benefits. Use this scrub on your face and all over your body to exfoliate, get rid of blackheads, and minimize pores.


Sallie Mae Personal Loan

At Sallie Mae you can get a personal loan with fixed interest rates, but these loans are by invitation only. If you haven’t been invited to take out a Sallie Mae personal loan, then look into a Check City Personal Loan where no invitation or offer code is needed to apply.

Personal Loans are loans paid in monthly installments that can be used for a variety of personal reasons. They are most commonly used for home improvements, debt consolidation, or important major purchases. There is a lot to consider when shopping for a personal loan, and we hope to make that process easier by outlining the basics of a Sallie Mae personal loan.

Sallie Mae Personal Loans: A Quick Look

The personal loans at Sallie Mae offer fixed interest rates with a narrow range of loan amounts and terms. The main thing to remember with Sallie Mae personal loans is that you need a personal offer code to apply.

Loan Amount: $3,000 to $35,000

Rates: 6.99% to 24.99% APR

Fees: no origination fee and no prepayment penalty fee, but there are late fees

Terms: 36 to 60 months (3 to 5 years)

Basically, a personal loan from Sallie Mae is the best option for anyone who has already received an invitation from Sallie Mae to apply for a personal loan from them. If you don’t have an offer code from Sallie Mae then you can’t apply for one of their loans. Otherwise, a Sallie Mae personal loan is a worthwhile option with fixed interest rates and almost no fees.

Who are Sallie Mae Personal Loans Perfect For?

Not all loans will work for everyone, which is why loan research is so important when shopping for the best loan fit for you. Sallie Mae personal loans will work best for anyone that’s received a personal offer code from them. You have to have this personal offer code in order to apply for a Sallie Mae personal loan. Once you have your own invitation their loans are best used for debt consolidation, major expenses, and major life events like weddings.

PROS

  • Fixed interest rates
  • No origination fee or prepayment penalties
  • Get funds as soon as the next business day

Who Should NOT Get a Sallie Mae Personal Loan?

If you don’t have an offer code from Sallie Mae then you can’t get a personal loan from them. But even if you do have a personal invitation to apply for their loans, you should still take a moment to consider your options. Sallie Mae personal loans don’t offer a very wide range of loan terms or amounts, so if these numbers don’t match your loan needs you may need to keep looking.

CONS

  • You need an invitation to apply
  • There are fees for late payments
  • They offer a narrow loan amount range
  • They don’t have many payment term options

An Alternative to Sallie Mae Personal Loans

If you can’t get a Sallie Mae personal loan don’t be discouraged. There are plenty of other loan alternatives out there that don’t require invitation codes in order to apply. Like the Check City Personal Loan! At Check City, you have the option to take out smaller loan amounts and pay them back in a matter of months instead of years.

Reasons to Get a Check City Personal Loan:

sallie mae personal loan review

Direct Lending. Check City lends loans directly so you don’t have to deal with third-parties to get your money.

State Licensed Lending. Check City is a licensed lender in each state they operate in.

Fast Application. Check City loan applications are quick and easy to fill out. You can be done in a matter of minutes.

Low Credit? No Problem! Even if you have a low credit score you can still apply for a Check City personal loan.

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash today!

Shorter Loan Terms and Smaller Loans. Not everyone needs a giant loan that takes years to pay off. At Check City, you can get smaller loan amounts that are easier and faster to pay off.

How to Apply for a Check City Personal Loan

All you need is a few short minutes to complete an online application at Check City. You don’t need a lot to apply either! Just the listed items below:

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City American Express PNC Bank Marcus by Goldman Sachs Sallie Mae
Amount $300 to $3,000 $3,500 to $40,000 $1,000 to $35,000 $3,500 to $40,000 $3,000 to $35,000
Rates lower APR than our payday loans 6.90% to 19.98% 5.99% to 25.99% 6.99% to 28.99% 6.99% to 24.99%
Fees no origination fees no origination fee, there are late fees no origination fee, no prepayment fee, no application fee, but there are late fees no sign-up or prepayment fees no origination fee and no prepayment penalty fee, but there are late fees
Terms 6 months 12 to 48 months 36 months 36 to 72 months 36 to 60 months
Min. Credit Score none 660 high credit score 660 n/a

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.


The Best Daily Deals from Amazon

amazon daily deals

January is a critical time for many of us since the first month of the new year is often when we either make or break our New Year’s resolutions.

Many of us made promises to ourselves that 2020 would be a healthier year, but in order to be successful at keeping this goal, you may need some equipment. That’s where Amazon comes in.

Today, Amazon’s Deals of the Day are centered around helping you get what you need to start strong and keep your health goals this year. But sometimes you’ll need some financial help getting what you need to keep these goals. That’s where the Check City Personal Loan comes in.

*The prices shown below are the sale prices listed at the time of posting.

Nordic Track Treadmill

treadmill-on-sale

Current Sale Price: $674.99
Originally: $999.00
You Save: $324.01 (32% off!)

With an at-home treadmill you can easily keep your health resolutions this year. The Nordic Track treadmill comes in a sleek design that won’t take up too much space in your home. It’s also designed for efficiency so you can safely get the best at-home workouts.

Pre Workout Powder

pre workout powder supplement

Current Sale Price: $26.99
Originally: $59.99
You Save: $33.00 (55% off!)

Gear up for your at-home workouts with C4’s original pre-workout powder. It’s a sugar-free energy supplement for both men and women that can help you get ready and energized for any workout. They come in many other flavors too!

Cuisinart Cast Iron/Porcelain Dish

cuisinart dish

Current Sale Price: $69.99
Originally: $129.99
You Save: $60.00 (46% off!)

Don’t just work out more this year to get healthier though, work on your cooking skills as well. The Cuisinart dishes are some of the best items you can cook with. They can help you start making healthier meals so you’re eating better this year too.

Women’s Racerback Sports Bras

sport bra sale

Current Sale Price: $9.98 to $30.99

These high impact workout bras from MIRITY will make working out a breeze. Working out is already uncomfortable in and of itself, but your activewear doesn’t have to be. Stock up on some sturdy gym clothes so you can work out in style and comfort.

Amazon Brand Activewear & Fitness Equipment

amazon lightning deals

Current Sale Price: $10.99
Originally: $7.47
You Save: $3.52 (32% off!)

Amazon basics are having too many sales to count on their men and women’s activewear, fitness equipment, wellness vitamins, protein powders, and sports nutrition. Amazon offers an inexpensive option for all your fitness needs this year, and everything will ship directly to your front door!


Citizens Bank Personal Loan

Citizens Bank has personal loans with 36 to 84 month terms. But if you need a personal loan with a shorter term, Check City Personal Loans might be what you’re looking for.

Personal Loans are loans paid in monthly installments that can be used for a variety of personal reasons. They are most commonly used for home improvements, debt consolidation, or other major expenses. There are many personal loan providers available, and they all offer different pros, cons, and loan requirements.

We hope to make your personal loan shopping go a little easier by comparing different personal loans in one place. Here we’ve gone over all the most important basics about Citizens Bank personal loans.

Citizens Bank Personal Loans: A Quick Look

Citizens Bank has interest rates that range from 6.78% to 20.88% APR. They also offer larger loans starting at $5,000 to $50,000 and these loans are paid off in 36 to 84 month terms. That’s 3 to 7 years of paying off that loan. Citizens Bank also pulls a hard credit report inquiry when you apply, which may impact your credit score. They don’t have a specific minimum credit score requirement, but their loan borrowers generally have strong credit histories with higher credit scores of 680 or more.

Loan Amount: $5,000 to $50,000

Rates: 6.78% to 20.88% APR

Fees: No application fee, no annual fee, no late fee

Terms: 36 to 84 months (3 to 7 years)

Basically, a personal loan from Citizens Bank is the best option for anyone who already has a Citizens Bank account, and has a great credit score. If you are already a Citizens Bank member than your personal loan with them can qualify for a loyalty discount rate. They also offer automatic payment discounts for loan customers that can afford automatic withdrawals.

Who are Citizens Bank Personal Loans Perfect For?

Citizens Bank personal loans are going to be perfect for some personal loan shoppers and imperfect for others. Citizens Bank can offer loan customers many important things. They have zero fees, which takes away a lot of the hassle around loan borrowing. They have large loan amounts that can fit the needs of those who need a lot of funds for big expenses. They also offer 0.25% points off with both their Loyalty Discount and their Automatic Payment Benefit.

  • If you have a high credit score and a strong credit history
  • If you plan on using autopay
  • If your credit score can withstand a hard credit pull application
  • If you need a large loan amount of $5,000 or more
  • If you are already a member of Citizens Bank

Who Should NOT Get a Citizens Bank Personal Loan?

Some loan shoppers should not get a personal loan from Citizens Bank and should instead keep looking for their perfect loan. If you have an average or low credit score then Citizens Bank might not be the right choice for you. Their application process includes a hard credit pull so you want to know that your application’s chance of acceptance is good before risking your already low credit score. They also don’t offer small or short-term loans, so you’re going to be paying off a Citizens Bank personal loan for at least the next 3 years.

  • If you have an average or low credit score
  • If you are often late with payments
  • If you can’t sign up for automatic payments
  • If you need a small, short-term loan
  • If you aren’t already a Citizens Bank member

An Alternative to Citizens Bank Personal Loans

If the above description has to do with you then you might want to consider an alternative to Citizens Bank personal loans. Maybe you have a low credit score or maybe you just want a simpler, smaller personal loan. If this sounds like you then you might want to consider a Check City Personal Loan. Check City Personal Loans don’t require you to have a high credit score to apply and we offer smaller personal loans that you can pay back in just 6 months! So you don’t have to get locked into a multiple-year commitment just to get the fast funds you need.

Reasons to Get a Check City Personal Loan:

citizens bank personal loan review

Check City is a direct lender. We don’t just direct you to real loan providers, we are the loan provider.

Check City is a state licensed lender. Whatever state you’re in, you can rest assured that we’re doing everything by the book.

Our application process is quick and simple. Our loan application is easy to fill out and we won’t pull a traditional credit report when you apply.

Low credit? No problem! Even if you have a low credit score you can still apply for a Check City personal loan.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply for a loan and get your money all in the same day!

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

The Personal Loan Application at Check City only takes a few short minutes to complete. There’s a short list of things you’ll need to fill out the application, and you can complete this quick loan application process online, in stores, or over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City Personal Loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Wells Fargo Personal Loan Chase Personal Loan SoFi Personal Loan Citizens Bank Personal Loan
Amount $300 to $3,000 $3,000 to $100,000 $4,000 to $600,000 $5,000 to $100,000 $5,000 to $50,000
Rates lower APR than our payday loans 5.49% to 22.99% depends 5.99% to 20.01% 6.78% to 20.88%
Fees no origination fees no origination fees, no prepayment penalties depends no fees no application fee, no annual fee, no late fee
Terms 6 months 12 to 84 months 12 to 84 months 24 to 84 months 36 to 84 months
Min. Credit Score none 600 high credit score 680 high credit score

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.


Amazon’s Year-End Deals

amazon deals

Amazon has become a site renowned for having everything. But with so much available on Amazon’s website it can be hard to find the deals you’re looking for!

Thankfully, Amazon takes care of that problem for you by showing all their daily sales right now featured under Amazon’s Year-End Deals. If you need help making important purchases before the year ends, then use a Check City Personal Loan so you don’t have to miss out when the sales are good.

*The prices shown below are the sale prices listed at the time of posting.

Motivational Water Bottle

water bottle

Current Sale Price: $15.85
Originally: $19.95
You Save: $4.10 (21% off!)

This motivational water bottle comes in 2 sizes, 64 ounces and 1 gallon. The sale going on today is for the 64-ounce water bottle, which should be plenty big enough to get your needed water intake each day. This water bottle is unique because it has an ergonomic, user-friendly design, with time markers on the side that let you know how much you should be drinking throughout the day. Staying hydrated is important to staying healthy, and with this effectively designed water bottle you can easily do both.

Blood Pressure Monitor

blood pressure monitor

Current Sale Price: $21.99
Originally: $159.95 to $32.99
You Save: $11.00 (33% off!)

Another way to get back into shape and stay healthy is to monitor things like your blood pressure. With this inexpensive blood pressure monitor, you can keep track of your own blood pressure at home! It’s extremely easy to use and will also let you know your heart rate. You can also store your measurements on the device so you can track how you’re doing and even bring your blood pressure record into the doctor’s office.

Resistance Exercise Bands

exercise bands

Current Sale Price: $8.33
Originally: $10.90
You Save: $2.57 (24% off!)

Working out can be hard to do when you have to leave your home to do it. Take away that problem by getting work out equipment you can easily use at home! This pack of 5 resistance loop bands can be used for stretching, strength training, physical therapy exercises, and so much more. They also come in a variety of colors you can choose and have an anti-slip design so that they’re incredibly easy and safe to use.

Mop and Broom Holder

broom holder

Current Sale Price: $11.04
Originally: $20.00
You Save: $8.96 (45% off!)

Don’t just get your physical fitness life together, get the organization you’ve been wanting in your life with this wall organizer. You can use it to store your cleaning supplies like mops, brooms, and dusters. You can also use it to better organize the garage. It can hold up to 11 items total with 5 holders and 6 hooks. This track organizer can change your life for the better, getting needed things around the house in better order so your life can become a little less hectic.

Car Phone Mount

phone mount

Current Sale Price: $10.99
Originally: $7.47
You Save: $3.52 (32% off!)

We use our phones for so much these days that they’ve even become a bit of a necessity in the car. We use our phones to play music, take calls on the road via Bluetooth, and help us navigate to where we’re going. But all of this is hard to do, and dangerous too, if you don’t have something to mount your phone onto. With this cell phone holder, you can use your phone to easily navigate around without having to take your hands away from the steering wheel.


READ MORE

Make clothes shopping not just easier, but cheaper too, by doing your clothes shopping online, “Shopping for Your Clothes Online.”

Get ahead on your Christmas shopping this year, “4 Reasons to Start Early Christmas Shopping.”

Learn how to get thrifty with all your gift shopping this season, “Thrifty Gift Shopping.”

Read all about the post-Christmas online shopping addiction and how to you can save yourself from overbuying this year, “The Post-Christmas Online Shopping Addiction.”

Save on all your holiday shopping with these tips, “Saving while Online Shopping for the Holidays.”


Amazon’s Year-End Deals

amazon deals

Christmas time isn’t just a time for buying presents. It’s also a great time to buy gifts for yourself! And Amazon is a great place to do this. They’ve just started what they’re calling their Year-End Deals where you can get all the things you’ve been wanting this year on sale! If you need help making important purchases before the year ends, then use a Check City Payday Loan so you don’t have to miss out when the sales are good.

*The prices shown below are the sale prices listed at the time of posting.

Bed Sheets

bed sheets

Current Sale Price: $8.39 to $66.49
Originally: $11.99 to $94.99
You Save: up to 36% off!

Bedsheets are an important item to have in your home. You need them to sleep comfortably, you need them for guests, and you need fresh sheets so you can easily change out your bedsheets while doing laundry. Amazon is having sales on a wide range of bed sheets you can stock up on. They have luxury soft Egyptian cotton and 500 to 1,000 thread counts for you to choose the best, most comfortable sheets for you.

Fitbit Smart Watches

smart watch

Current Sale Price: $99.95 to $229.95
Originally: $159.95 to $279.95
You Save: up to 38% off!

Fitbit smartwatches have been a popular gift basically since they first came out. You can use them to tell the time, send and receives calls or messages, and track your workouts for a healthier you. With the new year on its way, this is the perfect time to get started with your new year’s health resolutions with the aid of your very own Fitbit smartwatch.

23 and Me Ancestry DNA Test

dna test

Current Sale Price: $79 to $129
Originally: $99 to $199
You Save: up to 35% off!

23 and Me is a DNA service that will give you all kinds of insight into your personal ancestry, health, and DNA traits. There are two package options available. The cheaper will only give you information about your ancestry, and the more expensive one will also tell you all about health insights specifically for your DNA. 23 and Me also comes with an app that updates your information so you can always keep up to date on new things they were able to learn about you from your DNA.

Weighted Blanket

weighted blanket

Current Sale Price: $50.49
Originally: $79.90
You Save: $29.41! (37% off)

Weighted blankets can help you have a more stress-free new year! They come in multiple colors, blanket types, and sizes. You can get a cooling bamboo duvet, a classic cotton duvet, and a soft Minky duvet. You can even choose the weight of your blanket. They have smaller 5lb blankets for younger children and larger and heavier 30lb blankets that you can use in your bed. Resolve to take better care of your mental health this coming year and get this helpful weighted blanket.

Go Pro

go pro

Current Sale Price: $67.99
Originally: $79.99
You Save: $12.00! (15% off)

Having a Go Pro will completely change the way you capture important moments. With a Go-Pro you can take your camera anywhere—literally! The Akaso Go Pro is underwater waterproof with helmet accessories so you can video record your adventures while keeping your hands free. It also comes with 4k video resolution so you can capture your best moments in the best quality.


READ MORE

Make clothes shopping not just easier, but cheaper too, by doing your clothes shopping online, “Shopping for Your Clothes Online.”

Get ahead on your Christmas shopping this year, “4 Reasons to Start Early Christmas Shopping.”

Learn how to get thrifty with all your gift shopping this season, “Thrifty Gift Shopping.”

Read all about the post-Christmas online shopping addiction and how to you can save yourself from overbuying this year, “The Post-Christmas Online Shopping Addiction.”

Save on all your holiday shopping with these tips, “Saving while Online Shopping for the Holidays.”


Lending Tree Personal Loan

By using Lending Tree you can get a Personal Loan from $1,000 to $50,000. But since Lending Tree isn’t a direct lender, you’ll still have to research each loan option before picking an actual lender. For a more straightforward loan, check out the Check City Personal Loan and skip the go-between.

Does Lending Tree offer personal loans? No, Lending Tree does NOT offer personal loans. Instead, they offer services to connect customers to actual loan providers.

There are many loan providers out there that provide personal loans for all kinds of reasons. Each loan provider is different and has its own requirements, rates, and fees to consider. Lending Tree is an example of an indirect lender meaning they themselves don’t provide the loan, instead they connect you to loan providers after reviewing the information you give them so you can compare and choose a loan provider.

Lending Tree Personal Loans: A Quick Look

Lending Tree does not actually have personal loans. What they can do is connect loan customers to lenders that offer personal loans from $1,000 to $50,000. But this loan basic loan range is the most details Lending Tree can offer without more of your personal information to help them determine the kind of loan you could get. You also won’t know how much using Lending Trees services will cost you until after you give them enough personal information.

Maximum Personal Loan: $50,000

Minimum Personal Loan: $1,000

Rates: N/A

Fees: N/A

Terms: N/A

When: N/A

Basically, Lending Tree is a great place to go if you have no idea where to shop for a personal loan. They can give you a couple of loan options to go through and choose from. But it’s important to remember that Lending Tree isn’t an actual loan option, but an extra step in your search for a personal loan.

Who is Lending Tree Perfect For?

Lending Tree is a great place to go when you want some online research help in comparing loan providers. If you need a personal loan and are feeling especially lost in finding one, then Lending Tree can help you pick and choose between loans that could work for you.

Who Should NOT Use Lending Tree for a Personal Loan?

Since Lending Tree doesn’t have personal loans, it may not be the best option for those looking to get their loans quickly. If you need a personal loan fast, then Lending Tree might only make your loan process longer and more complicated. You’ll have to give them all kinds of information about yourself and your finances, then compare the loan options they provide, then go through the actual loan application process. That’s a long time to wait for the funds you need right now. If any of the items listed below sound like you, then you might want to consider skipping the Lending Tree route when searching for a loan.

  • If you need your personal loan money fast
  • If you only want to go through one application process
  • If you don’t want to give out your information to a third party
  • If you want to compare loans for free

An Alternative to Lending Tree

Instead of going through the added hassle of using Lending Tree to search for the perfect loan, take advantage of personal loan reviews like this one to sift out which loan is best for you. You can also skip the loan search entirely and take advantage of the easy to use Check City personal loan.

Reasons to Get a Check City Personal Loan:

personal  loan

  • Check City is a direct lender so you only have to deal with us.
  • Check City is a state licensed lender.
  • Our application process is quick and simple.
  • You can still apply, even if you have a low credit score.
  • We have no origination fees.
  • You can get your loan TODAY.
  • You can pay back your loan in as little as 6 months.
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is super easy to do. The process is quick and simple! All you have to do is go to our online Personal Loan Page and fill out the application form. It only takes a few minutes! You can also apply for a Check City personal loan over the phone or in the store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply online.

Find a location near you and apply in the store.

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

USAA Personal Loan Citibank Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $2,000 to $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 7.99% to 23.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 12 to 60 months
Min. Credit Score none 660 600 high credit score high credit score

 

Personal loans all come with their own requirements, but so do you! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

 

READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

Christmas Gifts for Teens

christmas gifts for teens

If you’re looking for gifts specifically for teens then you may be a parent trying to find a cool gift for your kid, or maybe you’re a teen yourself just looking for a gift for a friend. Either way, you want to get great gift ideas now so you can finish your gift shopping and relax! Another thing that might help you relax while gift shopping is to get a personal loan to help you pay for and get your gifts in time. You can also use this list of gift ideas to decide on which present to buy.

Christmas Gift Ideas for Teens

Gift shopping can be stressful. Gift shopping for teenagers can be even more stressful. But it doesn’t have to be! Shopping for teens can be easy. All you need to do is take a look at this list of the best Christmas gift ideas for teens and pick one. If none of these gift ideas work for your teen, then read about some key shopping tips below to help you figure out what to get.

 

1. Rechargeable Hand Warmers

christmas gift ideas for teens

Buy it on Amazon for $26.99

Since the holiday season happens to also be in the middle of winter, it’s always a great opportunity to get some helpful winter accessories. A rechargeable handwarmer will keep their hands warm for many winters to come since it’s not a single-use product. It’s a double-sided oval, shaped to fit the palm of your hand. It also has 3 temperature levels. Its design also allows for even heat distribution and a safety battery to give you stable reliability. It’s internal battery pack also allows you to use this hand warmer as a large capacity power bank for your phone. Not only do you get all of this but it’s incredibly easy to use with light indicators and a single button.

 

2. Night Sky Projector

night sky projector

Buy it on Amazon for $49.99

Just because your teens aren’t kids anymore that doesn’t mean they don’t want cool night lights in their room. This portable Skylite projector will fill their whole room up with the night sky. It’s an LED laser projector with smooth aurora effects that are guaranteed to wow your teens this Christmas. You can even save $10 by purchasing it now and who knows?! You might end up wanting to get one for yourself.

 

3. Stranger Things Retro Poster

stranger things

Buy it on Amazon for $15.99

Bedroom posters are always a good Christmas present idea. If your teen doesn’t watch Stranger Things then no doubt there are other things they’re big fans of. Everyone loves to create their own space and the teenage years are a popular time for teens to surround themselves with the things they really love. These posters are unframed, and not too expensive, so you could easily also buy them a frame for their new poster art to really complete the gift.

 

4. Wireless Earbuds or Headphones

headphones, earbuds

Buy the earbuds on Amazon for $29.99 and the headphones for $59.99

Air pods aren’t the only wireless earbuds on the market. These wireless Bluetooth earbuds come with a charging case. They’re even waterproof! They’re everything your teen would want in super functional wireless earbuds with quality sound. You could also opt for these wireless, noise-canceling headphones! Their charge can last up to 30 hours and are made comfortable for wearing them all day.

 

5. Warm Socks

winter socks

Buy it on Amazon for $17.99

You can buy a pack of warm socks pretty much anywhere. Winter socks are not only warm and comfortable to wear, but they’re a great fashion statement for this time of year as well. Nothing will make you look more ready for winter than a pair of colorful, wool winter socks.

 

6. Personal Charging Station

charging hub

Buy it on Amazon for $39.99

We live in a technological age and there are great gift ideas out there to help optimize our technological use. This wireless charging station will fit great on your teen’s nightstand so they have an organized space to keep their phone, air pods, and smartwatch. Now they’ll be less likely to lose their more expensive gifts, and they’ll have a specific place where they can put their tech away. The charging ports can also be used for Samsung and Android devices as well as Apple devices.

 

7. Cable Bites

cable bites

Buy it on Amazon for $7.99

Cute cable bites could make a great stocking stuffer this year! They’re an adorable accessory that easily attaches to your charging cable or any other cable that they’ll fit. You can use them to help organize your wires and make it easier to keep track of your charger. They’re even useful since they’ll better protect your many cables from fraying.

 

8. Simple Modern Tumbler

tumbler

Buy it from Simple Modern for $17.99

Simple Modern makes sleek and simple drink tumblers. They come in a wide variety of colors and sizes so you can get exactly what your teen needs from a drink tumbler. These cups are also made with stainless steel so they’ll be easy to clean and will keep your drinks at optimal temperatures. They also come with a flip lid and a straw lid, so you can use these cups with or without a straw.

 

9. Ukulele Starter Kit

ukulele

Buy it on Amazon for $51.49

If you want to foster your teen’s musical abilities then you could get them a soprano ukulele. It’s a good instrument for anyone looking to start learning to play some music perhaps for the first time. This starter kit comes with everything you need to start playing ukulele: the instrument, free online lessons, a starter guide, a free tuning app, and a custom tote bag.

10. Bluetooth Speaker

bluetooth speaker

Buy it on Amazon for $27.99

The Anker Bluetooth speaker is expertly engineered with advanced audio features. It’s also a small, very portable device so you can take it anywhere. The charge also lasts up to 24 hours so you can have uninterrupted, continual use throughout the day. Music is an important aspect of many teens’ lives, so having some quality speakers for their listening enjoyment is both a thoughtful and useful gift.

Gift Shopping Tips

Most likely, your gift shopping this year is going to include many different kinds of people. You might have kids and teenagers to get gifts for. You could also want to get something special to show your appreciation for your mom and dad. Other people might also need to find extra special gifts for your husband, your wife or a boyfriend or girlfriend. Whoever you’re shopping for these gift shopping tips are for you.

Start Shopping Early

Procrastination is a struggle many of us go through. But if you can get over gift shopping procrastination then the whole experience will become less stressful and more enjoyable. So instead of waiting until December to start asking for wishlists and shopping for gifts, start doing so in January. Gift shopping at the beginning of the year will help you get all the best deals throughout the year, and your presents will be more of a surprise to everyone because you won’t have to ask about wishlist items close to Christmas.

wishlist worksheet

Upgrade Everyday Items

Your brainstorming what to get someone and are trying to list the things you know they like, but the only things you can think of are simple everyday items like coffee and chocolate. Don’t fret! These ideas won’t be too boring if you just get the deluxe versions. Bean Box even has a Deluxe Coffee and Chocolate Tasting Box that you can get to solve your problem! Almost anything can become a premium gift if you only upgrade to the fancier version and let the gift recipient spoil themselves a little.

Use a Christmas List Template

Gift shopping can be incredibly difficult if you’re doing it all on your own. A detailed wishlist can really help you along in your gift decisions. You can even print out and use a free PDF wishlist template by clicking on the image to the right. Christmas presents are supposed to be from the heart, but it doesn’t hurt to have some help to be sure you get them something they’ll love.

 

Gift shopping this season doesn’t have to be stressful. In fact, it can be fun! With these gift ideas and tips, you can tackle all your holiday gift shopping like a pro and perhaps even enjoy the process.


Christmas Gifts for Girlfriend

christmas gifts for girlfriend

Shopping for Christmas gifts for a significant other can be a lot of pressure. But sometimes the most pressure is coming from your wallet. If your good intentions are there, but the funds just aren’t, you can always take out a small personal loan. You might also feel a lot of pressure from wanting to buy them the perfect gift! Leave all your holiday gift shopping stress behind as you check out this list of the 10 best Christmas gifts for girlfriends.

Christmas Gift Ideas for Girlfriends

Finding a Christmas gift for your girlfriend doesn’t have to be hard. You can find a meaningful and personal gift by taking a look at this list of gift ideas. Even if you don’t end up purchasing something from this list, it might just be the inspiration you need to think of your own gift idea.

 

1. Jewelry

christmas gift ideas

Buy it on Pet Love for $29.95

Jewelry is probably one of the most classic girlfriend gifts, and for good reason. Jewelry is always a safe bet when you’ve completely run out of ideas for what to get someone. There are millions of jewelry shopping options out there as well, both online and in stores, so your options are limitless. You can even find beautiful jewelry sets for as little as $17.99 on sale at Kohls right now.

 

2. Custom Phone Case

unique gifts

Buy it on Collage for $22.49

You can get a custom-made phone case for your girlfriend right now for 50% off! You can design the phone case on their site yourself, like a favorite picture you have together. They also have phone case options for every phone, including iPhone and Galaxy models. Collage also offers custom pillowcases, photo albums, and canvas prints, so you have other personalized gift ideas to choose from as well.

 

3. Smart Yoga Mat

best gifts for girlfriend

Buy it on Amazon for $89.95

The Backslash Fit Smart Yoga Mat comes in charcoal and coral colors. This unique yoga mat is designed to roll itself back up so you can easily take your yoga mat anywhere. Because of it’s efficient, smart technology, this yoga mat is a premium gift idea for your girlfriend. But if she’s into yoga and fitness you can also get her a beautiful 6-piece yoga set for just $39.99.

 

4. Create a Sleep-Well Bundle

gift ideas for girlfriend

Buy all your items at Target, Aerie, or on Amazon

Your girlfriend probably enjoys her beauty sleep as much as anyone, making a sleep-well gift basket a great gift idea. You can get her an array of items designed to help her sleep well, like, a comfortable waffle robe or an incredibly soft Sherpa robe. Then you get her an effective white noise machine, a cooling eye mask, and this intense hydrating Burt’s Bees night cream so her nights will be soothing. Then put everything in a cozy weekend bag and voila! You have a sleep-well gift basket personally put together by you.

 

5. Jane Austen Book Set

girlfriend gift ideas

Buy it at Barnes & Noble for $153.00

The perfect gift for a girlfriend who loves books is this elegantly designed Jane Austen boxed set. All the books are hardcovers and include the complete works of Jane Austen. It’s even on sale at Barnes & Noble right now. Originally this box set was $170. She’ll love having these beautifully crafted editions to display on her bookshelf and all the new reading material will give her lots to do during the coming winter months.

 

6. Back Massager

christmas gifts for girlfriend

Buy it on Amazon for $54.95

The Zyllion Shiatsu massager comes in a pillow-like form so you can use it virtually anywhere; your neck, back, shoulders, or calf. It’s also very portable so you can take it with you to the gym or even keep it in the car. It also comes with advanced heating functions so your girlfriend can thoroughly soothe and relieve any sore muscles.

 

7. Oversized Sweatshirt Blanket

christmas gift ideas for her

Buy it at Kohls for $39.99

Your girlfriend will love this giant hoodie blanket. It’s a blanket she can wear! It’s also made with cozy and warm materials so she can keep warm during movie nights, backyard bonfires, and so much more. The original comfy blanket sweatshirt comes in navy, black, grey, and pink so you can even pick a color she’ll love.

 

8. The Complete Cooking for Two Cookbook

cute gifts for girlfriend

Buy it at Barnes & Noble for $29.69

This cookbook was specifically written with couples in mind. Now you and your girlfriend can bond together by cooking meals together. This cookbook comes with 650 recipes and will teach you all the basic recipes you could want to make together. It could even make a great date night idea to go through creating new meals together.

 

9. Heatable Stuffed Animal

presents for girlfriends

Buy it at Walmart for $24.20

Heating pads are a must-have for any girl. They can help with aches and pains, and they can keep her warm at night. They can also be helpful for neck kinks, and stomach aches. But a heatable stuffed animal adds an extra level of comfort when your girlfriend isn’t feeling 100% or just needs help getting warm and cozy after a long day.

 

10. Polaroid Camera

unique gifts for girlfriend

Buy it at Walmart for $49.95

This one-step polaroid camera is all the rage right now. Not only is it a retro call back to vintage days, but this mini camera is also incredibly portable and easy to use. Now your girlfriend can take instant snapshots that she can have in hand right away. You can even steal it right now for a discounted price since it was originally $69.99.

Gift Shopping Tips

Most likely, your gift shopping this year is going to include more than just your girlfriend. There’s also mom and dad, siblings, friends, and colleagues to remember. But by keeping these gift shopping tips in mind, you can make the whole process a lot easier on yourself.

Start Gift Planning Early

Gift-giving is often made more difficult because we wait until December 1st to start thinking about what to get everyone. But if you start gift planning early you can have all your gift shopping done before December even arrives! So this new year, resolve to start planning what to get everyone in January, rather than waiting until December.

Upgrade Everyday Items

Change things up by getting the deluxe option of something they commonly use or enjoy. Ordinary items almost all have deluxe versions you can purchase online. Socks might seem like a horrible gift idea, but if you get your girlfriend some thoughtful custom socks with your face on them, you’re sure to make her laugh.

Christmas Gifts for Loved Ones

Are you racking with nerves about what to get your girlfriend this holiday? Don’t stress about it! You have endless options before you. If you really want to make sure she knows you love her through your Christmas gift this year, then you can always fall back on some of the most classic romantic gift ideas. You can buy her flowers, jewelry, make her a fancy dinner, or take her out to eat at a nice restaurant. All of these gift ideas are classics for a reason.

 

Gift shopping this season doesn’t have to be stressful. In fact, it can be fun! With these gift ideas and tips, you can tackle all your holiday gift shopping like a pro and perhaps even enjoy the process.


Christmas Gifts for Boyfriend

best christmas gifts for boyfriend

Buying holiday presents for those you love can be a daunting task. One of the ways it can be tough is when your good intentions are there, but the funds just aren’t. If you need a little help paying for a great Christmas gift then visit CheckCity.com and apply online for a small loan. Don’t let the stress of gift shopping get you down this year. Use this list of the best gift ideas for boyfriends to find the perfect gift, or get inspired about what to get your boyfriend for Christmas this year. We also have some key gift shopping tips that can help you brainstorm a truly personal gift.

Christmas Gift Ideas for Boyfriends

More than likely there are two routes you’ll want to go when brainstorming a gift for your boyfriend this Christmas—a personal gift, or a commemorative one. You can get him something you know he’ll use and love, or you can get him something special to show how you care. For instance, if your boyfriend loves peanut butter you might get him this peanut butter sampler, but if you want to maybe get him something more touching, you could buy him these nice silver cuff links at Macy’s. Don’t stay stuck gift shopping for your boyfriend this year and use this list of the top Christmas gift ideas for men.

 

1. A Fun Adventure Date

christmas gift ideas for boyfriend

Find your own adventure on Cloud 9 Living

Here’s how it works—you visit cloud9living.com and enter in your location. Then you’ll be able to see a giant list of crazy fun activities and adventures you and your boyfriend can go on. You can even select what kind of activities you’re interested in, and your desired price range. This is truly one of the most unique Christmas gifts for men you can come by.

 

2. Scratch Off Poster

thoughtful christmas gifts for boyfriend

Buy it on Amazon for $15.00

Scratch off posters have become really popular lately, and there are many posters to choose from. There’s a Top 100 Movies poster for $27.97, and a 100 Things To Do bucket list poster for $15 as well. There are also scratch off posters for 100 Date Ideas and a world map poster where you can mark all of the places you’ve been together. These scratch off posters are a guaranteed great gift idea for your loved ones.

 

3. Long Distance Touch Bracelets

christmas gifts for your boyfriend

Buy it on Amazon for $98.00

If you spend a lot of time apart from your significant other, than you might want to get them these bond touch bracelets. When you touch the bracelet, the wearer of the matching bracelet will feel it! These bracelets even come with an app that you can use to customize the colors that light up on your boyfriends bracelets and check in with each other. The bond touch bracelets are also water proof so you can wear your matching bracelets wherever you go, and stay connected no matter how far apart you are.

 

4. Bluetooth Turntable

cute christmas gifts for boyfriend

Buy it at Kohls for $39.99

Get this vintage style, portable suitcase table on sale right now at Kohls! This Bluetooth turntable was originally $69.99, but now you can get it for almost half that price. This is a wonderful gift for someone who’s in love with everything retro. Your boyfriend will love showing off this peculiar new item in his home. They even come in a wide range of colors and designs so his new record player can match the aesthetic of the rest of his home as well.

 

5. Personalized Moon Globe

good christmas gifts for boyfriend

Buy it on Engraved Giftsly for $22.36

A lot of times the best gift idea is the most personalized one. This custom engraved moon light globe is just the right gift to commemorate your love and time together. Inside the moon globe you can engrave a photo of you together, or some text. Then your boyfriend can place his custom crafted moon globe on his nightstand to have a beautiful, calming nightlight that also reminds him of you.

 

6. Air Fryer

best christmas gifts for boyfriend

Buy it at Walmart for $41.99

For the boyfriend who has everything, you can get him his own air fryer! Now he can have homemade French fries whenever he wants, all while being a little healthier by avoiding traditional grease fryers. This kitchen appliance comes with a digital display for easy use, and a removable drawer and basket for easy frying. It’s detachable drawer and basket are even dishwasher safe.

 

7. Weekend Getaway Laptop Backpack

best christmas gifts for boyfriend

Buy it at Target for $58.49

This backpack is just what your boyfriend needs for any kind of traveling. The getaway backpack comes from the dependable brand, Swiss Gear, and features a unique pocket design for all his travel needs. It zips all the way open like a suitcase for easy access, and it has specific laptop pocket that can fit any computer or tablet up to 18″ in size. It also has a special sleeve in the back so you can put it on the handle of a carry on bag. Not only can you get this item on sale right now, but your boyfriend is guaranteed to love his new travel backpack.

 

8. Vintage Nintendo

best christmas gifts for boyfriend

Buy it at Walmart for $36.99

Is your boyfriend a gamer? Then no doubt he’ll love this classic throwback gift. This vintage Nintendo Classic Edition Entertainment System will bring back nostalgia and fond memories. It even comes with 620 built in games for him to enjoy! You can even have fun playing these games together during the cold winter months when you have to stay indoors anyway.

 

9. Flannel Shirt

best christmas gifts for boyfriend

Buy it at Eddie Bauer for $37.50 to $42.50

Flannels are not only nice and warm to wear, but they look great too. Upgrade your boyfriends wardrobe a bit by getting him a really nice flannel from Eddie Bauer. Their flannels come in all kinds of patterns and colors so you’re sure to find a design he’ll like. Their flannels are also on sale right now, having originally been $75, so now is the time to buy!

 

10. Handheld Garment Steamer

best christmas gifts for boyfriend

Buy it at Bed Bath & Beyond for $19.99

A handheld garment steamer is just what your boyfriend needs in his life. It’s easy to use, portable, and doesn’t require an ironing board to give his clothes a finished, ironed look. Now he can simply steam his clothes while they hang in his closet.

Gift Shopping Tips

Gift shopping can be a real hassle. There are family members to think of, like siblings and mom and dad. There are also loved ones to prepare gifts for if you have a partner or spouse, which can be especially stressful. But by keeping these tips in mind, you can make the whole process a lot easier on yourself.

Start Gift Planning Early

Gift giving is often made more difficult because we wait until December 1st to start thinking about what to get everyone. But if you start gift planning early you can have all your gift shopping done before December even arrives! So this new year, make a resolution to start planning what to get everyone in January, rather than waiting until December.

Upgrade Everyday Items

Change things up by getting the deluxe option of something they commonly use or enjoy. If the man you’re shopping for is a huge popcorn lover, try getting him a gourmet box of popcorn. Or if they love their morning coffee you can brighten their morning routine by getting them a set of deluxe holiday coffee samplers. You can also take an otherwise ordinary gift and make it extraordinary through its presentation. During the holiday seasons many stores have gift wrapping options to add another degree of effort and care into the gift.

Christmas Gifts for Loved Ones

There’s a special kind of gift giving pressure when the gift recipient is someone you love and care about. You want to get them something they’ll like, but you also want to say “I love you” with your gift. It might seem difficult thinking of romantic gifts to get your boyfriend, but there are many ideas out there. You can get him a beautiful watch, customized cuff links, tie clips, wristband, or take him out for a nice romantic dinner. Romantic gifts for men just need to be from the heart, meant to show how much you care, and that you listen to their wants, needs, and dislikes.


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