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7 Helpful Tips to Save Money with a Family

Families have a lot of worries and expenses. Monthly bills can take their toll of a paycheck as can school supplies, children’s clothing, and diapers. Not to mention the food costs that a family of just three can run up.

Because of this, a small and growing family will need to budget their finances wisely. While budgeting is extremely important, why not try a few extra techniques to help save more money? Here are a few tips to save money with a family.

Meal Planning

One of the first tips to save money with a family every month (or maybe every week depending on the size and appetite of your family) is to create sufficient meal plans and stick to them when purchasing groceries. Food costs have seen a significant increase over the past decade and look to continue their upward trend. By planning and preparing for every meal before heading to the store, you can ensure to only buy the food items needed. Consider planning these meals around the sales that are occurring at the local grocery store so you can save even more money! Not only will this save some extra cash, but it is a lot healthier.


Networking with other families in your similar situation can also help to mitigate the costs of a young family. Family friends can help each other by setting up a support system that will save money by trading for services such as babysitting, lawn care, carpooling to and from school, etc.

Consider doing weekly dinners where everyone pitches in. This will make the work load is a lot easier and it won’t be near as expensive!

Shop for Generics

If you shop for generics, as opposed to named brands, you may save up to $200-300 per month. However, not all generics are as good as the brand. If you shop for generics, make sure you are actually saving money overall and not just “thinking” you are saving money! There are great generic brands that are nearly identical to the name brand product! Shopping generics is one of the best tips to save money with a family.


Yes, couponing really does work and can save you a lot of money overtime. But remember, just because it’s on sale doesn’t mean you need it. In today’s world, there are several way’s to be a savvy couponer:

Get an App: There are great coupon apps that you can download on your mobile devices. Not only do they work great, but they are very organized and all electronic! No more cutting out each individual coupon, just simply download an app. Couponing with an app is a great solution.

Coupon Software: In today’s world, you no longer have to wait for the Sunday paper. Many websites, now allow you to print your coupons. With these sites, you can stay current on the latest offerings. All you need to use these sites are a computer and a printer!

Warehouse Membership

Grocery stores or other retailers offer movie ticket gift cards for a percentage of the face value. For instance, you might get $50.00 in movie tickets for $38.00. If you spread the gift card over matinees, you can attend more movies.

Kids Free

For a fun family night out, you might consider family restaurants who offer free kids meals. Using the kids free trick can save on a family outing, while having a great bonding experience. Don’t be afraid to ask if they have any deals on kids.


Lastly, a young family can save more money annually by putting extra thought into all of their major purchases. Some expensive items, like a personal home computer or laptop, will be needed by the family for numerous reasons but this does not mean the family should consign themselves to the associated high costs. A little research into the quality and various prices of such needed but expensive items will ensure the family is getting the most for their dollar.

If properly done, consider buying used items! A lot of times, you can find something nearly new for half the price. If you buy used save the difference, you will really save money overtime.

We hope you have enjoyed these tips to save money with a family! Thank you for reading.

Help Limit Spending With These 4 Tips

Most people are continually on the lookout for different ways to limit spending. Saving money is a common and essential practice among most individuals. Different methods to be smart with one’s money are always being studied, adjusted, and modified. Some methods to help limit spending have always been in place for generations and they continue to be intelligent money management solutions. Others seem to fade as better and more efficient methods are created. Although there are new ways, it’s always important to remember those methods that have been around for generations. Some of these time honored solutions to help limit spending include:

Opening a Savings Account

Opening and contributing regularly to a savings account is one way to limit your spending. If you do not have a card that is linked directly to your savings account, then it is harder to spend the money in that account. A growing savings account can look more and more tempting, so it’s important to set goals in advance what you are going to take out. You may want to have two separate savings accounts or at least two sections of money in your savings account. One section for specific needs like education, vacation or food and the other section for emergency needs.


There is nothing like good old budgeting. Setting and sticking to a budget is hard, but it is one of the best ways to save money and limit spending. By living within your means you can save more money each and every paycheck. If you have never actually set and stuck to a budget before you can try it out yourself or you can try talking to a professional. Sometimes if you get someone else involved you can cut more and really limit spending. Budgeting is a great way to see exactly where all of your money is going. It is very helpful and will help you reduce unnecessary spending. There are a lot of very good budgeting tips and techniques like envelope budgeting, spreadsheet budgeting, etc. Talk to a professional to see what technique best fits your situation.

Use Cash

One additional way that people can save more money is by using cash to pay for items instead of purchasing items with a credit card. This may seem like an old fashioned idea but it is for that very reason that it will work for you. In today’s market, it is rare to see paper money changing hands at the grocery store or other similar mercantile places. With the convenience of credit cards in place of money, there is a trend emerging among individuals who overspend on their credit cards not realizing that they do not have the funds necessary for their purchases. By using cash, people will be less likely to spend money on items they don’t need because they see the physical loss of money at the time of purchase.

Consider purchasing a prepaid debit card from Check City. A prepaid debit card from Check City will have the same money saving result as using cash because you decide how much money to put on the card at any given time. This way you can get the best of both worlds!


Although this isn’t a “classic” way to limit spending, it is a very creative way. This may just seem like a keyword for cleaning your house but it can actually help you limit your spending. How so you ask? By eliminating the clutter in your home you make it nicer to live in and nicer for other’s to come visit. This will result in staying in and eating your meals in your clean uncluttered house. Now you can spend more time eating at home and having friends over to do fun activities instead of going out and spending money.

We hope you have enjoyed these tips to help you limit spending and save money. Thanks for reading!

3 Tips to Help Boost Your Savings

How to Boost Your Savings

It is very common to be worried about finances. Boosting your savings is a great way to help relieve these worries. Most people want to build up their savings any way they can so they are more financially stable for uncertain times ahead.

Boosting your savings is a process, but it is doable with a careful planning. The following are some great ways to help boost your savings along with some great tips for saving money:

Deposit Into Savings

The first step is depositing a portion of your check into your savings each month. Depositing money into your savings will ensure that you are building your savings. When planning your budget, find a percentage that tailors how much money you want to deposit into your savings and how often.

Budget, Budget, Budget

The next step is to set up a budget for your family expenses. One of the best ways to save money is budgeting. A simple way to describe a budget is to ensure you do not spend more than you make. A good budget is highly effective at allowing you to see the flow of cash in your accounts, and where you should cut back.

A budget is necessary to build wealth, eliminate debt and cut your expenses. Many people find that actually creating a budget can be a very stressful task. In fact, approximately 40% of American households actually have, and stick to a budget.

Building and maintaining a budget is very important to help boost your savings.


Last of all, be on the lookout for deals that you can take advantage of when it comes to shopping. This applies to money spent on both mandatory things like clothes and food and optional things like entertainment. Looking for deals and using coupons can offer significant savings if you are willing to do the work. It is well worth the time and effort.


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