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Avant Personal Loan

Personal loans from Avant may have less credit requirements, but their loans come with a lot of fees. On the other hand, Check City Personal Loans don’t have any origination fees!

Personal Loans are loans that you pay back through monthly installments for a set period of time outlined in your loan contract. Generally, personal loans can be used for any personal reason. Avant personal loans are most commonly used to consolidate debt, cover emergency costs, or improve your home.

Avant Personal Loans: A Quick Look

When shopping for a loan the first things you’ll want to know are all the basics like loan amounts and APR. Let’s take a quick look into the basics of an Avant personal loan.

Loan Amount: $2,000 to $35,000

Rates: 9.95% to 35.99% APR

Fees: no prepayment fee, but there is a 4.75% administration fee, a $25 late fee, and a $15 dishonored payment fee

Terms: 24 to 60 months (2 to 5 years)

Basically, an Avant personal loan offers some pretty standard loan terms, with the added bonus of allowing lower credit scores to still apply. But Avant does have quite a few fees for administration and late or failed payments.

Who are Avant Personal Loans Perfect For?

There are a couple of reasons why an Avant personal loan might be right for you. Avant personal loans are catered toward borrowers with less than stellar credit. Also, if you want to check their personal loan eligibility you can easily do so on their website without negatively impacting your credit score. The bottom line is that Avant personal loans are perfect for borrowers with low credit scores looking for loan amounts between $2,000 and $35,000.

PROS

  • Fixed payments
  • Quick application
  • No prepayment fee
  • Funds the next business day
  • Low credit borrowers can apply

Who Should NOT Get an Avant Personal Loan?

If you have a credit score that is average or better, then you might want to consider other loan options where you can get an even better interest rate. Avant personal loans are also not ideal for loan customers that frequently make late payments or can’t afford any additional fees.

CONS

  • 4.75% administration fee
  • $25 late fee
  • $15 dishonored payment fee

An Alternative to Avant Personal Loans

Looking for an alternative to Avant personal loans? Then look no further. Check City Personal Loans also allow borrowers with low credit to apply, but unlike Avant personal loans, Check City doesn’t have any origination fees. Check City also offers shorter loan terms so you can get smaller, easier to pay back loans. But these aren’t the only reasons to check out a Check City Personal Loan.

Reasons to Get a Check City Personal Loan:

personal loan review

Direct Lender. Check City is a direct lender, meaning they don’t just connect you to lenders, they are the lender.

State Licensed Lender. Check City is a licensed lender in each state they operate in. That way you’ll always know your Check City loan is secure.

Fast Online Application. Check City loan applications only take a few minutes to fill out. All you need is a couple of minutes!

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash in hand today!

How to Apply for a Check City Personal Loan

The loan application process at Check City doesn’t take very long. All you need is a few short minutes and some documents to complete your application and move on to getting your loan funds.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

APPLY ONLINE. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

APPLY IN THE STORE. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s LOANS BY PHONE NUMBER: 800-404-0254 to speak with a Check City representative and apply over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Discover PNC Bank US Bank Avant
Amount $300 to $3,000 $2,500 to $35,000 $1,000 to $35,000 $3,000 to $25,000 $2,000 to $35,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.99% to 25.99% 6.49% to 17.99% 9.95% to 35.99%
Fees no origination fees no origination fees, no closing costs no origination fee, no prepayment fee, no application fee, but there are late fees no origination fee, but there is a prepayment penalty no prepayment fee, but there is a 4.75% administration fee, a $25 late fee, and a $15 dishonored payment fee
Terms 6 months 36 to 84 months 36 months 12 to 60 months 24 to 60 months
Min. Credit Score none 660 high credit score n/a 580

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.


US Bank Personal Loan

US Bank personal loans have fixed rates and autopay discounts, but borrowers need to be US Bank members to apply. If you aren’t already a US Bank member, then check out the Check City Personal Loan where no membership is required to get all their loan benefits!

US Bank personal loans are referred to as their “Premier Loan.” You can use a US Bank personal loan to reach your financial goals, or make your personal finances a little simpler. They are used for consolidating debt, financing vacations, weddings, new appliances, car payments, home improvements, and many other major purchases. They’re a great loan option for anyone who already has a US Bank account.

US Bank Personal Loans: A Quick Look

All loan options come with their own rates, terms, and conditions. Consider these basic numbers and compare them in order to find your best loan option. US Bank offers loan amounts between $3,000 to $25,000 with APRs as low as 6.49% for borrowers with good credit.

Loan Amount: $3,000 to $25,000

Rates: 6.49% to 17.99% APR

Fees: no origination fee, but there is a prepayment penalty

Terms: 12 to 60 months (1 to 5 years)

Basically, a personal loan from US Bank is going to offer you low-interest rates and the potential to pay off your loan in a year. You also won’t need to put up collateral in order to get a personal loan from US Bank. But if you aren’t interested in becoming a US Bank member, then this might not be the best loan fit for you.

Who are US Bank Personal Loans Perfect For?

US Bank personal loans are going to be great for some borrowers, but not ideal for others. That’s why comparing loans is a good way to decide which loan is best for you. US Bank personal loans are best for loan shoppers who already have an account at US Bank or who would like to sign up for one. This is because their personal loans are only offered to existing bank members.

PROS

  • Fixed APR
  • Fixed monthly payments
  • No origination fee
  • Doesn’t require collateral

Who Should NOT Get a US Bank Personal Loan?

If you aren’t a US Bank member and you don’t plan on becoming one, then you’ll want to look elsewhere for a personal loan. You might also want to consider a different loan option if you want to pay off your loan in less than a year, since US Bank has prepayment penalty fees.

CONS

  • Prepayment penalty
  • Need to be a US Bank member
  • Smallest loan amount is $3,000

An Alternative to US Bank Personal Loans

Need an alternative to the US Bank personal loan? Well, you’ve come to the right place. With a Check City Personal Loan, you don’t have to meet any membership requirements before you can apply. Check City also offers smaller loan amounts and shorter loan terms for customers that need quick cash now. So if a US Bank personal loan isn’t the right loan for you, check out the Check City Personal Loan. It might be just what you’re looking for in a loan.

Reasons to Get a Check City Personal Loan:

US Bank personal loan review

Direct Lender. Check City is a direct lender, meaning they are the loan provider.

State Licensed Lender. Check City is a licensed lender in each state they operate in.

Fast Online Application. Check City loan applications only take a few minutes to fill out.

No Minimum Credit Requirements. Borrowers with low credit scores can still apply.

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash today!

Shorter Loan Terms and Smaller Loan Amounts. Not everyone needs a giant loan that takes years to pay off. At Check City, you can get smaller loan amounts that are easier and faster to pay off.

How to Apply for a Check City Personal Loan

Check City has streamlined the loan application process. A personal loan application at Check City only requires a few minutes and a few items to finish the process.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

Apply in the Store. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254 to apply with a Check City representative over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Discover PNC Bank Sallie Mae US Bank
Amount $300 to $3,000 $2,500 to $35,000 $1,000 to $35,000 $3,000 to $35,000 $3,000 to $25,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.99% to 25.99% 6.99% to 24.99% 6.49% to 17.99%
Fees no origination fees no origination fees, no closing costs no origination fee, no prepayment fee, no application fee, but there are late fees no origination fee and no prepayment penalty fee, but there are late fees no origination fee, but there is a prepayment penalty
Terms 6 months 36 to 84 months 36 months 36 to 60 months 12 to 60 months
Min. Credit Score none 660 high credit score n/a n/a

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.


TD Bank Personal Loans

TD Bank has 4 different types of secured and unsecured personal loans but you might have a $50 origination fee. To avoid any origination fees come take out a Check City Personal Loan!

TD Bank offers an unsecured personal express loan (known as their TD Express Loan), an unsecured personal loan, an unsecured personal line of credit, and a secured personal loan. They all have slightly different terms, rates, and other details so you have a few choices when getting a personal loan from TD Bank. Their personal loans are most often used for vacations, home renovations, or debt consolidation.

TD Bank Personal Loans: A Quick Look

TD Bank offers both secured and unsecured personal loans. A secured loan means that the loan customer puts up some kind of collateral, like a savings account, while an unsecured loan doesn’t require any collateral. They also offer shorter loan terms of 12 to 60 months.

TD Bank Unsecured Personal Loan (Express Loan)

Loan Amount: $2,000 to $25,000

Rates: 6.99% to 18.99% APR

Fees: no origination or application fees

Terms: 12 to 60 months (1 to 5 years)

TD Bank Unsecured Personal Loan

Loan Amount: $2,000 to $50,000

Rates: 6.99% to 18.99% APR *fixed rate with 0.25% discount for setting up autopay

Fees: no origination or application fees

Terms: 12 to 60 months (1 to 5 years)

TD Bank Unsecured Personal Line of Credit

Loan Amount: $2,000 to $50,000

Rates: 9.75% to 14.75% APR *0.25% discount if you have a TD checking account

Fees: $25 annual fee

TD Bank Secured Personal Loan

Loan Amount: $5,000 to $50,000

Rates: 7.17% APR *variable rate that’s adjusted monthly

Fees: $50 origination fee

Terms: 12 to 60 months (1 to 5 years)

Basically, personal loans from TD Bank are best for those who already have TD bank accounts and want to enroll in autopay because they will get the most discounts. Generally, their funds take 48 hours to deposit after your application has been accepted. Customers with a 660 credit score or higher have the best chance of getting approved and getting the best rates.

Who are TD Bank Personal Loans Perfect For?

Just like every loan customer is different, every loan provider is different as well. This is why research is important whenever you’re shopping for financial services, so you can get the best rates and terms for you. TD Bank personal loans are a good option for anyone who already has a checking account with TD Bank. They’re also a good choice for anyone who needs a loan to help pay for major purchases like home repairs or debt consolidation.

PROS

  • Some loan options have fixed interest rates
  • Some loan options don’t have fees
  • Get rate discounts for having a TD Bank account
  • Get rate discounts for enrolling in autopay

Who Should NOT Get a TD Bank Personal Loan?

If your credit score is less than fair, it may be worth it to keep researching loan providers before settling with a TD Bank personal loan. They also only offer personal loans for the specific states they operate in, so if there isn’t a TD Bank in your state this option may not be available to you.

CONS

  • Takes around 48 hours for funds to drop
  • Some loan options have origination fees and annual fees
  • Need a 660 credit score or higher
  • Some loan options have variable rates that change monthly

An Alternative to TD Bank Personal Loans

Maybe a TD Bank personal loan isn’t right for you and that’s ok! There are still plenty of loan options out there for you to discover, like the Check City Personal Loan! At Check City you have the option to take out smaller loan amounts and pay them back in a matter months instead of years. If you just want some easy, quick, and secure lending, then Check City is the lender you need.

Reasons to Get a Check City Personal Loan:

TD Bank personal loan review

Direct Lender. Check City is a direct lender, meaning they handle your loan and loan application directly.

State Licensed Lender. Check City is a state licensed lender in each state they operate in.

Fast Online Application. Check City loan applications are simple and easy to fill out. They only take a matter of minutes to complete.

Low Credit? No Problem! Even if you have a low credit score you can still apply for a Check City personal loan.

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash today!

Shorter Loan Terms and Smaller Loan Amounts. Not everyone needs a giant loan that takes years to pay off. At Check City, you can get smaller loan amounts that are easier and faster to pay off.

How to Apply for a Check City Personal Loan

All you need is a few short minutes to complete an online application for a Check City Personal Loan. You don’t need a lot to apply either! Just the listed items below:

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City Citibank Citizens Bank Marcus by Goldman Sachs TD Bank Personal Loan
Amount $300 to $3,000 $2,000 to $50,000 $5,000 to $50,000 $3,500 to $40,000 $2,000 to $50,000
Rates lower APR than our payday loans 7.99% to 23.99% 6.78% to 20.88% 6.99% to 28.99% 6.99% to 18.99%
Fees no origination fees no origination fee no application fee, no annual fee, no late fee no sign-up or prepayment fees no origination or application fees
Terms 6 months 12 to 60 months 36 to 84 months 36 to 72 months 12 to 60 months
Min. Credit Score none high credit score 680 660 660

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.


Sallie Mae Personal Loan

At Sallie Mae you can get a personal loan with fixed interest rates, but these loans are by invitation only. If you haven’t been invited to take out a Sallie Mae personal loan, then look into a Check City Personal Loan where no invitation or offer code is needed to apply.

Personal Loans are loans paid in monthly installments that can be used for a variety of personal reasons. They are most commonly used for home improvements, debt consolidation, or important major purchases. There is a lot to consider when shopping for a personal loan, and we hope to make that process easier by outlining the basics of a Sallie Mae personal loan.

Sallie Mae Personal Loans: A Quick Look

The personal loans at Sallie Mae offer fixed interest rates with a narrow range of loan amounts and terms. The main thing to remember with Sallie Mae personal loans is that you need a personal offer code to apply.

Loan Amount: $3,000 to $35,000

Rates: 6.99% to 24.99% APR

Fees: no origination fee and no prepayment penalty fee, but there are late fees

Terms: 36 to 60 months (3 to 5 years)

Basically, a personal loan from Sallie Mae is the best option for anyone who has already received an invitation from Sallie Mae to apply for a personal loan from them. If you don’t have an offer code from Sallie Mae then you can’t apply for one of their loans. Otherwise, a Sallie Mae personal loan is a worthwhile option with fixed interest rates and almost no fees.

Who are Sallie Mae Personal Loans Perfect For?

Not all loans will work for everyone, which is why loan research is so important when shopping for the best loan fit for you. Sallie Mae personal loans will work best for anyone that’s received a personal offer code from them. You have to have this personal offer code in order to apply for a Sallie Mae personal loan. Once you have your own invitation their loans are best used for debt consolidation, major expenses, and major life events like weddings.

PROS

  • Fixed interest rates
  • No origination fee or prepayment penalties
  • Get funds as soon as the next business day

Who Should NOT Get a Sallie Mae Personal Loan?

If you don’t have an offer code from Sallie Mae then you can’t get a personal loan from them. But even if you do have a personal invitation to apply for their loans, you should still take a moment to consider your options. Sallie Mae personal loans don’t offer a very wide range of loan terms or amounts, so if these numbers don’t match your loan needs you may need to keep looking.

CONS

  • You need an invitation to apply
  • There are fees for late payments
  • They offer a narrow loan amount range
  • They don’t have many payment term options

An Alternative to Sallie Mae Personal Loans

If you can’t get a Sallie Mae personal loan don’t be discouraged. There are plenty of other loan alternatives out there that don’t require invitation codes in order to apply. Like the Check City Personal Loan! At Check City, you have the option to take out smaller loan amounts and pay them back in a matter of months instead of years.

Reasons to Get a Check City Personal Loan:

sallie mae personal loan review

Direct Lending. Check City lends loans directly so you don’t have to deal with third-parties to get your money.

State Licensed Lending. Check City is a licensed lender in each state they operate in.

Fast Application. Check City loan applications are quick and easy to fill out. You can be done in a matter of minutes.

Low Credit? No Problem! Even if you have a low credit score you can still apply for a Check City personal loan.

No Origination Fee. Check City won’t charge you just for starting an account.

FAST FUNDS. Visit a Check City store to apply and you can walk away with your cash today!

Shorter Loan Terms and Smaller Loans. Not everyone needs a giant loan that takes years to pay off. At Check City, you can get smaller loan amounts that are easier and faster to pay off.

How to Apply for a Check City Personal Loan

All you need is a few short minutes to complete an online application at Check City. You don’t need a lot to apply either! Just the listed items below:

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City American Express PNC Bank Marcus by Goldman Sachs Sallie Mae
Amount $300 to $3,000 $3,500 to $40,000 $1,000 to $35,000 $3,500 to $40,000 $3,000 to $35,000
Rates lower APR than our payday loans 6.90% to 19.98% 5.99% to 25.99% 6.99% to 28.99% 6.99% to 24.99%
Fees no origination fees no origination fee, there are late fees no origination fee, no prepayment fee, no application fee, but there are late fees no sign-up or prepayment fees no origination fee and no prepayment penalty fee, but there are late fees
Terms 6 months 12 to 48 months 36 months 36 to 72 months 36 to 60 months
Min. Credit Score none 660 high credit score 660 n/a

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.


Citizens Bank Personal Loan

Citizens Bank has personal loans with 36 to 84 month terms. But if you need a personal loan with a shorter term, Check City Personal Loans might be what you’re looking for.

Personal Loans are loans paid in monthly installments that can be used for a variety of personal reasons. They are most commonly used for home improvements, debt consolidation, or other major expenses. There are many personal loan providers available, and they all offer different pros, cons, and loan requirements.

We hope to make your personal loan shopping go a little easier by comparing different personal loans in one place. Here we’ve gone over all the most important basics about Citizens Bank personal loans.

Citizens Bank Personal Loans: A Quick Look

Citizens Bank has interest rates that range from 6.78% to 20.88% APR. They also offer larger loans starting at $5,000 to $50,000 and these loans are paid off in 36 to 84 month terms. That’s 3 to 7 years of paying off that loan. Citizens Bank also pulls a hard credit report inquiry when you apply, which may impact your credit score. They don’t have a specific minimum credit score requirement, but their loan borrowers generally have strong credit histories with higher credit scores of 680 or more.

Loan Amount: $5,000 to $50,000

Rates: 6.78% to 20.88% APR

Fees: No application fee, no annual fee, no late fee

Terms: 36 to 84 months (3 to 7 years)

Basically, a personal loan from Citizens Bank is the best option for anyone who already has a Citizens Bank account, and has a great credit score. If you are already a Citizens Bank member than your personal loan with them can qualify for a loyalty discount rate. They also offer automatic payment discounts for loan customers that can afford automatic withdrawals.

Who are Citizens Bank Personal Loans Perfect For?

Citizens Bank personal loans are going to be perfect for some personal loan shoppers and imperfect for others. Citizens Bank can offer loan customers many important things. They have zero fees, which takes away a lot of the hassle around loan borrowing. They have large loan amounts that can fit the needs of those who need a lot of funds for big expenses. They also offer 0.25% points off with both their Loyalty Discount and their Automatic Payment Benefit.

  • If you have a high credit score and a strong credit history
  • If you plan on using autopay
  • If your credit score can withstand a hard credit pull application
  • If you need a large loan amount of $5,000 or more
  • If you are already a member of Citizens Bank

Who Should NOT Get a Citizens Bank Personal Loan?

Some loan shoppers should not get a personal loan from Citizens Bank and should instead keep looking for their perfect loan. If you have an average or low credit score then Citizens Bank might not be the right choice for you. Their application process includes a hard credit pull so you want to know that your application’s chance of acceptance is good before risking your already low credit score. They also don’t offer small or short-term loans, so you’re going to be paying off a Citizens Bank personal loan for at least the next 3 years.

  • If you have an average or low credit score
  • If you are often late with payments
  • If you can’t sign up for automatic payments
  • If you need a small, short-term loan
  • If you aren’t already a Citizens Bank member

An Alternative to Citizens Bank Personal Loans

If the above description has to do with you then you might want to consider an alternative to Citizens Bank personal loans. Maybe you have a low credit score or maybe you just want a simpler, smaller personal loan. If this sounds like you then you might want to consider a Check City Personal Loan. Check City Personal Loans don’t require you to have a high credit score to apply and we offer smaller personal loans that you can pay back in just 6 months! So you don’t have to get locked into a multiple-year commitment just to get the fast funds you need.

Reasons to Get a Check City Personal Loan:

citizens bank personal loan review

Check City is a direct lender. We don’t just direct you to real loan providers, we are the loan provider.

Check City is a state licensed lender. Whatever state you’re in, you can rest assured that we’re doing everything by the book.

Our application process is quick and simple. Our loan application is easy to fill out and we won’t pull a traditional credit report when you apply.

Low credit? No problem! Even if you have a low credit score you can still apply for a Check City personal loan.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply for a loan and get your money all in the same day!

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

The Personal Loan Application at Check City only takes a few short minutes to complete. There’s a short list of things you’ll need to fill out the application, and you can complete this quick loan application process online, in stores, or over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City Personal Loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Wells Fargo Personal Loan Chase Personal Loan SoFi Personal Loan Citizens Bank Personal Loan
Amount $300 to $3,000 $3,000 to $100,000 $4,000 to $600,000 $5,000 to $100,000 $5,000 to $50,000
Rates lower APR than our payday loans 5.49% to 22.99% depends 5.99% to 20.01% 6.78% to 20.88%
Fees no origination fees no origination fees, no prepayment penalties depends no fees no application fee, no annual fee, no late fee
Terms 6 months 12 to 84 months 12 to 84 months 24 to 84 months 36 to 84 months
Min. Credit Score none 600 high credit score 680 high credit score

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.


PNC Bank Personal Loan

With PNC online banking you can get a Personal Loan from $1,000 up to $35,000, but if you need a smaller loan with a shorter loan term, then you should check out the Check City Personal Loan.

Personal loans can be used for a variety of personal reasons. From home improvements to debt consolidation they can be used for almost anything. But not all personal loans are created equal. There are many benefits and disadvantages to consider with each loan provider you research. Every loan provider has their own interest rates and terms to think about. We hope to make that process a little easier by helping you easily compare different personal loans in one convenient location.

PNC Bank Personal Loans: A Quick Look

PNC personal banking offers fixed rates that range from 5.99% to 25.99% APR. But if you don’t have a great credit score your APR could end up being higher. You can take out loan amounts from $1,000 to $35,000 with no collateral required for their unsecured personal loans. Your credit score is also subject to approval and the best credit will get the lowest rates.

Loan Amount: $1,000 to $35,000

Rates: 5.99% to 25.99% APR

Fees: No origination fee, no prepayment penalty, no application fee, but there is a late fee for late payments

Terms: 36 months

Basically, getting a personal loan from PNC Bank is a great idea if you have good credit. A higher credit score will get you better rates and won’t be as affected by a hard credit pull during the application process. They’re also a great loan provider for anyone looking to get a loan amount of $1,000 or higher.

Who are PNC Bank Personal Loans Perfect For?

PNC Bank personal loans are perfect for anyone needing a loan of $1,000 or more. They also offer fixed rates and the best rates will go to those with high credit scores. Personal loans at PNC bank are also a good choice for anyone planning to use autopay to make their loan payments because they offer discounts for using autopay.

  • If you have a high credit score
  • If you plan on using autopay
  • If you’re credit can withstand a hard credit pull application
  • If you need a larger personal loan

Who Should NOT Get a PNC Bank Personal Loan?

There are a few reasons why PNC personal banking might not be for you. If you don’t have a good credit score then there’s a chance the PNC bank personal loan application might lower your credit score even further with a hard credit report pull.

You might also want to consider a more forgiving loan provider if you are frequently late in your monthly loan payments. The one fee that PNC bank has is for late monthly payments.

  • If you have a low credit score
  • If you are often late with payments
  • If you need a small, short-term loan

An Alternative to PNC Bank Personal Loans

If a PNC Bank personal loan isn’t right for you, don’t worry, there are many other loan providers out there for you to choose from. Whether you have a low credit score, or just want a smaller, more short-term loan, Check City personal loans could be the loan you’re looking for. You can quickly and easily take out a personal loan with Check City, where you can still apply even if you have a low credit score, because we don’t pull a traditional credit report.

Reasons to Get a Check City Personal Loan

personal loan

Check City is a direct lender. We don’t just direct you to real loan providers, we are the loan provider.

Check City is a state licensed lender. Whatever state you’re in, you can rest assured that we’re doing everything by the book.

Our application process is quick and simple. Our loan application is easy to fill out and we won’t pull a traditional credit report when you apply.

Low credit? No problem! Even if you have a low credit score you can still apply for a Check City personal loan.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply for a loan and get your money all on the same day!

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

It doesn’t take long to apply for a Check City personal loan. In fact, it only takes a couple of minutes! Just visit our online Personal Loan Page and fill out the short application form.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

USAA Personal Loan PNC Bank Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $1,000 to $35,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 5.99% to 25.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee, no prepayment fee, no application fee, but there are late fees
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 36 months
Min. Credit Score none 660 600 high credit score high credit score

There are many personal loan providers out there to choose from and they all come with their own pros and cons. But as a loan customer, you also have loan requirements to remember when you’re shopping for a loan. Don’t settle for less when it comes to your personal loan and find the right fit for you.


Navy Federal Personal Loan

Navy Federal offers Personal Loans up to $50,000, but if you don’t meet their membership requirements then you may be locked out of using their loans. Check City Personal Loans don’t have membership requirements so our loan services are available to anyone.

Navy Federal is a credit union that provides banking services, like personal loans, to members of the armed forces and their families. Personal loans are most often used for debt consolidation, home improvements, car financing, vacations, weddings, medical bills, and other important major expenses. Each loan provider comes with its own pros and cons to think about.

Navy Federal Personal Loans: A Quick Look

Navy Federal offers a wide variety of personal loan options. They have relatively low APRs and have loan term options for 36, 60, and 180 months, but if you want to finance your loan for longer than 60 months, you’ll need to apply with one of their loan representatives. Since Navy Federal is a credit union specifically for the armed forces, you’ll also have to meet certain requirements to first become a member before you can take out a personal loan with them.

Maximum Loan Amount: $50,000

Rates: 8.19% to 18.00% APR

Fees: No origination fee

Terms: 36, 60, and 180 months

Basically, Navy Federal is a great personal loan provider for those who are already members of their credit union. There are many options for loan amounts and loan terms. But you can only get a personal loan with Navy Federal if you are a member of their credit union, and they have strict membership requirements. If you don’t meet these requirements, they aren’t the personal loan provider for you.

Who is Navy Federal Perfect For?

Navy Federal is perfect for members of the armed forces who want to take out larger personal loans for big purchases. They have low rates for large, long-term loans, which can be very useful if you have large purchases you need help with. But they have very particular requirements for their credit union members.

Navy Federal Membership Requirements:

  • Veterans
  • Members of the Army, Marine Corps, Navy, Air Force, and Coast Guard
  • Army and Air National Guard personnel
  • Department of Defense civilians
  • U.S. government employees assigned to DOD installations
  • Contractors assigned to DOD installations
  • Immediate family members of any of the above

Who Should NOT Get a Navy Federal Personal Loan?

First of all, if you don’t meet the membership requirements mentioned above, then you can’t get a personal loan from Navy Federal. If you do meet their membership requirements then you have to already be a member with Navy Federal before you can take out a loan with them. Many loan providers with membership requirements also require you to be a member with them for a certain amount of time before they’ll let you take out a personal loan, so be aware of this possibility as well.

An Alternative to Navy Federal Personal Loans

If you’ve decided that a Navy Federal personal loan isn’t right for you, then there are other options. Instead of getting a personal loan where memberships are required you can quickly and easily take out a personal loan with Check City, where no membership is required and our loans are available to anyone who applies. Even if you have a low credit score, you can still apply for a loan at Check City.

Reasons to Get a Check City Personal Loan

choices

Check City is a direct lender. You only deal with our people (and not outside, third-parties) to get your loan.

Check City is a state licensed lender. You can enjoy the peace of mind that we’re doing everything right according to the state you live in.

Our application process is quick and simple. Just fill out a short loan application online and you’re good to go!

Low credit? No problem! You can still apply, even if you have a low credit score.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply and receive loan funds all in the same day.

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is super easy. All you have to do is go to our online Personal Loan Page and fill out the short application form. It only takes a few minutes! You can also apply for a Check City personal loan over the phone or in the store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online at CheckCity.com.

Find Check City Stores Near Me and apply at our store.

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

*USAA Personal Loan *Navy Federal Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 8.19% to 18.00%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 36 to 180 months
Min. Credit Score none 660 600 high credit score none

*unique membership requirements.
 
There are many personal loan providers out there to choose from and they all come with their own pros and cons. But as a loan customer, you also have loan requirements to remember when you’re shopping for a loan. Don’t settle for less when it comes to your personal loan and find the right fit for you.


Marcus by Goldman Sachs Personal Loan

Marcus by Goldman Sachs offers large personal loans up to $40,000, but if you don’t have a minimum credit score of 660 then you might want to check out the Check City Personal Loan where low credit score holders can still apply!

One of the best reasons to get a personal loan is to consolidate debts into one single monthly payment. Many times consolidating debt can even lead to lower interest rates that save you money in the long term. But not all personal loans work well for this purpose, so it’s important to do your research on different loans in order to figure out which loan provider is the best fit for you.

Marcus Personal Loans: A Quick Look

A Marcus by Goldman Sachs personal loan can be anywhere from $3,500 to $40,000 with an APR range between 6.99% and 28.99%. Marcus personal loans have no fees and offer fixed rates and terms so customers can know for sure what they pay and when they pay. They also offer flexible loan terms from 3 to 6 years. Marcus personal loans are most commonly used to consolidate debts and multiple balances into one.

Maximum Personal Loan: $40,000

Minimum Personal Loan: $3,500

Rates: 6.99% to 28.99% APR

Fees: no fees

Terms: 36 to 72 months (3 to 6 years)

When: receive funds in 5 business days

Basically, Marcus by Goldman Sachs is a great place to go when you want to consolidate high interest debts into a lower interest personal loan. Marcus personal loans can also be used for other personal reasons, like budgeting for a wedding, home improvements or repairs, moving costs, and vacations.

Who are Marcus Personal Loans Perfect For?

A personal loan from Marcus by Goldman Sachs is a great loan option for those with good or excellent credit. They can be used for many personal reasons but are the most useful for anyone looking to consolidate high interest debts into one, low-interest payment. If this is the kind of loan you’re looking for, and you match the qualities listed below, then a personal loan from Marcus by Goldman Sachs may be perfect for you.

  • If you have a good or excellent credit score
  • If you need a large loan amount
  • If you want a longer loan term
  • If you can wait 5 business days for your funds

Who Should NOT Get a Marcus Personal Loan?

If you don’t have a good credit score then a Marcus personal loan may not be the best loan option for you. Only applications with excellent credit are able to qualify for the best interest rates and loan terms. So if you have a poor credit score then you may want to think about getting a personal loan with Check City instead. Below are some other reasons to consider a different loan provider.

  • If you need a small loan
  • If you want to finish paying back the loan in a few months
  • If you have a low credit score
  • If you want your funds today
Marcus Personal Loans Pros and Cons List
Pros Cons
No fees No small loan options
Low interest rates Need excellent credit to qualify for lower rates
Rewards for on-time payments Funds take 5 days to reach your bank account

An Alternative to Marcus Personal Loans

The Marcus personal loan may not meet your requirements as a loan customer and that’s ok. Everyone has different financial needs when it comes to the terms of a personal loan. If your credit score doesn’t qualify you for a Marcus personal loan, or if you just want a smaller, quicker, short term loan, then Check City has what you’re looking for.

Reasons to Get a Check City Personal Loan:

personal loan review

  • We’re a direct lender: Check city doesn’t direct you to lenders, we are the lender.
  • We’re a state licensed lender: Check City offers the safety, security, and trust of a state licensed lender.
  • Loan applications are quick and simple
  • Those with bad credit scores can still apply
  • No origination fees
  • Get your loan TODAY
  • You can pay back your loan in just 6 months
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is fast and easy. All you have to do to apply online is go to our Personal Loans Page and fill out the application form. It only takes a few minutes!

If you don’t want to apply online then there are two other application options you can choose from. You can visit your local Check City store and apply in person, or you can call a Check City representative with the Loans By Phone number listed below and apply over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Apply in the Store.

Or call Check City’s Loans By Phone number: 800-404-0254

Applying for a Check City Personal Loan online is fast and incredibly easy to do, but if you want your money even sooner, you can apply in person at a Check City store and walk out with your cash TODAY!

Check City personal loans are perfect for anyone who needs a fast, small loan that you can pay off in a few short months instead of years. It’s also a great loan option for anyone with bad credit who can’t afford the credit score hit of a traditional credit report. If the Check City personal loan sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and GET CASH NOW.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

SoFi Personal Loans American Express Personal Loans USAA Personal Loan Marcus Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $5,000 to $100,000 $3,500 to $40,000 $2,500 to $50,000 $3,500 to $40,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 5.99% to 20.01% 6.90% to 19.98% 8.99% to 18.00% 6.99% to 28.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no fees no origination fee, there are late fees no origination, application, or prepayment fees no sign-up or prepayment fees
Terms 6 months 36 to 84 months 12 to 84 months 24 to 84 months 12 to 48 months 12 to 84 months 36 to 72 months
Min. Credit Score none 660 600 680 660 high credit score 660

 

All loans come with a set of requirements in order for loan customers to qualify. But loan customers also have requirements for the perfect loan. Every customer needs something different in a personal loan, which is why loan review articles like this one are so helpful. You’ll need to do a little research about different loans if you want to find the best personal loan for you.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

USAA Personal Loan

USAA members can get Personal Loans up to $50,000, but if you don’t qualify for a USAA membership then you’ll need to find a different loan provider. For a Small and Flexible Personal Loan check out the Check City Personal Loan where no membership is required!

USAA Membership Requirements: USAA membership eligibility depends on who you are since USAA memberships are only available to certain people. In order to qualify for a USAA membership you must be one of the following:

  • Active duty officers
  • National Guards
  • Reserve officers
  • Veterans
  • Officer candidates in commissioning programs
  • Enlisted personnel
  • Spouse of a USAA member
  • Adult children of a USAA member

Personal loans are often used in financial emergencies when you suddenly need funds to pay for bills and other unexpected expenses. Because of this it’s a good idea to shop ahead of time for the loan provider that best fits you and your needs so you’re not making any rushed decisions when it comes to your loan options. After all, you have your own requirements for the perfect personal loan.

USAA Personal Loans: A Quick Look

A personal loan from USAA can be anywhere from $2,500 to $50,000 with an APR range between 8.99% and 18.00%. USAA personal loans have no origination fee, no application fee, and no early repayment fees. USAA members with a personal loan can get loan terms between 1 and 7 years. USAA personal loans are most often used for home repairs or improvements and emergency bills.

Maximum Personal Loan: $50,000

Minimum Personal Loan: $2,500

Rates: 8.99% to 18.00% APR

Fees: no origination fee, no application fee, no prepayment fee

Terms: 12 to 84 months (1 to 7 years)

When: you can get your loan funds as soon as 24 hours after application approval

Basically, USAA personal loans are a great loan choice for USAA members. They are a medium sized personal loan with flexible loan repayment terms. They also offer lower rates for their members, making this loan a good option for anyone who already has a USAA membership and needs a loan for emergency expenses.

Who are USAA Personal Loans Perfect For?

The USAA personal loan is great if you already have a membership with USAA and have some sudden expenses you need to take care of. They are most often used for making home improvements or taking care of home repairs. If you meet USAA’s membership requirements, and just need a loan to help with the house or other unplanned bills, then this loan may be perfect for you. Here are some other indicators that you should get a USAA personal loan:

  • If you already have a USAA membership
  • If you have good credit
  • If you need a large loan amount
  • If you want a longer loan term option

Who Should NOT Get a USAA Personal Loan?

A membership with USAA comes with special requirements that not everyone can meet. USAA memberships are available to anyone serving (or those who have served in the past) in the U.S. Air Force, Army, Coast Guard, Marines, Navy, National Guard, or Reserves, and to close family members. If you don’t qualify for a USAA membership or you can’t afford a hard credit pull loan application, then consider a personal loan with Check City instead. Here are a few more reasons you should think about a Check City personal loan instead of a USAA personal loan:

  • If you need a small loan
  • If you want to pay back the loan in 6 months
  • If you don’t qualify for a USAA membership
  • If you need same day funds
  • If your credit score can’t afford a hard credit pull
USAA Personal Loans Pros and Cons List
Pros Cons
Flexible terms Hard credit pull that will affect your credit score
No fees Must be a USAA member

An Alternative to USAA Personal Loans

USAA personal loans may not meet your requirements as a loan customer. If this is the case for you then check out the Check City personal loan! It might be exactly what you’re looking for.

Reasons to Get a Check City Personal Loan:

personal loan

  • Check City is a direct lender
  • Check City is a state licensed lender
  • Our application process is quick and simple
  • You can still apply if you have a low credit score
  • No origination fees
  • Get your loan TODAY
  • You can pay back your loan in 6 months
How to Apply for a Check City Personal Loan

The application process for a Check City Personal Loan is fast and simple. All you have to do to apply for a personal loan with Check City is go to our Personal Loan Page and fill out the application form on the side of the page. It only takes a few minutes! We have other loan application options available as well if you don’t want to apply online. You can also visit your local Check City store
or talk to a representative on the phone to apply.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online.

Apply in the Store.

Or call Check City’s Loans By Phone number: 800-404-0254

The online application for a Check City Personal Loan is incredibly easy to do, but if you want your funds even sooner, you can apply in person at a Check City store and walk out with your personal loan funds the SAME DAY! Our personal loans are perfect for anyone who needs a fast, small loan that you can pay off in a matter of months instead of years. Check City Personal Loans are also a helpful option for anyone with a low credit score, or who can’t afford a hard pull on their credit score right now, because we don’t use a traditional credit report when processing a loan application. If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

SoFi Personal Loans American Express Personal Loans USAA Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $5,000 to $100,000 $3,500 to $40,000 $2,500 to $50,000
Rates lower APR than our payday loans 6.99% to 24.99% APR 5.49% to 22.99% APR 5.99% to 20.01% APR 6.90% to 19.98% APR 8.99% to 18.00% APR
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no fees no origination fee, there are late fees no origination, application, or prepayment fees
Terms 6 months 36 to 84 months (3 to 7 years) 12 to 84 months (1 to 7 years) 24 to 84 months (2 to 7 years) 12 to 48 months (1 to 4 years) 12 to 84 months (1 to 7 years)
Min. Credit Score none 660 600 680 660 high credit score

 

When you think of loans you often think about the requirements you need to meet in order for your application to get approved. But you have loan requirements too! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

Whatever your own personal loan requirements might be, you should always study up on what features each loan provides before making a choice.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

Wells Fargo Personal Loan

Wells Fargo offers Personal Loans up to $100,000. But if you don’t have a 600 Credit Score and you aren’t already a Wells Fargo customer is it the right loan for you?

Not all loans are created equal. Each loan has their own features and requirements. That is why it’s important to do a bit of research while you’re shopping for loans before you pick one, so you get the loan that makes the most sense for your own personal needs.

Wells Fargo Personal Loans: A Quick Look

Wells Fargo offers personal loans from $3,000 to $100,000 with an APR range from 5.49% to 22.99% with no origination fees or prepayment penalties. They also offer a wide range of payback periods from as little as 12 months up to 84 months. They also offer special benefits for loan customers that already have a Wells Fargo account.

Maximum Personal Loan: $100,000

Minimum Personal Loan: $3,000

Rates: 5.49% to 22.99% APR

Fees: There are no origination fees or prepayment penalties

Terms: 12 to 84 months (1 to 7 years)

When: The next business day, if your loan is approved.

Basically, the Wells Fargo personal loan is a larger loan with a short or long-term payment plan. This loan is often used to consolidate debts, to make a large purchase (like home improvements), or to cover emergency expenses. They also offer a competitive fixed rate, fixed term, and fixed monthly payments. Their loans also don’t require collateral.

Who are Wells Fargo Personal Loans Perfect For?

The Wells Fargo personal loan is great if you need to consolidate heavy debts with high interest rates. It’s also a good loan if you need a larger loan for things like major home improvements or college tuition. If you need a much larger loan and you meet the below requirements, then this loan may be perfect for you.

  • If you have a credit score of 600 or higher
  • If you need a large loan amount
  • If you need to consolidate larger debt amounts
  • If you need to make larger purchases
  • If you already have a Wells Fargo account

Who Should NOT Get a Wells Fargo Personal Loan?

If you don’t meet the above requirements, or you’re just looking for a quicker, smaller personal loan, then you may want to keep shopping for your perfect loan. If any of the listed items below represent you, then you should consider a different personal loan provider.

  • If you need a smaller loan
  • If you want to pay back the loan in less than a year
  • If you don’t already have a Wells Fargo account
  • If you need your loan quickly, or that same day
  • If you have a low credit score
  • If your credit score can’t afford a hard credit pull application
Wells Fargo Personal Loans Pros and Cons List

Though personal loans with Wells Fargo may be a great option for some, there are some reasons they may not be the best loan fit for others.

Pros Cons
You can get a really large loan of up to $100,000 You can’t get a small loan of less than $3,000
They offer secure loans Their secure loans have a $75 origination fee
There are no origination fees or prepayment penalties You need a credit score of at least 600
Their loan application involves a heavy credit score check
The application requires a lot of information

An Alternative to Wells Fargo Personal Loans

Check City offers a different kind of personal loan. So if the features and requirements present in a Wells Fargo personal loan don’t work for you, a Check City personal loan might be your answer.

check city personal loan

Reasons to Get a Check City Personal Loan
  • Check City is a direct lender
  • Check City is also a state licensed lender
  • The application process is quick and simple
  • You don’t need a high credit score to apply
  • There are no origination fees
  • You can get your loan TODAY
How to Apply for a Check City Personal Loan

Check City personal loans are incredibly easy to use. Just visit the Check City Personal Loan Page and you can quickly apply for your loan online, at a nearby Check City store, or even over the phone!

All you need to apply for the loan is:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply for a Check City Loan Online by clicking HERE.

Find a conveniently located Check City Store by clicking HERE.

Or call Check City’s Loans By Phone number: 800-404-0254

Check City personal loans have a fast and easy process, and if you go into a Check City store to apply, you can actually walk out with your personal loan funds that very same day! Check City personal loans are great for loan customers that need a quick, easy to use, smaller personal loan that they can pay back in a matter of months instead of years. They’re also a great loan option for customers with lower credit scores since Check City doesn’t pull a traditional credit report when processing your application.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000
Rates lower APR than our payday loans 6.99% to 24.99% APR 5.49% to 22.99% APR
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties
Terms 6 months 36 to 84 months (3 to 7 years) 12 to 84 months (1 to 7 years)
Min. Credit Score Check City doesn’t pull a traditional credit check, and if you have a low credit score you can still apply for a Check City personal loan 660 600

 

When you think of loans you often think about the requirements you need to meet in order for you application to get approved. But you have loan requirements too! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

Whatever your own personal loan requirements might be, you should always study up on what features each loan provides before making a choice.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

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