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How Workout Plans Can Save You Money


One of the biggest hurdles to planning workouts is a little thing called motivation.

When it comes down to it, motivation is the difference between starting an exercise program, and actually sticking with it.

Money can be a huge motivator. It’s the reason many of us get up and go to work each morning. Wouldn’t it be great if you could combine the motivating influence of money with exercise?

Well, you can! Having a workout plan can actually save you money.

Lower Long-Term Medical Costs

People who are physically fit have lower long-term medical costs.

A 2012 study conducted by the University of Texas-Southwestern Medical Center and the Cooper Institute found that people who were physically fit in middle-age had on average 38% lower medical costs later in life. The study tracked participants over 4 decades, and the findings were unmistakable:

Living a healthy lifestyle now will literally pay dividends in the future.

Lower Short-Term Medical Costs

Exercise can lower your medical costs in the short term too.

The promise of lower medical bills 20, 30, or 40 years down the road probably isn’t going to be a huge motivating factor. Thankfully, you don’t have to wait that long to reap the money-saving benefits of exercise.

Employees who took part in an exercise program with a set workout plan saw their medical bills go down by 33% after only 2 years, according to a 2007 study by Medica and Life Time Fitness. Since many people get health insurance through their jobs, this proves the effectiveness of workplace fitness programs as a cost-saving measure.

Make Exercise a Life-Long Habit

Short-term fitness goals are important, but what’s more important is creating lifelong fitness habits. The main two things that can help you stick to a fitness routine is having a plan and keeping yourself motivated.

Download a Free PDF Printable for a Workout Routine Template.

But transforming yourself into the kind of person who makes fitness a top priority can be difficult. Follow these tips if you want to stick to your exercise program:

1. Find an exercise buddy

Sometimes you’ll let yourself slack, but if you’ve got someone you work out with, and they’re willing to hold you accountable, you’ll be much more likely to stick with it.

2. Think outside the gym

Exercise is more than treadmills and dumbbells. Expand your fitness activities to include things like tennis, basketball, roller skating, swimming, biking, and hiking.

And remember, what you do in the kitchen can make or break your fitness goals. Avoid extreme diets, painful self-denial, and restrictive meal plans in favor of small, healthy, sustainable changes in the way you eat. That way you can turn your food choices into habits as opposed to exercises in endurance!


“Your personal growth is the only thing that matters. You own and write your story; no one else does. Believe in your unique steps up the mountain.”

―Brittany Burgunder

3. Track your progress

Realizing that you can lift more weight or that you can fit into a pair of jeans from years ago can be a huge motivating factor to keep you going. Tracking your endurance is another great way to recognize progress.

Look for improvement in health and fitness areas of your life like the following:

  • Muscle tone
  • Ability to walk or run faster or further
  • Quality of sleep
  • Ability to remain alert during the day
  • Overall feelings of health and wellbeing
4. Make exercise a part of your identity

If fitness is central to how you view yourself as a person, then you’re more likely to continue your exercise routine despite any challenges, life changes, or distractions.

When you think about motivating factors for continuing with fitness goals, think about the benefits you reap in both the short and long term. But note that the long term benefits far outweigh any discomfort or aversions you may feel in the immediate short term.

Remember the Big Picture

When it comes down to it, saving money is only a small part of the wide range of benefits you get from regular exercise. So, keep your eye on the big picture, and go out and exercise today!

12 Helpful Tips When Finding the Right Gym

gym tips

Here are some tips to consider when finding the right gym for you:

  1. Work Out Near Home
  2. Visit When You Normally Workout
  3. Look for Cleanliness
  4. Gym Reciprocity
  5. Read the Contract
  6. Compare Pricing
  7. Observe the Culture
  8. What Machines Do They Have?
  9. Ask About Emergency Care
  10. What Classes Do They Offer?
  11. Look for the Long Term
  12. Don’t Forget the Locker Rooms

We make fitness goals all the time, but when we continue to fail at reaching those goals, it can be really discouraging. Having a gym membership can be just what you need to finally reach your goals this year. The gym industry is huge in America, so it can be difficult finding the perfect gym.

1. Work Out Near Home

Location can be very important when finding the right gym. Find a gym that is near your home, or on the way to work. If you have to go out of your way to the gym, you probably won’t go as much, so it’s a good idea to pick a gym close by work or home. Create a list of local gyms in your area that you are interested in.

After you have a list of the local gyms, you can research their websites to see what they offer. When you have narrowed the gyms down to the few you want to check out, hit the pavement. Most gyms offer a three-day or one week pass, to check out their services. Talk to the staff and other members to gauge how the gym meets your needs. As you work out, evaluate how you feel at the gym. If you feel positive, this is a great possibility.

2. Visit When You Normally Workout

Are you a morning person or an afternoon person? Do you like to workout first thing in the morning? Or maybe you like to work out right after work, in the afternoon. Or, maybe you like to work out late in the evening! Visit the gym whenever you are most likely to work out each day. By doing this, you can gauge the crowd control and see if that would be a problem for you.

3. Look for Cleanliness

gym cleanliness

Check for a clean environment and machines. People touch the equipment all day, so cleanliness is essential. With so many people touching the equipment, the chances of catching someone else’s sickness is high. So if the gym employees keep the equipment clean and in good repair that’s a good sign.

4. Gym Reciprocity

Ask about reciprocity agreements with other gyms within your city, or even nationwide. Many gyms are part of a network and will allow you to work out as you travel, or they have multiple locations. Don’t be afraid to ask about reciprocity so you know whether you can use their other gyms as well.

5. Read the Contract

gym membership

Check your contract to ensure that you understand everything you are signing. If your credit card will be charged automatically, make sure you know the exact amount you will be charged. Ask about the fees and different pricing options. It is also important to understand how long you are under contract. Make sure that you understand how to cancel your contract, should you need to.

If you’re gym shopping you should be able to ask for a copy of the contract to take home and read through. You’ll want to make sure there aren’t any hidden fees, and that you understand any rules.

6. Compare Pricing

It is important to gather and compare all the gym membership prices and gym membership deals. This can play a major key in finding the right gym. Some gyms charge more because they offer more, and some offer better deals at different times!

A good way to do this is to gather the data about all the places you’re thinking of and make notes of everything in the same notebook. This way you can see the different prices all in one place.

7. Observe the Culture

Gym culture is a real thing and every gym has one. If you’re going to have an aversion to a certain kind of gym culture, then you’ll want to look out for those things when you go visit. You want to make sure the atmosphere in the gym is friendly, safe, and comfortable. Dealing with a toxic, or obnoxious gym culture is the last thing you need when you’re trying to work out.

8. What Machines Do They Have?

gym machines

A good mix of machines and equipment is a great sign. They even say that an assortment of different brands is a sign of a quality gym, since different brands will make certain equipment better than others. Make sure the treadmills, ellipticals, and other machines will fit your needs so you can switch your workouts up with different exercises.

Above all you want to make sure they have the machines you want. If you’re an avid treadmill runner then a gym with no treadmills wouldn’t be the right fit for you. Also, if they only have 2 treadmills that are always in use, you may want to look elsewhere, since the machines you want will always be busy.

9. Ask About Emergency Care

You may never need emergency care services at the gym, but it is a place where sudden emergencies could arise from overexertion, or through dealing with heavy equipment.

Are the gym staff trained in CPR? Is there an AED kit nearby with staff trained to use that too? These are all questions that are perfectly acceptable for you to ask when visiting prospective gyms.

10. What Classes Do They Offer?

gym classes
You want to take full advantage of your gym. Workout classes and trainers are one of the ways you can do this. Signing up for scheduled classes can really help you to stay on track with your fitness plans.

Gyms can also offer a lot of extra amenities besides lockers and machines. Some even have a food court or a smoothie bar. If there are any special amenities you need in a gym, make sure you add them to your gym shopping list and star the options that include them.

11. Look for the Long Term

Don’t be blinded by flash deals! Just because there are deals it doesn’t mean they are the best gym to go with in the long term. A gym membership is a long term thing. Daily workouts can be a part of the rest of your life. So shop with the long term in mind.

12. Don’t Forget the Locker Rooms

What about the locker rooms? Maybe you’ll bring your gym clothes with you in a gym bag, but having a locker at the gym can be nice in case there is anything you need at the gym every day. So don’t forget to check out the locker rooms to make sure they’re comfortable and clean as well.


Finding the perfect gym for you can take a little research. But with the right research you can find a gym that will help you keep your fitness goals and resolutions.


Learn more about how to find your next gym, “How To Find The Right Gym For You

Get yourself to not only find a gym, but get yourself to go, “11 Easy Ways to Find the Right Gym (So You’ll Actually Go)

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