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Why Prepaid Debit Cards for Your Kids are a Great Idea

Today there are many different ways to give money to your children. Some more efficient than others. One of the most efficient and safest ways is a prepaid debit card. Here are some reasons why prepaid debit cards for your kids can be great idea:

Convenience

Prepaid debit cards are as convenient as it gets. Simply transfer money into their account. Having their own card and transferring them money is a lot easier and more convenient than letting them borrow your card.

A prepaid debit card is very convenient during an emergency when your children may need some extra money and you aren’t close to them.

Budgeting

Prepaid debit cards can be a great way to teach your children how to budget. By having the benefit of tracking everything they are purchasing, you can both sit down and work out a budget together. Help them by reviewing their spending habits and encouraging them to make better decisions next month. When they are in high school, prepaid debit cards for teens are a great way to teach lunchtime budget. They will come to realize very quickly that the money you give them needs to last them the desired period of time.

By giving them this responsibility you are teaching them how to budget and spend more wisely. They will learn how to stretch that money and use it for their needs and not just their wants.

Money Management Skills

If you hand over money without any expectations, your children could spend it on things they want instead of the items you intended. It is important to teach them money management skills so they know what they should or shouldn’t spend their money on.

Safety Net

By using a prepaid debit card, you are putting a cap on their spending. They cannot go over that limit. They will have to learn how to budget their money, and you don’t have to worry about them going on a shopping spree. This is a great reason why prepaid debit cards for your kids can be very helpful.

Stop by a Check City and get a Netspend Prepaid Debit Card today. The only money you pay is the money that you put on the card. These cards even offer you the ability to add more funds when the money on the card runs out. Prepaid debit cards for your kids are a great resource when they need money with the added benefit of learning important life skills.

Big Changes for Online Shoppers

If you are used to shopping online, you may find that your bill will increase in the next few months.  Amazon, a large internet retail company, will start to charge sales tax in eight more states over the next few years.  Starting in September, Amazon shoppers in California and Pennsylvania will start having to pay sales tax for what they purchase.

As Amazon starts to build more physical locations, they will be required to charge sales tax for the states in which they are present. Amazon is hoping that they can offer same day delivery to more of their customers. Amazon is in the bargaining process with a few of the states, because they are bringing thousands of jobs to the states.

Shopping online can be a great way to save money and time.  As people all around the United States start shopping online, you may want to give it a try.  If you do not have a bank account a Netspend Prepaid Debit card may be exactly what you need to shop online.  Stop by any Check City location and sign up for your Netspend Prepaid Debit Card.  This card will give you the ability to spend money online, without worrying about having to send money securely. Having your money intercepted can be dangerous and frustrating.

After signing up for your Netspend Prepaid Debit card, you can explore the many different tools that come with the card. Budgeting is a lot easier when an online tool tells you exactly where you have been spending your money.  Working with the online tool is a great way to ensure that you are spending money where you want to be spending the money. After you run out of money on the card, you can simply reload it with the cash that you are able to spend.

Getting a Prepaid Debit Card

If you are used to using cash, you may want to transition to using a debit card. Although getting a bank account may be a more difficult endeavor than you wish to undertake, a prepaid debit card may be a great option. There are many different benefits that you can take advantage of when you are using a debit card. If you have never used a debit card, you may want to think about these benefits before you make your final decision…

1. Convenience – When you use a debit card you do not have to carry around the cash that you know you are going to need. You also do not have to make sure that you have all of the cash that you need, but instead you can be sure that the cash that you need is in your account.
2. Time – When you are using a debit card there will be a lot less time that you need for each purchase. There are a lot of people that struggle counting out all of the cash that they need and with one easy swipe, you can spend a lot less time with each purchase.
3. Budgeting – When you use a prepaid debit car you can utilize the different tools to keep track of your budget. You will be able to ensure that you are within your budget and doing all that you can to stay within your budget. You will also be able to easily keep track of your money.
4. Ease – You can get a prepaid debit card without a credit check and you will be able to have some account history as you continue to add money to your account and then use the money that you have added to the account. Taking time to work with the money that you put on the account can be great training for a bank account in the future.

So, if you are ready to take the plunge stop by one of your Check City locations today! We can get you set up with your first prepaid debit card.

Paying for Your Purchases with a Debit Card

When you are having a hard time staying within your budget, it is important that you look for alternative ways to budget. There are many people that benefit from changing up the way that they are paying for their purchases. Changing the way you pay for your purchases may help you realize how much money you are spending and ensure that you are going to be able to stay within a budget. Some people need to start spending only cash while other people benefit from using a debit card.

If you have been using cash and it just seems to slip right through your fingers, you may want to look into using a debit card. Even if you do not have a checking account you can use a debit card on a daily basis to ensure you stay within your budget. Stop by any one of our Check City locations to sign up for a NetSpend Prepaid Debit Card, to ensure that you are going to be able to use a debit card from day to day.

When you use a Prepaid Debit Card, you will not have to worry about over drafting or spending money that you do not have. Make sure that you are taking the time that you need to create your budget wisely so that you always know how much money you have on your Netspend Prepaid Debit Card and you are prepared to be able to pay all of your bills.

With a budget set out and a debit card in hand, you may be able to train yourself to refer to your budget and only spend money where your budget allows. Rather than spending small amounts of money that seem insignificant because you have the cash, only to find that you are out of money or you do not have enough money at the end of the month.

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