Customer Service: (800) 404-0254

Why You Need a Prepaid Debit Card

Prepaid debit cards are a great tool and can be used in so many different ways. Whether you are trying to practice good budgeting habits, or need a reliable card for you and your family, a prepaid debit card is a great solution. Here are some great reasons why you should have a prepaid debit card:

Pay On-Time with a Prepaid Debit Card

If you do not have experience in making on-time payments, you should start with a prepaid debit card. Using this method will enable you to set aside a set amount of money each month to pay for food, bills, and other necessities. A prepaid debit card allows you to learn good spending habits. Prepaid debit cards do not allow you to spend more than you have. Each month, you can add a new balance to help you better you budget.


A prepaid debit card is a great way to help with your budgeting. Deposit a certain amount each month, and have the certainty that you will not overspend. With prepaid debit cards, you cannot spend more than you have. Start budgeting today with one of the great prepaid debit cards with no monthly fees.

Prepaid Debit cards can also be a great tool to teach your young ones how to budget. Give them their selected budget and go over their purchases with them each month. By doing this, you can teach them better budgeting solutions.


The process is simple with prepaid debit cards. Simply purchase one at any of our Check City locations. After you have purchased one, visit any Check City location to upload funds to your card!

Whether someone is looking to control their own finances or wants someone else to have spending money, these cards provide a versatile and effective platform for financial transactions. Be sure to stop by Check City and speak with a customer service representative about a prepaid debit card.

Save Money By Changing Your Oil and Rotating Your Tires

Repair Your Car and Save Money!

Owning a car is a major investment. Many take out loans to purchase a car and spend five or six good years paying the debt off. On top of that, they are paying for gas every week, car insurance monthly, oil changes quarterly and registration every year. The total amount of money you spend just to drive the vehicle ads up to thousands of dollars every year. But it’s okay, because when you purchase your car, you expect to pay for these expenses and you have planned for them.

The hardest thing to afford are unplanned maintenance items. Some mornings you wake up, turn the key in the ignition and hear nothing but unhelpful sputtering. For some reason your car wants to wake up this morning less than you did. With the help of the internet and a few helpful tools, you could diagnose the problem yourself, get the equipment and do the work yourself—removing the need for a high priced mechanic to charge you for labor. Many home mechanics post helpful tips and tricks at figuring out your problem and fixing it.

The most important thing to understand about car maintenance is that when you maintain a good schedule of oil changes and tune-ups, you can keep your car in good working order and avoid more expensive repairs.

Oil Changes

On average, the typical oil change should be done every 5-7,000 miles. When you change the oil, replace the oil filter and use a quality oil or synthetic. For newer vehicles, a 10/40w will be good, while a thicker weight such as 5w30 will suffice. As a rule, Quaker State or Penzoil are quality oils, which can keep your engine in good working order. There are great tutorials on the internet that can teach you how to change your oil.

Tune Up

A Tune-up should be performed every 10-25,000 miles depending on the spark plugs you use. Platinum plugs will last longer, and work better. You should replace the plug wires every other tune-up at least. If your car has a distributor cap, that should be replaced as well, to keep the engine firing correctly. In order to perform your tune-up correctly, it is vital to replace the spark plug wires in the exact order you removed them. If the wires are mixed up, your car will misfire and run rough.

Auto parts

As you prepare to do a tune-up, it’s important to have the correct resources and tools at hand. For instance, for your oil change, you will need a ratchet set, as well as a filter remover. Each model will require different procedures depending on your engine.

When you purchase auto parts, you need to make sure you have the right make/model and engine for your vehicle. Many variables can decide which part you need. The engine size is usually found on the bottom of the hood, or on a plate inside the engine compartment. Once you have the engine size, you will be in a better position to get the right parts for your car.

You can find great tutorials on YouTube that will teach you how to rotate your tires, and change your oil. Don’t be afraid to ask questions, look at pictures and read. Most easy repairs can be completed if you are willing to search out the resources.

People love sharing the things they learn and take a lot of time to write up explanations, take pictures of problems and even demonstrate processes through videos. You do not have to be a car whizz to understand what they are doing. In fact, a lot of times, the explanations are explained at a level that most anyone can relate to.

The best thing about these tutorials is that they are completely free. Combine that with the free labor you will provide and the purchase of materials, you will pay less money on every repair if you can just do it yourself.

Important Tips to Help Prevent Fires in Your Home

Even the smallest of kitchen fires can cause great and extensive damage to a home. Flame and smoke quickly eat and decay a structure’s materials and cause severe personal property damage. Recovering from such a disaster can cost a fortune! The best way to ensure you are not one of the unfortunate homeowners who are affected by the damage incurred by fires is to prepare and plan ahead. Above all of that, fires can be very scary and life threatening. Protecting you and your family from fires is something that should not be taken lightly. It is important that the homeowner is making sufficient and quality preparations. Here are some tips on how to successfully prevent, and prepare, for a house fire:

Proper Insurance

One of the best ways to be prepared for such a disaster is with proper homeowners or property insurance. At Check City we are capable and prepared to offer our insurance services at competitive prices and with great options. Come in to our store locations and talk with an Insure Utah representative to explore our homeowner’s insurance policies and find an insurance plan that will best suit your needs. Visit one of our locations and call on the red phone in the lobby, or call now and get a quote!

Fire Prevention in the Kitchen

The kitchen is a place of fun and laughter in many homes because it is where a family usually gathers together to cook, chat, and eat. In many families, since eating is something that must be done multiple times in a day, the kitchen is the most popular room in the house. The kitchen is also where the largest number of home fires begin. It is very important to help prevent kitchen fires by turning off the stove or oven any time you have to leave the kitchen and turn it back on when you return. Keep anything flammable away from heat sources and open flames, and remember to keep your cooking surfaces clean. By doing this, you will help your home fire safety!

Smoke Alarms

Beyond being well covered with insurance, and keeping the kitchen a fire free room, an extremely important way to prevent fires in your home is by implementing proper preparations and preventative measures in your home now. The initial and crucial preparation that should be taken by families is to install and maintain working smoke alarms. These can be purchased at any hardware store and are the primary fire safety precaution that will ensure your families personal safety in the event of a fire. Install your smoke alarms properly throughout your home. Smoke alarms should be properly maintained by testing, cleaning and dusting it regularly and replacing the batteries. Smoke alarms are crucial to your home fire safety.

Proper Electricity Usage

A large amount of fires that begin in a home are ignited by misuse of electricity within the home. Prevent electrical fires by using electrical outlets responsibly by not overloading their circuits. Electrical fires can also be avoided by the correct use of appliances within the home. When appliances malfunction and are in danger of causing an electrical fire there will often be warning signs that accompany those malfunctions. These warning signs can include unusual smells emanating from the appliance caused by irregular overheating and sparks from the electrical source of an appliance. If these warning signs occur the appliance should be immediately switched off, unplugged and repaired or replaced.

By taking these and other known precautions, a family will be able to not only help prevent and restore fire damage but will be physically secure in the event of a devastating fire in the home. We hope you have enjoyed our tips to help prevent fires in your home. Be safe, and have a good day!

Why You Should Have Good Dental Hygiene

When people think of oral care they typically think of preventing bad breath or having brilliantly white teeth. We have all been told to brush, floss and use mouthwash for a healthy mouth. However, many people may not realize how vital our dental health is to our body’s overall health. Recent studies have shown that oral and dental problems can contribute to many health problems, including diabetes, heart disease and even a stroke.

The human mouth is the portal through which the majority of known diseases enter our bodies. The cleanliness of an individual’s mouth can be directly linked to that persons overall health. It is important in so many ways to have good dental hygiene.


Cavities are the most commonly known dental problems for people of all ages. Untreated cavitieis can cause pain and are not good for our dental health. However, socioeconomic issues can contribute to whether dental care is received in a timely manner.

From the years of 1999 to 2004 over 59% of children ages 12 to 19 had signs of tooth decay present on their permanent teeth. Cavities have affected millions of Americans but are generally preventable by practicing traditional dental care such as brushing one’s teeth and flossing. It is very important to floss and brush your teeth properly. If you don’t know how, seek a professional to help teach you how to properly brush your teeth, and how to floss your teeth. Start practicing good dental hygiene today, and prevent cavities.

Periodontal Disease

Periodontal disease of the gums also affects millions of Americans. The disease is caused by bacteria under the gums. The bacteria begins to destroy the bone and gums and eventually the teeth become loose, making chewing difficult. The teeth may need to be extracted.

Recently periodontal disease has been linked to inflammation in other parts of the body, causing damage to organs and extremities. Some studies suggest that this inflammation can be linked to such diseases as diabetes, strokes, heart disease and even birth issues.

Good Oral Health

Oral health is often taken for granted, but it is an essential part of our everyday lives. Good oral health enhances our ability to do many things. For example it enhances the way we speak, smile, smell, taste, touch, chew, swallow, and even the way we convey our feelings and emotions through facial expressions. However, oral diseases cause pain and disability for millions of Americans each year. It is important to get professional help with your teeth regularly to prevent these diseases. Have a professional teach you how to brush your teeth and how to floss your teeth.

The good news is that most diseases are preventable. With a few common habits, you can keep your teeth in good order and your health from declining due to oral issues. In addition to a sense of well-being, good oral health affects your pocket book.

Start practicing good dental hygiene today! Thanks for reading.

Start Planning Your Halloween Festivities Today

No matter what time of year it may be, it is never too early to start getting ready for awesome holidays! Halloween just happens to be one of those awesome holidays. Dressing up and participating in Halloween festivities with friends and family is a lot of fun! Don’t procrastinate and overpay for a costume last minute. Here are some great tips to help your Halloween festivities run smooth this year:

Get Your Costume Today

Start your costume shopping (or costume fabric/accessory shopping) a few weeks or months early and beat out the big rush which occurs a few days before the holiday. Start shopping for your costume today and get the costume you’ve been waiting for and save money. When it comes to costumes, doing your research ahead of time can save you a big headache later on.

Similarly, this is a great time to get ready for any kind of parties that you might be throwing. You can begin buying the supplies that you need before they are all sold out. Likewise, if you go candy shopping in advance, you will have a lot more options to choose from because you have beat the trick-or-treating supply rush. Get ready for Halloween ahead of time and allow yourself to enjoy all of the great Halloween festivities.

Shop After Halloween

One of the best times to search for a costume is going to be right after Halloween. Any costumes, decorations, or Halloween related items will be a lot cheaper. Prices are going to be cut dramatically right after the holiday because the demand is not high anymore and the stores need to get rid of the supply. It may be hard to go out and buy Halloween items after the holiday, but you will be thanking yourself next year!

Homemade Decorations

Start doing research on the internet for some great homemade Halloween decoration ideas. Stay under budget and create unique one of a kind Halloween decorations. Try using supplies you already have in your house, or maybe things you can borrow or use from friends and family.

Homemade Costumes

There are so many different homemade Halloween costume ideas. Often times, homemade costumes make for the best costumes. Not only do they save you money, but they are unique. Start researching and brainstorming today to find some great diy Halloween costume ideas!

Homemade Party

Throwing a Halloween party? Here are some things you need to do before the big day:

  • Set the date
  • Plan the theme
  • Send out invitations
  • Plan the food
  • Plan the games
  • Delegate to some of your friends and family (so you don’t have to do everything)
  • Go shopping
  • Run your ideas past some of your attending guests for suggestions

Thank you for reading, we hope you have enjoyed our tips! Start planning your Halloween festivities today before it’s too late. Have a Happy Halloween!

15 Tips to Help You Save on Entertainment


Entertainment is something we all love and enjoy, but it can be expensive. Here are a few tips on how to save on entertainment and still have fun.

Entertainment is a key part of our lives and it’s best to just accept that. Having fun is important for our mental and physical health. But if you aren’t careful, tickets, supplies, and hobbies can really drain your wallet. If you aren’t wise about your entertainment budget, it can overtake your expenses. So how can you reduce your entertainment spending while getting to do the things you love? Just apply these 15 tips and you’ll save on entertainment while still having fun!

1. Volunteer at Events and Performances


Are you a big fan of live entertainment like theatre, sports, or concerts? Volunteering is a great way to not only see great entertainment, but you can become a part of it in some small way. You can volunteer at your local library, community arts center, stadium, or theater. You can volunteer to help with props set up, with lights, ushering, or working the ticket stand. If you’re helping out backstage during a theater performance then you’ll even have the best seats in the house. Then you can go to games, events, or performances for free because you are working the event! Not only will you be able to watch the show for free, but you will also reap the benefits of helping others.

2. Save on Movie Tickets

movie theater

Are you an avid moviegoer? Going to movies can add up and can easily become a very expensive hobby. Save significantly by purchasing tickets on sales and during promotions. Some movie theatres offer 50% off movie tickets once a week. Find out if you’re theater has a discounted movie ticket day once a week and make your movie-going plans accordingly to save some money on movie tickets. A lot of movie theaters will also have cheaper tickets depending on the time of day you choose to go. Keeping all these movie ticket discount tips in mind will quickly save you money!

Another option is attending the dollar theatre. The dollar theater may not be as nice as the other theaters but it still has a big screen, contains excellent speakers and sells popcorn. You can have a very similar experience for a much cheaper price.

3. Attend Events at Local Universities


Don’t worry you don’t have to take classes or exams. Universities are always thriving with activities and events that you can typically attend for little to no cost. The university’s theater and music programs will often have performances that anyone can go to, and if there are tickets they’re generally inexpensive. You can check out their website for upcoming events like theatre productions, art exhibits, guest lectures and much more. Staying involved with events at your local university is also a great way to stay connected to your community and learn new things.

4. Go to Minor League Games

minor leagues

Minor league games may not have superstars on their roster, but their games offer cheaper concessions and cheaper tickets. Best of all, you watch players rise to stardom and experience the intimacy of a minor league or college level game. You can make friends with other members of your local community and get involved in the sports of your own town. Going to local high school games are also a great way to support your public schools because most often the money from their tickets and concessions go toward the students and their school.

5. Buy Used


Head to your local thrift store to save on entertainment. At thrift stores, you can buy used books, games, DVDs, and CDs. You can stock up your personal bookshelves at home for incredibly low prices. Most new books, even if you get the paperback version, are going to cost at least $10. At your local thrift shop, you can buy a book for as little as 50 cents! A lot of these used items can be in great condition too so you won’t even know the difference. Antique shops and local markets are also great places to buy some quality used items for half their original prices.

6. Get Outside


Thanks to Mother Nature, there are tons of cheap forms of entertainment right outside your door. Consider getting into hiking, biking, running, fishing, kayaking, or camping. These hobbies will only cost you the supplies you might need, but there are free places to bike and hike almost wherever you are. Not only are outdoor hobbies fun but you can easily do them with other people. Outdoor fun can also be really healthy for you mentally and physically. Experience the beautiful nature and save money!

7. Student Deals


If you’re a student, then you might be missing out on some great student deals. Wherever you are going, it is always smart to bring your student ID card, because if you can prove you’re a student a lot of places will give you a discount. You will be amazed by how many museums, theme parks, or even local stores offer great student discounts. Don’t be afraid to ask places about the discounts they offer. Even if you aren’t a student, there could be other discounts they offer that could apply to you.

8. Clip the Coupons


Before heading out the door to your next activity, do a quick online search for discount coupons. Many entertainment venues offer discounts or specials that can really add up your savings over time. You can find coupons and vouchers online, or with Groupon. You should also consider purchasing a coupon book for local businesses and venues because they probably all have their own specific sales. These books are packed full of hundreds of coupons offering great deals and special offers.

9. Find the Freebies

free entertainment

Some say that entertainment is never free. However, if you check your local paper or search online for “free concerts” in your area, you’ll probably be pleasantly surprised at the results. Check out the entertainment section of your local newspaper, or search on Facebook for free events near you. You’ll be surprised how much fun you can have in your local area for little to no cost.

10. Find Your Priorities


The best way to save money while still having fun is by determining what activities are truly fun for you. Maybe you don’t really love basketball games as much as your siblings do. Perhaps reading really isn’t your thing after all. Make a list of your top 10 favorite activities and star the ones that are most important to you. Then you can find ways to fit these hobbies and pastimes into your budget. Then circle all the activities you love that are or could be free. Then you’ll have a list of free activity ideas that you already know you love for when you’re bored and need something to do.


Fun doesn’t have to be expensive. You can save on the past times you love and you can find new past times that cost less. Don’t be afraid to try new things if it means saving on the entertainment section of your budget while still enjoying yourself.

4 Fall Vacation Ideas You’ll Want to Know

Fall Vacations

Fall vacations are a popular thing for families during this time of year. There are a lot of perks and advantages that come with doing a vacation during this time. It is a great way to spend time with family and build enjoyable memories for everyone.

Fall is a great time for vacations and there are many reasons why. First of all, a lot of kids and young adults in school have fall breaks to take advantage of. Having open periods of time where people wouldn’t have to miss school is a big deal, and it allows for fun without having anyone fall behind.

A lot of destinations are at the height of their traffic during summer and winter holidays. By going in the fall, you can avoid bigger crowds and have more options overall. For a lot of families, this is a prime benefit indeed. You want to have the best experience possible when you are on vacation, so consider changing up the timing away from peak seasons in order to have a great time.

You also may be able to have different experiences than you would have had during peak times of the year. Diversity of experience is a great way to make a memory truly unique in nature. It is also a good idea to consider the impact on cost that going in the fall would have. By going off season to different destinations, it should be less expensive overall.

The fall vacation is limited only to your imagination. Here are some great tips to consider when planning your fall vacations:


The StayCation is a great option and is very popular when looking for fall vacations ideas. With the StayCation, you have small road-trips, with the luxury of staying home or close by. With a StayCation, you can branch out, have a fun vacation and save money.

A fall trip your local National Park can be a great end of summer adventure. You can camp, stay in a hotel or simply make a day trip if you are close by. In the parks you can take hikes across beautiful country and refresh your batteries for the return to work.

For a fun-family vacation, look for a local festival. Most cities have fall fests and concerts to end the summer. For instance, you can find a Pumpkin Fest or Corn Maze to spend an evening with your family. In addition to fall fests, a local concert series is a great way to spend some time with your family and friends.

Repositioning Cruises

Cruise lines will reposition their ships in the fall to prepare for the next season’s business. Most cruise lines will offer steep discounts, even freebies for travelers on these repositioning cruises.
When you take advantage of a repositioning cruise, you will usually not return to the same port. For instance, you could cruise from the Caribbean to another location as the cruise line repositions its fleet. This can be a great way to save a lot of money on your next fall vacation! If you don’t want to find a cruise that repositions, that’s okay. This is still a great season to find great deals on cruises because summer is coming to an end.

Theme Parks

Theme Parks empty as school begins. You can find great discounts to Disney or Universal theme parks. You can usually find discounted tickets and no lines. If you book at the right time, you might even find your dining and entertainment discounted! Along with that, the weather will have cooled down a lot more, which will be very nice with all the ground you are covering. If planned properly, a cruise is one of the best fall vacation ideas.

Off-Season Locations

If you decide to travel farther afield, consider a trip to an off-season location, such as Hawaii. A house rental in Hawaii can be a great getaway for a week of relaxation and fun. You can spend time at the beach, city, or simply relax in your home away from home.

We hope you have enjoyed our fall vacation ideas. Thanks for reading!

3 Great Ways to Help Utahns in Need

Are you interested in lending a helping hand to homeless individuals in need? If so, below are three thoughtful and simple ways you can help to make a difference in Utah’s community. Start to help Utahns in need today!

1) Volunteer at a Soup Kitchen

Soup kitchens provide warm, free meals to those who are in need and volunteers are a key ingredient for the soup kitchens success. Because soup kitchens are typically non-profit organizations, volunteers are very important for many tasks. For example:

  • Meal preparation
  • Serving guests
  • Acting as a source of employment
  • Fundraising and securing financial donations
  • Assisting in needs throughout the day
  • Donating food, clothing, etc.
  • Working with small children
  • Assisting in special events
  • Much more

Most soup kitchens will accept volunteers on the spot as well as any extra food you would like to bring. Volunteering at a soup kitchen is a great way to help Utahns in need.

2) Volunteering at Food Pantries and/or Food Banks

Food banks and pantries are organizations where food (typically basic, non-perishable items) are freely given to those in need. Thanks to nationwide organizations like, food banks help feed millions of people every year. Though donating food and money is a great way to give back, you can also volunteer at one of Utah’s food banks.

3) Donate

Look around you right now. What items do you see than are meaningless to you, but may be of value to another? Consider donating items like clothing, books, computers and other learning material to local homeless shelters in Utah and organizations.

Books and computers provide forms of entertainment for individuals in shelters and also allow them to explore and learn. With limited access to these resources, shelters greatly appreciate any donations. Consider contacting your local shelter to discuss their needs and shortages so you can tailor you delivery to their needs.

Check City is happy and proud to help support volunteers of people in need. To learn more about how you can lend a helping hand or to access more helpful information, visit the following websites:


Giving Back By Volunteering

Why Prepaid Debit Cards for Your Kids are a Great Idea

Today there are many different ways to give money to your children. Some more efficient than others. One of the most efficient and safest ways is a prepaid debit card. Here are some reasons why prepaid debit cards for your kids can be great idea:


Prepaid debit cards are as convenient as it gets. Simply transfer money into their account. Having their own card and transferring them money is a lot easier and more convenient than letting them borrow your card.

A prepaid debit card is very convenient during an emergency when your children may need some extra money and you aren’t close to them.


Prepaid debit cards can be a great way to teach your children how to budget. By having the benefit of tracking everything they are purchasing, you can both sit down and work out a budget together. Help them by reviewing their spending habits and encouraging them to make better decisions next month. When they are in high school, prepaid debit cards for teens are a great way to teach lunchtime budget. They will come to realize very quickly that the money you give them needs to last them the desired period of time.

By giving them this responsibility you are teaching them how to budget and spend more wisely. They will learn how to stretch that money and use it for their needs and not just their wants.

Money Management Skills

If you hand over money without any expectations, your children could spend it on things they want instead of the items you intended. It is important to teach them money management skills so they know what they should or shouldn’t spend their money on.

Safety Net

By using a prepaid debit card, you are putting a cap on their spending. They cannot go over that limit. They will have to learn how to budget their money, and you don’t have to worry about them going on a shopping spree. This is a great reason why prepaid debit cards for your kids can be very helpful.

Stop by a Check City and get a Netspend Prepaid Debit Card today. The only money you pay is the money that you put on the card. These cards even offer you the ability to add more funds when the money on the card runs out. Prepaid debit cards for your kids are a great resource when they need money with the added benefit of learning important life skills.

5 Great Back to School Shopping Tips

Expenses of a New School Year

The beginning of the school year can often times be the most relaxing. Life has finally calmed down at your house. The kids are all back to school celebrating their second or third straight week of perfect attendance. But with a relaxing new school year comes expenses.

Learning to prepare for back to school shopping can be very helpful. Here are a few great tips that will help you with your back to school shopping.

Make Yourself a Budget

It is easy to feel like you don’t need a budget, but that isn’t usually the case.

Creating a budget that fits all of your needs, savings and school supplies is an important key to living well and preparing for the unexpected expenses a new school year can bring.

This year make it your goal to create a budget that will work for your family. This can take a huge weight off your shoulders and make the new school year very relaxing when purchasing your back to school shopping supplies.

It is important to stick to your budget. If you don’t stick to your budget, then you will not benefit from it. As you put together a budget, make sure to work with your family to help find better ways to tailor your budget with your family.

Look Ahead

The time to plan for the unexpected is now. If you wait until the last minute, you will end up paying a lot more.

A major expense of a new school year is back to school shopping. Often times when the demand for school supplies are high, prices can raise because everyone is wanting them. Try and plan ahead and buy your supplies on a school supply sale, or when the prices aren’t raised. Throughout the year, keep your eye out for any school supplies that are on sale.

Find the Best Deals

When you are going through your school supply list, make sure you are getting your back to school shopping items at the best store possible. It is important to know who has the best prices and deals, so you aren’t overpaying.

By shopping out who has the best deals, you will really help lower your expenses of a new school year.

Make a School Supply List

Making a School Supply List can be very helpful saving time and money. Create a list early on so you can keep your eye out for promotions and sales going on throughout the year.

If you have a list, you will walk into the store knowing what you want and need. This will help from overspending and buying unnecessary school supplies.

Be Frugal

You don’t have to spend hours each day finding the best coupon, but it is a good idea to be smart when purchasing and avoid overspending.

General frugality can go a long way towards helping you save money and be better prepared for back to school shopping.


start your application

* Required Field


  • HACKER SAFE certified sites prevent over 99.9% of hacker crime.
  • Cashwise
  • RLS
  • Check City BBB Business Review
  • UCLA

Apply Now Or Call 1-800-404-0254

Find A Location | Rates and Fees | Contact Us | Wireless Policy | Terms of Use | Privacy Policy | © 2004-2020 Check City Online. All Rights Reserved.