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5 Reasons Why You Shouldn’t Stop Your Holiday Job Search

Keep Looking During the Holidays

If you are in the job market during the holidays and want more than seasonal employment, don’t worry, there is hope to find a job. Many falsely assume that job postings are gone for potential employees during the holidays and that assumption gives you the distinct advantage. Job postings are just as popular during the holidays as they are any other time of year.

Many employers are looking for more than just seasonal help. In fact, many employers want to hit the ground running on day one of the New Year. So, looking for a job during the holidays is possible! Here are some tips and trick for your holiday job search:

Less Competition

If you are searching for a job during the holidays, you can actually have an advantage over other candidates. Many employers are preparing to hit the New Year fully staffed. Because many people assume that employers are not hiring through the holidays, candidates may be scarce. You can use the employee scarcity to your advantage. With less competition, this will make your holiday job search a lot easier.

Holiday Hours

With the added business of the Holiday’s, a lot of employers are searching for long and short term employees. Even if it’s a short-term winter seasonal job, that’s okay, this could be a great opportunity to prove yourself and open a door. There are plenty of seasonal jobs that are great, and could lead to a potential full-time position.

Network

If you meet someone who might have the connections you are interested in, make sure to follow-up with a lunch invitation, greeting card or a phone call. If your friends and family aren’t aware that you are in the job market, let them know. Holiday parties are a great way to meet people and network. In order to keep the meetings light and airy, find a common theme you can use to break the ice. You can definitely use these holiday parties to make connections toward your employment goal.

The holidays are a great opportunity to reestablish relationships with former bosses and coworkers. You can use a simple greeting card and a small gift to make a good impression and open a networking dialog. If you’ve lost touch, you can search for them via social media! Networking is really important for your holiday job search.

Social Media

Social Media is another great tool in your job search. Keep your social media up to date with good content! That way, friends and people you meet can contact you. When you are using your social media accounts, it’s vital to make sure your public persona is professional. In today’s world, if employers catch a whiff of controversy on social media, it can cause an offer to be revoked.

You can also find great job opportunities through social media. Keep your eye open for job postings on social media! A lot of employers will send a post via social media when they are looking for new employees.

Recruiters

Take a moment to reintroduce yourself to recruiters you may have met along the way. A tasteful Christmas card with a packet of flower seeds can make a memorable impression. You could also include a small reminder of how and when you met. For instance, if you met at a work-related event, mention the event and something memorable about that event. You might also include a business card as a memory jogger.

If you are looking for a job, the holidays can be a perfect opportunity to get your name out there. You can beat the rush and have less competition in the job market. Don’t hold back during the Holiday season, keep searching for your dream job! Good luck with your holiday job search!

Purchasing Food Wisely

In case the average consumer has not noticed or has not been informed, the average cost of food for American families has steadily increased over the recent years.  Economic and agricultural issues have attributed to this consistent rise in food costs and they are obviously subject to change in the future.

Now, whether this change will be a decrease in costs or an increase is only something that can be projected short term. The uncertainty in the food industry is therefore something families and individuals across the nation should be taking into consideration while planning their monthly budget.

Many families and individuals are struggling financially in today’s economic situation and monthly bills and expenses quickly drain the family’s income.  One of the necessities of a family’s monthly budget is the food costs.

Food costs are and should be an integral part of any family’s budget and should be given priority over most other expenses.  The United States Department of Agriculture publishes a monthly report on the average food costs that a family can expect to pay in order to provide their members with nutritional meals.

In this monthly report, called the Cost of Food at Home at Four Levels, the USDA provides average food costs of four differing amounts of available budgets ranging from thrifty to liberal food costs.  For a family of four persons the USDA finds that it will take an average of around $500 a month to provide quality and healthy meals under the restraints of a thrifty budget.

With this in mind, a family can see the importance of not overspending on food costs.  Avoid high food costs by shopping wisely and looking for discounted food items and those things that can be purchased in bulk.  Using small payday loan from Check City may also be one way that a family can get in the black enough to maintain a stable food budget.

Find the Best Black Friday Sales with These 5 Tips

Black Friday Shopping!

Shopping for Christmas can be fun or a chore. If you watch the sales, you can usually find some good items on sale throughout the year. If you shop Black Friday, however, you can usually find the motherlode of sales! Black Friday has become a shopping tradition. Retailers have dedicated websites to Black Friday Sales all year. Here are some great tips to help you find the best Black Friday sales!

Beat the Crowds

The crowds on Black Friday can certainly be daunting. Some retailers have done away with the lines snaking around the outside of the building. Some stay open on Thanksgiving and have dedicated lines for each of the major sale items. They assume you’ll shop for other items while you wait in line.

If you’re looking to beat the crowds, consider shopping at the mall. You can find smaller crowds at the mall, with more store options in one place. Another great option to find the best Black Friday sales are by finding pre Black Friday sales. You can find great sales the week of Black Friday and miss the massive crowds on Friday.

Budget

In order to take advantage of the best of Black Friday, and not break the bank, set a budget for shopping. With your budget for all Christmas expenses in mind, decide how much you are willing to spend on Black Friday. If you have a budget in mind when you comb through the Black Friday ads, you’ll be able to keep a level head for your shopping extravaganza. With a firm budget in mind, you’ll be able to withstand the overpriced impulse purchases around every corner.

Plan Ahead

During the weeks leading up to Black Friday, scour the Black Friday sale websites and jot down the items you are shopping for, keep your budget in mind and plan carefully. If there is an item you are holding out for, consider calling the store and asking where they will place this item! While you are doing your research, look for great pre black Friday sales! Often, Black Friday isn’t just on Friday, it’s all week.

Some retailers have specific hours for specific items. Make sure you keep the availability times in mind. For instance, if the TV you are looking at is only available from Midnight to three am, make sure you keep the time deadline in mind. Also, be aware that some high-demand items, such as game consoles and TV’s may be offered in limited quantities. If you are after these items, make sure to prioritize these items. If you are looking for several high-demand items, either prioritize your list or bring your friends and station them at various items. Planning ahead is a great way to help you find the best Black Friday sales.

Price Matching

Depending on the store, some will actually price match! Don’t be hesitant to ask, because you can really end up saving a lot of money doing this. Some will price match anywhere from their competitor next door, to their competitor online! This can be very convenient because you can walk out with everything you need with the best prices available.

You Don’t Need It

Always remember that just because it’s on sale, doesn’t mean you need it! That’s why it is always important to plan ahead and map out exactly what you want and need. It can be very difficult to pass up a great sale or Black Friday item, but it’s not worth it if you don’t need it.

Enjoy your Black Friday shopping! Be safe and find some great deals to start your holiday season.

4 Great Thanksgiving Service Ideas

Serving Others on Thanksgiving

Thanksgiving is quickly approaching, and it is a prime time to serve others who are less fortunate. This is typically one of the most popular times of the year for volunteer work. With all of the celebrations, gifts, and heavy meals, it is a great time to lend a hand to those who are less fortunate. The holiday season can be a very difficult time for many people, so this can be a great time to perform service.

Helping others brings a sense of happiness and worth no matter your circumstances. Whether you have an abundance to share, or are struggling and need to get a sense of perspective for your own life, serving others can be a great way to ground yourself and find peace during the holidays. There are so many different ways to serve others. Here are some great Thanksgiving service ideas:

Soup Kitchens

Consider volunteering at a local soup kitchen to help feed the poor and homeless. Soup kitchens are always looking for people to help setup the service area, collect the food, prepare and serve the food. The kitchens are always grateful for helpers, and usually offer flexible schedules and roles. You can spend the day helping others feel a critical sense of connection.

Meals on Wheels

Deliver meals to the elderly in need. You can usually find opportunities at local churches or organizations to deliver meals to the elderly or others. For a small investment of your time, you can help make a family feel connected and happy during the holidays.

Visiting

Visit people in nursing homes or hospitals. You can call a nursing home, or hospital, and ask if they have someone who might need company on Thanksgiving. By determining the age and health of the people you’ll visit, you can tailor your visit to their needs. For instance, you might talk, sing, or enjoy a meal with the residents. Consider taking a small gift to make someone’s day a little brighter.

Fundraise

You can be part of a fundraising opportunity for your holiday. You can participate in a race and raise money for a good cause. If you aren’t up to running the 5K, consider volunteering at the event. You can contribute to a good cause and enjoy the air!

There are many great Thanksgiving service ideas. From fundraising to soup kitchens, the opportunities are amazing. Each offers a sense of well-being and connectedness that can ground you into your own life and make you grateful for your own set of challenges. Thank you for reading, we hope you have enjoyed these Thanksgiving service ideas.

Help Limit Spending With These 4 Tips

Most people are continually on the lookout for different ways to limit spending. Saving money is a common and essential practice among most individuals. Different methods to be smart with one’s money are always being studied, adjusted, and modified. Some methods to help limit spending have always been in place for generations and they continue to be intelligent money management solutions. Others seem to fade as better and more efficient methods are created. Although there are new ways, it’s always important to remember those methods that have been around for generations. Some of these time honored solutions to help limit spending include:

Opening a Savings Account

Opening and contributing regularly to a savings account is one way to limit your spending. If you do not have a card that is linked directly to your savings account, then it is harder to spend the money in that account. A growing savings account can look more and more tempting, so it’s important to set goals in advance what you are going to take out. You may want to have two separate savings accounts or at least two sections of money in your savings account. One section for specific needs like education, vacation or food and the other section for emergency needs.

Budgeting

There is nothing like good old budgeting. Setting and sticking to a budget is hard, but it is one of the best ways to save money and limit spending. By living within your means you can save more money each and every paycheck. If you have never actually set and stuck to a budget before you can try it out yourself or you can try talking to a professional. Sometimes if you get someone else involved you can cut more and really limit spending. Budgeting is a great way to see exactly where all of your money is going. It is very helpful and will help you reduce unnecessary spending. There are a lot of very good budgeting tips and techniques like envelope budgeting, spreadsheet budgeting, etc. Talk to a professional to see what technique best fits your situation.

Use Cash

One additional way that people can save more money is by using cash to pay for items instead of purchasing items with a credit card. This may seem like an old fashioned idea but it is for that very reason that it will work for you. In today’s market, it is rare to see paper money changing hands at the grocery store or other similar mercantile places. With the convenience of credit cards in place of money, there is a trend emerging among individuals who overspend on their credit cards not realizing that they do not have the funds necessary for their purchases. By using cash, people will be less likely to spend money on items they don’t need because they see the physical loss of money at the time of purchase.

Consider purchasing a prepaid debit card from Check City. A prepaid debit card from Check City will have the same money saving result as using cash because you decide how much money to put on the card at any given time. This way you can get the best of both worlds!

De-Clutter

Although this isn’t a “classic” way to limit spending, it is a very creative way. This may just seem like a keyword for cleaning your house but it can actually help you limit your spending. How so you ask? By eliminating the clutter in your home you make it nicer to live in and nicer for other’s to come visit. This will result in staying in and eating your meals in your clean uncluttered house. Now you can spend more time eating at home and having friends over to do fun activities instead of going out and spending money.

We hope you have enjoyed these tips to help you limit spending and save money. Thanks for reading!

4 Reasons to Start Early Christmas Shopping

Christmas Shopping

Christmas shopping can be a joy or a chore. Trying to find the sold out, overpriced gift the day before Christmas in a crowded store can be very stressful. But don’t worry, we are here to help! With these early Christmas shopping tips and tricks, your Christmas shopping experience will be nothing but fun.

Save Money

It’s never too early to start Christmas shopping! Don’t wait for the high prices around the Christmas season. Start now, and chip away at your Christmas list. Whether you have a large family, or small, your budget will feel less of a pinch if you spend a small percentage each month, rather than a chunk in December. Not only can you save money by spreading out your Christmas shopping, but you keep the spirit of Christmas alive all year. You can savor the feeling of finding just the right gift for a loved one.

Save money by early Christmas shopping during big sales. Take advantage of great prices and sales and look for Christmas gifts. From Black Friday to Holiday/seasonal sales, these are all great ways to save money.

By getting your shopping done early, you can have a stress free holiday season and spend your time with family and friends, rather than stressing about Christmas shopping.

Early Essentials

Start your Christmas essentials shopping the day after Christmas. Lights, tinsel and other decorative necessities go on steep discount after Christmas. This is the perfect time to stock up on decorations for next year’s festivities. It may be challenging shopping for Christmas decorations after Christmas, but you will thank yourself for doing that a year later. Don’t be late, start your early Christmas shopping today!

If you have kids, you might want to carefully consider what your kids will like in a year’s time. If your kids like toys now, will they in 12 months? Any gifts you buy at this time should be a projection of what will be pleasing later.

Make a List

Start with a list of family and friends you intend to buy for. Include doormen, bus drivers, no matter how small, your list should be complete. Review your list periodically to keep your recipients fresh in your mind. Reviewing your list is really helpful so you won’t lose track of anyone. If you’ve missed someone, add them to the list so you can buy for them later.

Everyday Shopping

While you are doing your normal shopping, keep an eye out for the perfect gift for someone on your list. If you’re looking for a blouse, and spot a dress your mother would love, buy it and put it away.

As you buy items for your list, remember to put all the gifts in the same place. If you leave gifts in various places, you run the risk of misplacing gifts, or the recipient sees the gift lying around. When you keep the gifts in the same place, you keep the idea of “gift” alive and well.

When you plan your Christmas shopping throughout the year, you can save money, time, and stress. If you have your shopping done early, you are free to enjoy the holidays! Start your early Christmas shopping today!

Refresh Your Old Furniture With These Tips

Reinvigorate Your Furniture

As spring is coming, it’s time to freshen up your home and furnishings. If you’re on a budget, or aren’t ready to replace your furniture, there are ways to refresh and revitalize your furnishings with a few tips and tricks. No matter your budget, you can easily revitalize and refresh old furniture in unexpected easy ways. Keep reading so you can learn how to refinish furniture:

Upholstery

Your upholstered items may be a little worn and need some TLC. Many chairs and other furniture need new fabric and padding to get a fresh look. The best part about this option is that you can pick your own fabric and determine how much cushion you want your furniture to have. You have a lot of flexibility for your own design. You can make previously non-matching chairs suddenly complement each other. There are many DIY upholstery options that are great.

At times, simply changing the filling of your pillows does the trick. After a while, your couch pillows lose some of the spunk they had before. They can get flat and hard to your head, making them ugly and uncomfortable. In many of these cases, you can go to a local craft store to pick up some new filling. Unzip or open a seam in your pillow to remove the old and put in the new. Be sure to tear apart the poly fill inside the pillow to maximize the fluff. Note: These instructions are for pillows that sit on your couch, not the cushions you sit on. Those take a special kind of firm filling.

In addition to upholstery, consider updating the legs on your sofa or chairs. You can add a tapered leg for a modern elegant look, a round bun foot for traditional, or a winged Queen Anne foot. Each leg on your sofa or chair can add a subtle, yet elegant effect.

Wooden Chests and Tables

Wooden tables and chests can be refreshed with a nice refinish. There are many different ways to learn how to refinish wood furniture. A simple can of varnish can make even the most faded wood look brand new. If your wood has water marks or stains, a little mayonnaise can buff out the stains. Simply rub the mayonnaise into the wood and leave for about 30 minutes, and then wipe off. The oil from the mayonnaise will seep into the wood and cover the water marks. Once the stains have been buffed out, add your varnish and the chest will look new.

If varnish isn’t your thing, consider a coat of paint. Black paint can create an immediate air of elegance, while a bright color offers a whimsical feel. Painted furniture can instantly update and refresh your room. If neither varnish nor paint appeal to you, you can add a mirror finish. Cover your furniture with inexpensive acrylic mirror material, which can be cut in interesting shapes for a glamorous and high-end look.

New chest knobs can instantly change the look of your wooden chests. The available knob styles are infinite and varied. For instance, you can create a sense of elegance with a simple decorative knob. You can create a sense of Shabby Chic with glass or porcelain knobs. Throw some new knobs on your furniture today and completely change the look and style of them within minutes.

No matter your level of experience, you can refresh and reinvigorate your furnishings with a few easy DIY projects. The change is only limited by your imagination. There are a ton of things you can do to reinvent the furniture you already have. There are plenty of tools available to you to do it too. So next time you want to replace a piece of old furniture, try reinventing it instead. You could wind up with a new piece for a much cheaper price that you can love for years again.

We hope you have learned some great tips on how to refresh your old furniture. Thanks for reading!

Why You Need a Prepaid Debit Card

Prepaid debit cards are a great tool and can be used in so many different ways. Whether you are trying to practice good budgeting habits, or need a reliable card for you and your family, a prepaid debit card is a great solution. Here are some great reasons why you should have a prepaid debit card:

Pay On-Time with a Prepaid Debit Card

If you do not have experience in making on-time payments, you should start with a prepaid debit card. Using this method will enable you to set aside a set amount of money each month to pay for food, bills, and other necessities. A prepaid debit card allows you to learn good spending habits. Prepaid debit cards do not allow you to spend more than you have. Each month, you can add a new balance to help you better you budget.

Budgeting

A prepaid debit card is a great way to help with your budgeting. Deposit a certain amount each month, and have the certainty that you will not overspend. With prepaid debit cards, you cannot spend more than you have. Start budgeting today with one of the great prepaid debit cards with no monthly fees.

Prepaid Debit cards can also be a great tool to teach your young ones how to budget. Give them their selected budget and go over their purchases with them each month. By doing this, you can teach them better budgeting solutions.

Convenience

The process is simple with prepaid debit cards. Simply purchase one at any of our Check City locations. After you have purchased one, visit any Check City location to upload funds to your card!

Whether someone is looking to control their own finances or wants someone else to have spending money, these cards provide a versatile and effective platform for financial transactions. Be sure to stop by Check City and speak with a customer service representative about a prepaid debit card.

Save Money By Changing Your Oil and Rotating Your Tires

Repair Your Car and Save Money!

Owning a car is a major investment. Many take out loans to purchase a car and spend five or six good years paying the debt off. On top of that, they are paying for gas every week, car insurance monthly, oil changes quarterly and registration every year. The total amount of money you spend just to drive the vehicle ads up to thousands of dollars every year. But it’s okay, because when you purchase your car, you expect to pay for these expenses and you have planned for them.

The hardest thing to afford are unplanned maintenance items. Some mornings you wake up, turn the key in the ignition and hear nothing but unhelpful sputtering. For some reason your car wants to wake up this morning less than you did. With the help of the internet and a few helpful tools, you could diagnose the problem yourself, get the equipment and do the work yourself—removing the need for a high priced mechanic to charge you for labor. Many home mechanics post helpful tips and tricks at figuring out your problem and fixing it.

The most important thing to understand about car maintenance is that when you maintain a good schedule of oil changes and tune-ups, you can keep your car in good working order and avoid more expensive repairs.

Oil Changes

On average, the typical oil change should be done every 5-7,000 miles. When you change the oil, replace the oil filter and use a quality oil or synthetic. For newer vehicles, a 10/40w will be good, while a thicker weight such as 5w30 will suffice. As a rule, Quaker State or Penzoil are quality oils, which can keep your engine in good working order. There are great tutorials on the internet that can teach you how to change your oil.

Tune Up

A Tune-up should be performed every 10-25,000 miles depending on the spark plugs you use. Platinum plugs will last longer, and work better. You should replace the plug wires every other tune-up at least. If your car has a distributor cap, that should be replaced as well, to keep the engine firing correctly. In order to perform your tune-up correctly, it is vital to replace the spark plug wires in the exact order you removed them. If the wires are mixed up, your car will misfire and run rough.

Auto parts

As you prepare to do a tune-up, it’s important to have the correct resources and tools at hand. For instance, for your oil change, you will need a ratchet set, as well as a filter remover. Each model will require different procedures depending on your engine.

When you purchase auto parts, you need to make sure you have the right make/model and engine for your vehicle. Many variables can decide which part you need. The engine size is usually found on the bottom of the hood, or on a plate inside the engine compartment. Once you have the engine size, you will be in a better position to get the right parts for your car.

You can find great tutorials on YouTube that will teach you how to rotate your tires, and change your oil. Don’t be afraid to ask questions, look at pictures and read. Most easy repairs can be completed if you are willing to search out the resources.

People love sharing the things they learn and take a lot of time to write up explanations, take pictures of problems and even demonstrate processes through videos. You do not have to be a car whizz to understand what they are doing. In fact, a lot of times, the explanations are explained at a level that most anyone can relate to.

The best thing about these tutorials is that they are completely free. Combine that with the free labor you will provide and the purchase of materials, you will pay less money on every repair if you can just do it yourself.

Important Tips to Help Prevent Fires in Your Home

Even the smallest of kitchen fires can cause great and extensive damage to a home. Flame and smoke quickly eat and decay a structure’s materials and cause severe personal property damage. Recovering from such a disaster can cost a fortune! The best way to ensure you are not one of the unfortunate homeowners who are affected by the damage incurred by fires is to prepare and plan ahead. Above all of that, fires can be very scary and life threatening. Protecting you and your family from fires is something that should not be taken lightly. It is important that the homeowner is making sufficient and quality preparations. Here are some tips on how to successfully prevent, and prepare, for a house fire:

Proper Insurance

One of the best ways to be prepared for such a disaster is with proper homeowners or property insurance. At Check City we are capable and prepared to offer our insurance services at competitive prices and with great options. Come in to our store locations and talk with an Insure Utah representative to explore our homeowner’s insurance policies and find an insurance plan that will best suit your needs. Visit one of our locations and call on the red phone in the lobby, or call now and get a quote!

Fire Prevention in the Kitchen

The kitchen is a place of fun and laughter in many homes because it is where a family usually gathers together to cook, chat, and eat. In many families, since eating is something that must be done multiple times in a day, the kitchen is the most popular room in the house. The kitchen is also where the largest number of home fires begin. It is very important to help prevent kitchen fires by turning off the stove or oven any time you have to leave the kitchen and turn it back on when you return. Keep anything flammable away from heat sources and open flames, and remember to keep your cooking surfaces clean. By doing this, you will help your home fire safety!

Smoke Alarms

Beyond being well covered with insurance, and keeping the kitchen a fire free room, an extremely important way to prevent fires in your home is by implementing proper preparations and preventative measures in your home now. The initial and crucial preparation that should be taken by families is to install and maintain working smoke alarms. These can be purchased at any hardware store and are the primary fire safety precaution that will ensure your families personal safety in the event of a fire. Install your smoke alarms properly throughout your home. Smoke alarms should be properly maintained by testing, cleaning and dusting it regularly and replacing the batteries. Smoke alarms are crucial to your home fire safety.

Proper Electricity Usage

A large amount of fires that begin in a home are ignited by misuse of electricity within the home. Prevent electrical fires by using electrical outlets responsibly by not overloading their circuits. Electrical fires can also be avoided by the correct use of appliances within the home. When appliances malfunction and are in danger of causing an electrical fire there will often be warning signs that accompany those malfunctions. These warning signs can include unusual smells emanating from the appliance caused by irregular overheating and sparks from the electrical source of an appliance. If these warning signs occur the appliance should be immediately switched off, unplugged and repaired or replaced.

By taking these and other known precautions, a family will be able to not only help prevent and restore fire damage but will be physically secure in the event of a devastating fire in the home. We hope you have enjoyed our tips to help prevent fires in your home. Be safe, and have a good day!

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