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Cashing In on the Holidays

It is that time of year once again. The time of year when loved ones gather and show love to each other through acts of services and kindness and, due to tradition and a sincere desire to make others happy, give gifts.

November and December are collectively known as the holiday season and now is the time of year when most people decide to shift their thoughts to others and, once again, to the gifts they can purchase to show those they care about their love. It is a wonderful time of year, the most wonderful time of year according to a popular seasonal song, and it is made so by the selfless giving of one’s time and money to help lift others.

The Holidays Can Be Expensive!

But because of this spirit of giving, the holiday season is also one of the most expensive times of the year for many families and individuals across the country. In fact, some people even go into debt over the holidays in efforts to purchase all that they think is required to have a successful holiday season.

Make Money During the Holidays?

It is this type of reckless spending during the holidays that can get many families and individuals into financial trouble. But what most people may not know is that the holiday season can also be used by imaginative or industrious individuals to actually make some extra cash in these few short weeks to come.

Work Some Nights

Because of the high stress put on the mercantile and retail industries over the holiday season, there are many corporations and retail stores that are in need of part time and seasonal help in order to cope with the surge of consumer demand. Getting hired on for a few nights a week at a retail store stocking shelves or pricing products is an easy way for a hardworking individual to make a little extra cash off the holidays instead of losing money in the same amount of time.

Sell Things Online

With customers across the country searching for the best deals on their presents and gifts this time of year, an individual looking to make some money off the holidays can also consider selling their unwanted possessions to those who are in the market. Online intermediary sites such as eBay, Craigslist, and Amazon.com can assist private individuals to sell their unwanted items to bargain shoppers across the country.

By taking up the role of a small retailer or boutique owner for just a few weeks during the holiday season, those with quality items around their home that would make good gifts for others can turn a decent profit through online sales. Some knowledge is required to do so, and accounts with various in-between sites may need to be created, but the reward can be well worth it.

Hang Some Lights, Make Some Cash

Other ways to make money this holiday season, not lose it, include searching your neighborhood for odd jobs like hanging decorations or lights or other services that one could offer. An amateur photographer, for example, can make a quick buck by charging for their skills at a local company’s Christmas party or for family Christmas cards.

Refer a Friend, Make Some Cash

In addition to doing things that are directly related to the holidays such as selling products, working for a retailer, hanging decorations etc.. Check City also offers a way to make money by referring your friends or family members who may be in need of some extra money this holiday season. Simply refer your friends and make $30 per referral who gets a loan. It’s just that easy!

Cashing in on the holidays is a great way for a family or individual to turn a normally fiscally draining time of year into a profitable one. Being creative and productive can change this year’s holiday season into a fiscal detriment into a monetary advantage.

Making more Money

Everyone needs it and most people could use a little more of it. Money is a seemingly necessary evil in the modern world and is something that most individuals and families could use more of.

According to the United States Census Bureau, the median household income of American families fell 2.3 percent from the year 2009 to 2010, and has dropped 7 percent since the year 2000. With the gradual decline in average yearly income for families, there may be many individuals and heads of households who are now looking for more ways to make money and support their families.

Get a Second Job

The first thing that person in need of a little more cushion to their funds can do to make more money is straight forward but not simple—work another job. There is little substitute for that which can be brought in by old fashioned, dirty nosed, hard, hard work.

And the same is true with making money. By taking on a second job, an individual or provider for a family can instantly boost their family’s funds.

But taking on a second job can be an extremely difficult task for most people. Having a second job means less time with family and loved ones, less personal time to relax and recover, and less time spent with other responsibilities like school, church, or volunteer work.

Because of the great sacrifice that those working two jobs are required to make in order to make more money for themselves and for their families, those who are considering working two jobs may wish to consider working a part time job. Instead of two part time jobs or two full time jobs, the combination of a full time and a part time job will yield the most in the ration of money to time spent away from home.

Save More Money

The next way for a family to make more money is simply to spend less. While this may be classified under the “save money” column and not the “make money column”, by spending less a family will have more and thereby accomplish the same goal.

Additionally, the money one saves is actually worth more to that person that income from a job because the money that is saved is not taxed. So the adage “a penny saved is a penny earned” can really be stated “a penny saved is a penny earned plus tax.”

To start saving more of one’s money instead of spending it, a person or a family should consider setting and sticking to an organized budget. Maintaining a consistent budget is a fundamental step to financial success.

With a strictly adhered to budget, a person can spend less, save more, and therefore increase their personal profit. The principles of creating a budget can be found online with a simple search, and the details of what to include in the budget and what to spend on each item in the budget can be determined on an individual basis according to the needs and capabilities of the family or individual.

Ask For a Raise

Along with picking up an extra job and spending less with the use of a budget, a person can make more money by asking for a raise at their current job. Asking for a raise can be an intimidating prospect, but if successful, the rewards can be great.

Not only will asking for a raise eliminate the need to secure another job in order to make more money, but often a raise will be accompanied by an increase in responsibilities if not an outright promotion. The best way for a person to successfully ask for a raise at work is by showing the boss or upper management one’s quality contributions to the company.

If an employee is efficient, hardworking, and successful in their duties then they make their company extra money or save their company extra money. Either way, their company will be thankful for their efforts and will be cooperative with the employee seeking a raise because of the need that employee has create for themselves within the company.

In a similar way, a person can ask for a raise or simply receive a raise in the job if they will invest in and receive additional education or training that will make them more of an asset to their current company. Community Colleges are typically relatively inexpensive and can promote an individual’s personal qualifications and certification to the point where companies will increase their pay and job duties to reflect the individual’s enhanced capabilities.

Make Money With Check City

In addition to all of the way’s we’ve just outlined many people aren’t aware that Check City offers several ways for people to make some extra money from home. Check City realizes that some of our best customers come from word of mouth marketing. For that reason we are more than happy to offer referral commission for each customer that you send our way. Depending on whether you go with our referral program or sign up as one of our affiliates you can make anywhere from $30-$100 for each funded loan. This can be a great way to not have to do any extra work but make money by referring any of your friends, family or neighbors that may be in need of our services.

By striving to continue to work hard, and by now striving to work smart, an individual can increase their income through the above tips and techniques.

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