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Staying Current With Your Bills

When you know that you are going to have to pay bills, but you know that your paycheck is still a few days away, there are ways that you can make ends meet. Even if your paycheck is coming only a day late, you may find that you are going to incur late fees that can be extremely detrimental to your pocketbook.  There are many people that are crippled by late fees and are never able to get their head above water, once they start into this cycle. Instead of falling into having to pay late fees, stop by a Check City store and get a payday advance.  This advance will allow you to pay your bills that are due.

 

If you let your bills go unpaid, your bills may be sent to a creditor.  When your bills are sent to a creditor, you may find that there is a negative repercussion with your credit report, which can affect major financial decisions in the future. Rather than having to undergo any of this unnecessary stress, stop by a Check City location and take out a payday advance.  This extra cash will help you get back on your feet and then when your paycheck does come in, you can pay back your advance quickly and easily.

 

You can apply for a payday loan online or you can stop by a Check City store to take out your payday loan.  When you apply for a payday loan, you will need to have a steady source of income,a state or Federal ID and a checking account that is current and valid. Bring in the proper paperwork and make sure that you are ready with the needed information. This way,you can be sure that you are going to head out with the cash that you need.

Getting a Prepaid Debit Card

If you are used to using cash, you may want to transition to using a debit card. Although getting a bank account may be a more difficult endeavor than you wish to undertake, a prepaid debit card may be a great option. There are many different benefits that you can take advantage of when you are using a debit card. If you have never used a debit card, you may want to think about these benefits before you make your final decision…

1. Convenience – When you use a debit card you do not have to carry around the cash that you know you are going to need. You also do not have to make sure that you have all of the cash that you need, but instead you can be sure that the cash that you need is in your account.
2. Time – When you are using a debit card there will be a lot less time that you need for each purchase. There are a lot of people that struggle counting out all of the cash that they need and with one easy swipe, you can spend a lot less time with each purchase.
3. Budgeting – When you use a prepaid debit car you can utilize the different tools to keep track of your budget. You will be able to ensure that you are within your budget and doing all that you can to stay within your budget. You will also be able to easily keep track of your money.
4. Ease – You can get a prepaid debit card without a credit check and you will be able to have some account history as you continue to add money to your account and then use the money that you have added to the account. Taking time to work with the money that you put on the account can be great training for a bank account in the future.

So, if you are ready to take the plunge stop by one of your Check City locations today! We can get you set up with your first prepaid debit card.

Making Home Improvements Wisely

When you are planning on making home improvements, it is important that you know how to go about this wisely. There are a lot of people that make a mess of their home because they do not know how to complete a project that they have started. If you decide to make a home improvement on your own, you should plan out the improvement. Planning out the improvement will require thorough planning to ensure that you are able to complete your task successfully.

First, you may want to consult a professional. Consulting with a professional will cost a minimal amount and may be extremely beneficial as you are deciding how to go about a project. Schedule a meeting with a professional and make sure that you are prepared to write notes throughout the entire consultation.

Second, you should be sure that you can finance the improvement. Some people start an improvement and then run out of money, so they have to stop what they were doing. Living in a home that is not complete can be frustrating and exhausting. Instead of dealing with this, simply head over to a Check City location and take out a Payday Loan. The Payday Loan will provide you with the funds that you need to complete your project.

Third, make sure that you are abiding by any building codes or laws in your area. You should make sure that you understand how you are going to get everything zoned before you start your project. Working with the law will save you a lot of time and energy. You do not want to find out that something that you have done is illegal and end up having to pay fines or fees to the state.

Making a home improvement on your own can be a great way to learn more about your home. Take time to go about it the right way, and you can be very successful.

Converting to Using Money Orders

When you do not have a checking account but you know that you are going to need an easy and reliable way to make purchases and pay bills, money orders may be the answer that you have been looking for. Many people do not realize what a money order is or how they can use it in their day to day lives. A good way to understand money orders is to compare them to checks. Many people are used to writing checks and are familiar with what a check is. When you write a check the cash is removed from your checking account as soon as the check is cashed. A money order is like a check, except the money is taken out when you order the money order.

When you know that you are going to want a money order you will purchase a money order for a specific amount of money. You may find that there is a maximum limit for money orders and you should be sure that you are aware of this before you purchase a money order. After you have purchased the money order for the correct amount of money, you will want to make sure that you have a receipt or a stub that you will keep for your records.

All of our money orders are done through Western Union. If you think that a money order is going to be a great financial solution for you, stop by any of our conveniently located Check City stores to purchase your money order as soon as possible. When purchasing a money order you will be able to buy the money order quickly. The easy process has been designed to ensure that everyone that orders a money order is in and out of the store quickly and efficiently.

Paying Off Your Mortgage Quickly

When you have taken out a mortgage for your home, you will want to work hard at paying of your mortgage as soon as you can. As you are working on paying off your mortgage, you will be working towards financial freedom. When you finally pay off your loan, you will not have a monthly payment that you are stuck paying each month. As you are looking for a loan, you should be sure that you find one that does not penalize you for paying it off quicker. Make sure that you look through all of your loan options to ensure that you have chosen the right mortgage for your needs.

Second, try to increase the amount of your down payment as much as you can. When you can increase the amount of your down payment you will be able to minimize the amount of money you have to take out in loan form. When your loan is finalized you should be sure that you do not miss any payments. If you miss a payment you are going to have to pay more money in penalties. Make sure that you find the money you need to make a payment each month.

When you do not think that you are going to be able to make your payment, stop by any Check City location and take advantage of our Payday Advance loans. This loan will ensure that you have the money that you need to make your mortgage payment. The next time that you get paid, you can go into a Check City store and pay off your Payday Loan with ease.

Finally, try to make as many extra payments on your mortgage as you can. This way, you will be sure that you are on track to paying off your mortgage as soon as possible. When you pay off your mortgage you will be one step closer to complete financial freedom!

6 Amazing Ways to Eat Healthy

Making Your Diet Healthier

Today, it can be very difficult to eat healthy. We have such easy access to fattening foods, not to mention they are cheaper and last longer. But as the New Year starts, a lot of people want to change their ways and make the effort to eat healthier.

When you are working on being healthier, there are small changes to your diet that you can make that will result in a big difference. Slowly introducing small changes to your diet is a great way to ease yourself into a healthier lifestyle. Here are a few ways you can accomplish that.

Drink More Water

First, you can start by drinking more water throughout the day. Work on replacing other beverages with water and carrying a water bottle with you wherever you go. Doctors say you’re supposed to drink at least 8 cups a day, but most people don’t drink half as much as they’re supposed to. If you drink the right amount of water it will result in a better digestion system, clearer skin, and it will keep you from overeating because you will not be as hungry. If you want to eat healthier, drinking water is a great first step.

Freeze Your Fruits and Vegetables

Second, eating healthy foods should be easy and accessible. A great way to make this happen is to spend a little time chopping up fruits and vegetables and storing them in your fridge. When you do this, the fruits and vegetables you get will be convenient and easy to access for healthy snacks and sides to meals.

Keep a Food Journal

The third step to eating healthier is to keep a food journal. Track exactly what you are eating and how much you are eating throughout the day. This will help you to identify problem times during the day or even problem foods that you should not be eating. A food journal can be very eye opening as you start to eat healthier.

If you’re not good at remembering to fill out your journal every time you eat, there are apps that you can download on your phone to write down everything you eat as well. Certain apps even allow you to search specific brands, and it can tell you exactly how many calories are in it. Set alarms on your phone to remind you to fill out your app. Since most everyone always has their smart phone on them, it’s much easier to record these things on your phone than to carry around a food journal everywhere you go. It’s also a lot less conspicuous when you’re out eating dinner with friends.

Grow Your Own

You may have a green thumb and not even know it. Before you start buying all your fruits and vegetables at the grocery store, try planting some of them on your own. You may only be planting cilantro at first, but eventually you could be planting your own tomatoes and cucumbers. You’ll find that not only is it easier to get it from your own backyard compared to the store, but it’s also much tastier when you know exactly where it’s been.

Go Gluten-Free

Certain diets have gone in and out of popularity over the years. At one time it was all the rage to go on the “South Beach Diet,” and they even sold little lunchable-style meals that you could take with you to work or school. Today, that diet trend has become gluten-free food. As it is an actual diet restriction for many people, restaurants and grocery stores have made meals and products with gluten-free ingredients much more readily available. Those who have gone on this diet have found that it makes a big difference.

Choose the Healthy Alternative

When you’re at the grocery store, you are usually given many options of flavors and brands and styles of any given product. In the bread aisle there are always wheat options and in the dairy aisle there is always a low-fat option. While they do have a small difference in taste, it is worth it to save the unnecessary fatty calories. Next time you go to the grocery store, choose the healthy alternative.

Eating healthier may result in having a healthier body. This may help you minimize the cost of your healthcare and save more money. If you do not have the money to start right away, stop by Check City store as soon as possible to take out a Payday Advance loan. This way, you can head straight to the grocery store to purchase the fruits and vegetables that you should be eating on a daily basis.

Getting Your Taxes Filed On Time

If you have not filed your taxes you may be well aware that April 15th is looming awfully close.  When you do not file your taxes on time, you may find that you are going to have to pay excessive late fees or other types of fees that you cannot afford.  Make sure that you are taking the time that you need to file your taxes and be done with the process.

 

As you sit down to do your taxes, you may find that you are overwhelmed. When the paperwork does not make sense, you do not know what is being asked of you or even when you know you just won’t have time to file your taxes seek professional help.  Come into any one of your convenient Check City locations and set up an appointment to file your taxes.

 

A Check City employee will explain what paperwork you will need to bring in and you can come back for your appointment. When you come back for your appointment, you will be able to work with a professional representative that can help you work through any questions or concerns you may have about your tax situation.

 

Filing your taxes does not have to be confusing or even stressful.  When you have a professional working with you and acting as your advocate, you can be sure that your taxes are going to be filed quickly and in a manner that will benefit you.

 

After you have filed your taxes, make sure that you keep the important paperwork from the process.  This way, if there are ever any questions about the taxes that you filed, you will be able to reference the paperwork that you have to answer questions or solve any problems.  Keep your tax information in a safe and secure place to ensure that you will have it whenever you should need it.

Starting Your Spring Yard Clean Up

When the snow starts to melt away and your grass re-emerges from its winter hiatus, you have to be prepared to start caring for your yard. This year, make sure that you are ready for spring to roll around by preparing to care for your yard. There are many ways that you can get yourself ready, so your lawn is in full bloom as spring progresses into summer.

 

First, you should be sure that you have all of the gardening and maintenance equipment that you need.  If you know that you are going to need this equipment, but you do not have the resources to purchase this equipment stop by Check City to take out an installment loan.  Quick, easy and transparent, the installment loan is a great way to ensure that you are prepared to start taking care of your lawn properly. Stop by any Check City location today and be on your way with the cash that you need.

 

Second, you want to make sure that you dedicate time to working on your yard.  You want to make sure that you are consistently working on your yard to ensure that it never gets too out of control.  While you are working on your yard, you have to be sure that you have a plan and that you stick with your plan.

 

Finally, be sure that you consult with a professional if you feel that you are in over your head.  You may need some help creating a plan or you may need some help executing a plan that you have created to ensure that your lawn is going to be well taken care of. No matter what you need, if you get an early start you can be sure that you will have a yard you can be proud of.

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