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Barclays Personal Loan

The main perk of a Barclays personal loan is that they have absolutely no fees, but their loans are by invitation only. If your credit doesn’t qualify you for an invitation, check out the Check City Personal Loan where everyone is welcome to apply!

Barclays personal loans are offered by invitation only and, according to an announcement in June of 2019, might be phasing out of existence in the near future.

Personal Loans are installment loans paid back over a period of months or years, depending on your loan contract and the amount borrowed. Personal loans are most commonly used to fund major purchases, emergency expenses when you’re caught without an emergency fund, or to consolidate multiple debts into one payment. The loans at Barclays are best used to reduce monthly payments and save money by consolidating debts.

Barclays Personal Loans: A Quick Look

Loan shopping doesn’t have to be complicated. There are a few basic items you’ll need to know and then you can make a decision from there.

Loan Amount: $5,000 to $35,000

Rates: 5.74% to 20.99% APR

Fees: no fees

Terms: 36 to 60 months (3 to 5 years)

Basically, Barclays personal loans are for people with good to excellent credit scores who know how to manage their credit. If you meet these requirements then Barclays will mail you an invitation to apply for one of their loans. You need to have both good credit and a personal invitation from Barclays in order to apply for their personal loans.

Who are Barclays Personal Loans Perfect For?

There are 2 requirements that will determine whether a Barclays personal loan is the best option for you. First, you have to have an excellent credit score and credit history. Second, you have to receive a personal invitation from Barclays. If these 2 items describe you then a Barclays personal loan is a great choice, especially since they offer flexible loan terms with no fees.

PROS

  • Flexible
  • Exclusive
  • No fees
  • Great for debt consolidation

Who Should NOT Get a Barclays Personal Loan?

If you have a credit score that is less than average then you might not qualify for a Barclays personal loan invitation. But don’t feel too bad if you don’t qualify for an invitation. There are other reasons to not choose a Barclays personal loan as well.

CONS

  • By invitation only
  • Not great for borrowers with low credit
  • Takes a few days for funds to drop

An Alternative to Barclays Personal Loans

For those of you who haven’t received an exclusive invitation for one of Barclays personal loans, don’t worry. You aren’t alone and there are still great personal loan options available to you, even if you have low credit. Check City Personal Loans don’t require an invitation. Everyone is welcome to apply regardless of their credit. Check City also offers shorter loan terms so you can get smaller, easier to pay back loans. But these aren’t the only reasons to check out a Check City Personal Loan.

Reasons to Get a Check City Personal Loan:

personal loan review

Check City is a direct lender so you won’t have to deal with third-party go-betweens. Instead, you’ll only apply with and receive funds from Check City.

Check City is a state licensed lender in each state they operate in. So you won’t have to worry about your loan being safe, secure, and authorized.

Check City has an online application that only takes a few minutes to fill out.

Check City doesn’t have credit requirements so even borrowers with low credit scores can still apply.

Check City has no origination fee meaning they won’t charge you a fee just for starting an account with them.

How to Apply for a Check City Personal Loan

To apply for a Check City Personal Loan all you need is a few minutes and a few documents. The process doesn’t take very long and if you visit a Check City store to apply, you can even walk out with your funds in one visit.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. Would you rather apply for a loan in person? Check City provides that option too! You can also apply for a Check City Personal Loan over the phone or in the store.

Apply in the Store. By applying inside the Check City store, you can actually walk out with cash in hand in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254 to apply with a Check City representative over the phone.

The Check City personal loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR PERSONAL LOAN OPTIONS

Check City American Express Citizens Bank Avant Barclays
Amount $300 to $3,000 $3,500 to $40,000 $5,000 to $50,000 $2,000 to $35,000 $5,000 to $35,000
Rates lower APR than our payday loans 6.90% to 19.98% 6.78% to 20.88% 9.95% to 35.99% 5.74% to 20.99%
Fees no origination fees no origination fee, there are late fees no application fee, no annual fee, no late fee no prepayment fee, but there is an administration fee up to 4.75%, a $25 late fee, and a $15 dishonored payment fee no fees
Terms 6 months 12 to 48 months 36 to 84 months 24 to 60 months 36 to 60 months
Min. Credit Score none 660 680 580 excellent credit

Don’t settle for less in a personal loan. Research the personal loan options available to you before making a choice. That way you’ll know you’re getting the best personal loan for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Lending Tree Personal Loan

By using Lending Tree you can get a Personal Loan from $1,000 to $50,000. But since Lending Tree isn’t a direct lender, you’ll still have to research each loan option before picking an actual lender. For a more straightforward loan, check out the Check City Personal Loan and skip the go-between.

Does Lending Tree offer personal loans? No, Lending Tree does NOT offer personal loans. Instead, they offer services to connect customers to actual loan providers.

There are many loan providers out there that provide personal loans for all kinds of reasons. Each loan provider is different and has its own requirements, rates, and fees to consider. Lending Tree is an example of an indirect lender meaning they themselves don’t provide the loan, instead they connect you to loan providers after reviewing the information you give them so you can compare and choose a loan provider.

Lending Tree Personal Loans: A Quick Look

Lending Tree does not actually have personal loans. What they can do is connect loan customers to lenders that offer personal loans from $1,000 to $50,000. But this loan basic loan range is the most details Lending Tree can offer without more of your personal information to help them determine the kind of loan you could get. You also won’t know how much using Lending Trees services will cost you until after you give them enough personal information.

Maximum Personal Loan: $50,000

Minimum Personal Loan: $1,000

Rates: N/A

Fees: N/A

Terms: N/A

When: N/A

Basically, Lending Tree is a great place to go if you have no idea where to shop for a personal loan. They can give you a couple of loan options to go through and choose from. But it’s important to remember that Lending Tree isn’t an actual loan option, but an extra step in your search for a personal loan.

Who is Lending Tree Perfect For?

Lending Tree is a great place to go when you want some online research help in comparing loan providers. If you need a personal loan and are feeling especially lost in finding one, then Lending Tree can help you pick and choose between loans that could work for you.

Who Should NOT Use Lending Tree for a Personal Loan?

Since Lending Tree doesn’t have personal loans, it may not be the best option for those looking to get their loans quickly. If you need a personal loan fast, then Lending Tree might only make your loan process longer and more complicated. You’ll have to give them all kinds of information about yourself and your finances, then compare the loan options they provide, then go through the actual loan application process. That’s a long time to wait for the funds you need right now. If any of the items listed below sound like you, then you might want to consider skipping the Lending Tree route when searching for a loan.

  • If you need your personal loan money fast
  • If you only want to go through one application process
  • If you don’t want to give out your information to a third party
  • If you want to compare loans for free

An Alternative to Lending Tree

Instead of going through the added hassle of using Lending Tree to search for the perfect loan, take advantage of personal loan reviews like this one to sift out which loan is best for you. You can also skip the loan search entirely and take advantage of the easy to use Check City personal loan.

Reasons to Get a Check City Personal Loan:

personal  loan

  • Check City is a direct lender so you only have to deal with us.
  • Check City is a state licensed lender.
  • Our application process is quick and simple.
  • You can still apply, even if you have a low credit score.
  • We have no origination fees.
  • You can get your loan TODAY.
  • You can pay back your loan in as little as 6 months.
How to Apply for a Check City Personal Loan

Applying for a Check City personal loan is super easy to do. The process is quick and simple! All you have to do is go to our online Personal Loan Page and fill out the application form. It only takes a few minutes! You can also apply for a Check City personal loan over the phone or in the store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply online.

Find a location near you and apply in the store.

Or call Check City’s Loans By Phone number: 800-404-0254

If this personal loan option sounds right for you, don’t hesitate to give us a call, visit our website, or visit our stores and get your funds now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

USAA Personal Loan Citibank Personal Loan
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $2,500 to $50,000 $2,000 to $50,000
Rates lower APR than our payday loans 6.99% to 24.99% 5.49% to 22.99% 8.99% to 18.00% 7.99% to 23.99%
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties no origination, application, or prepayment fees no origination fee
Terms 6 months 36 to 84 months 12 to 84 months 12 to 84 months 12 to 60 months
Min. Credit Score none 660 600 high credit score high credit score

 

Personal loans all come with their own requirements, but so do you! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

 

READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

Chase Personal Loan

Chase offers a lot of services, but Personal Loans aren’t one of them. You can find auto loans and mortgages with Chase but if you want the Flexibility of a Personal Loan you may have to look elsewhere for your loan.

Does Chase offer personal loans? The simple answer is NO, Chase does not currently offer personal loans.

Many banks don’t actually offer personal loans. Like most banks Chase also doesn’t offer personal loans. Instead Chase mainly offers saving and checking account services. The closest services to a personal loan they offer are credit cards, auto loans, and mortgages, but they don’t technically offer personal loans. But don’t worry because there are other personal loan options out there that we’ll touch on later in this article.

Chase Credit Cards: A Quick Look

Pros Cons
some of their cards offer cash back and bonus points some of their cards only let you earn back on certain things like dining and travel
some of their cards let you earn back 1.5% to 6 times on purchases some of their cards have fees up to $95
some cards have no annual fees

Chase Auto Loans: A Quick Look

Pros Cons
you can refinance the loan you need to be a Chase customer with a checking account for refinancing options
loan terms are 12 to 84 months you might want to pay back the loan in less than a year
loan amounts are $4,000 to $600,000 you might need an even smaller loan
great for buying a new car or refinancing existing car loan not great for other personal reasons

Basically, Chase is a great place to go if you’re looking for auto loans in order to buy a new car, or if you’re looking for different credit cards that offer an array of benefits. But if you are looking for a more flexible loan that you can use for a larger variety of personal reasons then you’ll need to look at other loan providers.

Who are Chase Loans and Credit Cards Perfect For?

The Chase auto loan is great if you need to purchase a new car or refinance your car payments. Likewise, Chase credit cards are great if you travel a lot and want to accumulate benefits for all the money you spend on traveling expenses. If you need a large auto loan or credit cards great for travelers, and you meet the below requirements, then Chase may be perfect for you.

  • If you have a high credit score
  • If you need a large auto loan
  • If you have a lot of travel expenses for tickets, hotels, and dining
  • If you already have a Chase account

Who Should NOT Get a Chase Loan or Credit Card?

If you don’t meet the above requirements, or you’re just looking for a quicker, smaller loan that you can use for something besides a car, then you may want to keep shopping for your perfect loan. If any of the listed items below represent you, then you should consider a different personal loan provider.

  • If you need a smaller loan
  • If you want to pay back the loan in less than a year
  • If you don’t already have a Chase account
  • If you need your loan quickly, or that same day
  • If you have a low credit score
  • If you can’t afford a hard credit pull application on your credit score
  • If you have personal reason beyond cars for needing a loan

An Alternative to a Chase Personal Loan

Check City offers a different kind of personal loan. So if the features and requirements present in Chase’s loan and credit services don’t work for you, a Check City personal loan might be your answer.

Reasons to Get a Check City Personal Loan:

personal loan for you

  • Check City is a direct lender
  • Check City is also a state licensed lender
  • The application process is quick and simple
  • You don’t need a high credit score to apply
  • There are no origination fees
  • You can get your loan TODAY
How to Apply for a Check City Personal Loan

Check City personal loans are incredibly easy to use. Just visit the Check City Personal Loan Page and you can quickly apply for your loan online, at a nearby Check City store, or even over the phone!

All you need to apply for the loan is:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply for a Check City Loan Online by clicking HERE.

Find a conveniently located Check City Store by clicking HERE.

Or call Check City’s Loans By Phone number: 800-404-0254

Check City personal loans have a fast and easy process, and if you go into a Check City store to apply, you can actually walk out with your personal loan funds that very same day! Check City personal loans are great for loan customers that need a quick, easy to use, smaller personal loan that they can pay back in a matter of months instead of years. They’re also a great loan option for customers with lower credit scores since Check City doesn’t pull a traditional credit report when processing your application.

LOAN COMPARISON CHART

Check City Personal Loans Discover Personal Loans Wells Fargo Personal Loans

Chase Auto Loans
Amount $300 to $3,000 $2,500 to $35,000 $3,000 to $100,000 $4,000 to $600,000
Rates lower APR than our payday loans 6.99% to 24.99% APR 5.49% to 22.99% APR depends
Fees no origination fees no origination fees, no closing costs no origination fees, no prepayment penalties depends
Terms 6 months 36 to 84 months (3 to 7 years) 12 to 84 months (1 to 7 years) 12 to 84 months
Min. Credit Score Check City doesn’t pull a traditional credit check, and if you have a low credit score you can still apply for a Check City personal loan 660 600 high credit score

 

When you think of loans you often think about the requirements you need to meet in order for you application to get approved. But you have loan requirements too! Everyone is looking for something different in a personal loan, like the ability to refinance the loan later, or the ability to get the loan right away. You can find all these key qualities with a Check City Personal Loan!

Whatever your own personal loan requirements might be, you should always study up on what features each loan provides before making a choice.

 
READ MORE
Learn more about the usefulness of loans, “The Usefulness of Loans from Large to Small.”

Budget like a boss by reading, “Budgeting in 4 Easy Steps.”

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

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