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How Much Do Dentists Make?

dentist salary

When picking a profession many people wonder about annual salary, because earning potential might impact which career path you choose.

By knowing how much you can earn in each field, you can better know what jobs best fit your desired lifestyle and have the ability to support yourself and your loved ones. Meanwhile, if you’re in between jobs and need some financial help, feel free to check out Check City’s Payday Loans to help get you through the job hunt.

The Different Kinds of Dental Professions

Dentistry is a great profession to go into if you want great hours along with great pay. There are also many different kinds of dentists so you have many choices within the field of dentistry as well.

All dentists need to have a professional degree, which usually involves going to dental school, though some dental professions require even more schooling. As we go down this list of dentist professions, their amount of required education increases.

Dental Assistant

Dental assistants are like the RNs of the dentistry world. They help out the dentist, perform routine cleanings, take x-rays, keep records, and schedule appointments.

General Dentist

A general dentist is the person you see for your regular annual dental checkup. They primarily focus on preventative care by teaching you how to take good care of your teeth so problems don’t occur in the first place. They’ll perform cleanings, X-rays, fillings, and other basic dental care.

Pediatric Dentist

A pediatric dentist is just like a general dentist except they specialize in treating children. Children come with their own kind of teeth and their own struggles when it comes to doctors, so pediatric dentists are helpful in that they focus on managing children, teaching them in ways they’ll understand, making the experience at the dentist less scary, and caring for their young mouths as they grow from baby teeth to adult teeth.

Orthodontist

If you have braces then you know that orthodontists are the ones you go to for this kind of care. But they don’t just handle braces. They also handle a lot of other issues connected to a misaligned mouth or jaw.

Oral and Maxillofacial Surgeon

Oral and maxillofacial surgeons are the surgeons of the mouth. They focus less on teeth and more on the tissues around the mouth—like gums, cheeks, lips, palates, tongue, and other facial tissues. These are obviously going to be more invasive treatments, so oral and maxillofacial surgeons continue school for a while after completing dental school. Though they focus more on the tissues related to the mouth they do also deal with tooth extractions.

Periodontist

Periodontists are all about your gums. They specialize in taking care of gum-specific problems and treatments. Some examples of the issues that can occur with gums are inflammation, pain, and gum diseases. If you have an issue with your gums specifically, then you might need to see a periodontist.

Prosthodontist

Prosthodontists are the people you go to when you need a tooth replacement. They take care of what’s called oral prosthetics, like false teeth. They are also the doctors you see in advertisements about getting extreme smile makeovers.

Endodontist

Endodontists specialize on the inside of teeth. The inside of your tooth is actually full of soft, sensitive tissue and can suffer its own kinds of damages and ailments that need to be treated by a professional. These are also the dentists that perform root canals.

How Much Do Dentists Make a Year?

infographic dentist salary

In 2018, dentists made an overall median salary of $156,240 per year and $75.12 per hour.

The lowest earning 10% of dentists earned less than $72,840 a year and the highest 10% earned more than $208,000 a year.

According to the Bureau of Labor Statistics (BLS) general dentists make an average of $151,850 a year. According to PayScale, pediatric dentists make an average $178,141 a year, orthodontists make $181,705, oral and maxillofacial surgeons make $243,806, periodontists make $173,939,
prosthodontists make $169,853, endodontists make $201,080, and dental assistants make $34,095.

How Much Do Dentists Make a Month?

monthly income

In 2018, dentists made an average of $13,020 per month

Sometimes it helps to break down yearly salaries into monthly income, especially if you’re currently living month to month. According to the same figures above, general dentists make an average of $12,654 every month, pediatric dentists make $14,845, orthodontist make $15,142, oral and maxillofacial surgeons make $20,317, periodontists make $14,494, prosthodontists make $14,154, endodontists make $16,756, and dental assistants make $2,841 a month.

The BLS found in their most recent population survey that the average full-time worker makes about $3,744 per month or $936 per week. Meanwhile, the average dentist is making around $13,020 per month, putting dentists’ salaries far above the national average.

Dentist Earnings by Location

how much dentists make by location

Some of the highest employment rates for dentists come from California, New York, Texas, Florida, and Illinois.

The pay that dentists can expect can also vary depending on state. Some of the top paying states for dentists are Delaware, Alaska, Rhode Island, Minnesota, and New Hampshire.

Dentists do best in less dense areas because they are more likely to have less competition and therefore more pay and flexibility.

How much do dentists make in California?

California is actually the state with the highest employment level in the U.S. California also ranks in the top 5 for states with the highest number of jobs and locations for dentists. The mean annual wage for dentists working in California is $151,490 per year and $72.83 per hour. Overall, California is a great place to be for a dentist.

How much do dentists make in Texas?

Texas is also a high ranking state in terms of employment level and availability. They offer a mean wage of $185,680 per year and $89.27 per hour, so New York actually beats California when it comes to salary.

How much do dentists make in New York?

New York is also a top contender for the state with the highest dentist employment levels. They feature an annual mean wage of $164,520 and $79.10 per hour. Overall, Texas might beat both California and New York where annual salary is concerned, but you have to consider where you’d like to settle down as well.

How to Become a Dentist

Now that you’ve seen the many benefits of becoming a dentist, you might wonder where to start on your journey to becoming one!

Step 1: Get a bachelor’s degree

It’s most helpful for you to major in a pre-dentistry major if your school provides something like that, or in a science major in order to have the upper hand later in dental school.

Step 2: Take the Dental Admission Test

In a way, dentists have to take their own version of the MCAT, just like aspiring doctors do. It’s called the Dental Acceptance Test and it is administered by the American Dental Association. The test takes 5 hours, and the current average score is 19 out of 30 points.

Step 3: Get a doctorate

Make sure that whatever doctorate you go for will be accredited by the Commission on Dental Accreditation. This way you won’t have any problems getting your license to practice dentistry afterward.

Step 4: Get licensed

To get your dental license you have to take another test. The National Board Dental Examinations are administered by the Joint Commission on National Dental Examination

 

The perks to being a dentist are endless. Along with a great salary and job outlook, you can transform the lives of your patience and alleviate their fears along with their pains.


Sources


US Bureau of Labor Statistics. “Dentists.”

Tax Scams 2020: A Comprehensive Guide

Tax-Scams

In 2018, the IRS had 649,000 confirmed cases of fraudulent tax returns from scammers trying to steal over $3 billion in tax refunds.

Explore this Article

 

There are a lot of new and old ways being used to trick taxpayers and tax preparers alike. Like fake emails and phone calls, or even holding important documents they’ve stolen up for ransom. But the IRS is doing everything they can to protect taxpayer’s personal information and weed out scammers.

 

Protecting your information and important documents is the key to avoiding tax scams. Knowing a thing or two about what tax scammers are doing and how they’re doing it can also help you spot a scammer before you get taken advantage of.

 

What are Tax Scams?

 

A tax scam is when someone uses tax season to steal private information. Many tax scams try and steal your personal information so they can file your taxes before you do, and claim your tax refund for themselves.

 

How to Tell if Something is a Scam

 

There’s not a worse feeling in the world than getting fooled by a scammer. Avoid letting this happen to you by first understanding what scammers want. They want to get you to pay for fraudulent services or they want your personal information. Second, learn to recognize the characteristics of a scam before it tricks you.

 

  • They will try and make you panic
  • They will try and get you to download something
  • They will try and get you to click on links
  • They will want you to pay in prepaid debit cards, gift cards, or wire transfers
  • They will demand immediate action and try to rush you
  • Their site won’t be secure
  • They will contact you in a way that the IRS won’t, like through emails, phone calls, or texts
  • Their promises will sound (and be) too good to be true

 

Common Tax Scams

 

The official website of the IRS is a great place to go for information and resources about tax scams. This year the IRS published a list of tax scams they call the “Dirty Dozen.” Here’s a brief recap of the tax scams you’ll want to look out for and what you should do if one of these tax scams hit you.

 

1. Berkheimer Tax Innovations Scam

 

Berkheimer Tax Administrator Services is an example of taxpayers receiving concerning letters in the mail about their taxes. They are one tax preparation company that has received a lot of flax for less than ideal business practices. Many of their customers have complained to the Better Business Bureau about receiving strange letters saying they owed delinquent taxes and asking for payment.

 

Be careful where you choose to file your taxes. When researching tax service providers you can always check their status on the Better Business Bureau’s website to make sure you aren’t falling prey to a scammy or fraudulent company.

 

2. IRS Tax Scam

Some tax scams will try and pretend they are the IRS in order to get you to pay them or give them information. This is also called phishing.

 

Phishing is when a tax scammer sends out emails or even creates a fake website to trick people into thinking they are the IRS. But the IRS directly states on their official website that they “will never initiate contact with taxpayers via email about a bill or tax refund.”

 

So if you receive an email claiming to be from the IRS, you can immediately know it’s a scam and report it. Do not click on any links or respond to any emails claiming to be from the IRS. By interacting with a fake email from the IRS you can jeopardize your computer and your personal information.

 

The IRS directly states on their official website that they will never do the following:

 

  • The IRS will not call you demanding immediate payment through a prepaid debit card, gift card, or wire transfer. If you do owe the IRS money, they will first mail you a bill, and you will never pay the IRS through prepaid debit cards, gift cards, or wire transfers. Scammers like to use these forms of payment because they are difficult to track.
  • The IRS will never threaten to have you arrested.
  • The IRS will never demand payment without allowing you to question or appeal what you owe.
  • The IRS will never ask you to give them your credit or debit card numbers over the phone.
  • The IRS will never suddenly call you about an unexpected refund for you.

 

3. Tax Evasion Scam

 

There are several forms of Tax evasion scams you should be aware of. These types of scams will try and sell programs to help you avoid paying taxes.

 

Offshore Tax Avoidance

 

One tax scam is to try and hide income offshore in order to avoid paying taxes on them. If you’ve been involved in any offshore tax avoidance, the best thing you can do is voluntarily catch up on your taxes to make things right.

 

Frivolous Tax Arguments

 

Some tax scammers will try convincing you to take part in frivolous tax arguments to try and avoid paying taxes. These cases are repeatedly thrown out in court, no matter what the tax scammer might say.

 

Abusive Tax Shelters

 

There are people who create complex tax avoidance schemes and then sell them to unsuspecting members of the public. Be aware that there are tax scammers like these, trying to peddle too-good-to-be-true schemes, plans, programs, or shelters.

 

4. Tax Fraud Scam

 

Other scammers will try and encourage taxpayers to fake information on their tax return in order to get certain benefits.

 

Return Preparer Fraud

 

Be careful when choosing a tax preparer or tax filing service. Make sure the website is secure and that the tax filing service is trustworthy and legitimate. Many scammers will try to pose as tax preparers to get ahold of your precious personal information and documents.

 

Find an established tax preparer you can trust, like Check City Tax Services, where you can file your taxes in a timely manner and know your documents and personal information are secure.

 

Inflated Refund Claims

 

Be careful if you are being promised an inflated tax refund, or if your tax preparer tries to get you to sign a blank return. When promises seem too good to be true, they often are. Trust this instinct and avoid scammers who will try and reel you in by promising larger than life tax refunds.

 

Falsifying Income to Claim Credits

 

Never trust a tax preparer that tries to convince you to falsify information on your tax record. All information on your tax return should be accurate. If someone tries to convince you otherwise, like that you received more income than you actually did, they are lying to you. Scams like these will lead you to pay large bills and penalties back to the IRS.

 

Falsely Padding Deductions on Returns

 

Again, all the information on your tax returns should be accurate. Do not inflate your deductions or expenses in order to pay less in taxes or get a larger tax refund. If your tax preparer is trying to work this way, then you should move your tax filing business elsewhere.

 

Fake Charities

 

Beware of fake charities. Sometimes you can recognize a fake charity because they will try and use similar names to well-known charities in order to confuse you. Donating to a worthy cause is a great thing to do, but not if you don’t take the time to double-check that the charity is real.

Excessive Claims for Business Credits

 

Be careful not to claim tax credits that you don’t actually qualify for. The fuel tax credit or the research credit are examples of tax credits you more than likely don’t actually qualify for. Make sure you fully understand each tax credit before trying to claim one.

 

5. Tax Scam Calls

 

You might receive a phone call from a person claiming to be an IRS agent. These fake IRS agents may even threaten you over the phone with legal action, police arrests, deportation, or license confiscation, but these threats are empty. They are only trying to make you think you are in trouble so that you panic and give them what they want.

 

If you receive a phone call from someone claiming to be an IRS agent and trying to do any of the following things, you can rest assured it is a scam and feel free to hang up and block that number.

 

6. Identity Theft

 

Some criminals will try and use the tax season to steal identities. One of the primary ways that someone can steal your identity is by getting their hands on your social security number or card. Then they can pretend to be you and try to claim your tax refund.

 

Keep your personal information safe by never revealing your social security number to anyone, and by keeping your social security card in a safe and secure location. It is also a good idea to memorize your social security number so that you don’t need to carry your card in your wallet where it’s more likely to get stolen.

 

How to Report a Scam

 

If you come across a Tax scam or fall prey to one, then you’re going to want to know how to report it.

 

First, fill out a 14039 form and send it into the IRS.

 

If you have any other questions about how to report any kind of tax scam you can find the information you need on the IRS website, Tax Scams – How to Report Them.

 

You can also visit the official website of the Office of the Inspector General (OIG) and Social Security Administration.

 

How Do I Know If I’ve Been Hacked?

 

One way to know if you’ve been hacked by a tax scammer is when you have trouble filing your taxes. Tax scammers often try and e-file your taxes before you do in order to snag your refund for themselves. You’ll then be unable to e-file your own taxes because the tax scammer already did it.

 

So if the IRS denies an e-file be wary, it could be a garden-variety error that you can go back and fix, but you should be able to successfully resubmit it if there was just a minor error.

 

Tax scams may seem scary but once you learn to recognize them, you’ll easily avoid being duped. Just be sure to protect your personal information and always be cautious in all your dealings. It’s always better to be overly safe than to wind up being sorry later.

The Beginner’s Guide to Filing Taxes

The-Beginners-Guide-to-Filing-Taxes

Doing taxes might be one of the most procrastinated tasks we have to do each year. But it doesn’t have to be that way.

 

With all the tax services available today you can get your taxes filed away with just a few clicks of a button. Some tax service places will even let you file your taxes early so you can get it done asap and cross that item off your to-do list right now. However you choose to do your taxes, there are a few things everyone should know about filing taxes.

 

How Do I File My Taxes?

 

It’s a common misconception that filing taxes is confusing and difficult to do. It really isn’t! Just follow these steps:

 

Step 1: Gather necessary documents

 

W-2 form.

 

You’ll get this from your place of work and it will have all the information you need on it—how much you got paid and how much you paid in taxes through your paychecks.

 

1099 form.

 

If you’re self-employed, a contracted employee, or a freelancer, then you’ll get a 1099 form from each of your employers instead. Since you aren’t receiving a taxed paycheck from an employer you may have to pay your taxes after filing since your taxes weren’t automatically paid throughout the year via taxed paychecks.

 

Step 2: Use these documents to file taxes

 

Give documents to a professional tax service.

 

The easiest way to get your taxes done is to simply submit these documents to a professional tax service. You can visit a financial store, like Check City, that offers tax services in person. Check City even offers Tax Advance Loans so you can get your refund sooner.

 

You can also use an online tax service to do it online. You may have to use your W-2 or 1099 forms to fill out some of the information. Using a tax professional or service will often come with some service fees.

 

File your taxes manually with the IRS.

 

You can also do it yourself by filling out a form called a 1040. Then you simply mail this form to the IRS. This route doesn’t have any service fees, besides postage, but it’s more effort on your part and takes more of your time.

 

Once you’ve finished filing taxes you’ll be able to see how much you owe or are owed. If you owe money you can mail it into the IRS. If you are owed money then you can expect a check in the mail after the IRS is done processing your filed taxes.

 

When Do I File Taxes?

January.

 

You can file your taxes as soon as you receive the documents you need. These documents are your W-2 form from your employer or any 1099 forms you get from employers and contractors. You’ll usually receive these documents in January or you’ll need to request them.

 

This year the IRS will start accepting filed taxes on January 27th, 2020. Ideally, you’ll want to have everything ready to file by this date. That way if you are getting a tax refund, you can get your money as soon as possible.

 

When are Taxes Due?

April.

 

“National Tax Day” is usually on April 15th every year. But if the 15th of April falls on a weekend, then they’ll push it back to the 16th or 17th. This is when your taxes for the previous year are officially due to the federal government.

 

For example, taxes for 2019 need to be filed by Wednesday, April 15th, 2020.

 

When Do I Get My Tax Return?

up to 3 weeks.

 

When you get your tax return will depend on when and how you file your taxes. Since the IRS doesn’t start processing filed taxes until January 27th this year, you won’t receive your refund until after this date. You can check your refund status on the IRS’s website if you’re curious.

 

But generally, your tax refund can take up to 3 weeks to get to you after January 27th and after you’ve filed your taxes. It’s also always a good idea to keep a copy of your tax return for your own personal files.

 

If you want to get your tax refund quicker, you can do so by e-filing your tax return at Check City rather than mailing it in.

 

Why Do I Have to File Taxes?

To make sure you paid the correct amount in taxes the year before.

 

The main reason you have to file taxes at the beginning of each year is to make sure you paid the correct amount in taxes the previous year and didn’t over or underpay.

 

Income tax gets taken out of each paycheck throughout the year, but this amount isn’t always the amount you end up owing in taxes by the end of the year. By filing taxes at the start of the new year, you and the government will both know for certain whether you owe more in taxes or are owed the extra you ended up giving in taxes.

 

How much you pay in taxes is determined by your total income over the course of the year. How much you make will then place you in a certain tax bracket, and that percentage is how much you should have paid in taxes. But this percentage can’t be known for certain until after the year is done, that’s why taxes are always filed at the beginning of the following year.

 

Benefits to Filing Taxes
  • You can get a tax return if you ended up paying more in taxes than you needed to based on how much you ended up making over the year.
  • You can also end up getting tax deductions for certain things like giving to charity, nonprofits, medical expenses, or if you spend personal money on your job or business.
  • You can also get tax credits for things like education or paying for childcare so you can work.

 

And that’s all you need to know! See? Taxes can be a dream, not a nightmare. You can also check out the IRS’s website for any other information you may need.

Amazon Deals to Help You Reach Your New Years Goals

amazon daily deals

January is a time of renewal, growth, and goal setting. To help keep your new year resolutions this year, you might need to do some shopping first!

Amazon is here to help you keep your resolutions this year with their goal oriented Daily Deals. Keeping your goals can be tough, but with the right equipment, it can be a little easier. When financing for the things you need to keep your goals, a Check City Payday Loan can also come in handy.

*The prices shown below are the sale prices listed at the time of posting.

Kindle Paperwhite

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The new Kindle Paperwhite is now waterproof with 2 times the amount of storage! Now you can take your Kindle to the beach or poolside without worrying about it getting wet. The new Kindles also come with an audible feature so you can connect to your audiobook library as well.

Kindle

kindle

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One charge on the all-new Kindle will last you weeks instead of hours. You can also connect to your audiobook library on the new Kindle so you can listen to your books. The Kindle is a glare-free reading option that can hold entire libraries’ worth of reading material. Now you can read up on some of the best finance books!

Wake-Up Light Alarm Clock

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This alarm clock comes with a sunrise and sunset simulation light, so you can wake up and go to bed naturally and get better sleep. It also comes with 7 nature sounds that you can wake up to and FM radio capabilities. Wake up the way we’re meant to wake up with this sunrise simulation alarm clock.

USB Microphone Kit

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You can use this USB microphone kit for almost anything! You can use it to better record your podcast, to sing, create YouTube videos for you channel, or make gaming videos. It comes with a high sampling rate and a professional sound chipset to get you the best recordings. And all of this can easily plug into your computer with its USB capabilities.

Himalayan Salt Scrub

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Save over half off on this 12 oz container of 100% natural Himalayan salt scrub. It’s infused with collagen and stem cells for even more skin benefits. Use this scrub on your face and all over your body to exfoliate, get rid of blackheads, and minimize pores.


The Master Guide to Winter Workouts

winter workouts

Staying active in winter may seem impossible, but with some key tips and tricks you can get back on track and enjoy your healthiest and happiest winter yet.

Explore this Article

Winter is one of the hardest times to work out. Winter has some major eating holidays, it’s cold outside, it’s dark outside, the days are shorter, and you feel sleepy and full of food all the time! But all of this is why it is so important to stay active in winter and avoid being too stagnant during this season.

Tips for Staying Active in Winter

exercise tips

Staying active when it’s cold and dark outside is difficult, and understandably so. Around 17.3 million adults in the U.S. alone suffer from depression and 10% to 20% of those cases are affected by the seasons—like winter. The cold, dark days of winter can really deter us from staying positive and active. But with a few key tips, you can make your life a little easier and help make working out in winter a little easier too.

1. Make Future Plans

By making future plans for the spring and summer you can find your winter workout motivation! Summer plans will give you something to work toward during the winter. This can be anything from a beach vacation to signing up for a marathon.

2. Set Up an At-Home Workout Space

Having a designated space in your home to work out can really help make exercising during the winter easier. You don’t even have to dedicate a whole room to your at-home gym space. Just set up some at-home weights and a yoga mat in an assigned bin near your TV so you can do a short daily workout video and have everything you need right there.

3. Invest in Indoor Equipment

Sometimes the biggest obstacle to working out in winter is getting yourself out the door to go to the gym. Solve this problem by investing in some indoor gym equipment for your own home. Then you don’t have to spend additional time traveling to the gym in order to work out each day. You can even take out a payday loan to help buy the indoor workout equipment you need.

4. Get a Gym Membership

Another way to get yourself going to the gym is to sign up for a gym membership. Ideally, you should choose a gym that is close to home or close to your work. This way your gym will be on the way so you can easily plan a stop to the gym on your daily schedule. You can even keep a locker at your gym so you’ll have all your shoes and workout clothes already there.

5. Find a Workout Buddy

Support is an important part of achieving any goal. A workout friend can help keep you accountable, motivated, and positive as you work toward your physical health goals.

Examples of Indoor Winter Workouts

at home workouts

Just because the outdoors are full of ice and snow, that doesn’t mean you can’t stay plenty active from the warmth and comfort of the indoors.

1. Sign Up for Indoor Sports

There are plenty of indoor sports teams you can join. You can even start your own team with friends! Sports don’t have to be professional or competitive, they can also just be for fun, socializing, and staying in shape. You can also do other indoor sports alone like swimming at the local indoor pool or rock climbing.

2. Use Workout Videos

Workout videos can be a fantastic way to get moving from the convenience of your living room. You can even find free workout videos on YouTube like Fitness Blender. There are plenty of expertly designed workout videos and subscriptions you can purchase as well, like Daily Burn.

3. Do Yoga Circuits

Yoga isn’t just for stretching, it has many great health benefits as a daily workout. Yoga with Adriene are free yoga workout videos you can find on YouTube to get you started.

4. Go Dancing

Sign up for a dance class and learn some cool skills while you workout! You can even find ways to teach yourself how to dance by watching videos or playing games like Just Dance!

5. Do Some Deep Cleaning

Yes, you heard right. You can get your house in order while you sweat by doing some intense spring cleaning early. Make cleaning into more of a workout by doing creative things like core twists while you mop the floor or lifting heavy baskets like they are weights.

6. Create Your Own Workout

Instead of using workout videos you can create your own workout routine with all your favorite moves. Here are a few to get you started:

  • Crunches
  • Plank
  • Mountain climbers
  • High knees
  • High kicks
  • Sidekicks
  • Pushups
  • Lunges
  • Squats
  • Jump rope
  • Jumping jacks
  • Stairs
  • Weights

Examples of Outdoor Winter Workouts

outdoor workouts

If you are going to exercise outside in winter then there are a few things you need to do to stay safe and be prepared.

  • Do extra-long warmups
  • Wear layers
  • Protect your extremities
  • Wear sunscreen
  • Wear Sunglasses to protect your eyes from the glare off the snow
  • Stay hydrated
  • Wear the right shoes and be careful of slipping on ice
1. Go Skiing

Skiing isn’t just fun it’s also a workout! It’s a sport you can do in winter that will give you a full-body workout.

2. Ski Uphill

Skiing uphill is also known as skinning or alpine touring. It involves placing a “skin” to the base of skis so you don’t slide backward and can in essence ski uphill. Snow adds some extra resistance to this uphill exercise making it a doozy of a workout.

3. Go Snowboarding

Another great winter sport to do is snowboarding. It can keep you occupied for hours, you can socialize with friends, and get an intense core workout in!

4. Trail Running

Trail running isn’t only for warmer months. You can still jog your favorite trails in winter, just make sure you layer up accordingly and beware of ice!

5. Hiking

Activities like hiking can be really fun to do in winter because it’s cold out and the sun isn’t as intense. Winter hikes can actually be more pleasant because you won’t be fighting the sun or the heat.

6. Sledding

Sledding isn’t just for children! It can be good for adults too. Not only that but you can have fun with the kids in your life all while getting an awesome workout into your day.

7. Ice Skating

Ice skating is a great activity because you can easily do it with friends or on your own. While ice skating you work unique muscles in your legs and abdomen. You can even take an ice skating class and learn some impressive new moves to show your friends.

8. Shovel Snow

This might seem like a chore but it doesn’t have to just be a chore. You can change your perspective on shoveling snow and include it in your workout regime.

9. Play in the Snow

There is a lot of fun to be had out in the snow. You can have a snowball fight, build a snowman, create an igloo, or pull each other around in sleds.

10. Snow Shoeing

Snow adds weight resistance that you can use to your advantage. Going on a walk in the snow can burn even more calories than if you were walking without snow.


Staying active is important for an endless amount of reasons. Physical fitness isn’t just important to your physical health but to your mental and emotional wellbeing as well. Don’t let your physical health plans fall by the wayside this winter by using these tips to finally win at winter workouts.


Citizens Bank Personal Loan

Citizens Bank has personal loans with 36 to 84 month terms. But if you need a personal loan with a shorter term, Check City Personal Loans might be what you’re looking for.

Personal Loans are loans paid in monthly installments that can be used for a variety of personal reasons. They are most commonly used for home improvements, debt consolidation, or other major expenses. There are many personal loan providers available, and they all offer different pros, cons, and loan requirements.

We hope to make your personal loan shopping go a little easier by comparing different personal loans in one place. Here we’ve gone over all the most important basics about Citizens Bank personal loans.

Citizens Bank Personal Loans: A Quick Look

Citizens Bank has interest rates that range from 6.78% to 20.88% APR. They also offer larger loans starting at $5,000 to $50,000 and these loans are paid off in 36 to 84 month terms. That’s 3 to 7 years of paying off that loan. Citizens Bank also pulls a hard credit report inquiry when you apply, which may impact your credit score. They don’t have a specific minimum credit score requirement, but their loan borrowers generally have strong credit histories with higher credit scores of 680 or more.

Loan Amount: $5,000 to $50,000

Rates: 6.78% to 20.88% APR

Fees: No application fee, no annual fee, no late fee

Terms: 36 to 84 months (3 to 7 years)

Basically, a personal loan from Citizens Bank is the best option for anyone who already has a Citizens Bank account, and has a great credit score. If you are already a Citizens Bank member than your personal loan with them can qualify for a loyalty discount rate. They also offer automatic payment discounts for loan customers that can afford automatic withdrawals.

Who are Citizens Bank Personal Loans Perfect For?

Citizens Bank personal loans are going to be perfect for some personal loan shoppers and imperfect for others. Citizens Bank can offer loan customers many important things. They have zero fees, which takes away a lot of the hassle around loan borrowing. They have large loan amounts that can fit the needs of those who need a lot of funds for big expenses. They also offer 0.25% points off with both their Loyalty Discount and their Automatic Payment Benefit.

  • If you have a high credit score and a strong credit history
  • If you plan on using autopay
  • If your credit score can withstand a hard credit pull application
  • If you need a large loan amount of $5,000 or more
  • If you are already a member of Citizens Bank

Who Should NOT Get a Citizens Bank Personal Loan?

Some loan shoppers should not get a personal loan from Citizens Bank and should instead keep looking for their perfect loan. If you have an average or low credit score then Citizens Bank might not be the right choice for you. Their application process includes a hard credit pull so you want to know that your application’s chance of acceptance is good before risking your already low credit score. They also don’t offer small or short-term loans, so you’re going to be paying off a Citizens Bank personal loan for at least the next 3 years.

  • If you have an average or low credit score
  • If you are often late with payments
  • If you can’t sign up for automatic payments
  • If you need a small, short-term loan
  • If you aren’t already a Citizens Bank member

An Alternative to Citizens Bank Personal Loans

If the above description has to do with you then you might want to consider an alternative to Citizens Bank personal loans. Maybe you have a low credit score or maybe you just want a simpler, smaller personal loan. If this sounds like you then you might want to consider a Check City Personal Loan. Check City Personal Loans don’t require you to have a high credit score to apply and we offer smaller personal loans that you can pay back in just 6 months! So you don’t have to get locked into a multiple-year commitment just to get the fast funds you need.

Reasons to Get a Check City Personal Loan:

citizens bank personal loan review

Check City is a direct lender. We don’t just direct you to real loan providers, we are the loan provider.

Check City is a state licensed lender. Whatever state you’re in, you can rest assured that we’re doing everything by the book.

Our application process is quick and simple. Our loan application is easy to fill out and we won’t pull a traditional credit report when you apply.

Low credit? No problem! Even if you have a low credit score you can still apply for a Check City personal loan.

We have no origination fees.

Get cash TODAY. By visiting a Check City store you can apply for a loan and get your money all in the same day!

Shorter loan terms and smaller loans. Not everyone needs a giant loan that they’ll have to finance for the next couple of years. Check City offers small loans that you can pay back in as little as 6 months.

How to Apply for a Check City Personal Loan

The Personal Loan Application at Check City only takes a few short minutes to complete. There’s a short list of things you’ll need to fill out the application, and you can complete this quick loan application process online, in stores, or over the phone.

What You’ll Need to Apply:

  • A government ID
  • Proof of bank account
  • Proof of direct deposit
  • Proof of income
  • A valid phone number

Apply Online. You can also apply for a Check City personal loan over the phone or in the store.

Apply in the Store. If you apply for your loan in the store, you can actually walk out with your money in that very same visit!

Or call Check City’s Loans By Phone number: 800-404-0254

The Check City Personal Loan was created for everyone. Anyone can apply and get their funds FAST with our simple streamlined loan process. Don’t hesitate to give us a call, pull up our website, or visit your neighborhood’s Check City store to get your money now.

COMPARE SIMILAR LOAN OPTIONS

Check City Personal Loans Wells Fargo Personal Loan Chase Personal Loan SoFi Personal Loan Citizens Bank Personal Loan
Amount $300 to $3,000 $3,000 to $100,000 $4,000 to $600,000 $5,000 to $100,000 $5,000 to $50,000
Rates lower APR than our payday loans 5.49% to 22.99% depends 5.99% to 20.01% 6.78% to 20.88%
Fees no origination fees no origination fees, no prepayment penalties depends no fees no application fee, no annual fee, no late fee
Terms 6 months 12 to 84 months 12 to 84 months 24 to 84 months 36 to 84 months
Min. Credit Score none 600 high credit score 680 high credit score

You don’t have to settle for less when it comes to your personal loan choices. There are many personal loan options available for all kinds of loan customers. You have your own loan requirements when shopping for a loan and with a little research, you can find the best personal loan for you.

*The information found in this article comes from the lenders’ websites and NerdWallet reviews at the time of posting.

How to Make and Keep New Year Resolutions this Year

How-to-Make-and-Keep-New-Year-Resolutions-this-Year

The New Year is a significant time for a lot of people. A whole new year is beginning with a whole new you waiting ahead!

Explore this Article

The new year is a time of new beginnings and fresh starts for us all. Many of us will attempt to make new year resolutions to better ourselves and our lives this coming year. We see the new year holiday as an opportunity to celebrate the past year and look hopefully toward the year to come. New Years Eve may be one of the most hopeful nights of the year as we start over with the dawn of a whole new beginning.

New Year Resolution Ideas

Have you decided what your new year resolutions are going to be? If not, here are some common new year resolution ideas that you could choose from.

  1. Work on physical health
  2. Work on mental health
  3. Get more organized
  4. Save money
  5. Get out of debt
  6. Quit bad habits
  7. Stick to a budget
  8. Travel
  9. Read more
  10. Find a better job

new year goals

1. Work on physical health
Every body needs to learn good, healthy habits to keep their bodies fit and strong. This goal works for everyone since we can all do a little more to take care of our physical health, whether that means eating better, working out more, or both.

2. Work on mental health
This goal also works for everyone since we can all always do a little more to take care of our mental and emotional wellbeing. Self-care is important and can make accomplishing other goals a lot easier. Mental wellness goals can be anything from resolving to visit a therapist to doing morning yoga for a happier morning routine.

3. Get more organized
Organizing and decluttering your life is another goal that can make keeping other goals easier. Maybe you want to focus on planning more productive days. Or maybe your office space, bedroom, or garage could use a major cleaning and organizing overhaul. This can be a great goal to make as a family to rearrange and reorganize your home and your lives together.

keep new year resolutions guide

4. Save money
We’d all like to save more money, but making this an actual new year resolution might be the focus you need to really make it happen. You can save money in many ways: 1) reduce spending by getting rid of some monthly payments, 2) get a better paying job or a second job, or 3) learn to stick to a budget that allows you to save more money.

5. Get out of debt
Debt can bog down all aspects of our lives. It can keep us from getting the things we need and moving forward with important life steps. Resolve to get rid of debts this year and make an airtight financial plan for how you’ll do it. Maybe this year you can decide to go without certain things so you can afford the bigger payments to bring down your debts faster.

6. Quit bad habits
Bad habits come in all shapes and sizes. You might want to quit smoking this year, or maybe you just want to quit eating junk food. One key trick to quitting bad habits is figuring out how to replace bad habits with better habits to fill the void the bad habit was filling.

7. Stick to a budget
Creating a budget and sticking to it can be a really difficult goal to accomplish. To finally learn to stick to your budget, try focusing on one aspect of your budget at a time in order to more slowly learn how to live according to that budget. This way you’ll take things slower and not fail due to being overwhelmed.

8. Travel more
Traveling can be a great way to expand your views, learn about the world, and learn about yourself. Make sure that in your goal planning you remember to account for time and costs. You might need to use PTO days at work and plan accordingly. There will also be travel costs like gas, tickets, hotels, or whatever else you’ll need to make your traveling plans actually happen. You can also make use of a Check City Installment Loan in your travel budget to help with costs. Plan to prepare before you plan to travel.

9. Read more
Reading is an important hobby we often forget about in our busy lives. To remind yourself to read this coming year create your own reading list. Keep in mind your own reading pace and schedule out your planned reading for the year on a calendar. You can even form a book club and read together with friends.

10. Find a better job
Money might not buy happiness but a good job can make all the difference in your personal and financial life. Finding a better job might be an important goal this year if you’re struggling to not live paycheck to paycheck. It might also be an important goal if the environment at your current job is less than ideal, or if your commute is too long.

How to Set Goals

set goals
Making goals for yourself this new year is a worthy endeavor, but many of us start to fail in our goals around February and give up by March. Why is this? Generally, we fail in our goals because we lack the proper motivation and planning to keep our goals.

1. Don’t set too many goals
One of the main things that keep people from accomplishing their goals is setting too many goals at one time. Instead, stick to only one or two major goals for the year. You may have up to 50 goals you’d really like to accomplish this coming year, but if you want to be successful at keeping your goals, you’ll need to prioritize and focus on the most important ones first.

2. Make a step-by-step plan for your goals
Once you have your resolution in mind, break the goal up into manageable steps. For example, you may want to save up to buy a new car, but you know you can’t just put thousands of dollars aside. However, you do know you can put aside $10 this month, and $20 the next month. Make big goals more manageable by organizing them into small, easy to accomplish steps.

3. Expect and accept setbacks
When trying to accomplish great things you are going to experience setbacks. Don’t let them destroy all your efforts by recognizing that failure is a normal part of any process. But failure doesn’t have to mean absolute failure. You can fall off the horse and get right back on, and at the end of the day, it’s this kind of effort and resolve that gives you the most out of your goals.

How to Stay Motivated

new year resolutions
One way to keep yourself feeling excited about your goals is to make use of new year quotes. You can print out motivational quotes and hang them around your house or bedroom as a reminder of your goals. It’s also a great idea to have a motto of the year that you look to each morning to stay focused, positive, and motivated. Here are just a few of the many quotes you could use as your quote of the year:

“You are never too old to set another goal or to dream a new dream.”

—C. S. Lewis

“Life is change. Growth is optional. Choose wisely.”

—Karen Kaiser Clark

“Never underestimate the power you have to take your life in a new direction.”

—Germany Kent

“Life’s not about expecting, hoping and wishing, it’s about doing, being and becoming.”

—Mike Dooley

“It takes courage to grow up and become who you really are.”
—E.E. Cummings

You can also help yourself stay motivated and achieve your goals by helping others stay motivated and keep their goals. On new years we like to make resolutions for ourselves and give out new year wishes for others. Support your friends and family in their goals by reaching out to them in your new year wishes this year and offer your help and encouragement in their own endeavors.

DIY Christmas Gifts

christmas-gift-ideas

Get your gift-giving organized this year, and start preparing now for next year by reading up on all our helpful gift-giving articles:

Shopping for holiday gifts can get expensive. One thing that can help with your holiday costs is to take out a small personal loan. Another way to mitigate holiday gift costs is to make some presents yourself! Let’s go over a few DIY gift ideas that are not only cheaper than buying gifts but some of the most thoughtful and personal gifts you could do.

1. Make Food

make food

You can make food for them! The great thing about this DIY gift idea is that the possibilities are endless. You can easily lean on your cooking and baking strengths to make them something yummy. If you love baking you can make them cookies or pumpkin bread. If you love cooking you can make them their favorite dinner. If you aren’t good at either, you can always make them an easy breakfast in bed.

2. Personal Cleaning Service

cleaning

Everyone appreciates a clean home, kitchen, bedroom, etc., but not everyone enjoys having to do the cleaning themselves. This DIY gift idea works especially well for a homemade coupon card. Your gift recipient might also have a specific area in their life that could use an especially good cleaning, like their car or garage. You can even send them away for a fun evening out to dinner or to see a movie while you clean the house for them.

3. Knit a Sweater

christmas sweater

You don’t necessarily have to knit something and it doesn’t necessarily have to be a sweater either. You could also sew, cross-stitch, or crochet something for them. If you’re new to sewing-type crafts then you could knit a simple scarf for them. You could also make them a pillowcase, a blanket, a hat, or mittens. There are many great tutorials online and they’ll love having something you handmade for them.

4. Plan a Fun Activity

christmas date

This one may cost you a little, but it has the potential to save you some money in the short term if you just can’t afford them something right now. You could even hand-make an elegant invitation for them so they still have something to receive on Christmas day. Whoever you’re shopping for, a fun time going to the movies, or to dinner, or to see a performance will be loads of fun and leave them full of even more anticipation after opening your gift. You can also possibly find free or inexpensive shows and performances at your local community arts center or theater.

5. Make a Handmade Christmas Ornament

christmas ornament

With just a few inexpensive items from the craft store, you could make them a beautiful, hand-crafted, and personalized Christmas ornament. This may be one of the easiest and most inexpensive DIY ideas because you may already have what you need at home! With some paper, glue or tape, and some string, you can make a thoughtful gift with almost zero cost.

6. Make a Scrapbook

handmade gift

Scrapbooks are fun and easy to make because you can design them however you choose. They can also contain whatever you want them to! You can include photographs and captions to go over some special memories. Or if you don’ have photos you can recreate memories with drawings, or little items that will help them remember. You could even make a storybook instead of a scrapbook, and tell your own meaningful Christmas tale. You could also go over the things you admire about that person, or make a motivational booklet with your favorite quotes.

7. Make Some Art

handmade gift

Make use of your artistic skills and create something they can hang on their wall! Art is a form of expression and you can use art to express your feelings of love and gratitude this season. If you aren’t sure about your artistic abilities, you could find a free art class at the local library or community center and seek their aid in painting or drawing something special. You might even find another type of arts and crafts class you can take for free, like pottery, and make them something equally homemade and personal.

 

There is a lot of work, thought, and preparation that goes into the gifts we open on Christmas day. We should be able to enjoy buying and creating wonderful, personal gifts just as much as we enjoy opening them up together around the tree. Learn to have fun Christmas shopping by using lists like this one to brainstorm great ideas, and by planning gifts for next Christmas today.


Christmas Gifts for Teens

christmas-gift-ideas

If you’re looking for gifts specifically for teens then you may be a parent trying to find a cool gift for your kid, or maybe you’re a teen yourself just looking for a gift for a friend. Either way, you want to get great gift ideas now so you can finish your gift shopping and relax! Another thing that might help you relax while gift shopping is to get a personal loan to help you pay for and get your gifts in time. You can also use this list of gift ideas to decide on which present to buy.

Christmas Gift Ideas for Teens

Gift shopping can be stressful. Gift shopping for teenagers can be even more stressful. But it doesn’t have to be! Shopping for teens can be easy. All you need to do is take a look at this list of the best Christmas gift ideas for teens and pick one. If none of these gift ideas work for your teen, then read about some key shopping tips below to help you figure out what to get.

 

1. Rechargeable Hand Warmers

christmas gift ideas for teens

Buy it on Amazon for $26.99

Since the holiday season happens to also be in the middle of winter, it’s always a great opportunity to get some helpful winter accessories. A rechargeable handwarmer will keep their hands warm for many winters to come since it’s not a single-use product. It’s a double-sided oval, shaped to fit the palm of your hand. It also has 3 temperature levels. Its design also allows for even heat distribution and a safety battery to give you stable reliability. It’s internal battery pack also allows you to use this hand warmer as a large capacity power bank for your phone. Not only do you get all of this but it’s incredibly easy to use with light indicators and a single button.

 

2. Night Sky Projector

night sky projector

Buy it on Amazon for $49.99

Just because your teens aren’t kids anymore that doesn’t mean they don’t want cool night lights in their room. This portable Skylite projector will fill their whole room up with the night sky. It’s an LED laser projector with smooth aurora effects that are guaranteed to wow your teens this Christmas. You can even save $10 by purchasing it now and who knows?! You might end up wanting to get one for yourself.

 

3. Stranger Things Retro Poster

stranger things

Buy it on Amazon for $15.99

Bedroom posters are always a good Christmas present idea. If your teen doesn’t watch Stranger Things then no doubt there are other things they’re big fans of. Everyone loves to create their own space and the teenage years are a popular time for teens to surround themselves with the things they really love. These posters are unframed, and not too expensive, so you could easily also buy them a frame for their new poster art to really complete the gift.

 

4. Wireless Earbuds or Headphones

headphones, earbuds

Buy the earbuds on Amazon for $29.99 and the headphones for $59.99

Air pods aren’t the only wireless earbuds on the market. These wireless Bluetooth earbuds come with a charging case. They’re even waterproof! They’re everything your teen would want in super functional wireless earbuds with quality sound. You could also opt for these wireless, noise-canceling headphones! Their charge can last up to 30 hours and are made comfortable for wearing them all day.

 

5. Warm Socks

winter socks

Buy it on Amazon for $17.99

You can buy a pack of warm socks pretty much anywhere. Winter socks are not only warm and comfortable to wear, but they’re a great fashion statement for this time of year as well. Nothing will make you look more ready for winter than a pair of colorful, wool winter socks.

 

6. Personal Charging Station

charging hub

Buy it on Amazon for $39.99

We live in a technological age and there are great gift ideas out there to help optimize our technological use. This wireless charging station will fit great on your teen’s nightstand so they have an organized space to keep their phone, air pods, and smartwatch. Now they’ll be less likely to lose their more expensive gifts, and they’ll have a specific place where they can put their tech away. The charging ports can also be used for Samsung and Android devices as well as Apple devices.

 

7. Cable Bites

cable bites

Buy it on Amazon for $7.99

Cute cable bites could make a great stocking stuffer this year! They’re an adorable accessory that easily attaches to your charging cable or any other cable that they’ll fit. You can use them to help organize your wires and make it easier to keep track of your charger. They’re even useful since they’ll better protect your many cables from fraying.

 

8. Simple Modern Tumbler

tumbler

Buy it from Simple Modern for $17.99

Simple Modern makes sleek and simple drink tumblers. They come in a wide variety of colors and sizes so you can get exactly what your teen needs from a drink tumbler. These cups are also made with stainless steel so they’ll be easy to clean and will keep your drinks at optimal temperatures. They also come with a flip lid and a straw lid, so you can use these cups with or without a straw.

 

9. Ukulele Starter Kit

ukulele

Buy it on Amazon for $51.49

If you want to foster your teen’s musical abilities then you could get them a soprano ukulele. It’s a good instrument for anyone looking to start learning to play some music perhaps for the first time. This starter kit comes with everything you need to start playing ukulele: the instrument, free online lessons, a starter guide, a free tuning app, and a custom tote bag.

10. Bluetooth Speaker

bluetooth speaker

Buy it on Amazon for $27.99

The Anker Bluetooth speaker is expertly engineered with advanced audio features. It’s also a small, very portable device so you can take it anywhere. The charge also lasts up to 24 hours so you can have uninterrupted, continual use throughout the day. Music is an important aspect of many teens’ lives, so having some quality speakers for their listening enjoyment is both a thoughtful and useful gift.

Gift Shopping Tips

Most likely, your gift shopping this year is going to include many different kinds of people. You might have kids and teenagers to get gifts for. You could also want to get something special to show your appreciation for your mom and dad. Other people might also need to find extra special gifts for your husband, your wife or a boyfriend or girlfriend. Whoever you’re shopping for these gift shopping tips are for you.

Start Shopping Early

Procrastination is a struggle many of us go through. But if you can get over gift shopping procrastination then the whole experience will become less stressful and more enjoyable. So instead of waiting until December to start asking for wishlists and shopping for gifts, start doing so in January. Gift shopping at the beginning of the year will help you get all the best deals throughout the year, and your presents will be more of a surprise to everyone because you won’t have to ask about wishlist items close to Christmas.

wishlist worksheet

Upgrade Everyday Items

Your brainstorming what to get someone and are trying to list the things you know they like, but the only things you can think of are simple everyday items like coffee and chocolate. Don’t fret! These ideas won’t be too boring if you just get the deluxe versions. Bean Box even has a Deluxe Coffee and Chocolate Tasting Box that you can get to solve your problem! Almost anything can become a premium gift if you only upgrade to the fancier version and let the gift recipient spoil themselves a little.

Use a Christmas List Template

Gift shopping can be incredibly difficult if you’re doing it all on your own. A detailed wishlist can really help you along in your gift decisions. You can even print out and use a free PDF wishlist template by clicking on the image to the right. Christmas presents are supposed to be from the heart, but it doesn’t hurt to have some help to be sure you get them something they’ll love.

 

Gift shopping this season doesn’t have to be stressful. In fact, it can be fun! With these gift ideas and tips, you can tackle all your holiday gift shopping like a pro and perhaps even enjoy the process.


Christmas Gifts for Girlfriend

christmas-gift-ideas

Shopping for Christmas gifts for a significant other can be a lot of pressure. But sometimes the most pressure is coming from your wallet. If your good intentions are there, but the funds just aren’t, you can always take out a small personal loan. You might also feel a lot of pressure from wanting to buy them the perfect gift! Leave all your holiday gift shopping stress behind as you check out this list of the 10 best Christmas gifts for girlfriends.

Christmas Gift Ideas for Girlfriends

Finding a Christmas gift for your girlfriend doesn’t have to be hard. You can find a meaningful and personal gift by taking a look at this list of gift ideas. Even if you don’t end up purchasing something from this list, it might just be the inspiration you need to think of your own gift idea.

 

1. Jewelry

christmas gift ideas

Buy it on Pet Love for $29.95

Jewelry is probably one of the most classic girlfriend gifts, and for good reason. Jewelry is always a safe bet when you’ve completely run out of ideas for what to get someone. There are millions of jewelry shopping options out there as well, both online and in stores, so your options are limitless. You can even find beautiful jewelry sets for as little as $17.99 on sale at Kohls right now.

 

2. Custom Phone Case

unique gifts

Buy it on Collage for $22.49

You can get a custom-made phone case for your girlfriend right now for 50% off! You can design the phone case on their site yourself, like a favorite picture you have together. They also have phone case options for every phone, including iPhone and Galaxy models. Collage also offers custom pillowcases, photo albums, and canvas prints, so you have other personalized gift ideas to choose from as well.

 

3. Smart Yoga Mat

best gifts for girlfriend

Buy it on Amazon for $89.95

The Backslash Fit Smart Yoga Mat comes in charcoal and coral colors. This unique yoga mat is designed to roll itself back up so you can easily take your yoga mat anywhere. Because of it’s efficient, smart technology, this yoga mat is a premium gift idea for your girlfriend. But if she’s into yoga and fitness you can also get her a beautiful 6-piece yoga set for just $39.99.

 

4. Create a Sleep-Well Bundle

gift ideas for girlfriend

Buy all your items at Target, Aerie, or on Amazon

Your girlfriend probably enjoys her beauty sleep as much as anyone, making a sleep-well gift basket a great gift idea. You can get her an array of items designed to help her sleep well, like, a comfortable waffle robe or an incredibly soft Sherpa robe. Then you get her an effective white noise machine, a cooling eye mask, and this intense hydrating Burt’s Bees night cream so her nights will be soothing. Then put everything in a cozy weekend bag and voila! You have a sleep-well gift basket personally put together by you.

 

5. Jane Austen Book Set

girlfriend gift ideas

Buy it at Barnes & Noble for $153.00

The perfect gift for a girlfriend who loves books is this elegantly designed Jane Austen boxed set. All the books are hardcovers and include the complete works of Jane Austen. It’s even on sale at Barnes & Noble right now. Originally this box set was $170. She’ll love having these beautifully crafted editions to display on her bookshelf and all the new reading material will give her lots to do during the coming winter months.

 

6. Back Massager

christmas gifts for girlfriend

Buy it on Amazon for $54.95

The Zyllion Shiatsu massager comes in a pillow-like form so you can use it virtually anywhere; your neck, back, shoulders, or calf. It’s also very portable so you can take it with you to the gym or even keep it in the car. It also comes with advanced heating functions so your girlfriend can thoroughly soothe and relieve any sore muscles.

 

7. Oversized Sweatshirt Blanket

christmas gift ideas for her

Buy it at Kohls for $39.99

Your girlfriend will love this giant hoodie blanket. It’s a blanket she can wear! It’s also made with cozy and warm materials so she can keep warm during movie nights, backyard bonfires, and so much more. The original comfy blanket sweatshirt comes in navy, black, grey, and pink so you can even pick a color she’ll love.

 

8. The Complete Cooking for Two Cookbook

cute gifts for girlfriend

Buy it at Barnes & Noble for $29.69

This cookbook was specifically written with couples in mind. Now you and your girlfriend can bond together by cooking meals together. This cookbook comes with 650 recipes and will teach you all the basic recipes you could want to make together. It could even make a great date night idea to go through creating new meals together.

 

9. Heatable Stuffed Animal

presents for girlfriends

Buy it at Walmart for $24.20

Heating pads are a must-have for any girl. They can help with aches and pains, and they can keep her warm at night. They can also be helpful for neck kinks, and stomach aches. But a heatable stuffed animal adds an extra level of comfort when your girlfriend isn’t feeling 100% or just needs help getting warm and cozy after a long day.

 

10. Polaroid Camera

unique gifts for girlfriend

Buy it at Walmart for $49.95

This one-step polaroid camera is all the rage right now. Not only is it a retro call back to vintage days, but this mini camera is also incredibly portable and easy to use. Now your girlfriend can take instant snapshots that she can have in hand right away. You can even steal it right now for a discounted price since it was originally $69.99.

Gift Shopping Tips

Most likely, your gift shopping this year is going to include more than just your girlfriend. There’s also mom and dad, siblings, friends, and colleagues to remember. But by keeping these gift shopping tips in mind, you can make the whole process a lot easier on yourself.

Start Gift Planning Early

Gift-giving is often made more difficult because we wait until December 1st to start thinking about what to get everyone. But if you start gift planning early you can have all your gift shopping done before December even arrives! So this new year, resolve to start planning what to get everyone in January, rather than waiting until December.

Upgrade Everyday Items

Change things up by getting the deluxe option of something they commonly use or enjoy. Ordinary items almost all have deluxe versions you can purchase online. Socks might seem like a horrible gift idea, but if you get your girlfriend some thoughtful custom socks with your face on them, you’re sure to make her laugh.

Christmas Gifts for Loved Ones

Are you racking with nerves about what to get your girlfriend this holiday? Don’t stress about it! You have endless options before you. If you really want to make sure she knows you love her through your Christmas gift this year, then you can always fall back on some of the most classic romantic gift ideas. You can buy her flowers, jewelry, make her a fancy dinner, or take her out to eat at a nice restaurant. All of these gift ideas are classics for a reason.

 

Gift shopping this season doesn’t have to be stressful. In fact, it can be fun! With these gift ideas and tips, you can tackle all your holiday gift shopping like a pro and perhaps even enjoy the process.


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