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Save Money With Fun, Free, Winter Sports

Wish you could afford a set of skis, a snowboard, the accompanying gear, and those expensive mountain passes? Don’t feel ashamed if you can’t. Just thinking about all the expenses, ski lessons, time off work, passes, gear, and the tank of gas it takes to get to the canyon would make most people cringe. Sometimes the fun just doesn’t seem quite worth the cost. However, if you need to preserve your financial funds for more important causes, but still want to have some fun this winter, you can! Here are some great ideas for free winter activities that, with the right mindset, can rival even the most expensive sports out there.

Sledding

Sledding is a classic winter activity/sport. All you really need is snow and a hill, and you are set to sled. But what about an actual sled? Well, you don’t need one. If you don’t want to/can’t afford to go out and buy a sled, there are plenty of excellent substitutes you can use from home. A personal favorite is large trash bags. They are sitting around your house anyway and they make wicked fast sleds. But because they are so thin, you’ll probably want to make sure you have a good cushion of snow to sled down. (Or pack your pants with padding. Either way!) You can also use large cookie sheets, flat serving trays, or any other flat, solid thing you have lying around.

Snowball War

If you can call shooting a sport, you can call a snowball war a sport. Build up forts in your backyard, load up on ammo (please don’t make ice-balls or snowballs with rocks inside them!), pick teams, and fire away! You can make things more exciting my putting some water and food coloring in spray bottles and color coding your snowballs.

Hiking and Snow Caving

Hiking up a mountain and building a snow cave can be a fun and adventurous way to spend a winter weekend. However! Make sure you know what you are doing. Spending the night out in the cold in a snow cave can be deadly for people who don’t know what they are doing. Make sure you thoroughly research ways to keep yourself safe and/or go with an experienced snow-caver. When done right, it can be a blast!

Obstacle Course

Another fun outdoor winter activity is building snow obstacle courses in your yard. Especially if you have pets or kids (but not exclusively, of course!) this can be a super fun activity. Build jumps and tunnels, include building snowmen and making snow angels (all on the clock) and make this a fun competition. And it won’t cost a cent!

Snowshoe Hikes

Going snowshoeing is a great winter activity. If you don’t have snowshoes or can’t afford to buy or rent them, check out websites for free guided snowshoeing tours. Many national parks offer limited time free park-ranger guided snowshoeing hikes (shoes included)! Take advantage of what your community has to offer!

Don’t let your wallet limit your enjoyment of life. There are plenty of fun, exciting things to do during the winter to keep you active, healthy, excited, and money-smart!

How a Sports Fan Can Purchase Season Tickets on a Budget

There are few feelings as intensely energizing than cheering on your favorite sports team in person. The buzz in the air, sights, sounds, crowd atmosphere, and sense of team cannot be matched by simply watching on TV.

If you are a diehard fan of a team, going to your team’s games can be one of the biggest highlights of the year. However, seasons tickets can be quite expensive.

But with the right amount of planning, and by using some helpful tips, the difficult task of purchasing season tickets can be made a lot more manageable.

Pool Your Money Together

One of the simplest tactics you can use to help control the costs of season tickets is to pool your money with friends or family.

If you pool with 4 other people, then the price of the tickets is cut down to only 20 percent of the cost per person. The downside of this is that you will only be able to go to 20 percent of the games.

By doing a “ticket draft” you can ensure that you draft the games that are the most important to you. Another idea that has been used with some success is to sell back some of the tickets to help recoup costs.

Resell Some of Your Tickets

Season tickets usually come at a deep discount off of the face value. For example, the face value of a ticket may be $40.25 per game, but if you buy a whole season’s worth of games you are only paying $22.75 per game.

The difference of $17.50 is a 43 percent savings. By selling some of the tickets, especially tickets that are more in demand, you can pay for a large part of the cost of season tickets.

If all tickets could be sold at face value, then you could go to over 40% of the games, and would end up having recouped the entire cost of the season tickets. The downside to using this idea is that you may have to sell some of the more in-demand tickets because you can make the largest profit margin off of those.

Plan Ahead and Budget

If going to all of your team’s games is really important to you, you can manage that by budgeting your money well. If you save up for a period of time, you can break the cost into monthly payments.

If season tickets cost $1200 total, by setting aside $100 per month you can afford to purchase them. If a large down payment is due up front, you may consider getting a cash advance.

This way the down payment can be broken up into manageable parts that are easier to fit into your budget. An important aspect of purchasing season tickets that you should keep in mind is that by getting seats that are a little bit further from the action, the cost goes down by a large amount.

Settle For the Upper Bowl or End Zone

If sitting upper bowl is just fine with you, consider getting tickets in the upper bowl. This can reduce the price by more than half.

Likewise, by being flexible in your demands of sitting as far as left-to-right, you can save a bundle. Tickets that are not looking straight on to the action, but are angled to either side, are a lot less expensive.

If you are willing to sit down by the end zone instead of on the 50 yard line, you can save yourself a significant amount of money. Lastly, another technique you can use when trying to control the costs of season tickets is to look for deals/promotions.

If your favorite team is a college football team, try and find a friend who attends the school. By being a student, they can receive a large discount. If you ask nicely, and offer to provide them with some college essentials (treat them to fast food), they may be willing to purchase the tickets for you.

This can save you a great deal and it would put you in the heart of the student section, where the fans are the most energetic. Another deal you can try to find is to purchase early.

Save By Buying Early

Many teams will give discounts to their fans who buy their season tickets early. By using these techniques, the most passionate fan can make sure that they are able to attend their team’s stadium on game day.

With careful budgeting, keeping out a watchful eye for deals and promotions, and looking to share the costs either with friends and family or by selling some tickets to other fans, you can make it possible to cheer on your team until your voice goes hoarse, all year long.

3 Reasons Why You Should Snowshoe This Winter

Fall is in the air and the winter months are almost upon us! So while you are enjoying your fun in the sun you might want to start thinking of ways you are going to stay healthy, happy, and motivated about life during the upcoming winter. It can be easy to stay in, but don’t let the cold weather stop you. Get out and enjoy Mother Nature with the great winter activity, snowshoeing!

Snowshoeing is a sport that is both physically and mentally rewarding, and is definitely different from anything else you have experienced before. Here are some reasons why you should snowshoe this winter:

The Basics

If you are unfamiliar with snowshoeing, it is essentially hiking in the winter with snowshoes and polls. Since the snowshoes displace your weight over the snow, they keep you up on top of the snow while you are hiking. This sport makes you feel your environment, and is a lot of fun to do with friends.

The Equipment

You can easily rent ski poles and snowshoes from an outdoor retail provider, and should be able to have a very good experience overall. It is important to be properly fitted to your equipment, this will make it easier and safer for you. If you are looking to find snowshoes for sale, make sure to read snowshoe reviews, so you can get quality equipment.

Contact a professional to find the proper gear and to help teach you how to snowshoe properly and safely.

The Workout

Snowshoeing is a great workout and you will have fun while you are burning those extra calories. If you enjoy being outside and hiking, then snowshoeing is a great option for you! Not only is it a great workout, but it is a great way to explore the beauty around you! Get an amazing workout and snowshoe this winter.

The Scene

Along with the workout, snowshoeing is a great way to take in some beautiful winter scenery. Capture the fun and comradery amongst your friends in the great outdoors, or go for a romantic hike with your special someone.

Remember, safety comes first! Always contact a professional before you go snowshoeing for some tips to avoid harm and to teach you how to snowshoe.

Whether you are a seasoned pro or are completely new to the sport, snowshoeing is a great seasonal adventure that should not be missed. Give it a try- you might be surprised by how much you like it! There are a lot of trails to go out and explore, whether you are looking for mountain hiking, cross country or just a little walk. Thank you for reading, we hope you snowshoe this winter.

Important Helmet Safety Facts

Why You Should Wear a Helmet

Whether you are biking, rollerblading, rock climbing, or skateboarding, it’s always a good idea to wear a helmet. A helmet will reduce the risk of serious head injury and neck trauma.

It doesn’t matter how experienced you are, wearing a helmet is very important. Here are some important helmet safety facts.

Protect Your Head

The head and neck are particularly vulnerable to impacts. These impacts can lead to concussions, fractures, brain damage and even paralysis. A quality helmet is specifically designed to take the impact and deflect it allowing the head to be protected.

A head injury does not have to be visible to be severe. To protect yourself against concussion injury, play it smart and learn the signs and symptoms of a concussion. If you know the signs, you are prepared to recognize issues after a fall or collision.

Unfortunately, no helmet offers complete concussion prevention. The helmet can absorb high-impact energy, which can lead to fractures and injuries.

A bicycle helmet will not necessarily protect you while rollerblading. Each type of helmet is designed to protect against the impacts associated with a certain activity. Be sure to wear the helmet designed for the sport you are participating in.

Helmet Safety Standards & Components

Each helmet must meet specific safety standards for the activity. Motorcycle and bicycle helmets must meet federal safety standards.

Most helmets contain similar components to provide a snug and safe environment for your skull and forehead. The components are:

  • The Liner is made of expanded polystyrene foam. On impact, the liner dissipates the force of the impact to protect your head. The liner must fit your head comfortably and not be dented or damaged.
  • The Shell: The plastic covering to hold the helmet together in a collision. It also resists punctures and allows the helmet to slide on impact. This increases protection for your head. The shell should be in a good shape with no dents or fractures.
  • Construction: In-mold construction fuses the inner foam to the outer shell. This allows the helmet to be light, yet strong
  • Ventilation: The vents allow your head to remain cooler and more comfortable. More vents make the helmet lighter as well.
  • Straps: The straps should be easy to use and comfortable to wear.
  • Hair port: Some helmets come with a strap design that accommodates ponytails.

How to Fit the Helmet & Sizing

It is very important to know helmet safety facts when sizing a helmet properly. The most important part of the helmet, aside from wearing it, is the fit. If the helmet doesn’t fit correctly, then it cannot protect your head and neck from injury. Most helmets come in a variety of sizes and it’s important to find the right fit.

In order to determine the correct fit, wrap a flexible tape measure around your head approximately one inch above your eyebrows. It is important to fit your helmet properly with the activity you are participating in.

Most helmets have several places to adjust the fit, including the back and chinstraps. Some models also have internal pads to fine-tune the fit.

A well-fitted helmet should be snug, but not painfully tight. The front edge should be no more than one inch above your eyebrows to protect your forehead. Test the fit to make sure it is the right size and properly adjusted.

Your helmet is an investment that can save your life. When it comes to your safety, or the safety of your loved ones, a proper helmet is needed.

Signing a Child Up for Baseball

If your child or children are interested in playing baseball, you should be sure that you do not miss the sign up deadline this spring.  Baseball can be a great way for kids to make friends, learn to work as a team, get exercise and enjoy spending time outside. If there is a youth baseball league in your area, you may want to consider signing your kids up.

 

When you sing your kids up for baseball season, you should be sure that you know what the cost is going to be.  There are many parents that are dumbfounded by the money that is needed to put their children on a sports team. As you are signing up for baseball, you want to make sure that you know what the league is going to cost. The league will have a fee that each player is required to pay. This fee usually goes towards the grounds maintenance and paying the umpires.

 

After you pay this fee, you will then want to make sure that you can afford the cost of the equipment. Your child will need a jersey, the right cleats, a mitt, a batting helmet and maybe a bat. Talk with the coach about what your child will need throughout the time that he is playing on the baseball team.

 

If baseball would be a great opportunity for your child, but you are worried about the cost, just stop by a Check City location and take out a title loan.  A title loan is a quick and easy way to ensure that you will have the cash that you need now. With transparent terms and straightforward conditions, you can pay off your loan in no time. A title loan can provide you with the cash that you need to give your child the opportunity of playing baseball this spring.

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