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The Best Retirement Gift Ideas

Best-Retirement-Gift-Ideas

Is someone you know retiring soon? If so, then you might need a retirement gift for them! Find the perfect retirement gift with some of the best retirement gift ideas.

The perfect retirement gift is something memorable, useful, or personal. Think about what they love to do, their hobbies, or their retirement plans. This can give you the perfect insight into the best personal retirement gift.

Retirement Gift Ideas for Women

Yoga Set

retirement-gift-ideas

Yoga is a relaxing and healthy past time. Yoga is good for the body and for the soul. With a nice yoga set up your retired friends, family members, or colleagues can take a moment each day to do a yoga sequence and find more peace and relaxation in each day because of it. A good yoga set will include a nice yoga mat and maybe some towels, yoga blocks, and straps for them to use in different yoga poses.

Oil Diffuser

retirement-gift-ideas

Oil diffusers aren’t just a calming item to have running in your home. It also makes your house smell wonderful and works better than other scented things like candles and wall plug-ins. You can also use all kinds of different oils and scents that you can also gift them.

Cookware

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If they love to bake or cook then some fancy cookware might be the best retirement gift. There are also tons of cookware gifts for you to choose from as well. There are pots and pan sets, oven mitts, kitchen towels, kitchen utensils, cutting boards, knife sets, appliances, and knife sets. Some of these items can even be personalized with a custom monogramed cutting board.

Gift Basket

retirement-gift-ideas

There are all kinds of gift baskets you can put together for someone who is retiring. One of the best gift basket ideas for a retiree is something that can help them relax! Try filling a nice gift basket with bubble baths, face masks, and other home spa items. You can also get them a gift basket filled with things you know they’ll love. Maybe there’s a certain snack or type of chocolate they love.

Photo Album

retirement-gift-ideas

Photo albums are a great sentimental gift for someone who is retiring. This is an especially great gift idea if you’re a coworker. You and your colleagues can put a photo album together of all your memories at work together. That way they’ll have a little reminder of all their coworkers and all the good times they had in the workplace.

Gardening Stuff

retirement-gift-ideas

Gardening is a very popular pastime for retirement. Gardening is productive and rewarding work. Help the retirees in your life get into gardening by gifting them the right tools. You could get them a gardening tool set, sun hat, seeds, or beginner gardening tips for starting an herb garden.

Retirement Gift Ideas for Parents

Work Aprons

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Don’t underestimate the usefulness of a really nice work apron. You could get them a high-quality apron for almost any of their favorite home hobbies. There are aprons for cooking or baking more professionally from home, aprons for doing hands-on work in the workshop or garage, or durable aprons for outdoor work and gardening. Work aprons are made of quality and durable materials with utility pockets and holders for all your tools.

Kindle

retirement-gift-ideas

Ereaders are so useful. You can fit entire libraries of books on one small, portable system. There are several ereader devices out there for you to choose from but the Amazon Kindle is the most popular. Kindles also connect to your Amazon library where many people buy there digital book copies now. Amazon is also always having deals on their kindle devices.

Travel Gear

retirement-gift-ideas

Many retirees like to travel! They visit grandchildren, friends, family, and visit fun and new places. That’s why some great travel gear makes a perfect retirement gift. You could get them an anti-theft travel bag, a giant decorative map to mark all the places they’ve been, a camera for capturing their memories abroad, luggage, or toiletry bags.

Monogramed Mugs or Glasses

retirement-gift-ideas

A monogrammed glass or mug is another great gift idea for retirement. Not only is this gift personal, but it’s something nice that they can use for years to come and remember you by. In general, monogrammed gifts are a great way to take something ordinary and make it special.

Beach Gear

retirement-gift-ideas

Many vacations take us to the beach! The beach is a wonderful place to swim, play, walk, and relax. But you don’t want to go to the beach empty handed. If you’re going to a retirement party, consider getting the person on their way to retirement some quality beach gear. This could be large beach towels, travel bags, beach umbrellas, lounging chairs, buckets, sun hats, or a gift basket full of gear like sunscreen and sunglasses.

Roomba

retirement-gift-ideas

Help make their retired life even easier by getting them a robot vacuum! Robotic vacuums are a new must-have for any household. With an app they can control their vacuum, set it on a schedule, and have their floors cleaned for them every day without having to lift a finger themselves.

Retirement Gift Ideas for Men

Golfing Gear

retirement-gift-ideas

Golfing is another iconic pastime for retirement. It’s fun, you can golf with friends or alone, and it isn’t too physically straining as a sport. Maybe your retiring friend already loves golfing or has never golfed a day in their life. Either way, getting them some golfing gear can be a great present for their retirement.

Camping Gear

retirement-gift-ideas

Camping is another fun pastime for many retirees. Help make their camping trips as fun and relaxing as possible by getting them some quality camping gear! You could get them cots for sleeping on, an air mattress with a cordless air pump, a solar or portable charger, camping cookware, lanterns, or quality walking sticks for walking and hiking the trails.

Watch

retirement-gift-ideas

One of the most popular retirement gifts is a nice watch. Watches often make great gifts for anyone going through a major life milestone. As a retiree, they’ll also be able to use their watch to tell time in their newfound retired life! It’s a timeless gift for a momentous occasion.

Retirement Gift Ideas for Coworkers

Games

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Now that they’re retired, they’re going to have a lot more free time. Some of this leisure time can be spent playing games! You could get them a gaming system, board games, card games, or activity books for sudoku, crosswords, and other puzzles. You could also get them jigsaw puzzles. Some jigsaw puzzles can even be framed and hung up as wall decor.

Home Office Stuff

retirement-gift-ideas

Just because someone is retiring, that doesn’t necessarily mean they stop working or stop being busy. Many retirees will still be making use of a home office. There are so many cool gift ideas for home offices. You could get them a tech station for their charging their devices, desk toys and decor, or organizers for paper filing and other desk items.

A Personal History Canvas

retirement-gift-ideas

During our time in the workforce we are constantly updating our master resumes. Our careers are a long and eventful journey we all go on. To commemorate this professional journey you could get them a personal history canvas. This is a customizable gift where you can memorialize all that someone has accomplished and all the parts of their career journey.

Tickets

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Get them tickets to fun events and activities near them! A quick google search online will give you all kinds of local events and concerts for you to choose from. Tickets to an event, a show, a play, or a concert makes a wonderful retirement gift because it gives them something fun to look forward to. It’s also a great way to give them something to do!

Classes

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Classes are another fun retirement gift that will give them something fun and interesting to do and look forward to. You might even find a class that they’ve always wanted to take. There are fitness classes, cooking classes, writing classes, and the list goes on and on! Talk to your local library, community center, or college to see what kind of courses they might be offering right now.

Journals

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Journaling is a great practice to start at any age. Keeping a journal will record a person’s thoughts and their life. It’s also something that loved ones can look back on later in life to remember them by. Writing in a diary is also a healthy personal exercise. Gift someone who is retiring a really nice journal. You can even monogram most journals too, to have their name on them!

Planners

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Planners are yet another great gift for anyone who is retiring! Now that they’re retired they have all the time in the world to make plans. A daily, weekly, or monthly planner can be really useful for someone’s retirement days. You could even find them a large monthly calendar system that they can hang up in their home office or main living area for making all their new, fun retirement plans.

Funny Retirement Gift Ideas

You’re Only Old Once! by Doctor Seuss

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Dr. Seuss has lots of funny books. But did you know he also has a funny book for retirement? Wrap up this book from a classic author to make whoever is retiring laugh and smile as they read it.

Funny Retirement Mug

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You can find countless mugs out there with funny retirement quotes. Just do some online shopping to find the one that speaks the most to the gift recipient you have in mind. Mugs are a great gift by themselves too. They can use that mug for a long time and always remember you when they do.

Funny Retirement Coloring Book

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Coloring books aren’t just for children. Now they make coloring books for adults too. They even make retirement coloring books. This one is full of hilarious retirement sayings. So not only will this funny retirement coloring book make them laugh, it will also give them something fun and relaxing to do during all that time off.

Teacher Retirement Gift Ideas

Because I Had a Teacher by Kobi Yamada

retirement-gift-ideas

When a teacher retires we want to show our utmost appreciation for all the hard work they’ve done. Teacher’s are our mentors, counselors, and friends. They help us grow and learn so we can all reach our fullest potential. That’s why the best retirement gifts for teachers show gratitude and appreciation like this kind and thoughtful book.

Teacher’s Retirement Mug

retirement-gift-ideas

Mugs are a popular gift for teachers regardless of the occasion. Help finish their teacher mug collection with a new mug all about retirement! You can find retirement teacher mugs that show humor, appreciation, and best wishes.

Teacher Appreciation Notebook

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A nice notebook has a hundred potential uses. It can be used as a planner, a journal, a place to keep ideas, notes, or lists. Versatile gifts like these make for great retirement gifts because the gift recipient can do so many things with them.

Retirement Gift Ideas for Dad

Pocket Watch

retirement-gift-ideas

When gift shopping for your dad you might be looking for something iconic. If that’s the case, then you might consider getting your retired dad a pocket watch. Pocket watches are classy, and many pocket watches can be engraved to include a personal quote or name.

Whiskey Stones Set

retirement-gift-ideas

Is your dad a whiskey drinker? If so then he’ll love this whiskey stones set. Whiskey stones are a type of cubed stone that can be used as ice cubes in a drink. A gift like this will make him feel very high brow the next time he sits in the den to sip a drink.

50 States, 5,000 Ideas: Where to Go, When to Go, What to See, What to Do

retirement-gift-ideas

The National Geographic published a book all about everything you can do in all 50 states in the United States. Help dad figure out his next adventure with a book of 5,000 ideas to inspire him!

Affordable Job Interview Outfits for 2020

job interview outfits

Job interviews can be stressful, but with this job interview outfit shopping guide, we can at least help you not stress about what to wear.

How Should I Dress for a Job Interview?

When you’re wondering what to wear to an interview you should know what to avoid wearing, and that job interviews are usually business casual interviews. The general rule is to wear business professional attire.

Business Professional includes skirts, suits, suit jackets, blazers, button down shirts, collared shirts, dress shirts, and dress shoes.

Dressing for a job interview also includes proper grooming and hygiene. The ultimate goal when dressing for any job interview is to look clean, put together, and professional.

Below we’ll go over some of the cheapest places to buy affordable job interview outfits for men and job interview outfits for women.

Shein

job interview outfits

Women’s Open Front Solid Blazer and Pants Set

$22.00

Online clothes shopping stores like Shein and Romwe are great places to get inexpensive apparel. You can get this blazer and pants set in black or burgundy.

Shein also has reviews and photos from customers who have already bought this item. These reviewers say this suit is 97% true to it’s size and has an overall rating of 4.6.

Shein also offers payment plans for their clothes. For example, for this item you could make 4 interest-free payments of $5.50 instead by the suit set all at once by just using AfterPay.

job interview outfits men

Men’s Notch Collar Pocket Front Single Breasted Blazer

$30.00

This men’s blazer is on sale right now for 36% off. You can also buy 2 and get 50% off if you want to stock up your business wardrobe with a few key blazers.

You can pair this blazer with your favorite dress pants, dress shoes, and shirt. You could also take it a more business casual direction with nice, dark jeans, nice shoes, and a collared dress shirt.

Reviewers gave this blazer a 5.0 rating and 92% of customers said that it was true to its size.

Romwe

job interview outfits women

Women’s Button Keyhole Back Self Tie Pencil Dress

$11.95

Romwe is a unique site because they have a size profile of the model in the picture so you can see how she might compare to you and get a better idea of what the dress might then look like on you.

Customers who bought this tailored dress gave it a rating of 4.9 and most of them said it was true to size.

casual job interview outfit

Men’s Notched Collar Buttoned Front Heather Gray Blazer

$20.95

You can also buy dress pants from Romwe dress pants for just $14.95 to complete this look.

Amazon Wardrobe

job interview outfit women

Women’s Dress Pants, Blazer, and Dress

$23.78 to $29.00

Amazon Prime Wardrobe has a whole section just for business attire so you can buy your job interview outfits and have them mailed to you directly.

The dress pants featured here are $23.78. They’re also machine washable and have a 4.5 rating.

The blazer is actually from J. Crew Mercantile and is on sale in select sizes right now. A size 4 is only $22.95. It’s available in navy and black and has a customer rating of 3.8.

The dress is from Lark and Ro for $29. It comes in several colors and patterns like dark navy with white leaf print, black with mini tulips, emerald/pale blue delicate floral, and navy/hunter green/ivory bud print.

Select sizes and prints are even on sale for up to 19% with customer ratings of 4.4.

summer job interview outfit

Men’s Slim Fit Suit, Travel Ready Finished Suit, and Slim Fit Stretch Twill Blazer

$33.11 to $571.61

This slim fit suit is from Cole Haan and costs between $69.88 and $571.61 depending on color and size. Some of the sizes they offer are charcoal windowpane and light gray plaid. It has a 4.1 rating.

The travel ready finished suit is from Kenneth Cole New York and comes in grey stripe, gray plaid, blue plaid, and gray windowpane. It costs between $59.00 and $241.23 and has a 4.7 rating.

The blazer is between $33.11 and $86.00. You can get it in different colors like navy, black, khaki, charcoal gray, and olive. It has a 4.1 rating.

Old Navy

teen job interview outfit

Women’s Sleeveless Ponte-Knit Sheath Dress

$26.00

Old Navy is a great place to shop for business professional clothes for great prices. Old Navy also has a very useful department store credit card with great benefits.

This dress comes in black, a flower print, stripes, and polka dots and was given a 4.5 rating by customers who have already bought this dress.

job interview outfit men

Men’s Slim Fit Built-In flex Signature Non-Iron Shirt

$34.00 to $39.99

On select colors and patterns you can get this shirt for as little as $34.00. Old Navy also lets you order online or buy online to pick up in the store.

They also have a neat section when you shop online to help you style your new shirt. It shows you other items that you can wear with this shirt to give you some completed outfit ideas.

Kohl’s

job interview outfit female

Women’s Wrinkle Free Relaxed Fit Straight Leg Pants

$29.99

The regular price of these wrinkle free dress pants for women is $44.00. It’s from the brand, Lee.

You can also click a button on this page for “Ways to Style it” to see how you could put this outfit together. It has a 4.3 rating and these reviewers said it was of excellent quality, very stylish, and had great value.

best outfit for job interview

Men’s Advantage SportFlex Waistband Comfort Chino Pants

$34.99

You can get a really great price on these IZOD SportFlex pants. It’s regular price was $70 but now it’s only $34.99! It also has a high 4.5 rating.

These comfortable and professional pants come in asphalt gray, cadet navy, black, and cedarwood khaki.

Once again, continue shopping for great deals at Kohl’s as you complete this look with their “Style It Your Way” suggestions.

Target

best outfit for job interview

Women’s Bi-Stretch Twill Dress

$27.99

This comfortable dress comes in federal blue and black and is from the Target brand A New Day. It’s fitted and will give you a professional silhouette that you can use for business and events. Overall it was given a 3.1 rating.

best outfit for job interview

Men’s Tailored Fit Premium Stretch Suit Jacket

$74.99

This premium suit from Target has a tailored fit and is made of quality polyester. 94% of reviewers said they would recommend this suit, that it was true to its size, was stylish, comfortable, and had great value, giving the suit an overall rating of 4.7.

Banana Republic Factory

best outfit for job interview

Women’s Classic Black Pencil Skirt

$29.99

You might think these places like Banana Republic and J. Crew are too expensive for you, but not if you go to the “factory” store or the outlet locations. The products they place here are a tier down from their main stores but they’re still really nice clothes for great prices.

They’re also always having sales like 50% off! This particular skirt has sizing options for regular, tall, and petite figures. It is also washable, includes a back zipper with a hook-and-eye closure that won’t stick out.

best outfit for job interview

Men’s Slim Fit Untucked Non-Iron Shirt

$32.49

This slim fit men’s shirt is also 50% off right now. It even has different patterns and colors like, voltage blue, white dot geo print, peach glow gingham, and classic lavender windowpane, so you can add classic colors and patterns to your business wardrobe basics.

Banana Republic also offers different fits for men’s dress shirts like untucked, slim, and standard.

J. Crew Factory

best outfit for job interview

Women’s Wear-to-Work Tee

$10.50 to $16.99

You can also snag great deals on J. Crew clothes by going to the J. Crew factory store. For example, the price range for this women’s work tee is only from $10.50 and $16.99 depending on what color you choose. Red and black are $16.99 and white and blue are just $10.50.

This shirt is perfect for tucking into skirts and dress pants. It will act as a great basic and comfortable tee to create multiple business outfits.

best outfit for job interview

Men’s Skinny Fit Khaki Pant

$39.50

This item is 33% off right now. It was originally $59.50. They have all kinds of colors like navy blue, coal gray, mountain khaki, and overcast blue. These pants won’t just look good with a blazer but they’ll be comfortable to wear casually as well.

H&M

best outfit for job interview

Women’s Fitted Blazer

$34.99

This fitted blazer has lots of colors like black, dark blue, light gray mélange, cream, light beige, light pink with a herringbone pattern, and gray green.

Most reviews say it was true to size. Many customers also include photos of themselves wearing the blazer so you can get inspiration from all kinds of outfit combinations.

best outfit for job interview

Men’s Skinny Fit Suit Pants

$34.99

If you’re looking for lots of nice dress pants to expand your professional wardrobe then check out this find. These skinny fit suit pants come in lots of colors. They have dark blue, black, light gray mélange, blue mélange, and a black and white checkered pattern.

Gap

best outfit for job interview

Women’s Bi-Stretch Skinny Pants

$34.99

These bi-stretch skinny dress pants are 30% off. It was $49.99 but now it’s only $34.99!

These pants are available in petite, tall, and come in true black and indigo blue. You’ll feel like you’re wearing leggings when actually you’re wearing dress pants!

Men’s Khakis in Slim Fit with Gap Flex

$24.99 to $29.99

Get up to 50% off right now on Gap Flex khakis that used to be $49.99. Pay just $24.99 for the roan rouge and new olive colors. Or you can pay $29.99 for all the other colors. These men’s khakis are comfortable and offer great quality for a great price.

Of course, if you really need some affordable interview attire to impress the hiring manager, you can also visit your local thrift store, Plato’s Closet, Ross, or T.J. Maxx.

Grooming

It’s also important that you manage your grooming before a job interview. To give your best first impression you want to be clean, look clean, and smell clean.

Also, be careful not to wear too much perfume or cologne. The purpose of proper grooming is to look like you know how to manage and take care of yourself.

Do’s and Don’ts of Dressing for a Job Interview

Don’t pick the clothes you are going to wear the day of the interview. This will make it take longer for you to get ready and leaves you vulnerable to wardrobe malfunctions and catastrophes. Instead, pick your clothes a few days before, try them on to see how they look, and make sure they’re clean, ironed, and neat.

Choose to be overdressed rather than underdressed. No matter what the job might be, your best bet when deciding what to wear is to always choose business professional.

Don’t assume you know the office dress code. Maybe the job you’re interviewing for isn’t a formal type of job, or maybe you’re previous office’s dress code or dress culture was very casual. This doesn’t mean you can make assumptions about the new office dress code or dress culture.

Don’t wear flip flops. Very casual footwear is something you should avoid wearing to a dress interview. This can include any kind of sandal that might play down your appearance and professionality too much.

Don’t be afraid to wear a suit. Men and women alike shouldn’t be afraid to put on a well-tailored suit. When you wear a suit, you can rest assured you aren’t going to be underdressed no matter the interview. You can even dress down your suits a little by wearing less formal items in your suit outfit, like a nice polo shirt or blouse instead of a dress shirt.

Be mindful of colors. If you love to wear bright colors don’t feel like you have to wear all black to the interview. Strategic pops of color can bring an outfit together and still maintain an appropriate amount of professionality in your appearance.

But most of all, don’t worry so much about what to wear to your job interview that you forget about all the other important parts of a job interview. You still have to answer job interview questions and once the interview is over you need to send a follow up email. To read about all our other job interview tips for 2020 check out our “How to Succeed at Job Interviews” article.


How Much Do Pets Cost?

how much do pets cost

Thinking of getting a pet? Take a moment to go over the costs of pets before taking on the responsibility of proper pet care and ownership.

Pets become part of the family and enrich our lives in many ways. The costs can seem like a small price to pay for a new furry family member. Just be aware of the costs around having an taking care of a pet, so that you can plan financially and include these costs in your existing household budget.

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The costs of a pet depend on a lot of things. Dogs come with different costs than cats, and fish and hamsters have completely different costs as well. Pet costs for dogs and cats can also depend on the breed and size of the animal. For instance, some dog breeds have greater risks for hip problems or certain cancers.

Some of the costs you’ll run into with your pet include health, grooming, food, toys, treats, pet supplies, and emergency costs.

*the prices below are estimated costs.

One Time Pet Costs

Adoption Fees

+$50 to $600

Adoption fees are going to vary depending on what kind of animal you are adopting. Adopting a cat is going to be cheaper than adopting a dog. For example, cats can cost as little as $25 in adoption fees while the adoption fees for dogs range closer to $50 and higher.

Breed, age, and size can also factor into how much an animal shelter will charge you in adoption fees. If an animal needed a lot of medical care while they were at the shelter, they might cost a bit more to adopt.

But generally adopting rather than shopping for a pet is much less expensive than buying your pet from a breeder. Adoption fees are even more worthwhile because they often also include things like spaying, neutering, and essential vaccines all in the same cost.

Pet Prices from Breeders

+$800 to $2,000 or more

Buying a pet can be a lot more expensive, but there are many advantages to purchasing your pet from a breeder instead of a shelter. You can get a puppy, a hypoallergenic, nonshedding, or low shedding dog, or you can get a specific dog breed you’ve always wanted.

But purchasing a pet from a breeder is going to cost a lot more than adopting an animal from your local shelter. Dog breeders might offer payment plans so you can pay them in a few installments rather than all at once, but generally a puppy from a breeder is going to cost you $1,000 or more.

Spay and Neutering

+$25 to $80

Spaying is when the vet removes the ovaries and uterus in a female animal so they can’t get pregnant.

Neutering is often referred to fixing male animals so they can’t get female animals pregnant, but neutering can refer to both sexes.

Many people don’t plan on breeding their animals so they get their pets spayed or neutered. Getting your pets fixed can keep you from dealing with a lot of problems, including your dog getting a neighbor’s dog pregnant, your animal developing certain cancers, dealing with your dog in heat, dealing with a more aggressive or territorial male animal, or dealing with them marking their territory. It can also make licensing in some states a lot cheaper if your animal is neutered because you are helping to keep the stray population down.

For more in depth information about neutering visit the American Veterinary Medical Association.

Licensing

+$15 to $40

Licensing is when you pay the state to receive an official identification number and tag for your pet. This gives your pet an ID number and a tag with this number on it. This also marks you as the official guardian of the animal.

Licensing prices and rules will depend on your state, but getting licensed can keep your oet safe from the law. In many places it’s the law to have your pet tagged, even your cat. It’ll also show others that your pet is vaccinated and help your pet get found and returned to you easier if they ever get lost.

Licensing is also a lot cheaper if your pet is neutered.

Microchip

+$45

A microchip implant is a tiny chip that gets inserted under the skin of your pet. You can get your pet microchipped at the vet.

This microchip can then be scanned by a vet or animal shelter in the case your pet gets lost, and the scan will tell them your name and phone number to contact you.

Pet Supplies

All pets are going to come with their own set of needs. If you get a dog you might need a kennel and dog bed, if you get a cat you’ll need a litter box and scratching post, if you get a fish you’ll need a fish tank with things to put inside, if you get a hamster you’ll need a cage, tunnels, wheels, and toys for them to play with.

Many of these items are going to be a one time purchase you’ll make in preparation for welcoming your new pet into your home. But some of these may need replaced eventually.

You can also find the below items in cheaper or more expensive form, depending on how much you’re willing to spend. When you’re planning on getting a pet, you can visit wherever you want to buy your pet supplies and total up all the things you would buy for them to see how much they’ll all cost you.

  • Food and Water Bowl: +$5 to $20
  • Toys: +$3 to $20
  • Bed: +$20 to $100
  • Blanket: +$5 to $20
  • Collar: +$5 to $30
  • Leash: +$10 to $15
  • Crate: +$20 to $200
  • Travel Crate: +$20 to $100

Recurring Pet Costs

Food

+$10 to $50

The cost of food is going to depend on a number of factors like, what kind of pet you have, how big they are, how old they are, and how active they are.

Some animals, regardless of breed, are just more active than others and will need more nourishment. Other pets might be less active but still want lots of food and treats all the time, causing them to gain weight. Be familiar with your pet, consult with your vet, and learn how much food they really need.

Treats

+$5 to $20

Some animals are very treat-motivated and some are not. Depending on your pet you might spend a lot on treats or hardly ever buy treats.

But treats can be a great way to reward your pet for good behavior, keep them busy with yummy things they can chew on for a while, clean their teeth with dental sticks, and train them.

Vaccines

+$30 to $100

Your pet will need certain vaccinations every so often to keep them protected from illness, disease, and parasites. There are also vaccines and medicines that your puppy or kitten might need when their young, and then other vaccines they’ll need regularly later in life.

What Vaccines Does My Puppy Need?

  • Bordetella Bronchiseptica
  • Canine Distemper
  • Canine Hepatitis
  • Canine Parainfluenza
  • Corona Virus
  • Heartworm
  • Kennel Cough
  • Leptospirosis
  • Lyme Disease
  • Parvovirus
  • Rabies

What Vaccines Does My Dog Need? (every 1 to 3 years)

  • DHPP
  • Coronavirus
  • Leptospirosis
  • Bordetella
  • Lyme disease
  • Rabies

What Vaccines Does My Cat Need?

  • Rabies
  • Bordetella
  • Feline Rhinotracheitis Virus/Herpesvirus 1 (FVRCP)
  • Feline Calicivirus (FCV)
  • Feline Panleukopenia (FPV)
  • Feline leukemia virus (FELV)
Checkups

+$30 to $100

Just like how it’s important for you to get an annual physical every year, it’s important for your pets to get a check up at the vets every once in a while. This can help prevent greater vet costs in the future by helping you take preventative measures now.

Heartworm Prevention

+$15 to $50

Heartworm is a parasite that pets can get from mosquitos. Heartworm can damage heart, lungs, and cause many other problems for dogs and cats. Heartworm prevention usually consists of medicine or injections they get every 6 to 12 months.

If your pet already has heartworms the treatment can cost much more than preventative care. Some heartworm treatments can cost up to $1,000.

Flea and Tick Prevention

+$5 to $15

Animals can be susceptible to fleas and ticks. Not only are fleas and ticks uncomfortable for your pet, they can also carry diseases like Lyme disease and make your pet sick.

Pets can get fleas and ticks from being outside or being around other animals that have fleas or ticks. You can buy shampoos and collars to help keep your pet from getting infested with fleas or keep ticks from latching onto them while playing outside.

Grooming

+$30 to $100

There are many places you can use to get your pet groomed. There might be local pet grooming places, your vet might also provide grooming services, and there are chain places like PetSmart where you can go.

Some pets need more grooming than others. For example, long haired dogs or dogs with hair instead of fur need a lot more regular grooming to prevent harmful matting in their coat. Other dogs might shed a lot and need some grooming help to calm down their shedding.

Grooming can also include other important things like clipping nails, cleaning teeth, and cleaning ears. Visit PetSmart to see their grooming prices.

Extra Pet Costs

House Cleaning

+$100

Accidents, shedding, and chewing can wreak havoc on your house if you don’t have a plan for effective cleaning measures. You might want to get a carpet shampooer, which can cost around $90 or more. Cleaning spray for the occasional accident can also cost around $5 a bottle. You might also want a vacuum with better capabilities for dealing with pet hair, which will also cost around $90 or more.

Training

+$50 to $1,500

Not all pets require training but generally dogs do. You can try and train your dog yourself but there’s no guarantee this will be enough. Your dog could have special challenges, especially if you’re adopting a dog that might have trauma from their past.

Dog training facilities often offer group classes, one-on-one classes with a trainer, day training, and boarding where you can drop your dog off at doggie daycare for play and training.

For example, dropping your dog off for the day can cost you $50. Paying for a monthly group class could cost you $30 or more a month. Private training with a professional can cost $500 to $1,500 or more for a set number of sessions and depending on the needs and problems of your dog. These prices will all depend on where you go to get your dog trained so look up dog trainers near you to research your local dog training prices.

Special Training and Certifications

+$100

Sometimes your pet isn’t just a friend or family member. Sometimes they also help you with daily tasks or support you in an important way. If you want to take your dog training to the next level you can certify your pet as a service animal.

Pet Emergency Fund

+$1,000

It is a good idea to create an emergency fund for your pet. At least have $1,000 set aside in case of some kind of pet emergency.

Illness, disease, surgeries, and necessary training for new behavioral problems can cost anywhere between $100 to $1,000 and more. Don’t let these unexpected pet costs ruin your bank account. Plan for the future today so you’re ready when major expenses suddenly come your way.

Dog Walker

+$15 to $45

If you don’t have time to take your dog on lots of walks, you might want to think about hiring a dog walker. You can find dog walkers near you online or you can use dog walking apps like Rover or Wag to find a dog walker near you.

Pet Boarding Costs

+$35 to $100 per night

Luckily, most pets don’t need a babysitter if you want to stay out late on a Friday night, but if you’re going away for a night or more, you might need to higher a dog sitter or pay for pet boarding.

Pet Travel Fees

+$125 per flight

When flying with a pet you have 2 options. You can check your pets or keep them with you on the plane as a carry on. Checking your pet usually costs more than keeping your pet with you as a carry on. You’ll need to keep them in a certain sized travel bag, many times you might need to provide documentation for your pet like their most recent vaccines, and you’ll need to pay the airlines pet fees when you check in for your flight.

How much it costs to fly with your pet will depend on the airline you use. For example, Southwest airlines has $95 pet fee per flight and per pet. But most other airlines, like United Airlines, have a $125 pet fee per flight and per pet.

Checked pets from many airlines will cost you an additional $200 per kennel for each flight.

What’s the cheapest airline to fly with your pet? *Southwest.
Southwest $95
American Airlines $125
Delta Airlines $125
United Airlines $125
JetBlue Airlines $125

Calculating Pet Food Costs

How much your dog actually needs to eat might not be exactly the same as the basic food recommendations for the size of your dog. Take into consideration how active your dog is and whether your dog is already at a healthy weight. Always consult with your vet with any questions about how to care for your dog.

how much should i feed my dog

If you have a small dog between 3 and 6 pounds, you should feed your dog around 1/3 to 1/2 cup of dog food or 140 to 230 calories. A 10 to 15 pound dog needs about 3/4 to 1 cup of dog food or 340 to 465 calories. A 20 pound dog needs about 1 and 1/3 cups of dog food or 575 calories. A medium sized dog of 30 to 40 pounds needs 1 and 3/4 to 2 and 1/4 cups or 780 to 970 calories. Larger dogs starting at 50 pounds need 2 and 2/3 cups of dog food or 1145 calories. A 60 to 70 pound dog needs 3 to 3 and 1/2 cups of dog food or 1300 to 1475 calories. An 80 to 90 pound dog needs around 3 and 3/4 to 4 and 1/4 cups of dog food or 1630 to 1780 calories. Finally, a very large, 100 pound or more dog, needs 4 and 1/2 cups of dog food or about 1925 calories each day.

how much should i feed my cat

There are also basic food recommendations for your cat! For example, a cat that weights 5 pounds typically needs about 1/4 to 1/3 cups if cat food. A 10 pound cat needs about 3/8 to 1/2 cups of cat food. And a larger 15 pound cat needs about 1/2 to 3/4 cups of cat food every day.

Keep in mind the type of cat you have and consult your doctor about what’s a normal weight for your cat.

The Time Costs of Pets

Pets need your attention. You need to play with them, take them out for walks, take your dog out to go potty, do extra cleaning in the house to get rid of pet hair, clean litter boxes, kennels, cages, tanks, and take time out of your schedule to take them to training or vet appointments.

All of these things are going to cost you time.

If you have a dog, it’s recommended you take them out on 15 to 30 minute walks about 3 times a day. If you can take them out on at least 1 walk a day, then you should at least try and spend 10 minutes playing with them inside the house each day and walk them at least 2 to 3 times a week.

Again, be familiar with your own pet and how much exercise is too much or too little for them. Also keep in mind any physical restraints your pet might have when determining how much you should walk them.

how long should i walk my dog

Toy sized dogs need to go on walks that are 30 to 60 minutes long (or 2 to 5 miles). Small dogs need 60 minute walks (or 3 to 5 miles). Medium dogs need 60 to 80 minute walks (or 5 to 10 miles). Finally, larger, active dogs need about 60 to 120 minutes of walking time (or 8 to 15 miles).

Pet Fees and Fines

There are several fees and fines you need to be aware of before bringing a pet into your life.

Leash Laws

Check the leash laws in your area to avoid any fines for breaking local pet laws. You could get fined up to $100 for having your pet “at large,” meaning not on a leash in areas where they are supposed to be leashed.

Every town is going to have their own rules, but most commonly, unless your dog is in an enclosed, free range dog park, or your own private property, they need to be on a leash or you can get fined.

Licensing

You could also get in trouble if your pet isn’t licensed, microchipped, spayed, or neutered.

Pet Bail

When your pet gets picked up by Animal Control and taken to “pet jail,” you’ll have to pay a fine and fee in order to get your animal back. You might get fined by both animal control and the animal shelter. The animal might also charge you a fee for each night your lost or impounded animal stayed with them. There could also be additional fees for reclaiming your dog if they weren’t wearing their license or if they weren’t neutered.

Pet Rent

If you live in an apartment and pay rent you might have to pay a pet fee each month along with your regular rent. Many apartments don’t allow pets, but the apartment complexes that do allow pets often have what’s called “pet rent.” This monthly pet rent fee can cost anywhere from $30 to $50 a month.

Estimated Total Pet Costs

total costs of pet ownership

The American Kennel Club has estimated the total costs of pets over the course of their entire life. They’ve found that small dogs (who live about 15 years) have a total cost around $15,05. Medium dogs (who live about 13 years) cost about $15,782. And large dogs (who live about 10 years) cost around $14,480 over the course of their entire life.

To put it more into perspective, the costs of the first year of pet ownership is anywhere from $395 to $2,455. Many times the most you’ll spend on your pet is in the first year of getting your pet and getting all the supplies they need.

After the first year of pet ownership is over you can expect to spend between $326 and $1,967 each year for the rest of your pets life on medical and general pet expenses.

Money Under 30 also has some estimates on the total costs of dogs and cats. They say that cats can cost anywhere between $430 to $870 each year and dogs can cost anywhere between $380 to $1,170 each year.

annual pet costs

But what about the costs of other types of pets like crabs, hamsters, and fish? Hermit crabs are some of the cheapest pets you can get with a small annual cost of $45, gerbils only cost about $109 a year, fish cost about $105 a year, lizards cost around $190 a year, and birds can cost $400 or more each year.

How to Save Money with a Pet

By now you might be second guessing whether you can afford a pet or not. If some of these basic costs are too much for you, then it might be better to wait before adding a pet to your family. But there are many ways to cut down the costs of owning a pet.

  • Do your own grooming. If you don’t want to spend money on grooming get a regular furred dog, not a long haired dog.
  • Use your local humane society. By getting your basic vet services at your local humane society or animal shelter you can support a charity for animals and potentially get better prices on vet care.
  • Choose healthier breeds. Don’t get breeds that are known for being plagued with many health problems.
  • Adopt instead of buying from a breeder. You can save thousands of dollars by adopting instead of buying from a breeder.
  • Train the dog yourself. Use self-help books and online courses to train your dog yourself.
  • Get pet health insurance. Pet insurance can be as little as $15 a month and help you save big on future medical expenses.

Create a Pet Budget

Create a budget specifically for your pets to help you calculate all the costs and fit them into your household budget.

Download a Free PDF Printable for a Pet Budget Template


Ways to Save Money with Low Waste Living

Ways to Save Money with Low Waste Living

Not only are there major health and environmental benefits to living a more low-waste lifestyle, but there are monetary benefits to take advantage of as well.

Taking care of our planet is important for many reasons. For example, air pollution has been linked to increases in cases of asthma. Even prenatal exposure to air pollution can increase the child’s risk of developing childhood wheezing and asthma.

Likewise, the benefits of recycling and lowering our wastes are great. It can help our environment, our health, conserve our natural resources, and provide more economic security.

Explore this Article

But one major benefit to recycling and living a more low waste lifestyle is that it’s also a way to save money in the long run. Instead of buying single-use items once or twice a month, replace these costs with higher quality products that can last you a number of years. And if you need help paying for these higher qualify single-purchase items, you can always take out a Check City Personal Loan to get you started on your low waste journey.

There are everyday expenses that you can reduce or eliminate entirely just by using a few low-waste living tips.

What is Recycling?

In 2017, the US generated over 260 million tons of waste. We recycled about 67 million tons and composted about 27 million tons.

In waste management, there are 2 types of waste disposal—the conventional method, recycling, and composting.

Recycling is a method of waste disposal that takes waste and makes it into other things. Instead of throwing things away, they are used to create new products. Recycling allows materials to continue to have use rather than piling up in landfills.

What is Composting?

Composting is the process used to turn organic waste, like food scraps, into usable compost, which can then be used as fertilizer. Composting gathers organic waste together and lets it decompose until it creates a soil conditioner (fertilizer) that is very rich in nutrients. You can then use this for soil as fertilizer to help plants grow better.

Composting is a great thing to do at home for your garden, flower bed, or herb garden. It is just another way you can help your household become more self-sufficient and help your plants and flowers grow more abundantly.

What is Greenwashing?

If you want to do your part to help the environment and your local community thrive then you’ll want to be aware of greenwashing.

Greenwashing is an advertising method meant to make products look organic or ecofriendly when in reality they aren’t. If a product or company’s ecofriendly claims are really true then they’ll usually tell you all about it—providing evidence, certificates, and details.

If their claims are vague or unspecific, then most likely they are greenwashing their product in the hopes it will help it sell better. When making purchases do your research and don’t be duped by false or shady advertising.

What is Low Waste Living?

Being environmentally minded comes in all kinds of ranges. You can strive to live the zero waste lifestyle or you can simply try and live a more low waste lifestyle. Either way can save you hundreds of dollars every year.

Low Waste Living is when you attempt to make less waste, be more self-sufficient, and buy products that are quality and long lasting rather than single use products you’ll have to buy over and over again.

All the Ways to Save Money Living Low Waste

You might think of low waste living as something crazy and intense people do or something you need to be really committed to in order to pull off. But there are actually plenty of really simple ways to make less waste and save yourself a ton of money along the way.

There are lots of frequent, recurring costs you could replace for a single purchase to you’re your monthly spending and use that money elsewhere. You just have to know what can be replaced.

1. Plastic Water Bottles

Save $100.00

Filtered water is just better, and many of us don’t live in areas with great tap water. But we need to drink lots of water every day and the cost of water bottles can really get out of hand. Instead you can buy a water filter pitcher, a really nice water filtration dispenser, or a really nice stainless steel faucet water filter so you don’t have to spend so much money on water bottles ever again.

2. Shop in Bulk

Save up to 83%

You can save a lot of money when you buy in bulk. Find the local stores near you that sell in bulk like Sam’s Club, Costco, and whole food stores where you can get basic foods from barrels.

The key with buying in bulk is that you save big on the price per unit and you buy amounts that can stock up your home and last a lot longer, which saves you gas money and time spent at the store. Some experts estimate that you can save up to 83% on your grocery bill by buying in bulk.

3. Make Homemade Cleaning Products

Save $600

We want to keep our homes clean and sanitized but the products we need to do so can get really expensive. Instead, you can just make your own homemade cleaning products with these simple homemade cleaning product recipes. You can also buy your favorite squirt bottles to reuse over and over again as well.

4. Reusable Grocery Bags

Save 10 cents per bag

Plastic bags are still free at most grocery stores but this might not always be the case. Many states have already begun banning single-use plastic bags at grocery and retail stores or created minimum 10 cent charges if you want to use plastic bags.

Save yourself the hassle by getting your own awesome reusable grocery shopping bags now that you can keep in your car and use at the grocery store instead of plastic bags.

You can also buy some tote bags to use when you make retail purchases at other stores, so that you can avoid the hassle of plastic bags there as well.

Getting your own shopping bags is also helpful because they won’t rip at the bottom and spill your items everywhere, they won’t squish your items together in small plastic bags, and they can even keep your food cold on the trip home. You can even get specific produce bags with some online shopping.

5. Reusable Straws

Using reusable straws instead of single-use plastic straws can be one of the easiest, and funnest ways to go green. Reusable straws come in all kinds of shapes and colors, and can even come in compact containers that fit on your keychain.

6. Bring Your Own Water Bottle

Water bottles also come in all kinds of creative shapes, sizes, and colors. They can also come with unique functionalities. Instead of using the flimsy paper and plastic cups at restaurants you can use your own bottle instead! This will also keep your drink cold or hot longer and be more comfortable to hold in your hand or travel with you when you leave.

7. Install a Bidet

Save up to $120

The average American spends up to $120 each year on toilet paper alone. While you can’t really get rid of this cost, you can reduce the need by installing a bidet in your bathroom. You’ll save on toilet paper and actually be a cleaner and more hygienic person as well.

8. Start a Compost Bin

A compost bin can be a great way to put all your organic waste to better use. Your compost bin just needs 3 ingredients to function:

  1. Browns: like dead leaves, branches, twigs
  2. Greens: like grass, vegetable scraps, fruit scraps, coffee grounds
  3. Water

When you make your own compost you won’t need to spend money on chemical fertilizers and your garden will grow fuller and healthier. So a compost bin can save you money on gardening supplies and on groceries depending on what you decide to grow!

9. Plant a Garden

Save up to $600

Planting your own garden can both save and make you money. By planting your own herbs, vegetables, legumes, and even fruits you can save up to $600 on food costs each year. You could also make extra money each year by selling the produce from your garden at your local farmers market, or to your friends and neighbors.

10. Raise Chickens

Save up to $400

You can take your little farm one step further by getting a few farm animals of your own. Chickens are a good example for beginners and they can save you on the cost of eggs each year. You could even make money selling chicks to other households that would like to start raising their own chickens as well.

11. Make Your Own Clothes

Save up to $1,800

New clothes can be so expensive and with the rise of fast fashion many clothing brands don’t even provide quality clothes anymore. But you can take your wardrobe into your own hands by learning how to sew your own clothes!

12. Replace Paper Towels with Dish Rags

Save over $200

Paper towels can be nice and convenient but they might also be taking up more of your budget than you realize. Instead of spending extra money each month on the convenience of paper towels, buy a couple of kitchen towels for cleaning and wiping your hands.

13. Replace Paper Napkins with Cloth Napkins

Save over $200

You can also replace the paper napkins in your house with cloth napkins instead! Now your set table will look nicer and your family and guests will feel pampered and fancy when they come over for dinner.

14. Use handkerchiefs instead of tissues

Save up to $100

For instance, a pack of 4 flat box Kleenex costs about $6 while a pack of 6 basic handkerchiefs can cost $5.00 and last you for years to come. Meanwhile, tissue boxes only last a little while before you need to purchase them all over again.

So instead of buying box after box of tissues every year, just get yourself some nice handkerchiefs instead!

Replacing frequent costs with a single purchase is always the better choice. And handkerchiefs are going to be nicer on your nose, not chaff and dry out your nose the way paper tissues do. They’re also more useful because you can use them as a cloth too! If you need to wipe away some perspiration or wipe your hands throughout the day or anything.

15. Make Foods from Scratch

Save up to $4,109

Learn to make homemade things from scratch instead of instant and boxed foods. For example, two homemade pizza can cost as little as $3.25, while 2 pizzas from a pizza place can easily cost you over $20.

You can also learn to do your own canning and make preservatives. There are many things you can make yourself for less than half the cost it takes to buy it from the store. Here’s a short list of some other things you could learn to make from scratch instead of buying it in stores:

  • chicken or vegetable stock
  • peanut butter
  • macaroni and cheese
  • granola
  • baby food
  • spaghetti sauce
  • lunch meat
  • pizza
  • bread
16. Eat More Like a Vegetarian/Vegan

Save up to $700

You don’t have to commit to a vegetarian or vegan lifestyle to take advantage of vegetarian and vegan meals. These meals can be tasty, full of nutrients, and cheaper than recipes that use lots of meats and dairy products.

17. Recycle

Make some spare change!

Get recycling bins for your home and start recycling! You can actually make money recycling certain items at your local recycling facility.

18. Don’t Waste Freezer Foods

You can create a lot of waste and waste a lot of food by not utilizing your freezer enough. Make foods last longer by storing them correctly in the freezer. You can even create a food expiration calendar for your fridge to help you keep track when you need to eat certain foods.

food storage expiration date calendars

There are also a surprising number of things you can make with overripe foods, like banana bread. So always check before you toss things whether you can give it a second life somehow.

19. Buy Used Instead of New

Not only does buying used items help recycle things and maintain the environment, but buying used can also save you a lot of money as well! If you need new furniture, you can find great deals on beautiful pieces at antique shops and on the Facebook Marketplace.

20. Support Local Farmers

By shopping at the local farmer’s market for food items instead of big chain grocery stores, you can support your local farmers, reduce consumption, and save money on cheaper and fresher produce.

21. Don’t Waste on Basic Bills

Save up to $2,060

Overdoing it on utilities can put a strain on the environment and your wallet. So take measures to reduce the use of your utilities like heating, cooling, electricity, and water.

For example, you could save your AC by opening windows to keep things cool instead. You could also make some homemade dry shampoo so you don’t have to wash your hair so frequently and conserve water that way. This will also help your shampoo last longer for when you do wash your hair. You could also put less use on your drier by hanging things up to dry instead.

22. Find a Local Tailor

Sometimes we get rid of clothes when they could be fixed! Find a local tailor and have them fix up your old clothes, pants, shoes, or even hats so you don’t have to replace them as often. You’ll also be supporting local businesses which is always a good thing.

23. Replace Plastic Loofahs

Save up to $120

Instead of rebuying plastic loofas over and over again throughout the course of your life find a more permanent solution. You can find bath brushes in all kinds of shapes and brush types and they’ll actually help exfoliate and clean you better than a loofah anyway.

24. Rechargeable Batteries

Save up to $20

Not many things still use batteries but our need for batteries is far from over. But instead of rebuying batteries every time they die, just buy a pack of rechargeable batteries that you can use for life! That way you won’t be throwing away harmful batteries all the time, and you won’t have to buy them all the time either.

25. Make Reusable Gift Bags

Save up to $240

We spend so much on wrapping paper each year for birthdays and holidays. It’s fun to give gifts and being able to open the gift is one of the best parts! But you can keep the surprise while getting rid of wrapping paper costs by crafting together some reusable gift bags or clothes of your own.

26. Ditch Sponges for Brushes

Save up to $40

Sponges are important for helping you wash dishes, but they can get gross and need replacing really fast. Ditch the cost of sponges all together by buying dish brushes instead.

27. Use Public Transit, Walk, or Bike

Save up to $2,000

The average American spends over $2,000 a year on gas. That’s a lot of money that could be going to other parts of your budget. By taking the bus, using a bike, or walking you can greatly reduce this cost and reduce your emissions.

How To Live a Low Waste Lifestyle

The above list doesn’t list all the things you can do to cut down on waste and costs, but just with the tips above you can potentially save up to $13,000 a year by becoming more self-sufficient and replacing single-use purchases with single-purchase items you only have to buy once.

What will you do with all this extra money? You could put it all into a savings account, a checking account, use it to help reach your savings goals, or pay off credit cards, or start an emergency fund. Start saving money today and make your future brighter and more waste free.

These are a lot of really helpful ideas, but most of them boil down to a few key tactics to living a more low waste lifestyle.

  1. Make things from scratch
  2. Be self-sufficient
  3. Support local businesses
  4. Choose quality over anything else

Now all you have to do is create your own master plan of attack for living the low-waste way and watch how much your budget grows with all those savings!


2020 Review: The Best Store Credit Cards

store credit cards review

Which credit card is best? With endless options, it can be hard to choose.

That’s why we’ve compiled a complete list of all the best department store credit cards so you can easily compare different credit card perks in one place! Here you can look at credit cards for bad credit, and some of the easiest department store credit card to get.

Our Store Credit Card Guide:

Credit cards can offer a lot of benefits. You can use them to better budget yourself, when you need extra funds to pay for something, or to accumulate cashback, points, and rewards.

If you need to pay for a larger purchase in installments, you can also take out a Check City Installment Loan and avoid any hassle with multiple credit cards.

Best Buy Credit Card

Get 5% back in rewards for Best Buy purchases and 6% back if you are an Elite Plus Cardmember. Gest the Best Buy Visa Card and also earn 3% back on gas, 2% back on dining and groceries, and 1% back on everything else.

Recommended Credit Score:

Average to Excellent (630 to 850)

Fees:

Annual fee of $0 to $59 depending on your level of creditworthiness

Cash advance fee of $10 or 5% depending on which is greater

Interest Rate:

at least $1

PROS CONS
flexible financing only on purchases of $199+
get 10% back in rewards on your first day of purchases application needs approval
offer both credit and visa cards credit card is for Best Buy purchases only
there are annual fees
there are cash advance fees

The Best Buy Cards are issued by Citibank. If you get the Best Buy Visa Card then you can also enjoy benefits like 3% back on gas, 2% back on dining and groceries, and 1% back on everything else. But the Best Buy Credit Card doesn’t have this option. It is only used for Best Buy purchases online and in stores.

Walmart Credit Card

Get 5% back at Walmart.com, the Walmart app, grocery pickup, and delivery. Get 2% back in Walmart stores, Walmart fuel stations, restaurants, and travel expenses. Get 1% back everywhere else.

Recommended Credit Score:

Fair to Excellent (630 to 850)

Fees:

$0 annual fee

$0 fraud liability

3% balance transfer fee

3% or $10 cash advance fee, whichever is greater.

Interest Rates:

variable rate of 17.99%, 23.24% or 26.99% depending on the level of your creditworthiness.

PROS CONS
mobile friendly app only 2% back in stores
card lock available can only use Walmart fuel stations for the 2% back
get security alerts on your phone credit approval required
you are not liable for fraudulent purchases balance transfer fees

Walmart has 2 kinds of cards—the Capital One Walmart Rewards Mastercard and the Walmart Rewards Card. Your credit score has to meet minimum credit approval requirements with Capital One before they will approve you for the Walmart Credit Card.

Credit Card for Children’s Place

Get 30% off your first purchase, 25% off on your children’s birthdays, 20% off just for getting the card, and get 2 points for every $1 you spend and 100 points for every $5 you spend.

Recommended Credit Score:

Fair to Excellent (640 to 850)

Fees:

Shipping fees

Interest Rates:

27.24% APR

PROS CONS
can be used at the Children’s Place or Gymboree can’t be used outside the store
earn 100 points for every $5 you spend subject to credit approval
get birthday rewards can only register 4 of your children’s birthdays

The Children’s Place Credit Card is issued by Comenity Capital Bank. They specialize in branded credit cards. You can get lots of discounts by using a credit card from Children’s Place, but you can’t use it outside the store and there isn’t a lot of available information about the potential fees and interest rates.

Home Depot Credit Card

Get $25 off purchases of $25 to $299, $50 off purchases of $300 to $999, and $100 off purchases of $1,000 or higher.

Recommended Credit Score:

Fair to Excellent (640 to 850)

Fees:

$0 annual fees

Interest Rates:

7.99% fixed APR for Project Loans

17.99% to 26.99% APR depending on your level of creditworthiness for the Consumer Card

PROS CONS
get up to $100 off your Home Depot purchases Home Depot Purchases only
financing terms of 6 to 84 months available only get other savings at participating fuel stations with the commercial cards
can borrow up to $55,000 for a Project Loan
no interest for the first 60 days after a purchase

Home depot has 4 major credit cards—the Home Depot Consumer Credit Card, the Home Depot Home Improver Card (the Project Loan Card), the Home Depot Commercial Revolving Charge, and the Home Depot Commercial Account. You can use the Consumer Card and the Project Loan for your own personal use and you can use the Commercial Cards for your business.

Lowe’s Credit Card

Get $5 off every day on all your Lowe’s purchases. You can also get 6 months of special financing, 84 months of fixed monthly payments, and credit cards for your business.

Recommended Credit Score:

Fair to Excellent (640 to 850)

Fees:

$0 annual fees

Interest Rates:

7.99% APR on the Lowe’s Advantage Card

26.99% APR with a minimum interest charge of $2 on the Lowe’s Business Cards

PROS CONS
get 5% off on everything Lowe’s Purchases only
special 6 month financing terms available minimum purchase of $299
84 month terms available minimum purchase of $2,000

Lowe’s has one card for personal use called the Lowe’s Advantage Card. With it you can take part in exclusive events and discounts for cardholders and get 5% off on all your Lowe’s purchases. You can also use their 6 to 84 month financing on larger personal purchases.

Lowe’s also has 4 cards for your business—the Lowe’s Business Credit Cards and the Lowe’s Preload Card. These can also get your business 5% off every day, and get you discounts on deliveries and larger lines of credit.

Kohls Credit Card

Get $35 off your first Kohls purchase after getting the Kohls Credit Card. You can also enjoy extra savings, Kohls cash, anniversary offers, mobile payments, and Most Valued Customer benefits after spending $600 at Kohls in one year.

Recommended Credit Score:

Good to Excellent (680 to 850)

Fees:

$0 annual fees

Late fees up to $38

Interest Rates:

26.49% APR

PROS CONS
get exclusive offers throughout the year balance transfers aren’t allowed
get 15%, 20%, and 30% off coupons throughout the year savings aren’t consistent
special anniversary offer each year APR is a variable rate

The Kohls Charge Card is issued by Capital One. You can only use the Kohls Credit Card in their stores, but they do come with monthly discounts, and the ability to make returns without receipts. You can even become a Most Valued Customer (MVC) by spending $600 at Kohls in a single year. Then even more benefits will open up to you.

Get $20 off your first store purchase, get 5 points for every $1 you spend on their brands, get 1 point for every $1 you spend everywhere else, and get a $5 reward for every 500 points.

Recommended Credit Score:

Fair to Excellent (600 to 850)

Fees:

$0 annual fees

$0 fraud liability

Interest Rates:

26.99% APR

PROS CONS
fraud prevention chip
extra 20% off
free shipping
free basic alterations on Banana Republic clothes
same benefits apply at all Gap stores
can be used anywhere that accepts Visa

The Old Navy Credit Card is a part of the Gap Brand. This means that Old Navy Credit Cards, Gap credit cards, Banana Republic Credit Cards, and Athleta Credit Cards all come with the same benefits and can be used interchangeably amongst these 4 stores.

The Gap brand credit cards are all issued by Visa, which means that they can all be used anywhere that accepts Visa cards, not just inside their stores. So you can use them for all your shopping, get 1 whole point for every $1 dollar you spend, and watch your clothes start paying for themselves.

TJ Maxx Credit Card

Get $10 off when you sign up for a TJ Maxx Rewards Card. Earn 5% back in the TJ Maxx family of stores, get 5 points for every $1 you spend in stores and 1 point for every $1 you spend anywhere else.

Recommended Credit Score:

Fair to Excellent (620 to 850)

Fees:

$0 annual fees

Interest Rates:

27.24% APR

PROS CONS
same benefits apply at TJ Maxx, Marshalls, Home Goods, Sierra Trading Post and Homesense can only redeem rewards in the TJ Maxx family of stores
earn 5% back in rewards when you shop in the family
get invites for exclusive offers
can be used anywhere that accepts Mastercard

The TJ Maxx Rewards Credit Card is a part of a larger family of stores. You can also get these same discounts and points at Marshalls, Home Goods, Sierra Trading Post, and HomeSense.

The TJ Maxx Card is issued by Synchrony Bank and Mastercard. It can be used outside this family of stores so you can get 1 whole point for every $1 dollar you spend outside their stores. Rewards can only be redeemed inside their stores.

Amazon Credit Card

Get 5% back on all your Amazon purchases, get 2% back at restaurants, gas stations, and drugstores, and get 1% back on everything else. The Amazon Credit Card also offers 6, 12, 24 month financing terms and 0% APR.

Recommended Credit Score:

Fair to Excellent (640 to 850)

Fees:

$0 annual fees

Annual Prime Membership fee

$0 fraud liability

Interest Rates:

0% APR

PROS CONS
use financing terms to make purchases in installments you need an Amazon Prime membership
0% APR
you are protected against unauthorized purchases
can use anywhere that Visa is accepted

The Amazon.com Store Card can offer you financing, zero fees and interest rates, limited time offers, protection against fraud and money back on all your Amazon purchases. It can also get you a percentage back on all your other purchases.

Costco Credit Card

Get 4% back on gas, 3% back on restaurants and travel, 2% back on Costco purchases, and 1% back on everything else.

Recommended Credit Score:

Very Good to Excellent (750 to 850)

Fees:

Yearly Costco Membership fees

$0 foreign transaction fees

Interest Rates:

16.74% APR variable

PROS CONS
earn back the most on gas and travel if you don’t travel a lot
can use anywhere that Visa is accepted you need a Costco membership
you can use this card in other countries if you don’t visit other countries

Your Costco Anywhere Card also doubles as your Costco membership ID. It can also get you an extended warranty on your purchases. Costco also offers cards for your business needs.

Target REDcard

Save 5% on all your Target purchases, enjoy free 2-day shipping, an extra 30 days on returns, and special gifts and offers throughout the year.

Recommended Credit Score:

Fair to Excellent (640 to 850)

Fees:

$0 annual fee

$40 cash withdrawal fee on the Target Debit Card

Interest Rates:

25.15% APR variable

PROS CONS
link Target Debit Card to existing checking account $40 cash withdrawal fee
10% discount coupon on your card’s anniversary can only be used at Target

Target has both a Target REDcard Credit Card and Target Debit Card. The Target Credit Card, however, can only be used at Target, so you can’t get points or cashback on other purchases.

How to Pick a Credit Card:

The key to picking out a credit card is knowing which one will most benefit you specifically.

First, think about where you shop the most. You’ll get the most benefit from that card because their best perks are usually for in-store or online purchases. If you don’t know where you shop the most then go to your bank account statements and look at your transaction history.


(Shopping Guide) Valentine’s Day

valentine's day shopping

Valentine’s Day occurs every year on February 14th.

Valentine’s day has been around for a very long time, though how it all got started is less known. Regardless of how Valentine’s day all began, it’s a holiday full of love and appreciation for those who are most important to us.

Explore this Article

Valentine’s Day History

The origins of Valentine’s Day are shrouded in long forgotten legends and stories. It either began as the anniversary of Saint Valentine’s death or as a Christian adaption of an old Pagan holiday.

Saint Valentine was a priest during the era of Rome. It is said that the Roman emperor banned marriage for young men because he needed soldiers. But Saint Valentine continued to perform weddings in secret for young lovers. When his defiance was found out, he was killed.

Other legends say he was killed because he was helping Christian refugees escape Roman imprisonment. While imprisoned it’s said he fell in love and sent love letters from prison signed, “from your Valentine.” Now we use the name “Valentine” to refer to someone we care about or love dearly.

But Valentine’s Day could also have Pagan origins from the festival of Lupercalia. This Pagan festival was celebrated on February 15th. It was a fertility festival dedicated to Faunus, the Roman god of agriculture, and Romulus and Remus. As they did with many pagan holidays, the Catholic church made their own holiday during the Pagan festival of Lupercalia.

Whatever the true story is, the idea of valentine’s day is that it’s a day of romance, confessions, and affirmations.

valentines day gift

There are many ways to celebrate Valentine’s Day. It’s a holiday that can be whatever you want it to be!

You can celebrate Valentine’s Day by practicing some self-love, buying yourself something you want, having a relaxing day at home, or going out with friends. It can also be spent with a special someone on a nice Valentine’s Day date, or with friends and family that you care about.

However you choose to spend your Valentine’s Day, there might be Valentine’s Day gifts you’d like to buy to show your love and appreciation for those you care about. And if you really want to go all out this year, but need some financial help to do so, you can take out a Check City Personal Loan.

Below we’ll go over the most popular Valentine’s Day flowers and gift ideas for everyone!

Valentine’s Day Gift Ideas for Her

Whether you need a special gift for your mother, your wife, or your girlfriend, these gift ideas are sure to wow the special woman in your life.

  • Jewelry
  • Clothes
  • Organizers
  • Makeup
  • Vanity mirror
  • Tech she wants
  • Beauty products
  • Spa gift basket
  • Personalized or custom made gifts

Valentine’s Day Gift Ideas for Him

When buying a gift for a special someone in your life, the point is to show how much you cherish them. Sometimes this will mean getting them something they’ve been wanting, rather than something strictly romantic.

  • Massage gun or foam roller
  • Clothes
  • Custom made or custom engraved gifts
  • Beauty product gift baskets for men
  • Video games
  • Tech he wants

Valentine’s Day Gift Ideas for Kids

Nieces, nephews, cousins, and your own children are also great Valentine’s Day gift recipients. They’ll love getting little gifts to remind them how special they are.

  • Games
  • Toys
  • Fun shirts
  • Books
  • Craft kits
  • Stuffed animals
  • Candy

Valentine’s Day Gift Ideas for Coworkers

Coworkers can be some of the most appreciative Valentine’s Day recipients. Many of them probably won’t expect anything from you, so getting a valentine’s gift from a fellow coworker can be a fun surprise to brighten up their workday.

  • Engraved wallet
  • Mugs
  • Socks
  • Calendar
  • Desk toys, decor, or plants
  • Games
  • Designer office supplies

Valentine’s Day Gift Ideas for Friends

Your friends deserve some extra appreciation on Valentine’s Day as well. They’ve been there for you through thick and thin and Valentine’s Day is the perfect day to thank them with a gift.

  • Games
  • Food
  • Puzzles
  • Gift box
  • Gift cards for restaurants
  • Custom friendship memorabilia

Gift Ideas for Galentine’s Day

As the world evolves we realize things like, having a boyfriend or a husband doesn’t determine a woman’s self-worth. That’s why Galentine’s Day was created, to remind women everywhere that self-love is just as important as romantic love.

For similar reasons, a day like Guyentine’s Day could be created! To let men everywhere know that their own self-love is just as important as the love they receive from others.

  • Funny shirts or socks
  • Book
  • Mug
  • Journal
  • Self-care gift basket
  • Trip to a salon
  • Lady’s night out
  • Guy’s night out

Valentine’s Day Gift Ideas for Pets

As a society, our relationship with our pets is changing. We see them more as family members now and want to treat them as such. For this reason, Valentine’s Day is also a great day to buy something special for the furry friend in your life!

  • Fun clothes
  • Car seat
  • Blanket
  • New toy
  • New treat
  • Ball that rolls itself
  • Nanny cam for pets

Shop at Walmart by Clicking Here

At Walmart, you can get all kinds of Valentine’s Day goodies. They have chocolates, candies, stuffed animals, flowers, and even jewelry!

Shop at Target by Clicking Here

Target has stuff to help make your Valentine’s Day party a blast! You can find fun Valentine’s Day cards for the kids to pass out in class, exchange candies, and cute Valentine’s Day mailboxes to keep everything in!

Shop at Anthropologie by Clicking Here

Anthropologie is a popular place to get your Valentine something really nice. They have fragrant candles, beautiful dresses with Valentine’s Day colors, red jeweled earrings, and more!

Shop at Nordstrom Rack by Clicking Here

Nordstrom Rack is a great place to find quality items for your sweetheart at reasonable prices. You can get matching Valentine’s Day mugs, Valentino perfume, and deluxe candy boxes to make your lover swoon.

Shop on Amazon by Clicking Here

Right now you can watch Amazon Live, sponsored by Hallmark to see first hand the kind of great items you can get for your loved one on Valentine’s Day. Some of the most popular items include a Dash mini heart-shaped waffle maker, a Hamilton Beach digital air fryer oven, and a Wilton chocolate fountain.

Shop at Hallmark by Clicking Here

Hallmark has been a staple brand for cards and gifts for a long time. At Hallmark, you can find thoughtful gifts for under $10, $20, or $30.

Valentine’s Day Flowers and Their Meanings

valentines day flowers

Here we’ll go over a complete guide to Valentine’s Day flowers, so you can figure out the perfect flower arrangement full of thoughtfulness and meaning.

Rose

Roses are by far, one of the most romantic flowers to receive on Valentine’s Day. They also come in a wide range of colors and meanings if you want to get poignant with your Valentine bouquet.

Rose Color Meaning
White Rose: innocence
Red Rose: love
Pink Rose: sweetness
Yellow Rose: friendship
Orange Rose: desire or admiration
Lavender Rose: love at first sight or enchantment
Tulip

Tulips are an elegant flower that can come in literally any color. They are the perfect flower to show sophistication along with simple beauty. Tulips generally signify perfect love, so you can easily just get a bouquet in the recipient’s favorite color.

Tulip Color Meaning
Red Tulip: true love
Purple Tulip: royalty
White Tulip: forgiveness
Yellow Tulip: cheerfulness
Lily

Lilies are a striking flower that can’t help but be noticed. As a whole, the lily flowers represents devotion and purity. They are also associated with motherhood and rebirth, so if you’re looking for a flower to give the mother of your children, this is the flower for you.

Lily Color Meaning
Calla Lily: faithfulness
Day Lily: a mother’s devotion
White Lily: virtue
Pink Stargazer Lily: prosperity
Red Lily: passion
Orange Tiger Lily: confidence
Carnation

Carnations are the perfect gift to get someone who was born in the month of January since carnations are the birth flower of that month. But they are a flower that also comes in many many colors with lots of different meanings you could use.

Carnation Color Meaning
Red Carnation: love
White Carnation: pure love
Pink Carnation: gratitude
Purple Carnation: impulsive
Orchid

Orchids are a wonderful plant to get someone who loves to decorate their home and who wants to keep their flower for a long time. When cared for orchids can continue to bloom for years to come.

Orchid Color Meaning
White Orchid: elegance
Purple Orchid: admiration
Yellow Orchid: friendship
Baby’s Breath

Though the baby’s breath flower doesn’t come in many colors, it is a common flower used to fill out beautiful flower arrangements. It is a symbol of everlasting love and the sincerity of someone’s feelings.

Daisy

The daisy is a bright and cheerful flower that stands for innocence, purity, and cheerfulness.

Chrysanthemum

Chrysanthemums are a popular flower. They make very full bouquets and can effortlessly adorn the inside and outside of your home.

Chrysanthemum Color Meaning
White Chrysanthemum: devoted love
Red Chrysanthemum: deep passion
Violet Chrysanthemum: get-well soon
Iris

The iris may be one of the most regal looking flowers. They have an elegant, royal look that can be perfect for representing your feelings this Valentine’s Day.

Iris Color Meaning
Purple Iris: wisdom
Yellow Iris: passion
Blue Iris: faith
White Iris: purity

The possibilities for how you can celebrate this day of love are vast. There are gifts and flowers for every situation. Use this guide to help you plan your Valentine’s Day to really make it special this year.


Amazon Deal of the Day

amazon daily deals

We often depend on sales to get the things we need for a more manageable price. But what happens when you don’t have the funds when the sales hit?

You apply for a Check City Payday Loan to get the funds you need now, so you can take advantage of sales today. You can also find sales every day of the week with Amazon’s Daily Deals!

Take a look at Amazon’s Deals of the Day by visiting the Today’s Deals tab when you go on Amazon. There you will find unique deals every single day of the week.

*The prices shown below are the sale prices listed at the time of posting.

All-In-One Baby Lounger

Amazon prime deals

Current Sale Price: $136.91
Originally: $175.00
You Save: $38.09 (22% off!)

For all the new babies arriving this year, get the all-in-one baby lounger from Dock A Tot! This baby lounger has endless uses, like cosleeping and tummy time. It’s the perfect lounger to keep your baby safe and comfortable.

Women’s Waterproof Ski Jacket

Amazon deal of the day

Current Sale Price: $55.24
Originally: $64.99
You Save: $9.75 (15% off!)

For those of us braving the cold this winter, a stylish winter jacket! It’s even waterproof with a windbreaker to keep you as dry and warm as possible while you brave the elements.

Apple Watch Bands

Amazon lightning deals

Current Sale Price: $8.49 to $12.99
Originally: $49.99
You Can Save Up To $41.50!

Need a new strap for your Apple watch? Idon has packs of 3, with beautiful color palettes to choose from. They’re made of a soft, silicone material so you can easily wear them while doing any kind of sport or activity.

Kitchen Cleaning Drillbrush

Amazon wear house deals

Current Sale Price: $10.16
Originally: $18.95
You Save: $8.79 (46% off!)

For anyone starting spring cleaning early, get yourself a cleaning drill brush to really get the grime out of your house. This drill brush comes with 3 attachments so you can get all kinds of forgotten corners and crevices.

Shop Amazon Warehouse

Amazon warehouse deals

Where you can shop by any category for great, quality deals!

At Amazon’s warehouse, you can shop for used and refurbished products for yourself, for the home, or for the family. They have computers and tablets on sale, kitchen appliances, Amazon devices, video games and video game accessories, and so much more!


Cheap Weekend Getaways on a Budget

Weekend Getaways on a Budget

Sometimes a long vacation far away can actually be more exhausting than relaxing.

That’s why a weekend trip somewhere near you can actually be more rejuvenating.

Not only that but weekend trips are less expensive, you don’t have to take time off, and it can be just what you need to prevent burnout and keep your energies and spirits up.

The Best Weekend Getaways

The best weekend getaways cater to your personal preferences and desires so you can get the most out of your short trip.

Some people are looking for weekend getaways near me, where they can be close to home but still take a break from their lives. Others are looking for cheap weekend getaways, so they can enjoy a vacation without spending too much. Then there are people looking for group weekend getaways or the best weekend getaways for couples.

Different people look for different things in a vacation. Some people are history buffs and want to see some historical sites and go on tours. Others will want to go where there is lively music, or botanical gardens where they can walk and be with nature.

Other people have specific requirements for their vacation. If you have kids you might need a family-friendly option, or if you’re a couple you might want something more romantic.
Start asking yourself what kind of vacationer you are before you get started on any solid plans.

Take a moment to sit down and write a list of things you must have in a weekend getaway. This can help you decide the key elements of your weekend trip budget.

Make a Budget

weekend trip costs

The more days you stay away the more your trip will cost.

Which is why weekend trips are so great! You can vacation without breaking the bank simply by leaving for fewer days.

According to Budget Your Trip the average daily cost of a vacation for just one person comes to about $224. This means that a 2 day vacation would cost $448, a 3 day vacation would cost $672, and a longer 4 day vacation would cost $896.

But you can save even more on a weekend getaway by cutting areas of your budget and making smart, money-saving choices.

Download a Free Printable PDF for a Weekend Getaway Budget.

weekend trip budget

A vacation budget usually includes at least 4 categories.

Transportation, lodging, food, and entertainment.

According to ValuePenguin the average cost of transportation for 4 nights is $224, lodgings are $150, food is $155, and entertainment is $52. A 4 night trip, from Friday to Monday, can cost a total of $581.

These 4 budget sections are what you’ll need to figure out before going on vacation. Though there may be other things to consider depending on your personal preferences. For example, you might want to add a souvenir budget or create separate budgets for each person going on the trip.

Transportation

transportation

As with any trip, you’ll need to figure out what transportation you’ll use, how much it will cost, and how you can save in this category.

The farther from home you go the more expensive transportation costs are going to be. This doesn’t mean you can’t go far away for your weekend trip, it just means transportation will take up a larger portion of your budget if you do. You might have to make sacrifices in other areas of your budget, like which hotel you stay at if you want to go somewhere farther away.

Since it’s just a weekend trip, longer trips will also take up more of the little time you have to get away that weekend. But if you go somewhere close by, then you’ll have even more time to enjoy your destination. Try going on a road trip instead of flying since driving is generally cheaper than plane tickets.

You should also try and book accommodations that aren’t too far away from everything. That way you can easily walk, ride bikes, or use trails like the boardwalk or river walk to get wherever you want to go while on vacation.

Lodging

lodgings

If you book your accommodations well in advance then you are more likely to snag some deals.

If you want to get in the habit of taking weekend trips, then try getting into the habit of researching prices every so often. That way you’ll see when prices go up and down.

You can also save on lodgings by choosing Airbnbs, hostels, or campgrounds to stay at instead of expensive hotels. If you go on trips very often, then investing in a trailer or some quality camping gear could actually save you money in the long term.

Food

food

Eating out can easily become the most expensive part of a vacation. But you can save tons of money on food by packing your own meals and snacks.

No matter where you end up staying you can always bring your own food. If you’re going camping you can pack food bags and coolers full of nonperishable foods. If you’re going to a hotel or Airbnb you can find one with a kitchenette so you can make your own meals instead of spending tons of money eating out.

But remember to keep item number 1 in mind! Maybe eating out while traveling is a big part of a vacation for you. If this is the case, then just calculate restaurant expenses into your weekend getaway budget.

Entertainment

entertainment

There’s nothing more disappointing than coming back from a trip where you didn’t have time for everything you wanted to do.

You don’t want your weekend trip to feel like a waste of time. There might be specific things you want to do to entertain yourself while on vacation, like see a movie, go to a specific restaurant, see a show, go on a guided tour, or visit the zoo.

Create a vacation schedule for yourself so you don’t miss out on anything or unexpectedly spend money on tickets for something once you get there. By creating a schedule for entertainment ahead of time, you’ll know how you’re spending your weekend and how much each activity will cost. That way you can include your fun in your budget and not feel bad later for spending more than you thought you would.

Entertainment can also be the most flexible part of your budget and an easy place to cut costs. Maybe instead of paying for an expensive tour you pick up a cheaper tour guide booklet and see the sites yourself. Or maybe you can find free things to do like go to a public beach or nature park.

Download a Free Printable for a Weekend Getaway Schedule.

More Weekend Vacation Budget Tips

weekend getaway tips and tricks

Now that you know how to save on your 4 key weekend budget categories, let’s go over some other ways to trim your weekend budget.

1. Split the Costs

One great way to get the most out of a weekend vacation while still saving money is to bring a group of people and split the cost. By renting a cabin with a bunch of friends or family members, you can stay at a really nice place for a much more reasonable price.

Transportation costs can also be alleviated by inviting friends to tag along and help pay for gas.

2. Pack Light

Packing light will not only make your life easier, but it can save you in the long run. By not packing too much you won’t lose as many items in the hustle and bustle of traveling.

You also won’t have to pay extra traveling fees for having tons of luggage.

3. Don’t Spend Money Once You’re There

If you plan carefully and bring your own things, you can get away with not spending money once you reach your destination. Eat your own food and bring your own entertainment.

There are plenty of things you can do for free on vacation, like outdoor activities or going to state parks. You might actually enjoy just reading a good book by the poolside instead of filling your weekend with expensive and busy activities.

4. Look for All-Inclusive Options

Some resorts and cruises can be all-inclusive, meaning that you pay for your stay and they provide everything else. All-inclusive trips can also give you the best deal since one payment will pay for all categories of your budget. All you have to worry about is showing up.

5. Put Vacations in Your Budget Now

Planning ahead will always save you more, and that includes planning for your vacations now. Put away a little money each month into a fund just for trips. Then once you have enough to cover your vacation budget you can go, relax, have fun, and not worry about the money your spending because you saved it all up specifically for this.

6. Use a Prepaid Debit Card

Have trouble budgeting your spending once you’re there? Just get a Prepaid Debit Card and use that for spending on vacation. With a prepaid debit card, you won’t be able to go over budget and can protect yourself from your own money spending habits.

7. Long Weekends

Plan to go on vacation during a long weekend. That way you don’t have to use paid time off, and you can get an extra day or two of relaxation and fun into your weekend. Having a long weekend to look forward to can also make work more bearable, and give you a time frame for saving up.

8. Most Popular Weekend Getaway Locations

If you want to travel somewhere really popular, you definitely want to look for deals. You can use websites like kayak, travelocity, trivago, or airbnb to find deals on transportation, lodgings, and fun times. You can also use sites like the Crazy Tourist to see reviews about popular places and help you decide where to go and what to see on your trip.

Here are some examples of how you can use these sites to your advantage.

Getaways in San Diego

Trips to Santa Barbara

San Antonio Vacation Packages from $658

Las Vegas Weekend Break Hotels

15 Best Romantic (Weekend) Getaways in Rhode Island

New York City Weekend Breaks

Best Weekend Deals Los Angeles

San Francisco Cheap Vacations


Cold Weather Deals from Amazon

amazon daily deals

At Check City we understand that often times we depend on sales to get the things we need. Apply for a Check City Payday Loan and you can get even more help paying for the things you need, when you need them.

Take a look at Amazon’s Daily Deals, any day of the week by visiting the Today’s Deals tab when you go on Amazon. There you will find unique deals every single day of the week. Listed below are the Daily Deals posted for today!

*The prices shown below are the sale prices listed at the time of posting.

Evlution Preworkout Powder

daily deals

Current Sale Price: $19.99
Originally: $34.99
You Save: $15.00 (43% off!)

Evlution Nutrition has a preworkout powder that you can put in your drink or smoothie. It has everything you could want in your workout fuel. It helps stimulate mental focus, helps keep you energized, and even comes with essential amino acids. Right now Evlution is having Amazon sales on all their preworkout powders so you can get all kinds of sizes and flavors.

Heated Hoodie

daily deals

Current Sale Price: $99.99
Originally: $129.99
You Save: $30.00 (23% off!)

Ororo has a heated unisex hoodie with a battery pack so you can easily stay warm and comfortable. The heated jacket has 3 heating zones and 3 heating levels so you can even adjust the warmth of your jacket. And don’t worry about it being too heavy because it’s a heated jacket, it’s still lightweight and made with stylish, comfortable fabric.

Kid Crafts

daily deals

Save up to 58%!

Save big on fun arts and crafts for kids. These crafts make great gifts and come with kits that have everything you need. Kids can make bracelets, weave on a loom, or paint a sculpture!

Anker Charging Accessories

daily deals

Save up to 38%!

Anker is having deals today on all their charging accessories. They have a portable power bank you can use to charge on the go. There’s also a wireless charging stand, and a wireless car charging stand.

Zojirushi Coffee Maker, Mugs, and Lunch Boxes

daily deals

Save up to 58%!

Zojirushi is having a sale today as well, on a lot of their products. You can get a complete lunchbox set with a lunch bag, and lunch Tupperware. You can also get a coffee maker that can hold up to 10 cups and stylish thermoses of all sizes and colors.

Laptops, Monitors, and Desktops

daily deals

Save up to 41%!

Amazon’s final sale today is on laptops, monitors, and desktops. Optimize your workspace by getting a new laptop or a new or second monitor so you can easily get all your work done. They even have the ever-popular curved monitor for the best viewing.


5 of the Best Amazon Daily Deals

amazon daily deals

Not only can you find almost anything on Amazon but you can also find online deals every single day!

By visiting the Today’s Deals tab when you go on Amazon, you can find unique deals every single day of the week. Online sales are some of the best discounts you can get because you’ll save money on the item and you’ll save time and money on gas by getting it shipped to you.

At Check City, we understand that often times we depend on sales to get the things we need. Apply for a Check City Payday Loan and you can get even more help paying for the things you need, when you need them.

*The prices shown below are the sale prices listed at the time of posting.

Fire HD Tablet

amazon daily deals

Current Sale Price: $79.99
Originally: $109.99
You Save: $30.00 (27% off!)

Amazon has many useful devices, like the Fire Tablet! Right now you can save $30 on the 8 inch Fire Tablet with HD display. It can also hold up to 32 GB and has a long, 10-hour battery life. You can use your Fire Tablet to watch shows, play games, listen to audiobooks, read, or keep notes. The tablet is also light and portable so you can easily take it with you wherever you go.

That’s it. Fruit Bars

amazon daily deals

Current Sale Price: $22.49
Originally: $29.99
You Save: $7.50 (25% off!)

These fruit bar snacks from That’s it. Are 100% natural, gluten-free, vegan, and low carb. Everything you could ever want in a snack is inside! Enjoy yourself a little without feeling bad by getting snacks that are actually good for you. This 20 pack comes with a variety of flavors like strawberry, mango, blueberries, cherries, and fig.

Smarty Pants Vitamins

amazon daily deals

Save up to 59%!

Save on all the best Smarty Pants multivitamins for women, men, expectant mothers, kids, and even your dog! That’s right, Smarty Pants vitamins also have a line of dog treats called Smarty Paws. They have treats for senior dogs, adult dogs, and puppies too.

Home Radon Detector

amazon daily deals

Current Sale Price: $99.99
Originally: $168.08
You Save: $68.09 (41% off!)

Better protect your home and everyone in it by installing a home radon detector. This detector from Air Things is lightweight and portable with an easy to use battery system. It also provides an easy to read digital display so you can know exactly what the levels of radon gas are in your surrounding area.

MSI Gaming Laptop

amazon daily deals

Current Sale Price: $639.00
Originally: $799.00
You Save: $160.00 (20% off!)

Save $160 dollars on a new gaming laptop from MSI! Amazon has a couple of sales going on right now on gaming laptops. This one is the 15.6-inch version with an Intel Core and Windows 10. Not only are these laptops great for gaming but you can save big on a new laptop for work and personal use as well.


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