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80 Best Halloween Movies, TV Shows, and Podcasts



halloween media list

October is a great time to get into some chilling Halloween media. There are movies and TV shows you can watch, suspenseful books you can read, and spooky podcasts you can listen to. This article is a Halloween media master list to help you decide what to watch, read, or listen to this Halloween.

If you need some creative Halloween snacks you can check out Food Network’s Halloween section on their website and make your monstrous media night complete! Tell us what your favorite Halloween Movie, TV Show or Podcast is in the comments section below!

Just don’t get TOO spooked this Halloween—viewer and listener discretion is advised!

Scary Movies

halloween movies

Horror films are a strong tradition for older audiences during the dark, cold Halloween nights. But kids often want to watch something special for Halloween too! So we included some kid Halloween movie ideas in this list as well.

Halloween Movies for Kids

1. Hotel Transylvania
2. Hocus Pocus
3. Halloweentown
4. Casper
5. It’s the Great Pumpkin Charlie Brown
6. The Cat in the Hat Knows a Lot About Halloween
7. The Curse of the Were-Rabbit

Halloween Movies on Netflix

8. Coraline
9. Goosebumps
10. Candyman
11. 1922: Based on the Novella by Stephen King
12. Little Witch: The Halloween Horror Story
13. Insidious
14. The Conjuring

Halloween Movies on Amazon Prime

15. I, Frankenstein
16. Sweeney Todd
17. Corpse Bride
18. Haunted
19. Lost Creek
20. The Legend of Halloween Jack
21. The Uninvited
22. The Witching
23. Halloween Horror Tales
24. The Woman in Black

Halloween Movies on Hulu

Hulu really likes to make an event out of Halloween. They have what they call Huluween, which is a category you can choose when browsing Hulu for what to watch.

25. Little Monsters
26. Uncanny Annie
27. Pure
28. School Spirit
29. Culture Shock
30. They Come Knocking
31. All That We Destroy
32. Tree House
33. Down

The “Halloween” Movie Series in Order

The Halloween franchise is a long series of movies starring Nick Castle as the infamous Michael Myers. But because there are so many movies in the series it can be confusing which movie goes in which order.

Below is the answer to all your questions about the Halloween movie series order:

  1. Halloween (1978), directed by John Carpenter
  2. Halloween II (1981), directed by Rick Rosenthal
  3. Halloween III: Season of the Witch (1982), directed by Tommy Lee Wallace
  4. Halloween 4: The Return of Michael Myers (1988), directed by Dwight H. Little
  5. Halloween 5: The Revenge of Michael Myers (1989), directed by Dominique Othenin-Girard
  6. Halloween: The Curse of Michael Myers (1995), directed by Joe Chappelle
  7. Halloween H20: 20 Years Later (1998), directed by Steve Miner
  8. Halloween: Resurrection (2002), directed by Rick Rosenthal
  9. Halloween (2007), directed by Rob Zombie
  10. Halloween II (2009), directed by Rob Zombie
  11. Halloween (2018), directed by David Gordon Green
  12. Halloween Kills (2020), directed by David Gordon Green
  13. Halloween Ends (2021), directed by David Gordon Green

Spooky TV Shows

halloween tv

Many shows will have a TV special for holidays like Halloween, but some TV series will dedicate the entire show to the spooky feelings of the Halloween season. These Halloween-themed TV shows make great binging material for those who want more than a movie to watch.

Halloween TV Shows on Netflix

34. The Chilling Adventures of Sabrina
35. Charmed (the original 1998 series, and the newer 2018 version)
36. Stranger Things
37. Castlevania
38. Haunted
39. Penny Dreadful
40. Dexter
41. Van Helsing
42. Glitch
43. A Series of Unfortunate Events
44. The Haunting of Hill House

Halloween Anime on Netflix

45. Devilman
46. Death Note
47. Soul Eater

Halloween TV Shows on Amazon Prime

48. Lore
49. Fringe
50. Addams Family
51. Sabrina: The Teenage Witch
52. Haunted

Halloween TV Shows on Hulu

53. Light as a Feather
54. Castle Rock
55. Dimension 404
56. 11.22.63
57. Freakish
58. Buffy the Vampire Slayer

Suspenseful Books

halloween books

Don’t forget amidst all your haunted media consumption this year to include a few books as well. The freedom your imagination has to embellish scary stories from literature will leave you with chills until late November.

59. The Shining

By Stephen King

Kindle: $8.99

Audiobook: FREE with Audible trial!

60. Suspicious Minds

By Gwenda Bond

Kindle: $12.99

Audiobook: FREE with Audible trial!

This book is the first official Stranger Things novel! It’s a prequel to the Netflix original Stranger Things TV series.

61. Annihilation: Book One of the Southern Reach Trilogy

By Jeff VanderMeer

Kindle: $9.94

Audiobook: FREE with Audible Trial!

62. Fake Like Me

By Barbara Bourland

Kindle: $14.99

Audiobook: FREE with Audible Trial!

63. The Invited

By Jennifer McMahon

Kindle: $12.99

Audiobook: FREE with Audible Trial!

Creepy Audiobooks

halloween books

Looking to hear some great ghost stories? Audiobooks are a great way to listen to the eerie voices of narrators recounting ghostly tales while you and your friends listen in the dark or around a campfire.

64. Frankenstein

By Mary Shelley

Narrated by Dan Stevens

Kindle: $0.50

Audiobook: FREE with Audible Trial!

65. Dracula

By Bram Stoker

Narrated by David Suchet and Tom Hiddleston

Kindle: FREE!

Audiobook: FREE with Audible Trial!

66. The Haunting of Hill House

Narrated by Bernadette Dunne

Kindle: $14.99

Audiobook: FREE with Audible Trial!

67. Interview with a Vampire

By Anne Rice

Narrated by Simon Vance

Kindle: $7.99

Audiobook: FREE with Audible Trial!

68. Lincoln in the Bardo

By George Saunders

Narrated by Nick Offerman, David Sedaris, Julianne Moore, Ben Stiller, Susan Sarandon, Megan Mullally, Bill Hader, Don Cheadle, and over 150 other voice actors

Kindle: $13.99

Audiobook: FREE with Audible Trial!

69. The Handmaid’s Tale

By Margaret Atwood

Narrated by Claire Danes

Kindle: FREE with Kindle Unlimited

Audiobook: FREE with Audible Trial!

Eerie Podcasts

halloween podcasts

These horror podcasts are all available on Google Play Music so that whether you have an Android or an iPhone you can listen to all these podcasts. There are podcasts here that talk about the supernatural and the strange, and then there are others that talk about the real life horrors of true crime.

70. Cabinet of Curiosities

By iHeartRadio and Aaron Mahnke

71. Lore

By Aaron Mahnke

72. Unobscured

By iHeartRadio and Aaron Mahnke

73. Listen with the Lights On

By WAMC

74. Pretty Scary

By Unpops Podcast Network

75. My Favorite Murder

By Exactly Right

76. Unexplained Mysteries

By Parcast Network

77. The Strange and Unusual Podcasts

By Alyson Horrocks

78. Hollywood and Crime

By Wondery

79. This Podcast is Haunted

By Jen Vos and Cate Reed

80. Welcome to Night Vale

By Night Vale Presents

 

One of the funnest parts of the Halloween season is getting into some spooky media! Use this master list of scary, Halloween movies and more to kick start your Halloween media binge this year or to pick a movie for a scary movie night with your friends. If you need any financial help getting your monster movie night together, check out Check City’s payday loans.


READ MORE

Use this article to help set up your movie night, “5 Ingenious Movie Night Ideas for Your Movie Themed Party.”

Save money going to the theater to see new scary movies this year by using MoviePass, “Save Money With MoviePass.”


Let us know your favorite Halloween-themed books, movies, TV shows, and podcasts by commenting below!

Comments:

How Much Do Flight Attendants Make?

flight attendants salary

Flight attendants fill a lot of hats—from janitor to EMT, they take care of everything related to the passenger.

In fact, flight attendants are more like aerial experts than they are servers. Below is a brief overview of the flight attendant profession and its salary.

Explore this Article

The career path you choose is important because you will spend a large part of your life at your job. So deciding on which career to pursue is no small matter. The career of a flight attendant provides a very unique form of work-life and can pay extremely well. If you want your job to include free travel and frequent travel opportunities then this career option might be the perfect choice for you. Keep reading to find out more about this career, the work-life it provides, and how much flight attendants earn.

The Life of a Flight Attendant

Anyone who has flown before has probably seen their flight attendant walking around the cabin, ushering people in and out of the plane, serving food and beverages to the passengers, and collecting trash. These tasks may not seem very glamorous, but flight attendants are actually much more than just servers and ushers. They are also highly trained professionals, taught to handle a variety of scenarios from medical emergencies to aerial ones.

Common Flight Attendant Duties
  • Greet and usher passengers to their seats
  • Process passenger tickets
  • Assist with passenger’s carry-on luggage
  • Keep the cabin clean
  • Make announcements
  • Serve passengers food, snacks, and beverages
  • Train passengers about basic plane safety and protocol
  • Train the exit rows on their specific duties in case of an emergency
  • Make sure passengers adhere to the safety protocol and regulations of the plane
  • Take part in preflight meetings with the pilots
  • Do preflight inspections and checks
  • Administer emergency medical care

As you can see flight attendants fill a lot of hats. They are trained professionals, hired to take care of everything related to the passenger, and trained to be ready for almost anything that could happen while they’re in the air.

In fact, much of what flight attendants are trained for actually has more to do with safety and the mechanics of the plane than serving passengers. They even need to have separate qualifications for each of the different kinds of aircrafts they work in. Short from maybe the pilot, your flight attendant knows a lot about planes.

So what is it like to be a flight attendant and how satisfied are they in their jobs? The Bureau of Labor Statistics and Payscale both have some promising numbers for the profession.

Payscale found that 4 out of 5 flight attendants reported feeling highly satisfied with their job. They also found that 71.7% of flight attendants are female and 28.3% are male.

The Bureau of Labor Statistics found that the job outlook for aspiring flight attendants is very good, reaching a growth rate of 10 percent. They predict that this healthy job growth rate is due to the promising future that air travel has, which will mean an increase in plane passengers, and thus cause an increase in demand for flight attendants. Overall, the future looks bright for anyone thinking about entering the flight attendant profession.

How Do You Become a Flight Attendant?

First,

you have to complete training and certifications. There are places you can go to get certificates and then when you are applying to get hired by an actual airline they will put you through what is called ground school. If you pass ground school you are hired.

Second,

you go through training with your airline, and receive any specific training for the aircrafts you’ll be working on.

Third,

you progress through the ranks! Seniority matters a lot in the flight attendant world, so generally those who are just starting out will have to be on call for a while and work lots of holidays. But eventually you can work your way up, get better hours, maybe get off on some holidays, and get more pay.

How Much Do Flight Attendants Actually Make?

Flight attendants can really make good money. Some stereotypes about flight attendants may lead some to believe that their jobs primarily entail customer service work, like being a waiter or working in the gig economy. But the numbers show that this is far from true.

Flight attendants are actually more like airline experts than they are servers, though they do provide those services as well. Their pay also reflects the amount of training they require, and most flight attendants make much more than the average waiter.

Pay Depends On:

How many years of flight attendant experience you have.

Like many jobs, the longer you work as a flight attendant, the more experience you have and the more employers will pay for your expertise. Generally employers are willing to pay more for experience because it means they will have to train you less.

What airport you work from.

A flight attendant usually works from a specific airport. Just like other workers who go to the same office building each day for work, flight attendants also go to the same airport each day to begin their shift. Bigger airports are going to have higher salaries available than smaller ones.

What airline you work for.

Flight attendants may work from the same airport, but the airport is not their boss, the airline is. Flight attendants are primarily employed by airlines, like Delta or United, who all offer different kinds of pay and benefits to their employees.

How Much Do Flight Attendants Make a Year

The Bureau of Labor Statistics found that the median annual wage for flight attendants was $56,000 a year. The lowest 10% earned less than $28,950, and the highest 10% earned more than $80,870.

How Much Do Flight Attendants Make an Hour

PayScale also did a study that found some interesting information about the flight attendant profession. They found that the average flight attendant’s hourly pay is $20.73 an hour. The lowest 10% earned $12.73 an hour and the highest 10% earned $50.97 an hour. As of August 2019, the national average for hourly wage was $28.11, so a flight attendant’s average hourly wage is not far behind the national average.

When deciding any career path it is important to do your research and understand not just the kind of financial life it can provide for you, but the work life it comes with as well. If you want to see the world you don’t have to quit your job. You can become a flight attendant and keep earning while you follow your traveling dreams!

Meanwhile, if you’re in between jobs and need some financial help, feel free to check out Check City’s Payday Loans.


Sources


US Bureau of Labor Statistics. “Flight Attendants.”

PayScale. “Flight Attendant Hourly Rate.”

Check City Blog. “Cheap Ways to Travel on a Budget.”

Home Tech Deals on Amazon

amazon daily deals lightning deals

There are lots of great deals you can take advantage of every single day, with Amazon’s Daily Deals! You won’t believe some of the great things you can find. Every Tuesday we highlight some of our favorite Amazon Daily Deal buys. Here are some of our top picks from today:

*The prices shown below are the sale prices listed at the time of posting.

Ring Video Doorbell Pro

ring video doorbell

Current Sale Price: $149.00
Originally: $224.00
You Save: $75.00! (33% off)

Get a certified refurbished video doorbell pro for a great price! This video doorbell works with Alexa. With the Ring doorbell you can easily check your front door and keep an eye on your house, at any time of day or night. You can even speak to visitors at your doorstep through the ring doorbell, and it’ll send you alerts when it detects movement.
 

Echo Show

echo show video display

Current Sale Price: $64.99
Originally: $89.99
You Save: $25.00! (28% off)

The Echo Show is a compact smart display that works with your other Alexa devices. You can also get an adjustable stand to go along with it. The Echo Show is incredibly useful. With it you can watch the nursery to check on your sleeping baby, you can make video calls, and you can use it to listen to music and audio books.
 

Electric Kettle

electric kettle cordless

Current Sale Price: $29.99
Originally: $36.99
You Save: $7.00! (19% off)

This sleek looking Miroco electric kettle is a great staple to get for the oncoming winter months. It holds up to 1.5 liters, which can fill up to 8 glasses. It’s also 100% stainless steel with double walls so it’s safe to touch. This electric kettle also comes with overheat protection and auto shut-off so you won’t have any boiling accidents. But one of the most convenient features of this kettle is that it’s cordless! Use this electric kettle to brew all kinds of warm beverages and stay cozy this winter season.
 

YOSUDA Stationary Indoor Cycling Bike

indoor bike

Current Sale Price: $220.99
Originally: $259.99
You Save: $39.00! (15% off)

With winter coming around it can get harder to stay active. Not all of us have the resolve to keep jogging outside when the weather starts turning cold and snowy. But with an indoor bike you can keep up with your workouts from the cozy comfort of your own home. The YOSUDA stationary bike comes with an iPad mount, a comfortable seat cushion, and a water bottle holder, so you won’t want for anything as you meet your goals this year and stay active this winter.
 

Winix Air Purifier

air purifier

Current Sale Price: $99.99
Originally: $199.99
You Save: $100.00! (50% off)

Clean air is as important to our well being as eating healthy. Getting an air purifier for your room can be a great way to clean up the air you breath in your house every day. It even connects to WiFi and Alexa, so you can control the air purifier with your voice.



Sometimes deals and sales are the way that we get things we really need. You may especially depend on sales when you’re in college, or just starting out on your own, or in a new place. So when you find something you really need on sale, and payday is just a couple days too late, that can be really frustrating. Luckily Check City can help you out with a quick and easy Payday Loan so that you can take advantage of important deals regardless of when your payday comes.
 
Share with us what deals you snagged today by using the hashtags #amazondailydeals #checkcity
 
READ MORE
Make clothes shopping not just easier, but cheaper too, by doing your clothes shopping online, “Shopping for Your Clothes Online.”

Get ahead on your Christmas shopping this year, “4 Reasons to Start Early Christmas Shopping.”

Learn how to get thrifty with all your gift shopping this season, “Thrifty Gift Shopping.”

Read all about the post Christmas online shopping addiction and how to you can save yourself from overbuying this year, “The Post Christmas Online Shopping Addiction.”

Save on all your holiday shopping with these tips, “Saving while Online Shopping for the Holidays.”


Tech Deals from Amazon Daily Deals

amazon daily deals shopping

There are lots of great deals you can take advantage of every single day, with Amazon’s Daily Deals! You won’t believe some of the great things you can find. Every Tuesday we highlight some of our favorite Amazon Daily Deal buys. Here are some of our top picks from today:

*The prices shown below are the sale prices listed at the time of posting.

Running Pouch

 
running belt shopping
 

Current Sale Price: $9.97
Originally: $24.99
You Save: $15.02! (60% off)

With fall underway, it’s a good time to take advantage of the cool weather and get running outdoors again. Bundle up and use this running belt to hold your keys, phone, and whatever else you may need on your run. It comes in black, has two pockets, and a sleek, thin design that makes it easy to forget about while you can focus on the run.

Telescope

 
telescope amazon deals
 

Current Sale Price: $59.49
Originally: $72.99
You Save: $13.50! (18% off)

The cool autumn sky is also a great time to do some star gazing. Make your star gazing even more amazing with a powerful telescope. The TELMU telescope is adjustable, portable, and even has a phone adaptor that you can use with any phone. It also comes with its own basket so you can easily take it anywhere to best see the stars.

AbergBest Digital Camera

 
digital camera sale
 

Current Sale Price: $40.99
Originally: $26.12
You Save: $14.87! (36% off)

Phones are taking better and better photos with each new model that comes out, but having a digital camera just for all your snapshots can still be useful. You can take more photos without having to worry about taking up space on your phone, so if you like to take a lot of photos, this is a good buy. It’s an HD digital camera, does video and comes in black, blue, red, and pink. It’s a sleek small design too, so it’s easy to take and use anywhere.

Rove Dashboard Camera

 
dash cam sale
 

Current Sale Price: $74.97
Originally: $299.99
You Save: $225.02! (75% off)

Another camera deal today! This might be the best Amazon deal today, saving you the most money in this one purchase. This dashboard camera comes with a wide angle, and night vision. It also has useful built in WiFi and GPS technology. It can also start recording video if it detects any kind of impact.
Use this dashboard camera to help keep you and your loved ones safe while on the road.

Eyelash and Brow Growth Serum

 
eyelash serum sale
 

Current Sale Price: $26.99
Originally: $44.99
You Save: $18.00! (40% off)

This serum is by ESSY Naturals and is irritation free. It’ll give you longer, thicker, and stronger lashes in just 3 to 4 weeks. The serum is made of ginseng root and Egyptian blue water lily. It comes in a mascara-like container and has a little brush on the end of the wand for easy application. Remember that this beauty product is normally $45, so now is the best time to buy up on your eyelash serum, and try out this beauty care fad for yourself.

Omega 3 Fish Oil

 
fish oil deal
 

Current Sale Price: $13.49
Originally: $24.99
You Save: $11.50! (46% off)

Omega 3 fish oil has a lot of health benefits. It helps you have a healthier heart, brain, joints, skin, hair, and can even boost your mood. These vitamins from MAV Nutrition are soft gel, lemon flavored pills for easy swallowing. It comes with 120 pills with a total of 3,600 milligrams of fish oil. Take advantage of this sale on some essential vitamins and see what healthy changes it can make for you!



Sometimes deals and sales are the way that we get things we really need. You may especially depend on sales when you’re in college, or just starting out on your own, or in a new place. So when you find something you really need on sale, and payday is just a couple days too late, that can be really frustrating. Luckily Check City can help you out with a quick and easy Payday Loan so that you can take advantage of important deals regardless of when your payday comes.
 
Share with us what deals you snagged today by using the hashtags #amazondailydeals #checkcity

Amazon Deals of the Day for Your Home

We love to shop, but more than shopping, we love event shopping. That’s why things like Black Friday Sales are so popular because it makes shopping into a tradition, an event where you come away with gifts you picked and some bonding time with your shopping buddies.

With Amazon’s Daily Deals you can have a shopping event any day of the week, and you don’t have to wait for a printed catalogue in the mail to enjoy it. Instead you can just take a look at their daily deals online at any time.
 
Below are some of our top picks from today’s Amazon deals. The prices shown below are the sale prices listed at the time of posting.

Cuisinart Pots and Pans

cuisinart pot

Current Sale Price: $69.99
Originially: $129.99
You Save: $60.00! (46% off)

These pots and pans are unique because they are oven safe up to 500°F! So not only can you use these pots and pans on your stovetop, but you can use them to bake inside your stove as well, making this product exactly what the efficient chef needs in their kitchen.

Back to School Supplies

notebook

Current Sale Price: $5.96 to $10.95
You Save: up to 40% off!

These planners have everything you could need to organize your year. It has a sturdy cover, monthly tabs, a bookmark that clips easily into the spiral binding, organization sticky notes and stickers, and even a storage pocket!

OtterBox Phone Cases

otterbox

Current Sale Price: $15.99 to $34.99
You Save: up to 60% off!

OtterBox has a series of different phone case types for anyone. There is the lighter Commuter Series for taking your phone easily on the go, and the Defender Series for phone users wanting extra protection.

Savage X Fenty Bras, Bralettes, and Undies

bralette

Current Sale Price: $17.50 to $39.20
You Save: up to 30% off!

Ring Alarm 8 Piece Kit with a FREE Echo Dot!

echo dot set

Current Sale Price: $169.00
Originially: $239.00
You Save: $70.00! (29% off)

This set comes with a Base Station that connects your alarm system to your mobile devices, 2 Keypads that you can use to arm and disarm your alarm system, 8 Contact Sensors that will alert your mobile devices when doors or windows are opened, 2 Motion Detectors that will alert you when they detect movement, and a Range Extender that allows your Base Station’s signal to reach all alarm components.
 
Sometimes deals and sales are the way that we get things we really need. You may especially depend on sales when you’re in college, or just starting out on your own, or in a new place. So when you find something you really need on sale, and payday is just a couple days too late, that can be really frustrating. Luckily Check City can help you out with a quick and easy Payday Loan so that you can take advantage of important deals regardless of when your payday comes.
 
Share with us what deals you snagged today by using the hashtag #amazondailydeals

How to Tell if a Site is Secure

secure sites

Today we do a lot of our business and shopping online, which is why Internet security has become such a giant industry.

But before you go putting your financial or contact information into a website, you want to make sure the website is secure.

Even if a website is reputable, if they aren’t taking the proper precautions their site could be susceptible to malware and affect your computer and the security of your personal information.

When you put sensitive information online you want to first make sure the website is safe. You can easily check that a site is secure by following the tips below.

Explore this Article

What are the Online Dangers?

Online scammers ultimately want your bank information, your credit card numbers, your passwords, and other personal information like your social security number. They want this information either to use your accounts or to steal your identity. The following practices are the main ways online scammers try and get your private information.

Phishing

Phishing is when scammers try to pose as legitimate sites or organizations by using fraudulent websites in order to get your information. You can often tell if something is actually a phishing scam when their offers are too good to be true, if they’re pressuring you to rush into something, or if they try and get you to click on hyperlinks or attachments. Sometimes Phishers will even use fake websites that look very similar to the original website to trick people. Spam filters are a great way to protect yourself from phishing emails. Your browser also has settings to prevent you from accidentally going onto fraudulent sites in the first place. You’ll want to keep these kinds of settings on at all times to ensure safe browsing online.

Spread Malware

The term malware actually stands for malicious software that is meant to access or damage your computer. The best way to protect yourself against infecting your device with malware and viruses is to be careful what you click on, and use an antivirus program on your computer to sweep for such attacks.

Spam

Spam generally refers to constant emails, sent to mass amounts of people who did not subscribe or ask for those emails. They are unsolicited and come en mass, which is a problem because you didn’t ask for this barrage of useless emails in your inbox, and you now suddenly have a lot of them. Spam emails happen when sites make you log in, make a payment, or enter your email. Spam used to just be an annoyance but has grown into a criminal business. Spam’s purpose can be for advertising, or for spreading malware by trying to get recipients to click on links and attachments.

How are Secure Sites Made Secure?

Https

When a website has https:// at the beginning of the web address, it means that the site is secured using an SSL Certificate. SSL Certificates secure all of your data as it is passed from your browser to the website’s server. To get an SSL Certificate, the company must go through a validation process.

Website Validation

Website validation is important, because today we have rules and regulations that sites need to live up to in order to prove they’re real. You also want your website to be validated because then search engines, like Google, will work correctly alongside your site so that people can successfully find you on their browser of choice. Everyone’s browser will be able to interpret the site and display it correctly on their screen. Website validation comes from meeting the standards set by the W3C Organization and passing CSS and HTML validations.

Domain Validation (DV) is the lowest form of website validation and only gives ownership of the domain name.

Extended Validation (EV) is the highest level of website validation and with this, the beginning of the address bar will have a lock icon and sometimes a green bar to show it is secure.

They Keep Your Information Safe

Using a digital security certificate is important for any site. The sites listed below are technology companies that work to provide digital security for a website. It is from these types of companies that reputable sites will gain their website’s validation and other programs that constantly sweep their site for malware. By using these digital security companies you can be assured your information is going to be kept safe and private on that website.

  • Digicert
  • McAfee SECURE
  • BBB Accreditation

How to Stay Safe Online

  • Don’t click on links and attachments from sources you are unfamiliar with.
  • Look for a site’s physical address and phone number.
  • Check that there are return and shipping policies listed for shopping.
  • Be wary if the prices are too low or the offers are too good to be true.
  • Look for a privacy statement somewhere on the site.
  • Change your passwords every so often and don’t use the same password for everything.
  • Look for a site’s certificates and accreditation (BBB). You will often find this type of information at the bottom of the webpage.
  • Use an antivirus program on your computer to block malicious malware.

Safe lenders:

If you are shopping for loans, you should know that there are a number of characteristics of a safe lender that you can watch out for.

They are a Direct Lender

The best payday loans come from direct lenders. Check City is a direct lender, so when you get loans from Check City, the only people you deal with are our people. You want to use a direct lender because your payday loans should be as simple as possible, and indirect lenders add the hassle and insecurity of dealing with third parties.

The Problem with Indirect Lenders

  • Using indirect lenders is more expensive because they have to go through the extra process of finding direct lenders for you to borrow from.
  • Indirect lenders have more risks for the customer because there are more variables and institutions involved in your loan, application, and information.
  • Indirect lenders are less likely to care about your loans and fixing problems for you because you aren’t borrowing directly from them.
  • It is more difficult to become long-term members with indirect lenders because essentially, they are only an unnecessary go-between. But with direct lenders like Check City, you can go to the same trusted place your whole life for ALL your loan needs.
They are a State Licensed Lender

Here at Check City, we are serious about having a working relationship with the states in which we reside. That is why we have chosen to be a state licensed lender as opposed to being an offshores lender or tribal model lender. Going through this trouble is the final way to make sure you know we are a responsible, safe, and secure place for you to do your loan business. Because Check City is a state licensed lender you can have peace of mind knowing that we are doing everything right by the state in which you reside.

They Have Customer Credentials

If a site or a lender is reputable and safe to use, then they will have real customers and organizations affiliated with them.

  • Check City has been in business since 1986 and in this time, we have helped hundreds of thousands of people meet their financial needs.
  • Check City also has a Shopper Approved rating of 4.8 out of 5, in a pool of more than 31,000 ratings.

It isn’t hard to figure out whether a site is secure or not. All you have to do is know what makes a site secure in the first place, and look for those signs on each site you visit, especially if you’re going to do any shopping or other business on that site.


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Read about how cell phone apps can help you secure your phone in, “Cell Phone Security Apps and Other Ways to Lock Down Your Phone.”

Establishing and Developing Your Credit Score Effectively

Your credit score can be a great inhibitor or it can open up financial doors for you. Cultivating a good credit score is not impossible and by paying attention and taking responsibility for your finances you can be sure that your credit score is where you want it to be. Building a good credit score can start early and if you are in college or you are a young adult, take control of your finances and of your credit score.

Start by understanding that you are going to need to be as responsible as possible with your checking or savings account and your debit and credit cards. Keeping up with your financial obligations may be difficult, but committing yourself to financial responsibility will ensure that your credit score will continue to grow higher.

If You Don’t Have Credit, Start Here

If you do not have any credit, start by getting yourself a credit card. Get a credit card that fits your needs and make your payments in a timely manner. You should try to pay off the credit card in full each month to ensure that you are not wasting too much money on interest payments. Although it can be tempting to spend money that you do not have, try to refrain from purchasing big items on your credit card when you know you do not have the money for them.

Stay Disciplined With Your Credit Cards

Using your credit for day to day expenses and then paying off the credit card at the end of the month is a great way to ensure that your credit card has a positive effect on your credit score. While you are using the credit card, you should understand that you will have ample opportunity to do damage to your credit score. It is important that you do not miss a payment. As you are applying for cards, make sure that you only apply for one card at one time. Applying for a high number of credit cards can be damaging to your credit.

After you have your credit card, you should only use anywhere from ten to thirty percent of the credit that you are allotted. Keeping your balance low and making regular payments will ensure that you are exhibiting responsible behavior with your credit card.

Diversify Your Credit

When you have had a credit card and you have established healthy and beneficial spending habits with your credit card, you may want to get another form of credit. Having more than one form of credit will help your score. Taking out an auto loan, a personal loan, a school loan or even a short term loan like a cash advance that you can pay off quickly is a great way to establish another line of credit.

When you are working on developing better credit it is also important that you are on top of it with your bills. You should be paying all of your bills on time. Although paying on time won’t do a whole lot to help increase your credit score, if your bill is sent to collections, you will see a negative effect on your score almost immediately.

Not staying current on your bills can be detrimental, but you may find that there are times when you just do not have enough money to pay your bills. If you should find yourself in this situation, do not be afraid to take out a payday loan. This loan will give you the money that you need to pay your bill quickly and then when you get paid you can pay back the loan. If you are going to pay back the loan quickly, you will be able to ensure that there is no negative effect on your credit.

A payday loan, when paid back quickly, can be your saving grace. You can avoid late fees, higher interest or even having a service cut off to your home by simply getting the payday loan and paying your bill on time. Taking advantage of this service when you are in need will ensure that you are able to keep your credit score in a desirable range.

Taking control of your finances and increasing your credit score can open up a lot of doors in your future. Do not be afraid to sit down and assess your financial situation so you can figure out how to make it better. With a little tweaking, you may find that you are able to make great leaps and bounds to ensure that you are going to have a credit score that is beneficial for you for years to come.

Simple Ways to Save Money

Americans today are constantly looking for ways they can save money. Although most of us do not like to admit it, many of us are operating on tight budgets, with not much extra money to go around. For many Americans, living paycheck to paycheck has become the norm and any extra expense can send their personal finances into the red. At Check City we understand that things come up and sometimes there just isn’t enough money to go around. In those cases a short term loan or cash advance is a great solution to be able to get your bills paid and take care of your financial emergencies quickly.

Living paycheck to paycheck can be a frustrating and sometimes difficult way to live, but if you hunker down and focus on sticking to a budget it can oftentimes be very rewarding. If we all just had oodles and oodles of money lying around, we wouldn’t appreciate it.

On the contrary, if we have to budget and save in order to live, then we appreciate and are grateful for the money that we do have. We also will appreciate more the possessions and items we buy with our carefully budgeted money.

Although some may say statements like these are simply ploys to help us become more comfortable with the idea of not having very much money, they can be very helpful to people who are living on a budget. Becoming more satisfied with the way you must live is a surefire way to becoming happier and more positive about life in general.

If you have come to terms with the amount of money you make and the amount of money you must spend, you are probably still looking for ways to save a little money here and there. Here are a few tips on how to save money the easy way.

Find a Penny Pick It Up

In general, you can save money by collecting your loose change. Instead of getting rid of it or giving it to your kids, try keeping it and putting it into some kind of container or jar.

If you are diligent in doing this, you will be surprised at how much money you can accumulate just from your loose change. Studies have shown that if you put aside 50 cents per day for a year, you can earn a good 40% of an emergency fund.

Track Your Spending

Another great way to save money is to keep track of your spending. Most people don’t know how much money they’re spending and what they’re spending their money on.

This can be a problem for obvious reasons. For one, it is easy to spend money when it is just a little bit here and there on various things.
But what people don’t think about is that spending a little bit of money here and there will add up eventually, and you won’t have very much money left. Many people think keeping track of their spending is annoying, tedious, and unnecessary, but many money-savvy people will tell you that it is quite the contrary.

Although keeping track of spending may seem binding, it is actually quite freeing. If you take the time to sit down and make a decent budget, you will realize that the budget then frees you to spend your money on what is appropriate to spend it on.
People are often afraid that if they make a budget, they will not have any money left over for “fun things.” There is no way to say that this absolutely won’t happen.

However, most people are afraid of the unknown. They haven’t ever made a budget, so they are afraid of what the budget will do to their spending habits.

Starting a Budget Can Be Hard, But it’s Worth It

People like this could definitely benefit from getting some help on starting a budget. It can be difficult to get a budget started, but once you know how to set it up and enter the amounts in, budgets are a piece of cake.

Many people just need that extra help at the beginning with setting up their budget so that they can learn how to effectively use their budget. Millions of Americans can attest to the benefits of making and using a budget tailored to their specific financial needs.

Another important thing to realize is that an emergency fund isn’t optional. Many people think that emergency funds are something they read about in books or online, but it is not something they actually need to have.

People do not think that they will have an emergency; emergencies are things that happen to other people. But the people who have the emergencies happen in their lives may have thought that silly phrase as well.

This should be a testament to people everywhere that emergencies can happen to anyone. This is why it is crucial to have an emergency fund in case you or someone in your family has an emergency.

The emergency fund may not be enough, but at least it will be something. The worst thing that can happen is an emergency occurs and you have no emergency fund. Financial emergencies always seem to happen at the worse times, whether your in-between paydays or have just had some bad luck recently a short term loan, cash advance or payday loan can be a great way to cover your current expenses for a short amount of time until you can pay them off with your next payday.

The Usefulness of Loans from Large to Small

Loans come in all shapes and sizes. There are a few larger ones that are commonly discussed that you may have a question or two about. The following is a description of many of the loans you may have heard of or come into contact with yourself.

You may have heard homeowners talking about paying off their mortgage, or having to take out a second mortgage to be able to keep the house and pay all of their bills.

A mortgage is a loan taken out to finance the purchase of a home. These loans come in the amounts of several thousand dollars and are just to be taken out to pay for real estate. They accumulate interest over the years just like any other loan. Mortgages are typically paid off in fifteen to thirty years. The major difference with these loans is that part of the mortgage includes signing the right of your home to your debtor should you default on your payments.

If you prove that you are unable to pay your mortgage, your lender has the right to take back the house for themselves. This is called a foreclosure. These houses are now the property of the banks. They work to sell those homes as quickly as possible in order to make back the money they invested so many years ago. They are a pain for real estate agents to sell, but buyers can usually get a good deal on them. So with such a difficult circumstance, how would a second mortgage help you?

A second mortgage is just that, another mortgage taken out on your property. This money is taken out for another large purchase however. That purchase can include a car, college tuition, etc. It can also be used to help pay off other outstanding debts. It might even be used to help pay the terms of the first mortgage. Interest rates for this mortgage are usually higher than for the first and you pay more in the long run. Depending on your circumstances, it could be worth the effort.

Payday loans are the smaller versions of these big loans. They are short-term (quickly paid off) loans taken out in smaller amounts (typically smaller than your bi-monthly salary). You write a check to your payday loan service for the amount you need, plus a fee, and they give you cash right away.

Once you have the cash, you are free to use it to pay off immediately pressing bills. Once your paycheck comes through, your payday loan professionals will collect their payment and the transaction is completed.

These are great for getting the money you need quickly. Discretion has to be used on how you use your next paycheck, but when you’re looking to keep a house, a car, or in good standing with someone, a payday loan can be very helpful.

These are the 2 common personal loans that financial institutions hand out regularly. There is still one that you might have heard a lot about, but wonder how it differs from the rest of the lot: business loans.

Business loans exist in a different realm than these more personal loan options. Businesses work through a significantly larger amount of money than most individuals. Hence, they qualify for much larger loans a lot easier than individuals.

A small business loan can run anywhere between a few thousand dollars to fifty-thousand. A large one can push a million dollars, depending on the profitability of the business.

They qualify for their loans in much the same way everyone else does. The lender looks at a lot of the same aspects as they do for individuals. Their number one concern is to determine the likelihood of you paying back your loan. Giving you that money is still a gamble of an investment.

That gamble can be reduced with considerations of past sales numbers, available budgets coming in, preorders waiting to fully cash in on their end of the deal, etc.

Companies must present their assets, sales, and purpose for the loan in no uncertain terms in order to convince the bank or organization to take a chance on them. Your confidence and work behind the scenes will all be paid off with a check for an amount close to what you were looking for when you do it right. The key is to show trends and predict realistic futures to show that you will have the means to pay off this loan.
The companies take that information and review how risky the venture is, determine if you are eligible, and set an interest rate that will ensure they will have their money returned in full.

Businesses may exist on a different plane than individuals, allowing them larger loans, but many of the same principles apply to them as well.

How to Make Extra Money

With the rising prices of gas, rent, and food it seems more and more Americans are finding their bank accounts on empty at the end of the month leaving thousands of people wondering how to make extra money. If you have found yourself in the situation where you need some extra money the good news is that in this day and age that are many, many ways to be able to make extra money.

To decide which route for making extra money is best for you the first thing that you need to do is figure out is how much do you need, and whether it’s a onetime need such as unexpected bills or if it’s going to be a new monthly expense that you should work into your budget. The reason for figuring this out is the fact that some of the options that we mention below like short term or payday loans work out better for getting money quickly for a one-time expense than they do for long term on going expenses.

Also, it’s good to look and see if this expense really is a need or if it’s just something frivolous that you want such as recreational vehicles, a vacation home, or a time share. Before taking on this expense you should ask yourself if it’s something that is really worth the extra effort or expense that it is going to create or if it’s something that you can wait to purchase until you have the cash in hand.

Make Extra Money Fast

Payday Loans- While online payday loans can sometimes have a negative connotation, in most instance when you need quick money now, and know that payday is only a few days away they make complete sense. Payday loans especially make sense when you compare the affordable fees to the huge expense that banks might charge on an overdraft fee or the hassle of having your utilities paid off or car repossessed. Payday loans from Check City are surprisingly simple to apply for either online or at one of our many locations.

Sell Your Scrap Gold- Everyone seems to have some scrap gold laying around their house. Whether it’s the pair of broken earring that you keep telling yourself you’re going to get fixed or a ring from a previous marriage it can all still make you the extra money you need right now. Most people don’t know that in addition to gold they can get paid on other precious metals they might have laying around the house as well such as silver.

Make Extra Money With by Working More

Get a Second Job- In some cases you may find that you need extra money on a regular basis, if this seems to be the case you will eventually run out of scrap gold to sell. If you find yourself in this situation, it may be time to look into a second job.

Before you begin looking for a second job make sure it’s something that is right for you. Take one last look at your finances; see if there are any expenses you can cut before taking on a second job. Believe it or not, Cable is not a need; also, more and more people are cutting internet service to their house because they can already get internet on their mobile phones. In fact, some of the Android and Apple based smart phones also have the ability to be turned into a mobile wifi hotspot so that you can use them to provide internet to all of the devices around the house.

Once you’ve assessed your budget the next thing to do is take a look at your schedule, oftentimes people will rush into a second job only to end up needing to hire a babysitter to watch the kids because they can only get shifts while the other parent is working which usually negates the benefit of working the second job. Also, when looking for second jobs look for jobs that might be able to be done from home or on a piece work basis that way you can do them whenever is convenient for you.

If you’ve done all the things we’ve mentioned above and you still find that it’s necessary to get a second job, remember to be smart about it. If you have the luxury of not having to rush into this second job take the time to be picky. Look for companies that offer the most, some companies will actually offer full time benefits for part time employees, little things like that can make some part time jobs much more worthwhile than others.

Negotiate a Raise- Before you go looking for a second job you should look into how you can improve your situation at your current place of employment. When it comes to getting a raise, each company is a little different and it can always be a bit of a process but if you’re willing to go through the trouble it will usually pay off in the end. The easiest time to get a raise is after you’ve completed a big project that will pay off for the company or after you’ve had a record month in sales. If you don’t have any of those accomplishments to use as reason for your raise then look at your current situation and think of ways that you can make a difference for your company. Anything that you can do to improve the bottom line for your company will pay off for you in the end.

In addition to getting a raise it’s also possible to free up extra money in your personal budget by shifting some of your monthly expenses to the company you work for by getting them to pay for it. For example, common perks that employers will sometimes offer include paying for your cell phone, paying for fuel expenses, health benefits, paid vacations, etc.. Employers offer these kinds of benefits because they want to reward loyal employees. Companies don’t like the hassle of going through the hiring and training process, the expenses associated with interviewing, training, and hiring a new employee are oftentimes astronomical. Because of the high costs associated with brining on a new employee they usually want to reward employees that show loyalty so if you’ve been with a company for a while and have a good relationship with your employer it may be worth seeing what kinds of perks they’re willing to offer to you.

Make Extra Money From Home

Start a Home Business- In addition to improving the situation at your current job you could also look into starting a home based business. If you decide to go this route it’s important to understand that just because it’s a home based business doesn’t mean that it’s any easier to get up and off the ground, it is still a business. Oftentimes people think that because it’s a home based business they can just sit back and relax in their pajamas while checks show up in the mail and that is not the case. If this is your first experience ever running a business it might be best to start off with a network marketing opportunity. Network marketing opportunities can sometimes be seen as negative businesses because nobody wants to hit up their friends and family to pitch them on a business but they are a great way for individuals who have never run a business to learn how to market a product or service without the business licensing and other expenses that go into a traditional business.

Make Money Online- In addition to starting a traditional business from home, you could also look into making money online. If you decide to go this route it’s important that you understand you will run into a lot offers out there that sound too good to be true, and they always are. Most of them will say that you can make thousands of dollars within hours of buying their “wonder product.” Making money online takes just as much work to get off the ground as any other business. The good news though is that there is plenty of free information throughout the internet that can show you exactly how to start making money online.

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