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How to Become an Uber Driver

uber driver

Should you become an Uber or Lyft driver and are you missing out? Passenger fares have never been lower, but the jury is still out on whether the ride-sharing gig is worthwhile for its drivers. We’re going to cover not only how to get in on the ride-share driving business, but how much you can expect to earn as well.
 

 
Ride-sharing services are one of the fastest growing companies of our time. Ride-sharing apps appeal to potential drivers because they can come from all walks of life, they can be self-employed, and they get to be in control of their own hours. For passengers the appeal of ride-sharing services is the convenience of hailing and paying for their ride all on their phone.

Ride-hailing companies have really grown into a giant business—Uber alone exists in 63 different countries and is operating in over 700 cities. They’ve also recently broadened their platform to include not just car services but bikes, scooters, food delivery, and even freight. In the future they also hope to add air taxis and driverless cars to their many services.
Needless to say, the ride-sharing app business is growing and here to stay.

You’re probably wondering now how you can get in on this flexible form of self-employment and never answer to a boss again! But before you download the app, quit your job, and hop in your car, hear us out, because becoming a driver for a ride-share business may not pay as well as you’d think.

How to Become an Uber Driver

First, to become an Uber driver you must meet the following requirements:

  • Meet the minimum age to drive in your city
  • Have at least one year of licensed driving experience in the US (3 years if you are under 23 years old)
  • Have a valid US driver’s license
  • Meet vehicle requirements (an eligible 4-door vehicle)

Second, if you meet these requirements then you share the following documents:

  • A valid US driver’s license
  • Proof of residency in your city, state, or province
  • Proof of vehicle insurance if you plan to drive your own car
  • A driver profile photo
  • Must be a forward-facing, centered photo including the driver’s full face and top of shoulders, with no sunglasses
  • Must be a photo only of the driver with no other subject in the frame, well-lit, and in focus; it cannot be a driver’s license photo or other printed photograph

Third, you complete an online screening that reviews your driving record and criminal history. And that’s it! After your application is accepted you can download the uber app and start taking rides.

How to Become an Uber Eats Driver

Uber Eats is a delivery partner that has teamed up with many restaurants that don’t typically have their own delivery services. As an Uber Eats driver you deliver food orders made via the Uber Eats app. Becoming an Uber Eats driver is similar to signing up to become a driver. Once you sign up to be an Uber driver, upload the required documents, and complete the online screening you simply do the following to start receiving delivery requests:

  1. Go to your account
  2. Select vehicle options
  3. Accept delivery terms

However, when delivering for Uber eats you can also use a scooter or bike instead of a car. In order to drive either of these options for your deliveries you have to meet the following requirements.

How to Become a Lyft Driver

Uber’s rival Lyft is a newer ride-hailing company out on the roads right now. To become a Lyft driver you can visit the Lyft website to fill out their application and start their process. You’ll basically have to do the following:

  1. Fill out the application
  2. Vehicle Inspection
  3. Background check
  4. Meet the requirements of your city
How to Become a Driver without a Car

At this point you may be wondering, but how do I become an uber driver without a car? How do I become a lyft driver without a car? If you don’t have your own car to drive with, Uber has partners that can rent a car to drive with. Lyft has something similar with Lyft Express Drive. With this you can use a rental car and return it at any time, with things like insurance and standard maintenance included in the rental price.

How Much Money Do Drivers Actually Make?

How much you can really make as an Uber driver is riddled with caveats. Yes, you can earn good money from driving during surge hours and getting tips from your passengers, but then other things, like all the costs that go into having and running a vehicle, will dent your earnings. Because ride-share drivers are technically self-employed they have to take on all the costs necessary to run their business, and this is where ride-share drivers experience major disappointments in their earnings with apps like Uber.

How Much Uber Drivers Make

There are many people out there that would love a lucrative way to be self-employed, and there are many aspects of businesses like Uber and Lyft that draw in new drivers every year. There are estimated to be about 833,000 Uber driver participants in just one year. Uber has also said that their drivers can earn $75,000 to $90,000 a year, while the typical taxi driver only makes about $30,000 a year.

If these numbers were true to what most drivers are actually making then why would almost half of all drivers only stay in the business for less than a year before dropping out of the game? It is because most Uber drivers don’t end up seeing earnings this high.

In reality Uber drivers make an average of $15.68 per hour, which means Uber drivers make about $7.84 per ride, and about $109.76 per week if they work all 7 days. Surveys done by Earnest have also found that Uber drivers make $364 per month on average, which would mean that Uber drivers make an average of $4,368 per year. Uber does give drivers the ability to earn extra with surge pricing. This is when passengers fees go up during higher density hours.

How Much Lyft Drivers Make

Lyft drivers make pretty similar numbers but the difference might be just enough to make you switch apps. Lyft drivers make an average of $17.50 per hour. This means that on average they make about $8.75 per ride, and about $122.50 per week if they work every day. Earnest also found that Lyft drivers tend to make an average of $377 per month, which would mean that Lyft drivers make an average of $4,524 per year.
 
earning stats
 

Average Earnings by City

Not all cities are created equal when it comes to the demand for ride-hailing services. How much work you can get and how much you’ll get paid on average will depending on what city you work in. But remember, many of the best cities to work in for ride-share drivers are also more expensive cities to live in, and a higher cost of living will affect your earnings as well.

The 10 BEST cities for ride-share drivers are . . .
  1. Honolulu, Hawaii at $25.55 an hour
  2. Seattle, Washington
  3. Long Island, New York
  4. Pittsburg, Pennsylvania
  5. Westchester County, New York
  6. San Jose, California
  7. New York City
  8. Minneapolis, Montana
  9. San Francisco, California
  10. Cincinnati, Ohio at $19.18 an hour
The 10 WORST cities for ride-share drivers are . . .
  1. Buffalo, New York at $9.74 an hour
  2. San Antonio, Texas
  3. Tulsa, Oklahoma
  4. Oklahoma, Oklahoma
  5. Indianapolis, Indiana
  6. Tampa/St Petersburg, Florida
  7. Springfield, Missouri
  8. Houston, Texas
  9. Raleigh/Durham, North Carolina
  10. Akron, Ohio at $4.94 an hour

As you can see, drivers in some of the bottom tier cities aren’t even making minimum wage.

Average Earnings by Vehicle Class

If you were wondering how much drivers tend to make according to their vehicle class we found that information too. Overall they found that most drivers make the following according to what class of vehicle they’re driving:

  • UberX = $13.70 an hour
  • UberXL = $14.84 an hour
  • UberSELECT = $14.85 an hour
  • UberBLACK = $24.87 an hour

It would then seem like the higher class your vehicle is the better you’ll get paid, but you have to remember that you are the one paying for the more luxurious car. Passengers also pay more to ride in the higher-end vehicle types, which will affect how much demand there is each day for the vehicle class you offer.

The Cons of Being an Uber or Lyft Driver

There are actually many reasons these promising numbers don’t become a reality for most Uber drivers. First of all, there is the nature of how Uber drivers are employed (or technically not employed) which affects their pay and benefits (or the lack thereof). Then there are the many other costs that fall on the driver to pay and manage on their own. Finally there is the matter of location that dictates how much work is even available in a driver’s area.

Independent Contractors

Drivers are considered independent contractors, which means that they technically are self-employed. Sounds great right? Who doesn’t want to be their own boss? But there are a number of disadvantages to being self-employed.

Since drivers are independent contractors they have to take care of their own benefits, like insurance, and they are also in charge of all the costs of maintaining their vehicle. Below are some other cons to being an independent contractor for Uber:

  • Because you aren’t a W-2 employee, Uber is not required by any laws to pay its drivers minimum wage.
  • Because you aren’t a W-2 employee, you have to cover your own Social Security and Medicare taxes. Officially employed W-2 workers will typically only pay part of these taxes with each paycheck, while their employer pays the rest.
  • You are considered self-employed, but you still work for a business that will control and regulate aspects of your “self-employment” and control the percentage you get paid.
Demands on Your Own Pocket

Because you are only getting a percentage of your earnings, while the ride-sharing company takes the rest, this makes the personal costs of running your driving business all the more impactful on your wallet.

Instead of all the proceeds of your business going to you and your business, the ride-share app companies take a cut, and they get to decide how big a cut they get. Below are just a few examples of all the costs you have to pay out of your own pocket to run your driving business:
 
insurance
Insurance
Not only do you have to pay for your own health insurance—since ride-share companies won’t consider you an employee and provide any benefits—but you also have to pay for your own car insurance.
 
car payments
Car payments
Ride-share companies won’t provide you with a vehicle the way that other taxi companies do for their employees. Providing yourself with a vehicle to drive and work in is also all on you.
 
vehicle maintenance
Vehicle maintenance
Any maintenance, repairs, and general upkeep that your vehicle will need in order for you to drive is completely your own responsibility. And since you are driving your vehicle for your work it is going to need much more regular maintenance.
 
gas
Gas
You are not reimbursed for what you spend on gas. Business insider found that drivers can spend up to $150 on gas just in a week, and the more you work, the more you’ll be spending on gas each week.
 
tolls
Tolls
If you drive through any tolls your passenger will likely pay an added amount on their fare, but you will be responsible for taking care of the toll fee upfront.



Overall

A recent study was done by the Bureau of Labor Statistics in May 2018 and they found that ride-share drivers may not be any better off than taxi drivers. They found that self-employed drivers only made up 35% of the driving business, and at an average $14 an hour they’re not even making a taxi driver’s salary of $30,000 a year. Because of this it seems ride-share driving truly does belong in the gig economy as more of a part-time job for extra cash, than a full-time occupation.

If working for yourself means a lot to you and the projected numbers we’ve outlined don’t look that bad, then maybe ride-share driving is still the gig for you. You can also always take advantage of Check City Title Loans to help your car stay in business. But it may also be a side gig that needs some revamping by those in charge in order to be made truly worth-while for the drivers once again.



READ MORE
Read more about the new Uber CEO and how he’s been implementing changes in the company.

Learn more about Uber and how it compares in the gig economy today, “Uber and the labor market: Uber drivers’ compensation, wages, and the scale of Uber and the gig economy.”

Read yet another interesting study about how Uber is changing the ride-share economy, “The Competitive Effects of the Sharing Economy: How is Uber Changing Taxis?

This article is a part of our “How Much Do Professions Pay?” series. Check out some other articles in this series to learn more about other professions and what they pay:

How Much Do Teachers Make?

How Much Do YouTubers Make?

How Much Do Nurses Make?


How Much Do YouTubers Make?

How much do youtubers make?

Have you ever wondered how YouTubers can afford to spend all that time making viral videos? Becoming a successful YouTube star may not be as easy as it sounds, but it is possible.

YouTube has taken over the vlogging scene with full-force, creating a growing arena of self-employed, money-making vloggers. It’s easy to see why using YouTube’s platform has become such a lucrative business for some.

For instance, YouTube has become the second largest search engine in the entire world, and one of the most visited sites on the web. It has been estimated that all of us together spend a billion hours a day watching YouTube videos, and over 400 hours worth of videos are uploaded to YouTube every minute. YouTube has become such a giant generator of content that it has even developed its own list of genres, or “niches.”
youtube video genres

YouTube Genres:

  • Gaming
  • Lifehacks
  • Gossip
  • News
  • Top [#] lists
  • Fail compilations
  • Food
  • Art
  • Product unwrapping and opening
  • How-to demonstrations
  • Animals
  • Spoofs
  • Online education course
  • Hauls

 

Facts about Earning on YouTube

To start off our understanding of how much YouTube stars can and do make, let’s take a look at some cold hard facts. The following are some lists of the top most successful YouTubers in the year 2015, 2017, and 2018 along with how much they earned that year:
 
youtube earnings chart
 
Needless to say, these are some impressive numbers. A lot of people would love to make these kinds of figures each year while being working from the comfort of their own home doing something they love. So how does it work? How do people make money on YouTube?

How YouTubers Make Money

There are many ways that YouTubers make money, and it’s often because they’re branching out, partnering with others, and creating a brand for themselves that goes beyond their YouTube channel alone. Below is a list of some of the most common ways YouTubers are making money:

1. Ads

There are 2 kinds of ads: Cost Per Thousand (CPM) ads pay you per thousand views and Cost Per Click (CPC) ads pay you each time someone clicks on the ad on your channel.

Your money goes to your AdSense account. You can direct deposit your earnings out of your AdSense account when there’s more than $100 in it.

2. Merchandizing

Many YouTubers end up making their own products like makeup, clothes, t-shirts, fan gear, and many others.

3. YouTube Partner Programs

When you are part of a YouTube Partner Program you can get paid for views and ads on your page. You can also access a large variety of content creation tools and get an opportunity to win prizes based on the number of views you have.

But you have to qualify for the program:

  • Your YouTube channel needs to reach 4,000 watched hours and 1,000 subscribers in the past 12 months.
  • You can apply for the membership anytime, but to get the top rated partner programs, you should have accumulated 15k of watched hours over the last 3 months.
4. Affiliate marketing

YouTubers can get paid to reference or recommend a product or service to their viewers. Online shopping sites will pay YouTubers a commission for any traffic or sales they get from the YouTuber referring viewers to their product.

They usually get paid based on how many people click the link to the product and how many people actually buy the product through that link. This can be done by a YouTuber in any of the following ways:

  • A video unboxing the product you are trying to sell
  • A video in which you recommend the product or service
  • A video reviewing the product
  • Links to the product in the video’s description
5. Sponsorships

A brand will sometimes pay YouTubers to create a video specifically about their product. Sometimes the brand will sponsor the entire YouTube channel and then the YouTuber has to use, recommend, or mention the product in every video. Sponsorships aren’t easy to get, and usually only come to YouTubers who have already made a name for themselves.

YouTubers can charge their sponsors anywhere from $10 to $50 per 1,000 views. So if the video hits 1 million views, then the YouTuber makes anywhere from $10,000 to $50,000 for that one video.

6. Crowdfunding or Patronage

Patreon is currently one of the most popular examples that online entrepreneurs like YouTubers use to make money off their craft.

By becoming a patron on patreon fans can get extra perks like extra content, behind the scenes footage, bloopers, and more.

7. Live engagements

Depending on what your YouTube channel is about you can also get paid to do live events, like speaking.

Why Doesn’t Everyone Become a YouTube Star?

youtube stars
 
You may be thinking at this point about quitting your job and starting a YouTube channel of your own, but there are some cons to online self-employment. Yes, some YouTubers can make a lot of money from their branding and their channel, but MOST YouTubers don’t.

To put it in perspective, 90% of all YouTube views only go to a small 3% of YouTubers. Also, 97% of all aspiring YouTubers don’t make it across the U.S. poverty line ($12,140) with their YouTube channel earnings. Even if you do manage to make it to the top 3%, you’re looking at making an average of $16,800 a year, which is not very much.

Below are some other cons to remember before putting all your hopes on the success of a YouTube channel:

  • Advertisers don’t always pay very well.
  • Not all sponsorships are paid. Some come in the form of free goods or services instead.
  • YouTube takes 45% of what advertisers pay you.
  • Many YouTubers are a part of an agency or multi-channel network, and these partners will take a cut of your earnings too.
  • Personal costs for equipment or anything else you might need for your videos.
  • It takes a lot of your personal time to create quality content that will do well.

 
YouTubers can make money from their channels, but those who are actually successful at this are often branching out and making money in other ways as well. Their YouTube channel is often just one part of their larger brand. If you’re an aspiring YouTube star and need help with funds to get started, you can take advantage of the Check City Personal Loan and expand your brand as well. Isn’t it amazing that we live in a world where personal branding and creativity can allow so many a livelihood doing what they love?


READ MORE
Watch the Check City YouTube Channel!

Visit the Influencer Marketing Hub to see how much different YouTube stars made in 2015.

Visit the G2 Learning Hub to see their figures for how much different YouTube stars made in 2017.

Read Forbes’ article “Highest-Paid YouTube Stars 2018: Markiplier, Jake Paul, PewDiePie And More” to see how much different YouTube stars made in 2018.

Read the article “How Much Do YouTubers Make? (A Lot!)” to learn more about how YouTubers are making money.

How to Make Money Online for Beginners

thursday
In our previous post we covered 6 ways to make money fast, in today’s post we’re going to talk about how to make money online with 3 super simple resources. You may have a plethora of things to sell at a garage or yard sale, but you may not actually have a garage, or yard, much less a neighborhood that would be ready and willing to stop and shop. That’s when you decide to sell things online, because there’s always the possibility that they might have more value than you could get at the local Good Will or Salvation Army.
But how do you start to make money online? Well, it’s not as difficult as you might think. Here are a few websites you can avail of to list your treasures.

Sell on eBay

eBay is an old classic, but you have to know how it works. Depending on what you have to offer, there are times when customers will get into a bidding war over your item and the price continues to soar until time runs out and the item is sold. Then there are times when you post the lowest asking price and it sells for just that; $0.50.

You can’t necessarily predict what you’re going to end up getting for anything you post. However, this is a great site to use for selling collectors’ items, such as unopened Action Figures or first edition Pokemon cards. You can usually start the bidding prices for these higher than you would for your scarf collection.

Sell on Etsy

You should sell on Estsy if you have anything handmade to sell. If you make your own key chains or clothes or well, anything, you can make money online by posting it on Etsy. There is no better place to sell your creative talents, as people are always searching for something new, different, unique, and quirky.

Vintage (20 years or older) also sell on Etsy. If you have vintage items though, be careful how you price. Don’t hide any imperfections on your vintage items. In fact, take pictures of the product from every angle, and especially close up on the imperfections. It will most likely still sell, but by being up front you won’t have any trouble with product misrepresentation because you’ll have proof that you displayed everything ahead of time; the missing button, the small stain, or the broken stitches.

Sell on Amazon

Almost everyone loves to buy things on Amazon but what does it take to sell on Amazon? The first key to making money online is knowing your target market. One group that’s easy to target on Amazon is students. Students love to use amazon, and not just for their student discounts. If you have books, and especially textbooks, that you’re willing to sell at a cheaper price, Amazon is the place to do it. This is the first place students will look to find the books they need for the upcoming semester, and they’re not afraid to buy used.

Selling on Amazon is not just great for students but anyone who works hard also plays hard, so it’s also a great place to sell any used DVDs, Blu-Rays or video games of any kind.

Indoor Yard Sales

Be aware that when you’re selling things online, you may have to wait a little longer before the cash is in your hands. However, social media sites like Facebook have facilitated the advent of local indoor yard sale groups. Find one or two close to you and you’ll have access to a group of local people who respond quickly and are willing to pick up their items (and save you the hassle of shipping) and pay immediately for them.

Groups like this are great forums for advertising gently used clothes, old furniture (old and shabby or fairly new, post it and see!) and unwanted décor. You’d be surprised what some people would consider a “need to have” on these sites.

Advertise your items on any and all social media sites you belong to and maybe your friends will pitch in share for you. Just remember to keep your prices reasonable and to ship efficiently for good reviews. Be sure to ask your customers to leave positive comments on your seller profiles. This will boost your reputation as a trusted seller and people will be more likely to buy from you in the future without hesitation.

And finally, if you are not shipping your item, no matter who you are selling to or what you are selling always put your safety and the safety of your family first. Where possible don’t invite customers to pick up at your home, especially if you’re alone – consider meeting in the parking lot of a busy store. If that’s not possible, have friends available to hang around until the purchase has been picked up and the customer has left.

What are some of your favorite ways to make money online? Do you like selling things on craigslist or other classified sites? Let us know in the comments section below!

How to Earn Extra Money from Home

Nearly everyone would like to earn a few extra bucks from the comfort of their home, especially if it means doing something they love, but not everyone knows how to get started or even which ideas could be profitable. Making money from home is actually a lot easier than some people may think, all it takes is a little ingenuity, determination, and persistence for an idea to generate some funds.

Before a person gets started with making money from their home, they should understand the reasons behind why they are trying to make an extra buck or two. Realistic expectations should be made and then strived for, with the understanding that while some in-home projects can strike it rich, most are simply helpful for the supplemental income role.

Set Realistic Expectations

By understanding that one will need realistic expectations for their in-home money-maker, a person will be able to make a success out of their work from home and provide for themselves and for their families the supplemental income they are in need of. But how can a person make money from home and what are a few good ideas that have worked for others?

That is where one will need to get creative and truly think about what their marketable strengths are. Whatever the skills of a person may be, it is very likely that they can charge a small fee for the out of office use or semiprofessional implementation of those skills.

People Need Babysitters

As an example, consider the stay at home mother who takes care of her children. While some may not see this as a marketable skill, mothering and child care most certainly is a service that one can charge for.

For large scale child care services, one will need to get certified and cleared by state agencies in order to receive a license in child care before offering daycare or afterschool programs. However, for smaller goals such as watching one or two additional children to one’s own, such licenses are not needed and can bring in a regular supplemental income.

If watching more children is not the stay at home job that one is looking for, then perhaps a few other options may be more viable. From starting a blog to selling direct products like Avon, Mary Kay, Scentsy, and others, the options for making extra cash in-home are only as endless as one’s imagination.

Make Money Blogging

Starting one’s own blog can be both fun and financially rewarding. Starting a blog is incredibly easy as there are such popular blog services as BlogSpot and WordPress that one can jump on today to create their own blog and start blogging.

Making the blog successful enough to gain a following and receive money for is a little more complicated, but with time and persistence, along with a winning formula of ideas, any blog can have the success necessary to make supplemental income.

Other ideas for making money at home include such things as signing up for direct sale positions with boutique style companies like the few mentioned above, writing freelance articles for blogs, company websites, or content companies, and signing up with survey sites which pay individuals to fill out online surveys. In addition to all those ideas you can always make money with by referring friends to use popular products or services. For example, Check City has a referral program that will pay you $30 for each person that you refer that uses our services. With these few ideas a person can begin down the road to making a few extra bucks from home.

Planning a Successful Garage Sale

The weekend is upon us and if there’s one thing people love on fall weekends, it’s early morning yard sales. If you’re planning a yard sale this weekend, here are some tips to make sure you can be as successful as possible. Getting rid of your extra stuff and making a little extra cash can be a great way to spend a Saturday. So, how do you make sure that your yard sale is successful? These tips may be exactly what you need to plan and execute a yard sale that is actually successful.

First, you will want to make sure that you know how you are going to define success. Do you want to get rid of as much stuff as possible? Are you in it to make as much money off of your stuff as possible? If it is more important to you to make money, you will need to put a little more effort into the planning and execution of your yard sale than if you are just looking to get rid of as much clutter as possible.

Second, you will need to choose what day is going to work the best for your yard sale. Many people do not give much thought to the date, but if you take some time to consider the date you will find that there are some dates that are going to work better than others. You don’t want to plan your yard sale for a day when there are other local events going on. Competing with local events in the community may diminish the number of people that would have come to your yard sale. You also want to make sure that you keep a pay schedule in mind. Many people get paid toward the end of the month and planning your yard sale at the end of the month can ensure that people have extra cash to spend at your yard sale.

Third, it is important that you have enough time to get everything together that you want to sell. There are a lot of people that do not realize how much time it will take to organize everything that they need to display to sell. Getting everything ready a week beforehand and ensuring everything is perfectly ready to go the night before is a great way to avoid a last minute rush to get everything taken care of.

Fourth, make sure that you have enough stuff out to attract customers. People will simply keep driving if they drive by your garage sale and do not see enough stuff out. Make sure that you have plenty of things out and that you arrange them so they look good from the street. This way, you can be sure that people are attracted to your sale and stop to look at what you are selling.

Fifth, you will want to advertise your sale well. Make sure that everyone knows about your big ticket items and don’t be afraid to make your ads big. Take out a classified ad in the newspaper and advertise online. This way, you can get a lot of people out to your sale. You will also want to put signs up around your neighborhood and even around your town. When you are putting signs up it is important that you make sure the print is large and legible. Some people try to put too much information on their signs, make sure you keep the signs basic. Tell people there’s a garage sale and use an arrow to direct them.

Make sure that people can see where the next sign is and that they are able to easily follow the arrows. This way, you will be able to bring people in to your sale by allowing them to follow the signs that you have posted. When you post your signs make sure that you are allowed to post a sign and that you do not damage the area by posting the sign.

Organizing your merchandise ahead of time will also be beneficial. You want to make sure that similar items are grouped together. By grouping these items together, your customers won’t have to do as much rummaging. Without excessive rummaging, you will be able to keep your things neat and tidy throughout the day.

Finally, make sure that your prices are clear. You want each customer to know how much each item is without having to ask you. By making the prices clear, you can be sure that you are not spending time answering questions when your garage sale starts to get busy. By following these tips you can be sure that your garage sale is as successful as possible.

The Secrets of a Successful Yard Sale

The weekend is almost upon us and for many people that means one thing, YARD SALES! Whether you like making some extra money by putting on your own yard sale or you are a collector looking for that last piece for your collection the whole sub culture of yard sales can be exciting.

In this post we’ll focus more on the aspect of using yard sales as a tool to make some extra money. When it comes to getting money fast there are several options whether it’s putting on a yard sale, putting some items on eBay or getting a short term loan like a payday advance. Yard sales can be a great way to make some money because they are free to put on and can help you clear up some of the clutter from around the house.

To some extent, a yard sale that sells a single item can be considered successful. You could have just thrown it away. Instead, you got something from it. Even a purchase of fifty cents is more than you would have gotten from throwing away your old junk. That’s a win.

If you’re holding a yard sale than your purpose is two-fold: get rid of your junk first, and make some money while you’re at it second. Here are some tricks of the trade to make sure that you fulfill both purposes.

Advertise

Advertise your event in any way you can. Post on social media. Find affordable classified areas of news agencies to get the word out. Post several brightly colored posters on light poles. Grab their attention at the main roads surrounding your house and then guide them through the neighborhood to you. Believe it or not, there are people that drive around in search of yard sales. There are even more that are glad to drop by when they come across your poster. Draw that audience in with posters.

”WOW” Them

Once you draw them in, present them with a full yard. If you’re going to be holding a yard sale, make sure you pack the yard with diverse merchandise. The passerby is far more likely to drop into a yard sale that is overflowing with things to sell. A small event is easily scanned and passed by. A sale knee deep in old possessions is likely to have a treasure for everyone, and people stop for that. Have a yard sale when you have an excessive amount of things to sell. If needs be, invite your neighbors to supplement pieces for their own sale.

Organize, Organize, Organize!

Organize your property by type. All of the electronics should be in one area, all of your clothing in another. Furniture should have its own space; entertainment its own box. Organize the property into sections and label them clearly for your visitors. The better organized your event, the more success you’ll have selling.

Separate the clothing by gender and size. If you make your merchandise more easily perused, you make it easier for your customers to find what they’re looking for. If they don’t find it, then they don’t feel like they’ve wasted their time looking through piles of clothing only to come up empty handed. Perhaps they’ll move on to another section and buy something else.

Provide an extension cord for potential buyers to test out the electronic equipment you sell. They’re far more likely to buy it if you can show them that the machine works.

Get every member of the family involved in this sale. Passersby are more interested when there are more people at the sale. You can set your kids up with a lemonade sale out in front while the older ones are out greeting visitors and patrolling the area. Potential visitors are more likely to drop in when they see that the scene has attracted a good sized group of people. This is where it especially helps to have other families in the neighborhood involved. Higher numbers will tell passersby that there’s something special about you.

Smart Pricing

Set reasonable prices on your items. There’s a difference between what you would spend on your product and what you would like to make off of it. Lean towards the price you would be willing to spend on it if you were the customer. You’ll more accurately price your property that way.

Be willing to come down on initial prices. Remember that your primary purpose is to get rid of old things. You were going to throw it away anyways, earning you nothing. Getting any offer may be the best thing you get that day. What this means is that you should be willing to consider lower prices for your items. You’re going to have to be willing to barter with a customer to get rid of some of the higher priced items.

Carry plenty of change. If you can manage it, accept credit cards as well. There are plenty of devices you can rent that will allow you to take credit card payments with your smart phone or tablet. The more versatile you are with your payment methods, the more merchandise you’ll sell. Not everyone will have cash. Not everyone will have a card either. Carry both to be safe.

With the proper planning, advertising, and bartering, you’ll do well in yard sale. You’ll get rid of your old junk while earning a bit of extra money at the same time.

Making more Money

Everyone needs it and most people could use a little more of it. Money is a seemingly necessary evil in the modern world and is something that most individuals and families could use more of.

According to the United States Census Bureau, the median household income of American families fell 2.3 percent from the year 2009 to 2010, and has dropped 7 percent since the year 2000. With the gradual decline in average yearly income for families, there may be many individuals and heads of households who are now looking for more ways to make money and support their families.

Get a Second Job

The first thing that person in need of a little more cushion to their funds can do to make more money is straight forward but not simple—work another job. There is little substitute for that which can be brought in by old fashioned, dirty nosed, hard, hard work.

And the same is true with making money. By taking on a second job, an individual or provider for a family can instantly boost their family’s funds.

But taking on a second job can be an extremely difficult task for most people. Having a second job means less time with family and loved ones, less personal time to relax and recover, and less time spent with other responsibilities like school, church, or volunteer work.

Because of the great sacrifice that those working two jobs are required to make in order to make more money for themselves and for their families, those who are considering working two jobs may wish to consider working a part time job. Instead of two part time jobs or two full time jobs, the combination of a full time and a part time job will yield the most in the ration of money to time spent away from home.

Save More Money

The next way for a family to make more money is simply to spend less. While this may be classified under the “save money” column and not the “make money column”, by spending less a family will have more and thereby accomplish the same goal.

Additionally, the money one saves is actually worth more to that person that income from a job because the money that is saved is not taxed. So the adage “a penny saved is a penny earned” can really be stated “a penny saved is a penny earned plus tax.”

To start saving more of one’s money instead of spending it, a person or a family should consider setting and sticking to an organized budget. Maintaining a consistent budget is a fundamental step to financial success.

With a strictly adhered to budget, a person can spend less, save more, and therefore increase their personal profit. The principles of creating a budget can be found online with a simple search, and the details of what to include in the budget and what to spend on each item in the budget can be determined on an individual basis according to the needs and capabilities of the family or individual.

Ask For a Raise

Along with picking up an extra job and spending less with the use of a budget, a person can make more money by asking for a raise at their current job. Asking for a raise can be an intimidating prospect, but if successful, the rewards can be great.

Not only will asking for a raise eliminate the need to secure another job in order to make more money, but often a raise will be accompanied by an increase in responsibilities if not an outright promotion. The best way for a person to successfully ask for a raise at work is by showing the boss or upper management one’s quality contributions to the company.

If an employee is efficient, hardworking, and successful in their duties then they make their company extra money or save their company extra money. Either way, their company will be thankful for their efforts and will be cooperative with the employee seeking a raise because of the need that employee has create for themselves within the company.

In a similar way, a person can ask for a raise or simply receive a raise in the job if they will invest in and receive additional education or training that will make them more of an asset to their current company. Community Colleges are typically relatively inexpensive and can promote an individual’s personal qualifications and certification to the point where companies will increase their pay and job duties to reflect the individual’s enhanced capabilities.

Make Money With Check City

In addition to all of the way’s we’ve just outlined many people aren’t aware that Check City offers several ways for people to make some extra money from home. Check City realizes that some of our best customers come from word of mouth marketing. For that reason we are more than happy to offer referral commission for each customer that you send our way. Depending on whether you go with our referral program or sign up as one of our affiliates you can make anywhere from $30-$100 for each funded loan. This can be a great way to not have to do any extra work but make money by referring any of your friends, family or neighbors that may be in need of our services.

By striving to continue to work hard, and by now striving to work smart, an individual can increase their income through the above tips and techniques.

How to Promote Affiliate Links

In our previous affiliate post we announced the launch of our newly revamped affiliate program. As we mentioned we’re extremely excited to be partnered with Commission Junction in the promotion of our affiliate program. By combining Commission Junctions industry leading affiliate tracking software with our world class service we’ve created a winning combination for all of our affiliates. If you are new to our affiliate program, welcome, we’re excited to have you! In this post we’ve outlined several ways that you can promote our affiliate links throughout the internet.

Shorten Up Your Links

Bit.ly- Once you’ve set up your affiliate account with commission junction you’ll be able to go through and generate your unique affiliate URL. Your unique affiliate URL will make it so that we will be able to track which customers you’ve referred to our company. An important thing to keep in mind is that your unique affiliate URL can tend to be a bit long so for that reason one of the first things we recommend doing is shortening your affiliate link with a service like Bit.ly. Bit.ly was created specifically for the purpose of shortening URL’s so that they can be posted easily on different social media sites like Facebook and Twitter. Once you’ve created your shortened link you’ll be ready to start promoting your link.

Promote, Promote, Promote!

Twitter-
If you currently have a twitter following sending out a tweet to your followers can be a great way to quickly and easily get people clicking on your affiliate link. Since you are limited to the number of characters you can use on Twitter you’ll definitely want to set up a Bit.ly link before sending out a tweet. If you don’t currently have a Twitter account or you don’t want to send your friends and family that follow your personal account an affiliate link then you can set up an account specifically for promoting our affiliate program. (If you are in fact concerned about tweeting out an affiliate link to your friends and family we recommend rethinking the possibility as you’d be surprised how many people you know that could act it can be a great way to). Regardless of which route you go always make it a goal to provide good quality information when you tweet, provide links to articles about budgeting, mortgages, investing, etc.. Then every once and awhile you can send out Tweets related to Check City services with your affiliate link included. To follow affiliate marketing best practices you should always inform people that the link they’re clicking on is an affiliate or sponsored link.

Facebook- Facebook is another great way to share your affiliate link. As a Check City affiliate there are a number of ways that you can utilize Facebook to promote your affiliate links whether it’s through your own account, fan pages that you’ve set up or even fan pages that you can network with to get them to promote your affiliate links with you the options are really endless. As we mentioned with Twitter it always best to provide good quality information when your interacting in a social setting and when you do decide to drop affiliate links let them know that it is a sponsored or affiliate link.

Blogging- Whether you use Blogger, Wordrpess, Tumblr or Weebly blogging is an excellent way to promote your affiliate links. As part of our program we’ve created a large number of tools for our affiliates to be able to utilize. Once you’ve signed up with Commission Junction and have applied to be part of our affiliate program you’ll have access to a wide range of links, as well as text and banner ads that we’ve created specifically for our affiliates. We’ve spent years testing and fine tuning our banner ads to ensure highest click through rates for our affiliates. In addition to placing banner ads on your site we’ve also found that affiliates that do several blog posts related to the topic prepare their referrals making them more likely to fill out the form.

Youtube Videos- Creating and posting videos to Youtube is a great way to get your affiliate links out there; a video will allow you to educate people about the services that Check City offers before they click on the link in the description which makes them more likely to complete the form on the next page. There a hundreds of different types of videos that you can create including educational, informative and even testimonial or review videos if you’ve personally used our services in the past. The videos that you create can even be used to

Instagram-
Instagram can be a powerful tool in sharing your Check City affiliate links. Due to the small amount of space that you have for your description you’ll definitely want to create a Bit.ly URL for posting links to Instagram. Promoting links on Instagram typically works best by posting pictures of things you’ve purchased or plan to purchase with money that you’d get or have gotten from a Check City loan. Posting pictures of a computer, ipad, or a new pair of shoes and saying something like, “I LOVE these shoes, might have to pay a visit to Check City” and then linking with your affiliate link is a very non-threatening way to share your affiliate link.

There are literally hundreds of ways to go about promoting your Check City affiliate links, if we’ve missed any of your favorite methods feel free to share them in the comments section below.

Join The Check City Affiliate Program!

Check City is proud to announce the launch of our newly revamped affiliate program. Check City has been in business since 1989 and ever since we opened our doors we’ve seen that some of our best business comes from word of mouth marketing and referral from our loyal customers. By offering friendly and fair service to all of our customers we’ve been able to grow to 71 locations nationwide and now with the technology available to us with the internet we’ve been able to take that same principle of word of mouth advertising and apply it on a much larger scale by allowing people all over the world to refer their friends, family and website visitors to use our services.

In this post we want to cover some of the common questions that people have when they hear about our affiliate program to help anyone that is interested get going as quickly as possible.

What is an Affiliate Program?

Affiliate programs, also known as referral or partner programs are a type of performance-based marketing in which you can get paid for sending customers our way. We’ve set up our affiliate program so that each time you refer a somebody to our website and they either fill out an application you’ll get paid. If they fill out the application and they end up qualifying for a loan you’ll get paid even more.

How Does The Affiliate Program Work?

When you sign up to be one of our affiliates you’ll be given a unique affiliate URL that you can then turn around and post on your own website or on a wide range of social media accounts including Facebook, Twitter, Youtube, Instagram and more. Whenever somebody visits our website by clicking on your affiliate link and either fills out the form or gets a funded loan you will get paid for that transaction. The great thing about having your unique affiliate URL is that when visitors click on it, they don’t have to fill out the form or apply right then, we’ll be able to track that visitor for up to 30 days so that if they come back to our website anytime in the next 30 days after you sent them to our site you’ll get credit for any transaction that takes place.

How Much Can You Make?

With the Check City affiliate program how much you make is entirely up to you. Remember, you are paid each time someone fills out an application and each time someone gets a loan funded through us so the more people you send to our site, the higher your chances are to make more money. In addition to getting paid for each application and funded loan we also have bonuses for higher volume so the higher number of loans you get processed each month, the higher the payout.

Where Do You Sign Up?

To get started promoting the Check City affiliate program you’ll need to set up an account with Commission Junction. You can do this by going to our affiliate page and clicking on the sign up link. If you already have an account with Commission Junction you can log in to your account and apply to be a part of our affiliate program.

What is Commission Junction?

Commission Junction is the top affiliate network in the industry. Affiliate networks are simply businesses that manage affiliate programs for other companies. The reason we’ve teamed up with Commission Junction is because they have invested a considerate amount of time and money into their affiliate tracking technology. With their technology they are able to track who is referring visitors to our website, where those visitors are coming from. They also keep a running total of how many commissions you’ve earned during the month and they make sure that you get paid.

Do I have to be a Check City customer to sign up?

Being an existing Check City customer is a bonus, but not required. Our affiliate program is open to all who are interested in promoting our services. It’s important to point out that Payday Loan and Cash Advance customers have a specific set of needs in their life and to be able to effectively “speak” to these customers it does help to have an understanding of how the process works. If you find yourself referring a lot of visitors to our landing pages but nobody is applying it may be worthwhile to go through the application process yourself so that you can gain an understanding of how the process works so that you can better prepare your referrals in your marketing messages.

If you have any additional questions about our affiliate program be sure to contact us at any time.

How to Make Extra Money

With the rising prices of gas, rent, and food it seems more and more Americans are finding their bank accounts on empty at the end of the month leaving thousands of people wondering how to make extra money. If you have found yourself in the situation where you need some extra money the good news is that in this day and age that are many, many ways to be able to make extra money.

To decide which route for making extra money is best for you the first thing that you need to do is figure out is how much do you need, and whether it’s a onetime need such as unexpected bills or if it’s going to be a new monthly expense that you should work into your budget. The reason for figuring this out is the fact that some of the options that we mention below like short term or payday loans work out better for getting money quickly for a one-time expense than they do for long term on going expenses.

Also, it’s good to look and see if this expense really is a need or if it’s just something frivolous that you want such as recreational vehicles, a vacation home, or a time share. Before taking on this expense you should ask yourself if it’s something that is really worth the extra effort or expense that it is going to create or if it’s something that you can wait to purchase until you have the cash in hand.

Make Extra Money Fast

Payday Loans- While online payday loans can sometimes have a negative connotation, in most instance when you need quick money now, and know that payday is only a few days away they make complete sense. Payday loans especially make sense when you compare the affordable fees to the huge expense that banks might charge on an overdraft fee or the hassle of having your utilities paid off or car repossessed. Payday loans from Check City are surprisingly simple to apply for either online or at one of our many locations.

Sell Your Scrap Gold- Everyone seems to have some scrap gold laying around their house. Whether it’s the pair of broken earring that you keep telling yourself you’re going to get fixed or a ring from a previous marriage it can all still make you the extra money you need right now. Most people don’t know that in addition to gold they can get paid on other precious metals they might have laying around the house as well such as silver.

Make Extra Money With by Working More

Get a Second Job- In some cases you may find that you need extra money on a regular basis, if this seems to be the case you will eventually run out of scrap gold to sell. If you find yourself in this situation, it may be time to look into a second job.

Before you begin looking for a second job make sure it’s something that is right for you. Take one last look at your finances; see if there are any expenses you can cut before taking on a second job. Believe it or not, Cable is not a need; also, more and more people are cutting internet service to their house because they can already get internet on their mobile phones. In fact, some of the Android and Apple based smart phones also have the ability to be turned into a mobile wifi hotspot so that you can use them to provide internet to all of the devices around the house.

Once you’ve assessed your budget the next thing to do is take a look at your schedule, oftentimes people will rush into a second job only to end up needing to hire a babysitter to watch the kids because they can only get shifts while the other parent is working which usually negates the benefit of working the second job. Also, when looking for second jobs look for jobs that might be able to be done from home or on a piece work basis that way you can do them whenever is convenient for you.

If you’ve done all the things we’ve mentioned above and you still find that it’s necessary to get a second job, remember to be smart about it. If you have the luxury of not having to rush into this second job take the time to be picky. Look for companies that offer the most, some companies will actually offer full time benefits for part time employees, little things like that can make some part time jobs much more worthwhile than others.

Negotiate a Raise- Before you go looking for a second job you should look into how you can improve your situation at your current place of employment. When it comes to getting a raise, each company is a little different and it can always be a bit of a process but if you’re willing to go through the trouble it will usually pay off in the end. The easiest time to get a raise is after you’ve completed a big project that will pay off for the company or after you’ve had a record month in sales. If you don’t have any of those accomplishments to use as reason for your raise then look at your current situation and think of ways that you can make a difference for your company. Anything that you can do to improve the bottom line for your company will pay off for you in the end.

In addition to getting a raise it’s also possible to free up extra money in your personal budget by shifting some of your monthly expenses to the company you work for by getting them to pay for it. For example, common perks that employers will sometimes offer include paying for your cell phone, paying for fuel expenses, health benefits, paid vacations, etc.. Employers offer these kinds of benefits because they want to reward loyal employees. Companies don’t like the hassle of going through the hiring and training process, the expenses associated with interviewing, training, and hiring a new employee are oftentimes astronomical. Because of the high costs associated with brining on a new employee they usually want to reward employees that show loyalty so if you’ve been with a company for a while and have a good relationship with your employer it may be worth seeing what kinds of perks they’re willing to offer to you.

Make Extra Money From Home

Start a Home Business- In addition to improving the situation at your current job you could also look into starting a home based business. If you decide to go this route it’s important to understand that just because it’s a home based business doesn’t mean that it’s any easier to get up and off the ground, it is still a business. Oftentimes people think that because it’s a home based business they can just sit back and relax in their pajamas while checks show up in the mail and that is not the case. If this is your first experience ever running a business it might be best to start off with a network marketing opportunity. Network marketing opportunities can sometimes be seen as negative businesses because nobody wants to hit up their friends and family to pitch them on a business but they are a great way for individuals who have never run a business to learn how to market a product or service without the business licensing and other expenses that go into a traditional business.

Make Money Online- In addition to starting a traditional business from home, you could also look into making money online. If you decide to go this route it’s important that you understand you will run into a lot offers out there that sound too good to be true, and they always are. Most of them will say that you can make thousands of dollars within hours of buying their “wonder product.” Making money online takes just as much work to get off the ground as any other business. The good news though is that there is plenty of free information throughout the internet that can show you exactly how to start making money online.

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